SITUSAMC LOAN ID CUSTOMER LOAN ID SELLER LOAN ID INVESTOR LOAN NUMBER UNIQUE LOAN ID TILA STATUS LOAN DESIGNATION EXEMPT QM/ATR EQUIVALENCY CDFI BANK ORIGINATED LOAN APPLICATION DATE TRID TESTED GSE HOEPA FEES TILA FEES RATE LOCK DATE CALCULATED APR ORIGINAL P&I QUALIFYING P&I QUALIFYING RATE IS BORROWER NON OCCUPANT IS CO BORROWER NON OCCUPANT BORROWER EMPLOYMENT INDICATOR CO BORROWER EMPLOYMENT INDICATOR CO BORROWER 2 EMPLOYMENT INDICATOR CO BORROWER 3 EMPLOYMENT INDICATOR CO BORROWER2 LENGTH OF EMPLOYMENT CO BORROWER3 LENGTH OF EMPLOYMENT BORROWER FOREIGN NATIONAL INDICATOR CO BORROWER FOREIGN NATIONAL INDICATOR CO BORROWER 2 FOREIGN NATIONAL INDICATOR CO BORROWER 3 FOREIGN NATIONAL INDICATOR BORROWER COUNTRY NAME CO BORROWER COUNTRY NAME CO BORROWER2 COUNTRY NAME CO BORROWER3 COUNTRY NAME RESIDUAL INCOME NUM UNITS ANNUAL PROPERTY TAX ANNUAL INSURANCE COSTS MONTHLY PROPERTY TAX MONTHLY INSURANCE COSTS HOA NAME HOA ADDRESS STATE FEE AMOUNT NEXT DUE DATE HOA PAYMENT FREQUENCY INVESTOR DTI QM DTI NON QM DTI ORIGINAL CREDIT REPORT DATE QUALIFYING CREDIT SCORE THIRD WAGE EARNER ORIGINAL FICO EQUIFAX THIRD WAGE EARNER ORIGINAL FICO EXPERIAN THIRD WAGE EARNER ORIGINAL FICO TRANSUNION FOURTH WAGE EARNER ORIGINAL FICO EQUIFAX FOURTH WAGE EARNER ORIGINAL FICO EXPERIAN FOURTH WAGE EARNER ORIGINAL FICO TRANSUNION MOST RECENT UPDATED CREDIT REPORT DATE PRIMARY WAGE EARNER UPDATED FICO EQUIFAX PRIMARY WAGE EARNER UPDATED FICO EXPERIAN PRIMARY WAGE EARNER UPDATED FICO TRANSUNION SECONDARY WAGE EARNER UPDATED FICO EQUIFAX SECONDARY WAGE EARNER UPDATED FICO EXPERIAN SECONDARY WAGE EARNER UPDATED FICO TRANSUNION THIRD WAGE EARNER UPDATED FICO EQUIFAX THIRD WAGE EARNER UPDATED FICO EXPERIAN THIRD WAGE EARNER UPDATED FICO TRANSUNION FOURTH WAGE EARNER UPDATED FICO EQUIFAX FOURTH WAGE EARNER UPDATED FICO EXPERIAN FOURTH WAGE EARNER UPDATED FICO TRANSUNION MOST RECENT UPDATED CO BORROWER 2 FICO MOST RECENT UPDATED CO BORROWER 3 FICO CO BORROWER 2 ASSET VERIFICATION LEVEL CO BORROWER 3 ASSET VERIFICATION LEVEL CO BORROWER 2 INCOME VERIFICATION LEVEL CO BORROWER 3 INCOME VERIFICATION LEVEL CO BORROWER 2 EMPLOYMENT VERIFICATION LEVEL CO BORROWER 3 EMPLOYMENT VERIFICATION LEVEL ASSET DEPLETION FLAG BANK STATEMENTS FLAG NUMBER OF STATEMENTS TYPE OF STATEMENTS PERCENT OF INCOME FROM STATEMENTS BORROWER BUSINESS OWNERSHIP % COBORROWER BUSINESS OWNERSHIP % P&L TYPE INCOME DOC DETAIL TAX RETURN DOC DETAILS DOCUMENT LEVEL DOCUMENT TYPE MOST RECENT BANKRUPTCY TYPE MOST RECENT BANKRUPTCY FILING DATE MOST RECENT BANKRUPTCY DISCHARGE DATE NUMBER OF BANKRUPTCY EVENTS MONTHS BANKRUPTCY (7, 11) MONTHS BANKRUPTCY (13) MOST RECENT DEED-IN -LIEU DATE NUMBER OF DEED-IN-LIEU EVENTS MONTHS DEED-IN-LIEU MOST RECENT SHORT SALE DATE NUMBER OF SHORT SALE EVENTS MONTHS SHORT SALE (OR PRE FC) MOST RECENT FORECLOSURE DATE NUMBER OF FORECLOSURE EVENTS MONTHS FORECLOSURE PRIOR MORTGAGE/RENT LATE 30D IN 24M PRIOR MORTGAGE/RENT LATE 60D IN 24M PRIOR MORTGAGE/RENT LATE 90D IN 24M HAS ACH GUIDELINE NAME UW GUIDELINE AUTHOR ATR QM TOTAL POINTS AND FEES AUDIT LOAN REGULATION BENCHMARK DATE BENCHMARK RATE HUD 1 PAGE 1 CREDITS TOTAL COLLATERAL UNDERWRITER RISK SCORE AUS DECISION SYSTEM PROPERTY INSPECTION WAIVER (PIW) RATING RESULT ELIGIBLE FOR REP AND WARRANT RELIEF PER COLLATERAL ADVISOR IS EQUITY SHARED LOAN INVESTOR QUALIFYING RATE BORROWER YEARS OF W2S COBORROWER YEARS OF W2S YEARS OF PERSONAL TAX RETURNS YEARS OF BUSINESS TAX RETURNS YEARS OF 4506T YEARS OF TAX TRANSCRIPTS MONTHS OF PERSONAL BANK STATEMENTS MONTHS OF BUSINESS BANK STATEMENTS MONTHS OF PROFIT AND LOSS STATEMENTS EXPENSE LETTER DSCR INVERSE DSCR SUBORDINATE LIEN TYPE IS SHARED APPRECIATION MORTGAGE DURATION OF PAYOUT MONTHS SELLER VSH INDICATOR SELLER INDICATED VSH GUIDELINE VALIDATED VSH IO REMAINING AMORTIZATION TERM AT RECAST MATURITY DATE BORROWER OWN FUNDS CASH AMOUNT BORROWER OWN FUNDS PERCENT IS THE NOTE AN ENOTE BORROWER WVOE - # OF MONTHS OF INCOME PROVIDED CO BORROWER WVOE - # OF MONTHS OF INCOME PROVIDED CO BORROWER2 WVOE - # OF MONTHS OF INCOME PROVIDED CO BORROWER3 WVOE - # OF MONTHS OF INCOME PROVIDED WERE THE ORIGINATION GUIDELINES UTILIZED FOR THIS DILIGENCE REVIEW? TITLE EVIDENCE OWNERSHIP TYPE BORROWER TYPE BORROWER DESIGNATION CO BORROWER TYPE CO BORROWER DESIGNATION CO BORROWER2 TYPE CO BORROWER2 DESIGNATION CO BORROWER3 TYPE CO BORROWER3 DESIGNATION SENIOR LIEN POSITION SENIOR LIEN ORIGINAL LOAN AMOUNT SENIOR LIEN ORIGINAL INTEREST RATE SENIOR LIEN NOTE PROJECTED CLOSING DATE SENIOR LIEN CURRENT BALANCE SENIOR LIEN CURRENT P&I LOAN CLOSED IN THE NAME OF AN ENTITY NOTE EXECUTED BY ASSUMABLE MORTGAGE FLAG LEASEHOLD FLAG BUYDOWN FLAG BORROWER EXPERIAN FICO MODEL USED BORROWER EQUIFAX FICO MODEL USED BORROWER TRANSUNION FICO MODEL USED CO BORROWER EXPERIAN FICO MODEL USED CO BORROWER EQUIFAX FICO MODEL USED CO BORROWER TRANSUNION FICO MODEL USED CO BORROWER2 EXPERIAN FICO MODEL USED CO BORROWER2 EQUIFAX FICO MODEL USED CO BORROWER2 TRANSUNION FICO MODEL USED CO BORROWER3 EXPERIAN FICO MODEL USED CO BORROWER3 EQUIFAX FICO MODEL USED CO BORROWER3 TRANSUNION FICO MODEL USED BORROWER DOCUMENTATION USED TO DETERMINE LEGAL RESIDENCY CO BORROWER DOCUMENTATION USED TO DETERMINE LEGAL RESIDENCY CO BORROWER2 DOCUMENTATION USED TO DETERMINE LEGAL RESIDENCY CO BORROWER3 DOCUMENTATION USED TO DETERMINE LEGAL RESIDENCY DELAYED FINANCING? MONTHS RESERVES CORRESPONDENT TYPE DEPARTURE RESIDENCE RATE INCREASE ON DEFAULT MERS MIN NUMBER CO BORROWER OTHER INCOME CO BORROWER WAGE INCOME PRIMARY HOUSING LATES 0 6 MONTHS 30 PRIMARY HOUSING LATES 0 6 MONTHS 60 PRIMARY HOUSING LATES 0 6 MONTHS 90 PRIMARY HOUSING LATES 7 12 MONTHS 30 PRIMARY HOUSING LATES 7 12 MONTHS 60 PRIMARY HOUSING LATES 7 12 MONTHS 90 PRIMARY HOUSING LATES 13 24 MONTHS 30 PRIMARY HOUSING LATES 13 24 MONTHS 60 PRIMARY HOUSING LATES 13 24 MONTHS 90 PRIMARY HOUSING LATES 25 36 MONTHS 30 PRIMARY HOUSING LATES 25 36 MONTHS 60 PRIMARY HOUSING LATES 25 36 MONTHS 90 BORROWER 1 ITIN FLAG BORROWER 2 ITIN FLAG BORROWER 3 ITIN FLAG BORROWER 4 ITIN FLAG [Borrower]; 1040 - 2016 [Borrower]; Transcripts (1040) - 2016 [Borrower]; 1040 - 2015 [Borrower - | Primary Income - Wages]; Other - 2017 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Wages]; Paystubs - 2017 [Borrower]; Transcripts (1040) - 2015 [Borrower - | Primary Income - Wages]; WVOE - 2017 [Borrower]; 4506 or 4506-T - 2014 [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2013 [Borrower - | Primary Income - Wages]; W-2 - 2015 [Coborrower]; 1040 - 2016 [Coborrower(s) - | Primary Income - Wages]; Other - 2017 [Coborrower]; Transcripts (1040) - 2016 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2017 [Coborrower]; 1040 - 2015 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2017 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2017 [Coborrower]; Transcripts (1040) - 2015 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; 4506 or 4506-T - 2014 [redacted] [redacted] [redacted] [redacted] 51485558 Non QM Yes No $5,825.51 $7,277.81 6.892% $2,252.69 $2,252.69 7.999% No No Employed Employed US Citizen US Citizen $5,260.23 1 $6,534.48 $978.96 $544.54 $81.58 42.849% 47.190% 42.849% 653 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2015 [Coborrower]; 4506 or 4506-T - 2013 Full Documentation (F) Full 2 2 0 0 0 XXX $5,825.51 XXXX $10,000.00 None XXXX 2 2 2 0 3 2 0.00 No 6/XX/2047 XXX XXX Commitment Fee Simple No Yes 5.44 $0.00 $4,390.53 No No No No [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2018 [Borrower]; 4506 or 4506-T - 2017 [redacted] [redacted] [redacted] [redacted] 52101846 Safe Harbor QM No No $795.00 $1,083.96 7.521% $314.92 $314.92 7.199% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $1,410.17 1 $1,723.32 $567.60 $143.61 $47.30 36.220% 36.220% 36.220% 5/XX/2018 738 No No [Coborrower(s) - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2018 [Borrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 0 0 0 XXX $795.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 2 0 0.00 No 8/XX/2038 Preliminary Fee Simple 1 XXXX 8/XX/2004 XXX XXX No No No $688.