j.p. morgan acceptance corporation ii abs-15g
Exhibit 99.2
Customer Loan ID | Field Label | Bid Tape Field Value | Field Value | Compare Status | Comment |
304636574 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304636574 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304636574 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304636574 | Original CLTV | 65.07 | 66.53011 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304636574 | Original LTV | 65.07 | 66.53011 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
304677168 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304687950 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304687950 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304642609 | Investor: Qualifying Total Debt Ratio | 42.66 | 48.82073 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304682044 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304682044 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304682044 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304682079 | Original Interest Rate | 6.38 | 6.375 | Verified | Field Value reflects the Note value |
304682079 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304695472 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304695494 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304695498 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304695498 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304695473 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304695463 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304695463 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304695487 | Property Type | Single Family Detached | PUD | Verified | Field Value reflects the Approval/AUS in file. |
304695462 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304695496 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304695465 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304684633 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304683245 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304683245 | Investor: Qualifying Total Debt Ratio | 40.5 | 45.99436 | Verified | Field Value DTI is higher than Tape value but within 3% and < 45% DTI |
304702256 | Investor: Qualifying Total Debt Ratio | 37 | 41.64813 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304691263 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304684632 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304685288 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304685288 | Property Type | Single Family Detached | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304685288 | Appraised Value | xxxx | xxxx | Verified | Tape Value reflects Purchase Price |
304685288 | Investor: Qualifying Total Debt Ratio | 21 | 36.53873 | Verified | 1008 reflect total DTI of 36.54% |
304694916 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304694916 | Investor: Qualifying Total Debt Ratio | 41 | 49.77064 | Verified | 1008 approval reflects 49.94% DTI |
304707159 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304707159 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304716511 | Refi Purpose | Rate/Term | Cash-out - Other | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304716510 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304686446 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304686446 | Original Interest Rate | 6.75 | 7 | Verified | Field Value reflects the Note value |
304686446 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304686446 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304686446 | Original CLTV | 87.06 | 80 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304686446 | Original LTV | 87.06 | 80 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304715462 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304697019 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304697019 | Investor: Qualifying Total Debt Ratio | 40.52 | 47.04342 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304722271 | Property Type | Condo | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304722271 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722263 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722224 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304722224 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722242 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304722242 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304722242 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304722242 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722253 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722254 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722222 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722236 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722227 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722247 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722261 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722252 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the HUD-1 or CD |
304722226 | Contract Sales Price | xxxx | xxxx | Verified | Unable to verify due to missing information |
304722251 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722262 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722266 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304722266 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304722250 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722239 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722246 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722232 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722229 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304722221 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304722221 | Original P&I | xxxx | xxxx | Verified | Field Value reflects Note value |
