The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106 667 3,041 SH SOLE 0 0 3,041
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 343 13,401 SH SOLE 0 0 13,401
VANGUARD INDEX FDS TOTAL STK MKT 922908769 352 1,159 SH SOLE 0 0 1,159
ISHARES TR TIPS BD ETF 464287176 228 2,073 SH SOLE 0 0 2,073
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 375 2,787 SH SOLE 0 0 2,787
TRANE TECHNOLOGIES PLC SHS G8994E103 364 833 SH SOLE 0 0 833
HOME DEPOT INC COM 437076102 569 1,551 SH SOLE 0 0 1,551
ISHARES TR RUS 1000 GRW ETF 464287614 251 592 SH SOLE 0 0 592
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 253 11,459 SH SOLE 0 0 11,459
ISHARES TR CORE S&P SCP ETF 464287804 450 4,118 SH SOLE 0 0 4,118
ISHARES TR CORE MSCI INTL 46435G326 1,056 13,882 SH SOLE 0 0 13,882
ALPHABET INC CAP STK CL A 02079K305 266 1,511 SH SOLE 0 0 1,511
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 205 4,803 SH SOLE 0 0 4,803
MICROSOFT CORP COM 594918104 3,433 6,901 SH SOLE 0 0 6,901
VANGUARD WORLD FD ESG INTL STK ETF 921910725 468 7,138 SH SOLE 0 0 7,138
VANGUARD WORLD FD ESG US STK ETF 921910733 341 3,106 SH SOLE 0 0 3,106
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,552 44,528 SH SOLE 0 0 44,528
VANGUARD INDEX FDS MID CAP ETF 922908629 12,219 43,665 SH SOLE 0 0 43,665
LINDE PLC SHS G54950103 285 607 SH SOLE 0 0 607
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 622 5,924 SH SOLE 0 0 5,924
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 18,116 31,893 SH SOLE 0 0 31,893
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 579 5,715 SH SOLE 0 0 5,715
VANGUARD STAR FDS VG TL INTL STK F 921909768 9,914 143,497 SH SOLE 0 0 143,497
ISHARES TR ESG SELECT SCRE 46436E569 441 9,250 SH SOLE 0 0 9,250
VISA INC COM CL A 92826C839 368 1,037 SH SOLE 0 0 1,037
VANGUARD INDEX FDS GROWTH ETF 922908736 218 498 SH SOLE 0 0 498
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 20,879 513,617 SH SOLE 0 0 513,617
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 4,348 110,113 SH SOLE 0 0 110,113
CAPITAL GROUP INTL FOCUS EQT SHS CREATION UNI 14019W109 8,689 320,257 SH SOLE 0 0 320,257
CAPITAL GROUP CORE EQUITY ET SHS CREATION UNI 14020V108 446 12,065 SH SOLE 0 0 12,065
CAPITAL GRP FIXED INCM ETF T CORE PLUS INCM 14020Y102 10,765 478,431 SH SOLE 0 0 478,431
ALPS ETF TR INTER MUNI BD 00162Q411 203 7,996 SH SOLE 0 0 7,996
CAPITAL GRP FIXED INCM ETF T MUNICIPAL INCOME 14020Y201 1,119 41,940 SH SOLE 0 0 41,940
NVIDIA CORPORATION COM 67066G104 256 1,621 SH SOLE 0 0 1,621
ABBVIE INC COM 00287Y109 218 1,176 SH SOLE 0 0 1,176
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870 320 3,173 SH SOLE 0 0 3,173
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 10,956 148,792 SH SOLE 0 0 148,792
INTUITIVE SURGICAL INC COM NEW 46120E602 209 384 SH SOLE 0 0 384
CAPITAL GRP FIXED INCM ETF T SHORT DURATION M 14020Y607 700 26,848 SH SOLE 0 0 26,848
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 6,503 131,341 SH SOLE 0 0 131,341
ALPS ETF TR SMITH CORE PLUS 00162Q346 348 13,461 SH SOLE 0 0 13,461
CAPITAL GROUP INTERNATIONAL SHS 14021T102 223 7,668 SH SOLE 0 0 7,668
CAPITAL GRP FIXED INCM ETF T ULTRA SHORT INCO 14020Y888 4,245 168,237 SH SOLE 0 0 168,237
CAPITAL GROUP CONSERVATIVE E SHS 14020U100 15,536 543,225 SH SOLE 0 0 543,225
ISHARES TR CORE S&P500 ETF 464287200 312 502 SH SOLE 0 0 502
UNION PAC CORP COM 907818108 707 3,071 SH SOLE 0 0 3,071
JPMORGAN CHASE & CO. COM 46625H100 345 1,191 SH SOLE 0 0 1,191
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 327 5,744 SH SOLE 0 0 5,744
WALMART INC COM 931142103 254 2,595 SH SOLE 0 0 2,595
INTERNATIONAL BUSINESS MACHS COM 459200101 472 1,600 SH SOLE 0 0 1,600
RTX CORPORATION COM 75513E101 213 1,459 SH SOLE 0 0 1,459
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,530 132,021 SH SOLE 0 0 132,021
ALPHABET INC CAP STK CL C 02079K107 225 1,269 SH SOLE 0 0 1,269
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 8,016 101,860 SH SOLE 0 0 101,860
ISHARES TR RUSSELL 3000 ETF 464287689 322 918 SH SOLE 0 0 918
EXXON MOBIL CORP COM 30231G102 882 8,186 SH SOLE 0 0 8,186
ISHARES TR CORE S&P MCP ETF 464287507 641 10,332 SH SOLE 0 0 10,332
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 444 9,061 SH SOLE 0 0 9,061
ISHARES TR MSCI EAFE ETF 464287465 250 2,797 SH SOLE 0 0 2,797
APPLE INC COM 037833100 1,544 7,525 SH SOLE 0 0 7,525