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2018 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2017 [redacted] [redacted] [redacted] [redacted] 56470463 Higher Priced QM No No $826.25 $1,219.33 7.872% $197.58 $197.58 7.249% No No Employed US Citizen $9,264.80 1 $6,589.20 $933.96 $549.10 $77.83 20.588% 20.588% 20.588% 6/XX/2018 841 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2016 UTD UTD 0 0 0 XXX $826.25 XXXX $0.00 None N/A No XXXX 2 0 0 2 0 0.00 No 8/XX/2038 Preliminary Fee Simple 1 XXXX 7/XX/2014 XXX XXX No No No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 56760742 Higher Priced QM No No $795.00 $1,124.91 8.311% $247.19 $247.19 7.799% No No Employed US Citizen $4,151.01 1 $2,871.00 $1,726.20 $239.25 $143.85 42.573% 42.573% 42.573% 7/XX/2018 670 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $795.00 XXXX $0.00 None N/A No XXXX 2 0 0 2 0 0.00 No 8/XX/2038 Preliminary Fee Simple 1 XXXX 1/XX/2016 XXX XXX No No No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2017 [redacted] [redacted] [redacted] [redacted] 52159762 Higher Priced QM No No $795.00 $1,003.81 8.575% $166.03 $166.03 7.899% No No Employed US Citizen $2,998.81 1 $1,327.56 $1,290.84 $110.63 $107.57 35.185% 35.185% 35.185% 6/XX/2018 726 No No [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2016 UTD UTD 0 0 0 $795.00 XXXX $0.00 None N/A No XXXX 1 0 0 2 0 0.00 No 8/XX/2038 Preliminary Fee Simple 1 XXXX 8/XX/2011 XXX XXX No No No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2017 [redacted] [redacted] [redacted] [redacted] 53849818 Higher Priced QM No No $795.00 $1,214.74 8.073% $158.83 $158.83 7.312% No No Employed US Citizen $2,493.26 1 $2,050.44 $1,315.80 $170.87 $109.65 37.946% 37.946% 37.946% 7/XX/2018 693 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 0 0 0 XXX $795.00 XXXX $0.00 None N/A No XXXX 2 0 0 2 0 0.00 No 9/XX/2038 Lender Intent Fee Simple 1 XXXX 7/XX/2013 XXX XXX No No No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 1040 - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2018 [Coborrower]; 1040 - 2017 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2018 [Coborrower]; 1040 - 2017 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [redacted] [redacted] [redacted] [redacted] 59208863 Safe Harbor QM No No $795.00 $824.80 6.927% $610.62 $610.62 6.799% No No Employed Employed US Citizen US Citizen $6,220.07 1 $1,646.28 $4,890.00 $137.19 $407.50 42.220% 42.220% 42.220% 6/XX/2018 709 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 0 0 0 XXX $795.00 XXXX $0.00 None N/A No XXXX 2 2 2 0 2 0 0.00 No 8/XX/2038 Preliminary Fee Simple 1 XXXX 7/XX/2003 XXX XXX No No No $0.00 $7,823.53 No No No No [Borrower - | Primary Income - Social Security]; 1099-SSA - 2017 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 1994 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2018 [Borrower]; 4506 or 4506-T - 2017 [redacted] [redacted] [redacted] [redacted] 52985390 Higher Priced QM No No $795.00 $1,249.70 10.181% $291.98 $291.98 9.649% No No Non-Employment Income US Citizen $1,714.28 1 $418.20 $948.00 $34.85 $79.00 32.161% 32.161% 32.161% 7/XX/2018 771 No No [Borrower - | Non-Primary Income - Pension]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 0 0 0 XXX $795.00 XXXX $0.00 None N/A No XXXX 0 0 0 2 0 0.00 No 9/XX/2038 Preliminary Fee Simple 1 XXXX 9/XX/2013 XXX XXX No No No $0.00 $0.00 No No No No [Borrower - | Primary Income - C-Corp]; 1120 - 2106 [Borrower]; 1040 - 2017 [Borrower - | Primary Income - C-Corp]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Borrower]; Transcripts (1040) - No Results Returned - 2017 [Borrower - | Primary Income - C-Corp]; W-2 - 2017 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - C-Corp]; Business Return Transcripts - 2016 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - C-Corp]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Coborrower]; 1040 - 2017 [Coborrower(s) - | Primary Income - C-Corp]; W-2 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Primary Income - C-Corp]; 1120 - 2016 [Coborrower]; Transcripts (1040) - No Results Returned - 2017 [Coborrower(s) - | Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2016 [Coborrower]; 1040 - 2016 [Coborrower(s) - | Primary Income - C-Corp]; Business Return Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - C-Corp]; W-2 - 2016 [Coborrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 59845362 Temporary SHQM (GSE/Agency Eligible) No Yes $16,302.50 $18,197.85 4.920% $4,825.24 $4,825.24 4.750% No No Self-Employed Self-Employed US Citizen US Citizen $5,455.99 3 $7,230.00 $1,171.80 $602.50 $97.65 50.316% 50.316% 50.316% 7/XX/2018 796 No No [Coborrower(s) - | Primary Income - C-Corp]; 1120 - 2015 [Coborrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 $16,302.50 XXXX $0.00 LP / LPA Accept N/A No XXXX 2 2 2 0 3 1 No 8/XX/2048 XXX XXX Final Fee Simple No No 42.23 No $2,657.46 $0.00 No No No No [Borrower - | Non-Primary Income - Wages]; VVOE - 2018 [Borrower - | Non-Primary Income - Wages]; W-2 - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2018 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2018 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2017 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2016 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2016 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2016 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower]; 1040 - 2017 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower]; Transcripts (1040) - 2017 [redacted] [redacted] [redacted] [redacted] 56988031 N/A No Yes $29,433.50 $31,394.51 5.134% $3,599.37 $3,599.37 4.750% No No Self-Employed US Citizen $2,621.47 3 $7,675.20 $1,152.96 $639.60 $96.08 42.331% 42.331% 42.331% 4/XX/2018 761 No No [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 0 0 0 $29,433.50 XXXX $0.00 LP / LPA Accept No No XXXX 1 1 0 2 1 No 8/XX/2048 XXX XXX Final Fee Simple No No 127.36 No $0.00 $0.00 No No No No [Borrower - | Primary Income - C-Corp]; Business License - 2018 [Borrower - | Primary Income - C-Corp]; 1120 - 2017 [Borrower - | Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Borrower - | Primary Income - C-Corp]; Business Return Transcripts - 2017 [Borrower - | Primary Income - C-Corp]; W-2 - 2017 [Borrower - | Primary Income - C-Corp]; 1120 - 2016 [Borrower - | Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2016 [Borrower - | Primary Income - C-Corp]; Business Return Transcripts - 2016 [Borrower - | Non-Primary Income - C-Corp]; Business License - 2018 [Borrower - | Non-Primary Income - C-Corp]; 1120 - 2017 [Borrower - | Non-Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Borrower - | Non-Primary Income - C-Corp]; Business Return Transcripts - 2017 [Borrower - | Non-Primary Income - C-Corp]; W-2 - 2017 [Borrower - | Non-Primary Income - C-Corp]; 1120 - 2016 [Borrower - | Non-Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2016 [Borrower - | Non-Primary Income - C-Corp]; Business Return Transcripts - 2016 [Borrower - | Non-Primary Income - C-Corp]; W-2 - 2016 [Coborrower(s) - | Primary Income - C-Corp]; Business License - 2018 [Coborrower(s) - | Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Borrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Borrower]; Transcripts (1040) - 2017 [Coborrower(s) - | Primary Income - C-Corp]; Business Return Transcripts - 2017 [Borrower]; 1040 - 2016 [Coborrower(s) - | Primary Income - C-Corp]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - C-Corp]; 1120 - 2016 [Borrower]; 1040 - 2015 [Coborrower(s) - | Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2016 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2016 [Coborrower]; 1040 - 2016 [Coborrower(s) - | Primary Income - C-Corp]; Business Return Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 50382123 N/A No No $18,440.00 $23,481.75 5.329% $4,737.04 $4,737.04 5.125% No No Self-Employed Self-Employed US Citizen US Citizen $6,484.40 2 $8,251.08 $1,311.00 $687.59 $109.25 49.942% 49.942% 49.942% 5/XX/2018 778 No No [Coborrower(s) - | Primary Income - C-Corp]; W-2 - 2016 [Coborrower]; 1040 - 2015 Full Documentation (F) Full 0 0 0 $18,440.00 XXXX $0.00 LP / LPA Accept N/A No XXXX 2 2 2 0 2 1 No 9/XX/2048 XXX XXX Commitment Fee Simple No No 0 Yes $3,827.25 $442.11 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 1040 - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; WVOE - 2018 [Borrower]; 1040 - 2016 [redacted] [redacted] [redacted] [redacted] 52577870 N/A No No $7,165.00 $22,764.50 5.039% $3,651.53 $3,651.53 4.750% No No Employed Not Employed US Citizen US Citizen $2,621.37 2 $12,609.00 $1,175.04 $1,050.75 $97.92 11.649% 11.649% 11.649% 5/XX/2018 795 No No [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 $7,165.00 XXXX $0.00 LP / LPA Accept No No XXXX 1 0 2 0 1 1 0.00 No 8/XX/2048 XXX XXX Final Fee Simple No No 5.04 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2018 [Borrower - | Primary Income - Pension]; 1099 - 2017 [Borrower - | Primary Income - Pension]; 1099 - 2016 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2018 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2017 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2016 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2018 [Borrower - | Non-Primary Income - Pension]; 1099 - 2017 [Borrower - | Non-Primary Income - Pension]; 1099 - 2016 [Borrower - | Non-Primary Income - Pension]; Account Statements - 2018 [Borrower - | Non-Primary Income - Pension]; 1099 - 2017 [Borrower - | Non-Primary Income - Pension]; 1099 - 2016 [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2018 [Borrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Primary Income - Pension]; Paystubs - 2018 [Borrower]; 1040 - 2016 [Coborrower(s) - | Primary Income - Pension]; 1099 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Pension]; 1099 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2017 [Coborrower]; 1040 - 2016 [redacted] [redacted] [redacted] [redacted] 55377998 Temporary SHQM (GSE/Agency Eligible) No Yes $6,195.63 $6,260.92 5.477% $3,149.84 $3,149.84 5.375% No No Non-Employment Income Non-Employment Income US Citizen US Citizen $6,156.36 1 $3,690.12 $1,472.88 $307.51 $122.74 45.260% 45.260% 45.260% 5/XX/2018 693 No No [Coborrower(s) - | Non-Primary Income - Social Security]; 1099-SSA - 2016 [Coborrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 0 0 0 $6,195.63 XXXX $0.00 3.3 DU ApproveEligible No No XXXX 0 0 1 0 2 0 0.00 No 8/XX/2048 XXX XXX Preliminary Fee Simple No No 3.18 No $4,756.24 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower - | Primary Income - Wages]; Employer Letter - 2018 [Borrower]; 4506 or 4506-T - 2017 [redacted] [redacted] [redacted] [redacted] 54775357 N/A No Yes $16,490.00 $17,616.25 5.017% $2,686.48 $2,686.48 4.750% No No Employed US Citizen $3,764.51 1 $5,331.00 $581.04 $444.25 $48.42 39.768% 39.768% 39.768% 5/XX/2018 799 No No [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 $16,490.00 XXXX $0.00 2.9 LP / LPA Accept No No XXXX 0 1 0 2 0 0.00 No 9/XX/2048 XXX XXX Final Fee Simple No No 0 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2016 [redacted] [redacted] [redacted] [redacted] 54000635 N/A No Yes $11,179.70 $13,477.95 5.667% $3,378.34 $3,378.34 5.500% No No Not Employed Not Employed US Citizen US Citizen $11,282.73 1 $9,721.56 $1,179.84 $810.13 $98.32 43.815% 43.815% 43.815% 5/XX/2018 788 No No [Coborrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 0 0 0 $11,179.70 XXXX $0.00 2.1 DU ApproveEligible Yes No XXXX 0 0 2 0 2 0 0.00 No 9/XX/2048 XXX XXX Preliminary Fee Simple No No 122.47 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; Transcripts (1040) - 2017 [redacted] [redacted] [redacted] [redacted] 57648243 N/A No Yes $20,495.20 $23,553.40 4.933% $3,187.66 $3,187.66 4.625% No No Employed US Citizen $2,006.47 1 $7,777.68 $600.00 $648.14 $50.00 43.934% 43.934% 43.934% 6/XX/2018 745 No No [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 1040 - 2016 Full Documentation (F) Full 0 0 0 $20,495.20 XXXX $0.00 1.5 LP / LPA Accept Yes No XXXX 0 2 0 1 1 0.00 No 9/XX/2048 XXX XXX Final Fee Simple No No 7.3 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - S-Corp (>= 25%)]; Business License - 2018 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower]; 1040 - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Coborrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 55068326 Temporary SHQM (GSE/Agency Eligible) No Yes $1,590.00 $2,016.25 5.024% $2,836.55 $2,836.55 4.990% No No Self-Employed Not Employed US Citizen US Citizen $9,185.70 1 $30,420.96 $1,383.00 $2,535.08 $115.25 41.828% 41.828% 41.828% 6/XX/2018 703 No No [Borrower - | Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2015 [Coborrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 $1,590.00 XXXX $0.00 2.2 DU ApproveEligible N/A No XXXX 0 0 1 0 3 1 No 8/XX/2048 Preliminary Fee Simple No No 0 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 51820863 Safe Harbor QM No No $795.00 $1,152.19 7.163% $216.91 $216.91 6.437% No No Employed US Citizen $3,984.87 1 $3,365.52 $882.00 $280.46 $73.50 33.003% 33.003% 33.003% 7/XX/2018 749 No No [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 1 0 0 0 XXX $795.00 XXXX $0.00 None N/A No XXXX 1 0 0 2 0 0.00 No 9/XX/2033 Preliminary Fee Simple 1 XXXX 1/XX/2008 XXX XXX No No No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 52804274 Safe Harbor QM Yes No $795.00 $1,154.10 7.084% $186.38 $186.38 6.499% No No Employed US Citizen $3,856.02 1 $7,019.40 $1,101.96 $584.95 $91.83 42.459% 42.459% 42.459% 7/XX/2018 740 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $795.00 XXXX $0.00 None N/A No XXXX 2 0 0 2 0 0.00 No 9/XX/2038 Preliminary Fee Simple 1 XXXX 9/XX/2012 XXX XXX No No No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [redacted] [redacted] [redacted] [redacted] 55626888 Safe Harbor QM No No $295.00 $386.72 6.220% $826.75 $826.75 6.199% No No Employed Not Employed US Citizen US Citizen $3,764.86 1 $4,145.04 $639.96 $345.42 $53.33 42.974% 42.974% 42.974% 8/XX/2018 805 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 0 0 0 XXX $295.00 XXXX $0.00 None N/A No XXXX 2 0 0 0 2 0 0.00 No 9/XX/2048 Final Fee Simple 1 XXXX 7/XX/2016 XXX XXX No No No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2017 [redacted] [redacted] [redacted] [redacted] 52037107 Safe Harbor QM No No $876.25 $1,256.65 6.625% $480.38 $480.38 6.389% No No Employed US Citizen $6,687.79 1 $4,134.12 $2,057.16 $344.51 $171.43 34.092% 34.092% 34.092% 8/XX/2018 788 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 0 0 0 XXX $876.25 XXXX $0.00 None N/A No XXXX 2 0 0 2 0 0.00 No 9/XX/2038 Commitment Fee Simple 1 XXXX 10/XX/2016 XXX XXX No No No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; The Work Number - Income - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2018 [Coborrower]; 4506 or 4506-T - 2017 [redacted] [redacted] [redacted] [redacted] 54663776 Higher Priced QM No No $795.00 $1,173.30 8.305% $418.19 $418.19 7.999% No No Employed Employed US Citizen US Citizen $10,143.64 1 $2,445.12 $1,977.96 $203.76 $164.83 20.894% 20.894% 20.894% 8/XX/2018 704 No No [Coborrower(s) - | Primary Income - Wages]; VVOE - 2018 [Coborrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 0 0 0 XXX $795.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 2 0 0.00 No 9/XX/2038 Preliminary Fee Simple 1 XXXX 6/XX/2009 XXX XXX No No No $0.00 $7,434.21 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 58226686 Safe Harbor QM No No $778.93 $1,119.73 7.216% $172.16 $172.16 6.312% No No Employed US Citizen $3,783.64 1 $1,948.92 $972.36 $162.41 $81.03 41.980% 41.980% 41.980% 7/XX/2018 771 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $778.93 XXXX $0.00 None N/A No XXXX 2 0 0 2 0 0.00 No 9/XX/2033 Commitment Fee Simple 1 XXXX 8/XX/2016 XXX XXX No No No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2018 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 50865672 Higher Priced QM No No $795.00 $1,219.75 7.597% $427.38 $427.38 7.187% No No Employed Permanent Resident Alien $4,170.60 1 $1,493.28 $2,892.00 $124.44 $241.00 35.890% 35.890% 35.890% 7/XX/2018 723 No No [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $795.00 XXXX $0.00 None N/A No XXXX 0 0 0 2 0 0.00 No 9/XX/2033 Final Fee Simple 1 XXXX 12/XX/2013 XXX XXX No No Resident Alien Card No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; The Work Number - Income - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 55962794 Higher Priced QM No No $795.00 $1,188.94 10.172% $564.32 $564.32 9.964% No No Employed US Citizen $5,339.39 1 $5,562.60 $2,292.00 $463.55 $191.00 38.392% 38.392% 38.392% 8/XX/2018 682 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $795.00 XXXX $0.00 None N/A No XXXX 0 0 0 2 0 0.00 No 9/XX/2048 Preliminary Fee Simple 1 XXXX 8/XX/2016 XXX XXX No No No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2017 [redacted] [redacted] [redacted] [redacted] 53594811 Higher Priced QM No No $588.00 $1,034.50 10.788% $235.73 $235.73 9.949% No No Employed US Citizen $6,316.67 1 $1,629.12 $1,415.64 $135.76 $117.97 33.288% 33.288% 33.288% 730 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 0 0 0 XXX $588.00 XXXX $0.00 None No No XXXX 2 0 0 2 0 0.00 No 9/XX/2033 Preliminary Fee Simple 1 XXXX 8/XX/2016 XXX XXX No No No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 55838870 Higher Priced QM No No $795.00 $1,116.47 8.007% $158.06 $158.06 7.249% No No Employed US Citizen $6,922.76 1 $4,237.20 $659.04 $353.10 $54.92 19.844% 19.844% 19.844% 8/XX/2018 789 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $795.00 XXXX $0.00 None N/A No XXXX 2 0 0 2 0 0.00 No 9/XX/2038 Preliminary Fee Simple 1 XXXX 12/XX/2012 XXX XXX No No No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2017 [redacted] [redacted] [redacted] [redacted] 57251155 Higher Priced QM No No $795.00 $1,317.66 11.629% $241.88 $241.88 11.049% No No Employed US Citizen $2,331.21 1 $1,348.80 $1,859.04 $112.40 $154.92 41.800% 41.800% 41.800% 7/XX/2018 690 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 0 0 0 XXX $795.00 XXXX $0.00 None N/A No XXXX 2 0 0 2 0 0.00 No 10/XX/2048 XXX XXX Preliminary Fee Simple 1 XXXX 4/XX/2015 XXX XXX No No 0 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2017 [redacted] [redacted] [redacted] [redacted] 57147067 Higher Priced QM No No $795.00 $1,278.25 9.825% $250.05 $250.05 9.399% No No Employed US Citizen $6,809.79 1 $3,302.16 $1,347.00 $275.18 $112.25 17.104% 17.104% 17.104% 8/XX/2018 681 No No [Borrower - | Primary Income - Wages]; The Work Number - Income - 2018 [Borrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 0 0 0 XXX $795.00 XXXX $0.00 None N/A No XXXX 0 0 0 2 0 0.00 No 10/XX/2048 Preliminary Fee Simple 1 XXXX XXXX 8/XX/2018 XXX XXX No No No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2018 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 53739964 Higher Priced QM No No $295.00 $770.65 9.950% $800.21 $800.21 9.899% No No Employed US Citizen $11,870.13 1 $3,936.72 $3,371.04 $328.06 $280.92 42.069% 42.069% 42.069% 7/XX/2018 778 No No [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $295.00 XXXX $0.00 None N/A No XXXX 0 0 0 2 0 0.00 No 10/XX/2038 Preliminary Fee Simple 1 XXXX 7/XX/2014 XXX XXX No No No $0.00 $0.00 No No No No [redacted] [redacted] [redacted] [redacted] 54934898 N/A Yes No $7,943.00 $4,895.00 6.746% $746.68 $746.68 6.350% No No US Citizen 1 $1,434.00 $663.96 $119.50 $55.33 0.000% 0.000% 0.000% 2/XX/2019 750 No No DSCR 0 0 0 No $7,943.00 XXXX $0.00 No XXXX 0 0 0 0 0 0 0.00 No 1.43 0.7 4/XX/2049 Commitment Fee Simple LLC Business Entity Individual Guarantor Yes Business Entity No 753.73 $0.00 $0.00 0 0 0 0 0 0 0 0 0 0 0 0 No No No No [redacted] [redacted] [redacted] [redacted] 59286107 N/A Yes No $2,367.00 6.542% $573.31 $573.31 6.575% No No US Citizen ($1.00) 1 $2,265.96 $590.04 $188.83 $49.17 0.000% 0.000% 0.000% 4/XX/2019 750 No No DSCR 0 0 0 No XXX $2,367.00 XXXX $0.00 No XXXX 0 0 0 0 0 0 0.00 No 1.79 0.56 5/XX/2049 Commitment Fee Simple LLC Business Entity Individual Guarantor Yes Business Entity No 855.75 $0.00 $0.00 0 0 0 0 0 0 0 0 0 0 0 0 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 51130418 N/A No No $24,827.67 $2,970.80 7.429% $3,277.27 $3,277.27 7.749% No No Self-Employed Not Employed US Citizen US Citizen $128,668.10 1 $5,584.68 $1,020.00 $465.39 $85.00 13.107% 13.505% 13.107% 12/XX/2018 676 No Yes 12 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 0 XXX $24,827.67 XXXX $0.00 None N/A No XXXX 0 0 0 0 3 0 12 0.00 No 2/XX/2049 Preliminary Fee Simple Individual Individual Individual Individual No Individual No 110.71 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 4506 or 4506-T - 2014 [redacted] [redacted] [redacted] [redacted] 52342350 Non QM Yes No $3,984.00 $690.88 7.394% $1,375.82 $1,375.82 7.375% No No Self-Employed US Citizen $3,154.84 1 $3,673.32 $1,556.64 $306.11 $129.72 47.940% 47.940% 47.940% 12/XX/2018 693 No Yes 12 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $3,984.00 XXXX $0.00 None N/A No XXXX 0 0 0 4 0 12 0.00 No 2/XX/2049 Commitment Fee Simple Individual Individual No Individual No 24.82 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [redacted] [redacted] [redacted] [redacted] 54997533 Non QM Yes No $21,497.00 $12,441.30 6.399% $2,799.86 $2,799.86 6.965% No No Self-Employed US Citizen $5,894.39 1 $12,332.04 $777.12 $1,027.67 $64.76 40.350% 40.350% 45.561% 1/XX/2019 709 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 0 XXX $21,497.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 2/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 29.26 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2018 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; WVOE - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 54386645 Higher Priced QM Yes No $2,386.00 $1,944.24 10.001% $763.79 $763.79 9.750% No No Employed US Citizen $2,038.23 1 $860.28 $1,194.00 $71.69 $99.50 39.656% 39.656% 39.656% 11/XX/2018 569 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 XXX $2,386.00 XXXX $0.00 None No No XXXX 2 2 0 3 2 0.00 No 2/XX/2049 Commitment Fee Simple Individual Individual No Individual No 39.97 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2019 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; WVOE - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 53378504 Non QM Yes No $6,973.25 $7,982.85 7.078% $1,123.75 $1,123.75 6.625% No No Employed US Citizen $3,796.18 1 $2,200.20 $678.96 $183.35 $56.58 41.126% 41.126% 41.126% 1/XX/2019 723 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 1 0 0 0 XXX $6,973.25 XXXX $2,000.00 None N/A No XXXX 2 2 0 3 2 0.00 No 2/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 40.32 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [redacted] [redacted] [redacted] [redacted] 53150769 Non QM Yes No $23,337.00 $13,747.00 7.272% $4,204.00 $4,204.00 7.125% No No Self-Employed US Citizen $29,694.17 1 $9,750.00 $1,964.04 $812.50 $163.67 21.497% 23.565% 21.497% 1/XX/2019 655 No Yes 12 Personal 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $23,337.00 XXXX $10,000.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 2/XX/2049 XXX XXX Preliminary Fee Simple Individual Individual No Individual No 24.34 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - C-Corp]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 50641171 N/A No No $16,420.31 $8,624.61 8.921% $1,699.65 $1,699.65 8.490% No No Self-Employed Foreign National Mexico $3,041.71 1 $2,463.36 $798.00 $205.28 $66.50 32.092% 32.092% 32.092% No No Third Party Prepared (Unaudited) [Borrower - | Primary Income - C-Corp]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2015 Alternative Documentation (A) 2yr P&L w/o Bank Statements 0 0 0 XXX $16,420.31 XXXX $3,900.00 None N/A No XXXX 0 0 0 3 0 12.27 No 2/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No VISA 16.11 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [redacted] [redacted] [redacted] [redacted] 56977948 Non QM Yes No $9,615.00 $6,260.42 9.031% $1,596.61 $1,596.61 8.750% No No Self-Employed US Citizen $3,776.85 1 $930.12 $1,953.00 $77.51 $162.75 41.496% 41.496% 41.496% 1/XX/2019 757 No Yes 12 Personal 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $9,615.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 3/XX/2049 XXX XXX Final Fee Simple Individual Individual No Individual No 7.96 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [redacted] [redacted] [redacted] [redacted] 58264684 Non QM Yes No $9,468.20 $11,782.52 6.976% $2,314.85 $2,510.38 7.035% No No Self-Employed Not Employed US Citizen US Citizen $32,111.99 1 $5,422.20 $735.00 $451.85 $61.25 15.922% 16.593% 15.922% 1/XX/2019 695 No Yes 12 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $9,468.20 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 0 12 0.00 No 3/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No 200.68 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2011 [redacted] [redacted] [redacted] [redacted] 54449083 Non QM Yes No $6,646.81 $7,176.05 6.214% $1,171.10 $1,171.10 5.875% No No Self-Employed Not Employed US Citizen US Citizen $2,924.40 1 $10,659.96 $638.04 $888.33 $53.17 48.167% 48.167% 48.167% 2/XX/2019 709 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2011 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $6,646.81 XXXX $3,100.00 None N/A No XXXX 0 0 0 0 0 0 12 0.00 No 4/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No 15.36 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 55008232 Non QM Yes No $5,297.00 $5,356.08 6.719% $1,139.15 $1,237.92 6.794% No No Self-Employed US Citizen $3,240.91 1 $2,626.92 $1,128.00 $218.91 $94.00 49.185% 51.171% 49.185% 3/XX/2019 697 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $5,297.00 XXXX $5,000.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 4/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 8.29 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [redacted] [redacted] [redacted] [redacted] 57446865 Non QM Yes No $4,287.00 $3,378.18 7.279% $1,998.79 $1,998.79 7.750% No No Self-Employed Employed US Citizen Permanent Resident Alien $15,459.36 1 $7,539.24 $972.96 $628.27 $81.08 22.602% 24.401% 22.602% 3/XX/2019 678 No Yes 12 Business 100.000% 50.000% 50.000% [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $4,287.00 XXXX $750.00 None N/A No XXXX 0 0 0 0 0 0 12 0.00 No 4/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No Resident Alien Card 9.21 No $9,986.94 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2019 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2019 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2018 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2017 [Coborrower(s) - | Non-Primary Income - Disability]; Account Statements - 2019 [redacted] [redacted] [redacted] [redacted] 55939622 Non QM Yes No $7,097.00 $6,210.81 7.970% $1,132.47 $1,132.47 7.625% No No Self-Employed Employed US Citizen US Citizen $3,002.32 1 $3,596.52 $1,185.96 $299.71 $98.83 39.278% 39.278% 39.278% 663 No Yes 13 Business 63.000% 100.000% Borrower Prepared [Coborrower(s) - | Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $7,097.00 XXXX $0.00 None N/A No XXXX 0 2 0 0 0 0 13 0.00 No 5/XX/2049 XXX XXX Final Fee Simple Individual Individual Individual Individual No Individual No 5.11 No $817.94 $986.85 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [redacted] [redacted] [redacted] [redacted] 53738491 Non QM Yes No $7,009.25 $7,481.44 