304722258 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304722258 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304711792 | Investor: Qualifying Total Debt Ratio | 38.04 | 31.24381 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304709731 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304709731 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304705134 | Coborrower First Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304705134 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304705134 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304702260 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304708812 | Representative FICO | 710 | 703 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304704912 | Investor: Qualifying Total Debt Ratio | 13.22 | 36.53744 | Verified | AUS reflects 36.54% DTI |
304702962 | Original Interest Rate | 6.88 | 6.875 | Verified | Field Value reflects the Note value |
304724448 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304702340 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304711829 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304705439 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304705439 | Original CLTV | 53.99 | 55.93443 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304705439 | Original LTV | 53.99 | 55.93443 | Verified | Tape Value reflects the CLTV value |
304705439 | Investor: Qualifying Total Debt Ratio | 35.14 | 43.93057 | Verified | 1008 reflect total DTI of 43.93% |
304492052 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304492052 | Investor: Qualifying Total Debt Ratio | 13.5 | 40.03593 | Verified | Field Value DTI is within tolerance of 1008 DTI. |
304681091 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304681091 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304681091 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304681091 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304681091 | Investor: Qualifying Total Debt Ratio | 42.5623 | 48.82304 | Verified | Field Value DTI matches 1008 DTI of 48.823%. |
304672341 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304672341 | Refi Purpose | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304672341 | Investor: Qualifying Total Debt Ratio | 21.579 | 43.77533 | Verified | Per 1008 DTI is 43.77% and calculated DTI is 43.77% |
304696935 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304696935 | Representative FICO | 700 | 711 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304702594 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304702615 | Original Interest Rate | 6.63 | 6.625 | Verified | Field Value reflects the Note value |
304682034 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304682034 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304682034 | Refi Purpose | Rate/Term | Verified | The Bid Tape Field Value was not provided. | |
304640538 | Zip | xxxx | xxxx | Verified | Field Value reflects Zip per Note |
304640538 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304640538 | Original Interest Rate | 6.75 | 6.625 | Verified | Field Value reflects the Note value |
304640538 | Refi Purpose | Rate/Term | Verified | The Bid Tape Field Value was not provided. | |
304640538 | Decision System | DU | None | Verified | Field value reflects source document |
304692051 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304692051 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304700871 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304700871 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304700871 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
304712946 | Coborrower Last Name | xxxx | xxxx | Verified | Field Value reflects Co-Borrower name as it appears on the Note |
304712946 | Investor: Qualifying Total Debt Ratio | 22.17 | 26.4549 | Verified | 1008 approval reflects 26.45% DTI |
304704502 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304702247 | Original Interest Rate | 6.63 | 6.625 | Verified | Field Value reflects the Note value |
304702247 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304702247 | Investor: Qualifying Total Debt Ratio | 24.89 | 37.7426 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304723775 | Original Interest Rate | 7.13 | 7.125 | Verified | Field Value reflects the Note value |
304716892 | Investor: Qualifying Total Debt Ratio | 34.66 | 41.3195 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304727825 | Investor: Qualifying Total Debt Ratio | 28.17 | 47.15958 | Verified | AUS approved at 45.71. |
304723774 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304729147 | Investor: Qualifying Total Debt Ratio | 0.3143 | 31.47157 | Verified | Tape data decimal point is in incorrect position. |
304729128 | Investor: Qualifying Total Debt Ratio | 0.44669 | 44.6686 | Verified | Tape Data decimal point is in the incorrect position. |
304729148 | Investor: Qualifying Total Debt Ratio | 0.44965 | 44.96484 | Verified | Tape data decimal point is in the incorrect position |
304729143 | Investor: Qualifying Total Debt Ratio | 0.15009 | 15.01214 | Verified | Tape data decimal point is in the incorrect position. |
304729139 | Investor: Qualifying Total Debt Ratio | 0.44998 | 44.9984 | Verified | Tape Data decimal point is in the incorrect position |
304729134 | Investor: Qualifying Total Debt Ratio | 0.34385 | 34.38485 | Verified | Tape data decimal point is in the incorrect position |
304729131 | Investor: Qualifying Total Debt Ratio | 0.28903 | 28.90303 | Verified | Tape data decimal point is in the incorrect position. |
304729125 | Investor: Qualifying Total Debt Ratio | 0.24308 | 24.86549 | Verified | Tape Data decimal point is in the incorrect position. |
304729122 | Investor: Qualifying Total Debt Ratio | 0.30494 | 30.35546 | Verified | Tape Data decimal point is in the incorrect position. |
304729119 | Investor: Qualifying Total Debt Ratio | 0.34522 | 34.52179 | Verified | Tape Data decimal point is in the incorrect position. |
304729115 | Investor: Qualifying Total Debt Ratio | 0.17805 | 17.80502 | Verified | Tape Data decimal point is in the incorrect position. |
304729132 | Investor: Qualifying Total Debt Ratio | 0.33684 | 33.68407 | Verified | Tape data decimal point is in the incorrect position |
304729124 | Investor: Qualifying Total Debt Ratio | 0.43723 | 43.72294 | Verified | Tape data decimal point is in incorrect position. |
304729144 | Investor: Qualifying Total Debt Ratio | 0.44869 | 44.88821 | Verified | Tape data decimal point is in the incorrect position. |
304729093 | Investor: Qualifying Total Debt Ratio | 0.44796 | 44.79556 | Verified | Tape Data decimal point is in the incorrect position. |
304729146 | Investor: Qualifying Total Debt Ratio | 0.44137 | 44.1369 | Verified | Tape Data decimal point is in the incorrect position |
304729145 | Investor: Qualifying Total Debt Ratio | 0.19841 | 19.88358 | Verified | Tape value reflects decimal point in incorrect position. |
304729136 | Investor: Qualifying Total Debt Ratio | 0.1992 | 19.92024 | Verified | Tape data decimal point is in incorrect position |
304729112 | Investor: Qualifying Total Debt Ratio | 0.44712 | 44.86636 | Verified | Tape data decimal point is in the incorrect position. |
304729103 | Investor: Qualifying Total Debt Ratio | 0.38326 | 41.76787 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304729142 | Investor: Qualifying Total Debt Ratio | 0.19407 | 19.40738 | Verified | Tape data decimal point is in the incorrect position. |
304729137 | Investor: Qualifying Total Debt Ratio | 0.41459 | 41.45865 | Verified | Tape Date Decimal Point is in the incorrect Position. |
304729121 | Investor: Qualifying Total Debt Ratio | 0.29248 | 29.24853 | Verified | Tape data decimal point is in the incorrect position. |
304729154 | Investor: Qualifying Total Debt Ratio | 0.43969 | 43.96919 | Verified | Tape data decimal point is in the incorrect position. |
304729153 | Investor: Qualifying Total Debt Ratio | 0.41181 | 41.18053 | Verified | Tape Data decimal point is in the incorrect position |
304729151 | Investor: Qualifying Total Debt Ratio | 0.40319 | 40.31902 | Verified | Tape Data decimal point is in the incorrect position |
304729135 | Investor: Qualifying Total Debt Ratio | 0.44872 | 44.87241 | Verified | Tape value reflects decimal point in incorrect position. |
304729129 | Investor: Qualifying Total Debt Ratio | 0.09737 | 9.73652 | Verified | Tape data decimal point is in the incorrect position |
304729118 | Investor: Qualifying Total Debt Ratio | 0.42879 | 42.87927 | Verified | Tape data decimal point is in incorrect position. |
304729110 | Investor: Qualifying Total Debt Ratio | 0.38919 | 38.93202 | Verified | Tape data decimal point is in incorrect position |
304729097 | Investor: Qualifying Total Debt Ratio | 0.40681 | 40.68136 | Verified | Tape Data decimal point is in the incorrect position. |
304729091 | Investor: Qualifying Total Debt Ratio | 0.30496 | 30.49622 | Verified | Tape data decimal point is in incorrect position. |
304729088 | Investor: Qualifying Total Debt Ratio | 0.41178 | 41.17806 | Verified | Bid tape decimal point is in the incorrect position. |
304729087 | Investor: Qualifying Total Debt Ratio | 0.32909 | 32.90907 | Verified | Tape Data decimal point is in the incorrect position. |
304729081 | Investor: Qualifying Total Debt Ratio | 0.42202 | 42.20232 | Verified | Tape Data decimal point is in the incorrect position |
304729080 | Coborrower Qualifying FICO | 766 | 764 | Verified | Field Value reflects mid score of all 3 scores or lower of 2 scores |
304729080 | Investor: Qualifying Total Debt Ratio | 0.23899 | 22.05649 | Verified | Tape value reflects decimal point in incorrect position. |
304729077 | Investor: Qualifying Total Debt Ratio | 0.35723 | 35.72338 | Verified | Tape Data decimal point is in the incorrect position. |
304729076 | Investor: Qualifying Total Debt Ratio | 0.44845 | 44.8451 | Verified | Tape Data decimal point is in the incorrect position. |
304729085 | Investor: Qualifying Total Debt Ratio | 0.43857 | 43.85749 | Verified | Tape Data decimal point is in the incorrect position |
304729095 | Investor: Qualifying Total Debt Ratio | 0.16708 | 16.70814 | Verified | Tape Data decimal point is in the incorrect position. |
304729086 | Investor: Qualifying Total Debt Ratio | 0.28952 | 28.95205 | Verified | Tape Data decimal point is in the incorrect position. |
304728621 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304732816 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304732816 | Representative FICO | 813 | 802 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304712212 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304712212 | Investor: Qualifying Total Debt Ratio | 25.2 | 31.47896 | Verified | Tape data is incorrect. Loan approved at 31.879% |
304730686 | Refi Purpose | Cash-out | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD |
304728821 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304730234 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304730794 | Property Type | Condo | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304730794 | Investor: Qualifying Total Debt Ratio | 8.54 | 32.01826 | Verified | matches aus |