6.800% $1,454.62 $1,548.71 6.725% No No Self-Employed Not Employed US Citizen US Citizen $4,422.19 1 $2,797.80 $1,139.40 $233.15 $94.95 40.546% 43.125% 40.546% 697 No Yes 12 Business 100.000% 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $7,009.25 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 0 12 0.00 No 4/XX/2049 XXX XXX Short Form Fee Simple Individual Individual Individual Individual No Individual No 10.31 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 53090995 Non QM Yes No $6,894.30 $4,025.88 8.294% $1,545.70 $1,545.70 9.750% No No Self-Employed US Citizen $6,829.18 1 $4,700.28 $1,243.20 $391.69 $103.60 37.089% 39.385% 37.089% 3/XX/2019 676 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $6,894.30 XXXX $6,000.00 None N/A No XXXX 0 0 0 3 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 5.03 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 53549360 Non QM Yes No $24,581.38 $30,911.94 6.530% $5,685.38 $0.00 6.250% No No Not Employed US Citizen ($4,710.04) 1 $18,467.52 $4,128.96 $1,538.96 $344.08 0.000% 0.000% 0.000% 1/XX/2019 760 No No [Borrower]; 1084 or income worksheet - Year Not Available Other Documentation (O) No Doc 0 0 0 XXX $24,581.38 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 427.58 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 54928673 Non QM Yes No $10,910.88 $12,860.03 7.166% $2,082.79 $2,082.79 6.875% No No Self-Employed US Citizen $4,046.04 1 $5,765.28 $507.00 $480.44 $42.25 48.898% 53.860% 48.898% 3/XX/2019 691 No Yes 12 Business 100.000% 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2011 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $10,910.88 XXXX $350.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 5/XX/2049 XXX XXX Short Form Fee Simple Individual Individual No Individual No 10.39 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [redacted] [redacted] [redacted] [redacted] 52894268 Non QM Yes No $9,908.00 $6,827.11 7.514% $1,528.27 $1,528.27 7.875% No No Self-Employed Not Employed Permanent Resident Alien Permanent Resident Alien $7,440.00 1 $1,992.72 $717.00 $166.06 $59.75 23.481% 26.288% 23.481% 3/XX/2019 647 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $9,908.00 XXXX $4,000.00 None N/A No XXXX 0 0 0 0 0 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No Resident Alien Card Resident Alien Card 9.19 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 51498404 Non QM Yes No $7,136.00 $8,286.81 6.632% $1,192.03 $1,192.03 6.250% No No Self-Employed US Citizen $10,000.64 1 $2,260.68 $2,301.72 $188.39 $191.81 13.586% 13.586% 13.586% 3/XX/2019 731 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2012 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $7,136.00 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 12 0.00 No 5/XX/2049 Commitment Fee Simple Individual Individual No Individual No 36.24 Yes $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower]; 4506 or 4506-T - 2014 [redacted] [redacted] [redacted] [redacted] 58486653 Non QM Yes No $6,735.00 $9,604.68 6.936% $3,580.26 $3,580.26 6.875% No No Self-Employed US Citizen $6,326.75 1 $6,641.64 $2,517.00 $553.47 $209.75 49.070% 54.507% 49.070% 2/XX/2019 653 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $6,735.00 XXXX $0.00 2.3 None No No XXXX 0 0 0 4 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 31.35 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [redacted] [redacted] [redacted] [redacted] 56407466 Non QM Yes No $6,137.00 $7,369.28 6.084% $1,083.11 $1,083.11 5.750% No No Self-Employed US Citizen $24,997.03 1 $6,407.28 $663.00 $533.94 $55.25 9.102% 9.102% 9.102% 3/XX/2019 795 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $6,137.00 XXXX $21,000.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 52.07 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 58818778 Non QM Yes No $5,811.60 $7,029.32 6.924% $1,354.12 $1,354.12 6.624% No No Self-Employed US Citizen $26,244.44 1 $4,872.24 $821.04 $406.02 $68.42 6.723% 6.723% 6.723% 3/XX/2019 762 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $5,811.60 XXXX $5,000.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 27 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 55412038 N/A No No $14,183.25 $9,716.14 7.042% $1,069.14 $1,069.14 6.500% No No Self-Employed US Citizen $15,538.92 1 $2,919.96 $980.04 $243.33 $81.67 49.134% 49.134% 49.134% 3/XX/2019 771 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $14,183.25 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No Yes 28.48 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower]; Transcripts (1040) - 2015 [redacted] [redacted] [redacted] [redacted] 56747089 Non QM Yes No $14,397.00 $17,188.30 6.025% $4,616.14 $4,616.14 6.751% No No Self-Employed US Citizen $10,355.73 1 $15,704.64 $2,759.04 $1,308.72 $229.92 47.198% 47.198% 52.106% 3/XX/2019 727 No No Borrower Prepared [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $14,397.00 XXXX $0.00 2.1 None Yes No XXXX 0 2 0 3 3 14.47 No 5/XX/2049 Commitment Fee Simple Individual Individual No Individual No 22.4 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 55107106 Non QM Yes No $18,752.00 $10,214.77 6.073% $2,551.75 $2,551.75 5.875% No No Self-Employed Not Employed US Citizen US Citizen $6,856.45 1 $2,827.80 $1,357.56 $235.65 $113.13 40.596% 40.596% 40.596% 3/XX/2019 772 No Yes 13 Personal, Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $18,752.00 XXXX $5,000.00 None N/A No XXXX 0 0 0 0 3 0 13 13 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No 20.04 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2019 [Coborrower(s) - | Primary Income - Shared Bank Statements]; CPA Letter - 2019 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [redacted] [redacted] [redacted] [redacted] 58444241 Non QM Yes No $17,285.75 $15,883.11 6.999% $3,583.50 $3,583.50 6.750% No No Self-Employed Self-Employed US Citizen US Citizen $34,037.34 1 $8,124.96 $1,296.96 $677.08 $108.08 17.391% 17.391% 17.391% 3/XX/2019 690 No Yes 12 Business 100.000% 50.000% 50.000% [Coborrower(s) - | Primary Income - Shared Bank Statements]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 0 XXX $17,285.75 XXXX $11,250.00 None N/A No XXXX 0 0 0 0 0 0 12 0.00 No 5/XX/2049 XXX XXX Preliminary Fee Simple Individual Individual Individual Individual No Individual No 8.9 No $20,601.50 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [redacted] [redacted] [redacted] [redacted] 56991479 Non QM Yes No $7,403.25 $8,646.95 6.201% $1,397.51 $1,397.51 5.875% No No Self-Employed Permanent Resident Alien $44,746.53 1 $2,505.96 $1,205.04 $208.83 $100.42 6.520% 6.520% 6.520% 3/XX/2019 700 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $7,403.25 XXXX $250.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No Resident Alien Card 53.73 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2019 [Borrower - | Non-Primary Income - VA Service Related Disability]; Other - 2019 [Coborrower(s) - | Primary Income - Pension]; Account Statements - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [redacted] [redacted] [redacted] [redacted] 52910507 Non QM Yes No $5,022.00 $5,913.80 6.553% $1,085.20 $1,085.20 6.250% No No Self-Employed Non-Employment Income US Citizen US Citizen $7,932.61 1 $3,657.60 $423.00 $304.80 $35.25 47.654% 47.654% 47.654% 4/XX/2019 711 No Yes 12 Business 57.000% 100.000% [Coborrower(s) - | Primary Income - Pension]; Award Letter / Continuance Letter - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $5,022.00 XXXX $0.00 None No No XXXX 0 0 0 0 0 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No 21.8 No $3,661.27 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 59857396 Non QM Yes No $5,097.00 $7,234.50 6.875% $1,137.60 $1,137.60 6.499% No No Self-Employed US Citizen $11,191.78 1 $4,341.48 $1,469.16 $361.79 $122.43 16.408% 16.408% 16.408% 3/XX/2019 775 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $5,097.00 XXXX $1,750.00 None No No XXXX 0 0 0 0 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 37.31 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 51042813 Non QM Yes No $3,445.00 $5,032.50 8.234% $1,044.10 $1,044.10 7.875% No No Self-Employed US Citizen $5,713.70 1 $975.60 $1,234.80 $81.30 $102.90 27.537% 27.537% 27.537% 3/XX/2019 654 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 0 XXX $3,445.00 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 70.95 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 57495378 Non QM Yes No $6,117.69 $7,578.81 6.392% $2,755.30 $3,147.81 6.751% No No Self-Employed US Citizen $8,275.19 1 $8,665.56 $1,101.12 $722.13 $91.76 33.861% 35.204% 33.861% 2/XX/2019 717 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $6,117.69 XXXX $2,500.00 2.1 None No No XXXX 0 0 0 3 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 157.82 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [redacted] [redacted] [redacted] [redacted] 51038873 Non QM Yes No $7,547.00 $8,467.05 7.180% $1,445.24 $1,445.24 6.875% No No Self-Employed US Citizen $2,952.32 2 $2,799.24 $3,818.04 $233.27 $318.17 42.236% 47.582% 42.236% 1/XX/2019 661 No Yes 12 Business 100.000% 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $7,547.