304728765 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304665237 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304665237 | Investor: Qualifying Total Debt Ratio | 48.457 | 44.87604 | Verified | Field Value DTI matches 1008 DTI. |
304683444 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304683444 | Refi Purpose | Rate/Term | Verified | The Bid Tape Field Value was not provided. | |
304692558 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304692558 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304702458 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304682077 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304682077 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304682077 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304682077 | Investor: Qualifying Total Debt Ratio | 20.1429 | 36.71312 | Verified | Field Value matches 1008 DTI of 36.712%. |
304704964 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304715277 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304715277 | Refi Purpose | Rate/Term | Verified | The Bid Tape Field Value was not provided. | |
304698314 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304698314 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304715263 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304715263 | Refi Purpose | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304711837 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304707964 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304707964 | Property Type | PUD | Single Family Detached | Verified | Field Value captured from Appraisal or Valuation model in file |
304707964 | Investor: Qualifying Total Debt Ratio | 40.55 | 37.31861 | Verified | Per AUS DTI is 37.32% and calculated DTI is 37.32% |
304716837 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304716837 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304716837 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304711834 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304711834 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304711834 | Decision System | LP / LPA | DU | Verified | Field value reflects source document |
304678339 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304678339 | Representative FICO | 790 | 806 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304717959 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304702484 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304702484 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304702484 | Borrower FTHB | 0 | 1 | Verified | Field Value verified by Application, Credit Report or other documentation in file |
304702254 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304702254 | Borrower First Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304702254 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304702254 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304702254 | Representative FICO | 785 | 783 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304702254 | Investor: Qualifying Total Debt Ratio | 42 | 38.60771 | Verified | Per 1008 DTI is 38.607% and calculated DTI is 38.607% |
304702254 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
304712952 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304702573 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304702573 | Investor: Qualifying Total Debt Ratio | 49.7412 | 43.19805 | Verified | Field Value DTI matches AUS DTI of 43.20% |
304694914 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304694914 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304705185 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304705185 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304705185 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304711818 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304711818 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304711818 | Investor: Qualifying Total Debt Ratio | 47.203 | 43.04835 | Verified | Field Value DTI is within tolerance of 1008 DTI of 43.544%. |
304705797 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304705797 | Investor: Qualifying Total Debt Ratio | 39.486 | 42.71916 | Verified | approved and reviewed at 42.68300 |
304716488 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304727753 | Borrower Last Name | xxxx | xxxx | Verified | Field Value reflects Borrower name as it appears on the Note |
304727753 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304727753 | Decision System | LP / LPA | DU | Verified | Field value reflects source document |
304724029 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304710709 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304728680 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304698228 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304698228 | Refi Purpose | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304710705 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304724151 | Street | xxxx | xxxx | Verified | Field Value reflects Street per Note |
304724151 | City | xxxx | xxxx | Verified | Field Value reflects City per Note |
304724151 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304724151 | Representative FICO | 740 | 752 | Verified | Field Value Representative FICO reflects the lowest mid score of all borrowers |
304724151 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304724151 | Investor: Qualifying Total Debt Ratio | 20.696 | 29.9005 | Verified | Per AUS DTI is 34.62% and calculated DTI is 29.90%. All expenses have been considered per documents provided. |