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 5/XX/2049 Commitment Fee Simple Individual Individual No Individual No 28.27 No $0.00 $0.00 No No No No [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2018 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2016 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2018 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower]; 1040 - 2018 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 59827057 Non QM Yes No $25,097.25 $4,519.70 7.399% $8,806.11 $8,806.11 7.375% No No Self-Employed US Citizen $20,769.66 1 $8,775.96 $3,756.84 $731.33 $313.07 33.021% 33.021% 33.021% 4/XX/2019 783 No No Borrower Prepared [Borrower - | Non-Primary Income - S-Corp (>= 25%)]; Transcripts - No Results Returned (for Business) - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $25,097.25 XXXX $0.00 None N/A No XXXX 1 1 0 4 3 3.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 15.64 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [redacted] [redacted] [redacted] [redacted] 50269478 Non QM Yes No $11,997.00 $13,075.22 5.837% $1,987.04 $1,987.04 5.499% No No Self-Employed US Citizen $10,911.12 1 $10,702.56 $2,432.04 $891.88 $202.67 47.957% 47.957% 47.957% 3/XX/2019 718 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $11,997.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 29.51 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2019 [redacted] [redacted] [redacted] [redacted] 50296302 Non QM Yes No $15,342.00 $5,792.15 6.864% $2,993.28 $2,993.28 6.750% No No Self-Employed US Citizen $116,987.83 1 $3,776.76 $3,489.96 $314.73 $290.83 11.379% 11.379% 11.379% 2/XX/2019 809 No Yes 12 Business 100.000% 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 Alternative Documentation (A) Alt 0 0 0 XXX $15,342.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 5/XX/2049 XXX XXX Preliminary Fee Simple Individual Individual No Individual No 9.63 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 55683983 Non QM Yes No $18,149.76 $2,512.12 7.411% $3,833.88 $3,833.88 7.375% No No Self-Employed US Citizen $14,033.48 1 $7,776.96 $3,882.00 $648.08 $323.50 51.205% 51.205% 51.205% 4/XX/2019 734 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $18,149.76 XXXX $17,850.00 None N/A No XXXX 0 0 0 3 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 32.91 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 59197399 Non QM Yes No $8,125.00 $9,475.38 6.527% $4,046.12 $4,438.63 6.755% No No Self-Employed Not Employed US Citizen US Citizen $9,906.08 1 $9,462.72 $2,730.00 $788.56 $227.50 42.875% 45.261% 42.875% 2/XX/2019 705 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2013 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $8,125.00 XXXX $12,000.00 1.2 None Yes No XXXX 0 0 0 0 3 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No 42.84 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [redacted] [redacted] [redacted] [redacted] 56548977 Non QM Yes No $8,472.60 $9,154.60 7.002% $2,262.18 $2,262.18 6.750% No No Self-Employed US Citizen $34,636.46 1 $11,705.28 $671.04 $975.44 $55.92 14.111% 14.111% 14.111% 3/XX/2019 690 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $8,472.60 XXXX $0.00 None No No XXXX 0 0 0 0 0 12 0.00 No 5/XX/2049 Commitment Fee Simple Individual Individual No Individual No 23.2 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 58551303 Non QM Yes No $22,197.00 $0.00 8.370% $7,866.75 $7,866.75 8.375% No No Self-Employed US Citizen $61,241.46 1 $15,793.56 $3,831.96 $1,316.13 $319.33 14.945% 14.945% 14.945% 4/XX/2019 722 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $22,197.00 XXXX $30,000.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 5/XX/2049 XXX XXX Final Fee Simple Individual Individual No Individual No 5 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Wages]; Paystubs - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2019 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; WVOE - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts (1040) - 2016 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2019 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2019 [Coborrower]; Transcripts (1040) - 2017 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2018 [Coborrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 52808454 Non QM Yes No $10,040.00 $10,992.41 6.546% $5,319.63 $5,319.63 6.725% No No Employed Employed US Citizen US Citizen $7,901.40 1 $10,713.48 $1,906.08 $892.79 $158.84 48.913% 48.913% 51.140% 3/XX/2019 723 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; Transcripts (1040) - 2016 Full Documentation (F) Full 0 0 0 XXX $10,040.00 XXXX $0.00 1.9 None N/A No XXXX 1 2 0 0 3 2 0.00 No 5/XX/2049 XXX XXX Preliminary Fee Simple Individual Individual Individual Individual No Individual No 3.22 No $0.00 $10,266.66 No No No No [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2019 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2018 [Coborrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 58915888 Non QM Yes No $3,805.00 $4,480.82 6.884% $1,075.61 $1,075.61 6.624% No No Self-Employed Employed Permanent Resident Alien Permanent Resident Alien $3,666.22 1 $2,467.20 $839.04 $205.60 $69.92 50.054% 50.054% 50.054% 685 No Yes 12 Personal 75.000% 100.000% [Coborrower(s) - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $3,805.00 XXXX $0.00 1.8 None No No XXXX 0 2 0 0 3 0 12 0.00 No 5/XX/2049 Commitment Fee Simple Individual Individual Individual Individual No Individual No Resident Alien Card Resident Alien Card 14.79 No $0.00 $1,800.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2019 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [redacted] [redacted] [redacted] [redacted] 54271040 Non QM Yes No $15,647.00 $16,421.98 6.669% $4,316.30 $4,668.17 6.746% No No Self-Employed Employed US Citizen US Citizen $56,292.17 1 $7,572.96 $6,123.96 $631.08 $510.33 18.805% 19.530% 18.805% 3/XX/2019 761 No Yes 12 Business 100.000% 50.000% 50.000% [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $15,647.00 XXXX $10,000.00 None No No XXXX 0 0 0 0 0 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No 17.13 No $34,664.86 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 58280976 Non QM Yes No $1,991.00 $2,510.63 8.063% $1,015.10 $1,015.10 7.875% No No Self-Employed US Citizen $6,841.77 1 $6,362.52 $1,895.04 $530.21 $157.92 26.598% 26.598% 26.598% 4/XX/2019 637 No Yes 24 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $1,991.00 XXXX $0.00 4.3 None No No XXXX 0 0 0 4 0 24 0.00 No 5/XX/2049 Commitment Fee Simple Individual Individual No Individual No 67.61 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Coborrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Coborrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 52881485 Non QM Yes No $8,820.17 $9,391.93 7.326% $2,103.45 $2,103.45 7.250% No No Self-Employed Not Employed US Citizen US Citizen $9,349.87 1 $7,174.68 $783.00 $597.89 $65.25 35.518% 35.518% 35.518% 3/XX/2019 678 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $8,820.17 XXXX $5,000.00 None N/A No XXXX 0 0 0 0 3 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No 9.59 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 51690404 Non QM Yes No $3,476.50 $4,370.28 7.933% $1,763.17 $1,763.17 8.999% No No Self-Employed US Citizen $51,356.11 1 $2,767.44 $1,073.04 $230.62 $89.42 9.492% 10.014% 9.492% 3/XX/2019 664 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2014 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $3,476.50 XXXX $0.00 2.0 None Yes No XXXX 0 0 0 3 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 10.27 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 56000912 Non QM Yes No $4,585.00 $5,262.13 8.127% $1,595.15 $1,595.15 7.875% No No Self-Employed US Citizen $6,373.45 1 $1,720.20 $2,439.00 $143.35 $203.25 28.800% 28.800% 28.800% 3/XX/2019 624 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $4,585.00 XXXX $0.00 3.6 None Yes No XXXX 0 0 0 3 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 22.15 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2019 [Borrower]; 4506 or 4506-T - 2018 [redacted] [redacted] [redacted] [redacted] 58787940 Non QM Yes No $4,375.00 $1,464.41 7.279% $895.52 $895.52 7.750% No No Self-Employed US Citizen $1,910.60 1 $4,458.60 $1,014.00 $371.55 $84.50 43.460% 48.224% 43.460% 2/XX/2019 628 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 2 0 0 XXX $4,375.00 XXXX $0.00 None No No XXXX 0 0 0 1 0 12 0.00 No 5/XX/2049 Commitment Fee Simple Individual Individual No Individual No 16.57 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 51547702 Non QM Yes No $3,010.00 $4,251.53 5.810% $993.01 $993.01 5.625% No No Self-Employed US Citizen $3,842.14 1 $5,497.92 $1,668.00 $458.16 $139.00 43.124% 43.124% 43.124% 3/XX/2019 797 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $3,010.00 XXXX $0.00 2.3 None No No XXXX 0 0 0 3 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 21.81 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 53948625 Non QM Yes No $5,650.00 $6,518.88 7.148% $2,904.05 $2,904.05 7.000% No No Self-Employed US Citizen $20,621.07 1 $5,499.96 $773.04 $458.33 $64.42 17.657% 17.657% 17.657% 4/XX/2019 735 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $5,650.00 XXXX $10,912.00 2.0 None No No XXXX 0 0 0 3 0 12 0.00 No 5/XX/2049 XXX XXX Short Form Fee Simple Individual Individual No Individual No 15.66 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [redacted] [redacted] [redacted] [redacted] 56761028 Non QM Yes No $12,537.00 $5,355.88 6.715% $2,356.34 $2,356.34 6.625% No No Self-Employed US Citizen $5,904.51 1 $4,497.48 $1,084.44 $374.79 $90.37 49.304% 49.304% 49.304% 4/XX/2019 793 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $12,537.