304707948 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304707948 | Investor: Qualifying Total Debt Ratio | 6.2464 | 15.84241 | Verified | Negative Rental income is less than reflects on 1008 causing the DTI to be less than reflected on the 1008 or AUS (16.012%) |
304727990 | Investor: Qualifying Total Debt Ratio | 24.34 | 19.38094 | Verified | Field value matching with 1008 at 19.38% DTI |
304736650 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304736650 | Original CLTV | 57.04 | 58.78136 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lesser of the appraised value or purchase price. (Purchases) |
304736650 | Original LTV | 57.04 | 58.78136 | Verified | Field Value reflects Original Principal Balance divided by the lesser of the appraised value or purchase price. (Purchases) |
304728817 | Appraised Value | xxxx | xxxx | Verified | Field Value captured from Valuation model in file |
304728817 | Contract Sales Price | xxxx | xxxx | Verified | Field Value reflects sales price as it appears on the sales/purchase contract and/or addendum |
304731308 | Investor: Qualifying Total Debt Ratio | 31 | 38.18434 | Verified | Field Value DTI is higher than Tape value due to Lender used lower consumer debt than verified by audit |
304680508 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304680508 | Original CLTV | 47.83 | 45.51681 | Verified | Field Value reflects the sum of Original Principal Balance and other financing divided by the lowest appraised value. (Refinances) |
304680508 | Original LTV | 47.83 | 45.51681 | Verified | Field Value reflects the Original Principal Balance divided by the lowest appraised value. (Refinances) |
304680508 | Investor: Qualifying Total Debt Ratio | 34.9943 | 41.14358 | Verified | Per AUS DTI is 39.69% and calculated DTI is 39.69% |
304711819 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304711819 | Property Type | PUD | Townhouse | Verified | Field Value captured from Appraisal or Valuation model in file |
304711819 | Decision System | LP / LPA | DU | Verified | Field value reflects source document |
304704278 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304704278 | Original Interest Rate | 6.75 | 6.375 | Verified | Field Value reflects the Note value |
304704278 | Investor: Qualifying Total Debt Ratio | 38.9383 | 43.63951 | Verified | Field Value DTI is higher than Tape value due to Lender used higher qualifying income than verified by audit |
304700256 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304700256 | Investor: Qualifying Total Debt Ratio | 37.702 | 47.35177 | Verified | Per AUS DTI is 48.08% and calculated DTI is 47.35% due to the credit of $xxxx vs AUS of $xxxx as xxxx used once of $xxxx due to authorized user and primary residence to non-occupant xxxx has a Flood policy which added $xxxx and was not included in DTI. |
304697112 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304697112 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304697112 | Refi Purpose | Rate/Term | Verified | Field Value reflects borrower receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304722400 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304727805 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304727805 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304727805 | Refi Purpose | Rate/Term | Verified | The Bid Tape Field Value was not provided. | |
304727805 | Investor: Qualifying Total Debt Ratio | 40.1977 | 37.07641 | Verified | Field Value DTI is less than 1008 DTI of 40.516% due to AUS reflects taxes are $xxxx/month but the actual taxes are $xxxx/month. |
304710865 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304710865 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304710865 | Investor: Qualifying Total Debt Ratio | 36.693 | 27.80747 | Verified | Field value is lower |
304718009 | Note Date | xxxx | xxxx | Verified | The Bid Tape Field Value was not provided. |
304718009 | Investor: Qualifying Total Debt Ratio | 37.0908 | 32.82967 | Verified | Field Value DTI matches 1008 DTI. |
304725216 | Property Type | PUD | PUD Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304730786 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304730786 | Borrower FTHB | 0 | 1 | Verified | Field Value verified by Application, Credit Report or other documentation in file |
304723753 | Original Loan Amount | xxxx | xxxx | Verified | Field Value reflects the Note value |
304728681 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304728681 | Property Type | Single Family Detached | PUD | Verified | Field Value captured from Appraisal or Valuation model in file |
304721765 | Investor: Qualifying Total Debt Ratio | 27.25 | 36.4192 | Verified | DTI is a little higher than reflected on 1008 due to additional debt for xxxx. |
304724660 | Property Type | Single Family Detached | Single Family Attached | Verified | Field Value captured from Appraisal or Valuation model in file |
304724660 | Borrower FTHB | 0 | 1 | Verified | Field Value verified by Application, Credit Report or other documentation in file |
304726341 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304731896 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304731896 | Refi Purpose | Rate/Term | Verified | Field Value reflects borrower not receiving cash out and/or paying off debts > $2,000 or 2% of loan amount per HUD-1/CD | |
304731896 | Decision System | DU | LP / LPA | Verified | Field value reflects source document |
304726485 | Note Date | xxxx | xxxx | Verified | Field Value reflects Note Date per the Note |
304726485 | Investor: Qualifying Total Debt Ratio | 44.223 | 48.9266 | Verified | Per AUS DTI is 47.84% and calculated DTI is 48.92% due to the Borrowers income of $xxxx vs AUS of $xxxx. xxxx-income calculated at $xxxx vs worksheet of $xxxx. |