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 3.68 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower]; Transcripts (1040) - 2017 [redacted] [redacted] [redacted] [redacted] 52890674 Non QM Yes No $3,397.00 $4,390.19 8.288% $697.08 $697.08 8.000% No No Self-Employed US Citizen $1,530.53 1 $2,855.28 $2,195.40 $237.94 $182.95 49.177% 53.282% 49.177% 4/XX/2019 644 No No Borrower Prepared [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 1 0 0 0 XXX $3,397.00 XXXX $8,733.93 None N/A No XXXX 0 2 0 3 2 3.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 5.51 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Wages]; Paystubs - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2019 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 53537520 Non QM Yes No $4,927.00 $5,272.00 6.608% $886.54 $886.54 6.249% No No Employed US Citizen $1,879.94 1 $3,098.28 $1,128.00 $258.19 $94.00 40.634% 40.634% 40.634% 4/XX/2019 649 No No [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts (1040) - 2016 Full Documentation (F) Full 1 0 0 0 XXX $4,927.00 XXXX $0.00 None N/A No XXXX 2 0 0 3 3 0.00 No 5/XX/2049 Commitment Fee Simple Individual Individual No Individual No 4.23 No $0.00 $0.00 No No No No [Borrower]; Transcripts (1040) - No Results Returned - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2019 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; WVOE - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 53315410 Non QM Yes No $5,392.00 $6,909.50 8.455% $901.44 $901.44 8.249% No No Employed US Citizen $2,140.26 1 $4,530.72 $2,600.04 $377.56 $216.67 42.185% 46.445% 42.185% 4/XX/2019 590 No No [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 2 1 0 XXX $5,392.00 XXXX $95,722.41 None N/A No XXXX 2 2 0 3 2 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 54.04 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; Other - 2019 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; VVOE - 2019 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - Wages]; WVOE - 2019 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts (1040) - 2015 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; 1040 - 2018 [Borrower - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; 1040 - 2017 [Coborrower(s) - | Primary Income - Wages]; Other - 2019 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2019 [Coborrower]; Transcripts (1040) - 2017 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2019 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2018 [Coborrower]; Transcripts (1040) - 2016 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 53236679 Non QM Yes No $3,707.00 $4,123.68 8.950% $929.14 $929.14 9.500% No No Employed Employed US Citizen US Citizen $7,811.75 1 $1,305.84 $1,994.04 $108.82 $166.17 22.944% 24.442% 22.944% 3/XX/2019 524 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; Transcripts (1040) - 2015 Full Documentation (F) Full 1 1 2 0 XXX $3,707.00 XXXX $0.00 None No No XXXX 3 3 2 0 3 3 0.00 No 5/XX/2049 Commitment Fee Simple Individual Individual Individual Individual No Individual No 25.61 No $0.00 $6,233.22 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 58617415 Non QM Yes No $11,897.00 $7,269.24 6.392% $1,579.79 $1,579.79 6.125% No No Self-Employed US Citizen $37,696.45 1 $9,752.40 $2,375.04 $812.70 $197.92 8.890% 8.890% 8.890% 4/XX/2019 644 No Yes 24 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $11,897.00 XXXX $0.00 None No No XXXX 0 0 0 0 0 24 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 13.7 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [redacted] [redacted] [redacted] [redacted] 54673713 Non QM Yes No $10,201.00 $4,123.00 7.411% $1,577.75 $1,577.75 7.875% No No Self-Employed Not Employed US Citizen US Citizen $17,583.67 1 $2,094.12 $3,090.00 $174.51 $257.50 20.235% 21.513% 20.235% 669 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2005 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $10,201.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 0 12 0.00 No 5/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No 49.34 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 53325986 Non QM Yes No $10,812.00 $13,585.37 7.346% $2,118.16 $2,118.16 7.250% No No Self-Employed US Citizen $3,279.98 1 $5,125.44 $2,491.92 $427.12 $207.66 51.836% 57.584% 51.836% 3/XX/2019 703 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $10,812.00 XXXX $1,800.00 None N/A No XXXX 0 0 0 3 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 2.83 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [redacted] [redacted] [redacted] [redacted] 54722079 Non QM Yes No $6,722.00 $8,341.00 6.757% $1,197.83 $1,197.83 6.375% No No Self-Employed US Citizen $4,014.84 1 $1,955.16 $2,304.96 $162.93 $192.08 31.202% 31.202% 31.202% 3/XX/2019 713 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $6,722.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 Commitment Fee Simple Individual Individual No Individual No 39.56 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts (1040) - No Results Returned - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2019 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 54658046 Non QM Yes No $5,617.00 $4,690.74 7.720% $1,405.28 $1,473.94 7.737% No No Employed US Citizen $4,040.98 1 $6,740.52 $788.04 $561.71 $65.67 34.273% 37.380% 34.273% 2/XX/2019 671 No No [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 2 1 0 XXX $5,617.00 XXXX $0.00 None N/A No XXXX 2 2 0 4 2 0.00 No 6/XX/2049 XXX XXX Preliminary Fee Simple Individual Individual No Individual No 17.05 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2019 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2019 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; WVOE - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; Employer Letter - 2018 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 58870125 Non QM Yes No $16,967.00 $8,155.18 8.885% $3,477.22 $3,477.22 8.750% No No Employed US Citizen $6,635.37 1 $4,394.04 $2,355.00 $366.17 $196.25 41.019% 41.019% 41.019% 4/XX/2019 653 No No [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts (1040) - 2015 Full Documentation (F) Full 0 0 0 XXX $16,967.00 XXXX $5,000.00 None N/A No XXXX 2 2 0 3 3 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 2.03 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 53578937 N/A No No $8,553.00 $3,120.18 7.504% $1,160.33 $1,160.33 7.375% No No Self-Employed US Citizen $39,399.45 2 $6,507.96 $1,923.96 $542.33 $160.33 19.015% 19.015% 19.015% 3/XX/2019 746 No Yes 17 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $8,553.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 17 0.00 No 6/XX/2049 Commitment Fee Simple Individual Individual No Individual No 30.34 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 58092749 N/A No No $6,736.37 $5,358.50 6.933% $660.78 $705.70 6.755% No No Employed US Citizen $9,322.79 1 $1,909.68 $974.16 $159.14 $81.18 46.727% 47.212% 46.727% 3/XX/2019 719 No No [Borrower - | Primary Income - Wages]; The Work Number - Income - 2019 [Borrower]; Transcripts (1040) - 2016 Full Documentation (F) Full 0 0 0 XXX $6,736.37 XXXX $0.00 None No N/A No XXXX 0 2 0 3 3 0.00 No 6/XX/2049 Commitment Fee Simple Individual Member No Member No 81.16 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 52479611 Non QM Yes No $15,775.00 $10,661.67 6.659% $3,281.70 $3,281.70 6.500% No No Self-Employed US Citizen $6,869.24 1 $4,824.72 $1,851.96 $402.06 $154.33 46.476% 46.476% 46.476% 4/XX/2019 727 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $15,775.00 XXXX $19,470.00 None N/A No XXXX 0 0 0 3 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 9.98 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 58867593 Non QM Yes No $9,941.75 $11,465.35 6.368% $1,624.18 $1,624.18 6.000% No No Employed US Citizen $5,028.69 1 $7,873.32 $1,290.96 $656.11 $107.58 49.175% 49.175% 49.175% 4/XX/2019 695 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 0 XXX $9,941.75 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 Commitment Fee Simple Individual Individual No Individual No 6.6 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 58624731 Non QM Yes No $7,450.00 $13,212.20 9.551% $5,127.73 $5,127.73 9.375% No No Self-Employed US Citizen $105,370.31 1 $8,562.48 $1,433.04 $713.54 $119.42 6.859% 6.859% 6.859% 3/XX/2019 666 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $7,450.00 XXXX $0.00 2.0 None No No XXXX 0 0 0 3 0 12 0.00 No 6/XX/2049 XXX XXX Preliminary Fee Simple Individual Individual No Individual No 9.75 No $0.00 $0.00 No No No No [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower]; 1040 - 2018 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; Other - 2015 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040-ES - 2018 [Coborrower]; 1040 - 2018 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2019 [Coborrower]; Transcripts (1040) - 2018 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2019 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2018 [Coborrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 53986189 Non QM Yes No $14,076.88 $16,922.60 7.626% $3,224.22 $3,224.22 7.999% No No Self-Employed Employed US Citizen US Citizen $7,121.57 1 $6,940.44 $2,654.04 $578.37 $221.17 49.231% 53.308% 49.231% 4/XX/2019 628 No No Borrower Prepared [Coborrower(s) - | Primary Income - Wages]; W-2 - 2018 [Coborrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 1 0 0 0 XXX $14,076.88 XXXX $0.00 None N/A No XXXX 1 0 1 0 4 1 3.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No 7.35 No $0.00 $4,500.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 55359890 Non QM Yes No $9,374.00 $11,599.00 6.761% $2,355.09 $2,355.09 6.500% No No Self-Employed US Citizen $11,541.05 1 $7,530.48 $1,574.04 $627.54 $131.17 36.192% 36.192% 36.192% 4/XX/2019 792 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $9,374.00 XXXX $0.00 None No No XXXX 0 0 0 3 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 16.61 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 56304432 N/A No No $7,569.47 $4,930.67 6.953% $845.12 $845.12 6.624% No No Self-Employed US Citizen $24,299.46 1 $2,266.56 $1,179.00 $188.88 $98.25 19.002% 19.002% 19.002% 2/XX/2019 741 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 1996 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $7,569.47 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 12 0.00 No 6/XX/2049 Commitment Fee Simple Individual Individual No Individual No 42.42 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Personal - 2019 [Coborrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 50215028 Non QM Yes No $4,062.00 $5,396.84 6.231% $1,139.02 $1,139.02 5.999% No No Self-Employed Employed US Citizen US Citizen $5,778.47 1 $1,992.96 $3,255.96 $166.08 $271.33 38.897% 38.897% 38.897% 4/XX/2019 732 No Yes 12 Personal 100.000% 50.000% 50.000% [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $4,062.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 3 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No 55.03 No $4,728.47 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 50270709 Non QM Yes No $7,025.00 $268.25 5.899% $891.24 $891.24 5.916% No No Self-Employed US Citizen $2,823.30 1 $2,499.96 $720.60 $208.33 $60.05 35.540% 35.540% 35.540% 4/XX/2019 700 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2013 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $7,025.00 XXXX $61,257.80 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 XXX XXX Preliminary Fee Simple Individual Individual No Individual No 23.73 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower - | Primary Income - Wages]; Paystubs - 2019 [Borrower]; 1040 - 2017 [Borrower - | Primary Income - Wages]; WVOE - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts (1040) - 2017 [redacted] [redacted] [redacted] [redacted] 58643417 Non QM Yes No $14,818.25 $17,679.03 7.624% $3,400.68 $3,400.68 7.999% No No Employed US Citizen $6,427.63 1 $7,413.72 $2,634.96 $617.81 $219.58 47.776% 52.676% 47.776% 4/XX/2019 694 No No [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 1 0 0 0 XXX $14,818.25 XXXX $595.00 None N/A No XXXX 2 2 0 3 2 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 8.36 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts (1040) - No Results Returned - 2018 [Borrower - | Primary Income - C-Corp]; Third Party Verification - 2019 [Borrower]; 1040 - 2017 [Borrower - | Primary Income - C-Corp]; Third Party Verification - 2019 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - C-Corp]; P&L Statement - 2018 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - C-Corp]; 1120 - 2017 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - C-Corp]; W-2 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - C-Corp]; 1120 - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - C-Corp]; W-2 - 2016 [Coborrower]; Transcripts (1040) - No Results Returned - 2018 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2019 [Coborrower]; 1040 - 2017 [Coborrower(s) - | Primary Income - C-Corp]; Third Party Verification - 2019 [Coborrower]; Transcripts (1040) - 2017 [Coborrower(s) - | Primary Income - C-Corp]; P&L Statement - 2018 [Coborrower]; 1040 - 2016 [Coborrower(s) - | Primary Income - C-Corp]; W-2 - 2017 [Coborrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 56653394 Non QM Yes No $17,089.50 $9,177.20 8.744% $3,786.38 $3,786.38 9.624% No No Self-Employed Self-Employed US Citizen US Citizen $24,420.47 1 $1,493.28 $1,185.48 $124.44 $98.79 27.359% 29.187% 27.359% 693 No No Borrower Prepared [Coborrower(s) - | Primary Income - C-Corp]; W-2 - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 1 0 0 0 XXX $17,089.50 XXXX $0.00 None N/A No XXXX 2 2 2 0 1 2 12.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No 8.52 No $13,327.08 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 55784660 Non QM Yes No $6,222.00 $10,012.03 8.355% $4,102.95 $4,102.95 9.875% No No Self-Employed US Citizen $34,443.57 1 $5,255.64 $3,779.88 $437.97 $314.99 18.311% 19.870% 18.311% 4/XX/2019 678 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $6,222.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 7.3 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts (1040) - No Results Returned - 2018 [Borrower]; 1040 - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2019 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; WVOE - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 57757437 Non QM Yes No $4,196.42 $4,842.60 8.552% $771.60 $771.60 8.500% No No Employed US Citizen $5,824.06 1 $5,473.08 $635.04 $456.09 $52.92 35.412% 36.889% 35.412% 4/XX/2019 724 No No [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 1 0 0 0 XXX $4,196.42 XXXX $3,300.00 None N/A No XXXX 2 1 0 3 2 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 2.11 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [redacted] [redacted] [redacted] [redacted] 55553497 Non QM Yes No $10,728.75 $12,393.73 7.088% $2,177.34 $2,177.34 6.750% No No Self-Employed US Citizen $14,706.48 1 $5,459.04 $1,539.00 $454.92 $128.25 38.428% 38.428% 38.428% 4/XX/2019 736 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $10,728.75 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 27.65 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; Employer Letter - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; Paystubs - 2019 [Borrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 51526731 Non QM Yes No $5,127.00 $6,524.24 8.661% $891.94 $891.94 8.500% No No Employed US Citizen $1,660.38 1 $2,417.16 $917.04 $201.43 $76.42 43.652% 48.876% 43.652% 4/XX/2019 532 No No [Borrower - | Primary Income - Wages]; VVOE - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $5,127.00 XXXX $1,500.00 None N/A No XXXX 0 0 0 3 3 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 31.42 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2018 [Borrower - | Primary Income - Wages]; Employer Letter - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Wages]; Other - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower - | Primary Income - Wages]; Paystubs - 2019 [Borrower]; 1040 - 2017 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2019 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 52189473 Non QM Yes No $4,747.00 $6,677.12 7.931% $1,840.26 $1,856.16 7.714% No No Employed US Citizen $7,138.40 1 $2,965.92 $2,446.56 $247.16 $203.88 39.710% 42.389% 39.710% 4/XX/2019 605 No No [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts (1040) - 2016 Full Documentation (F) Full 2 2 0 XXX $4,747.00 XXXX $3,000.00 None N/A No XXXX 2 2 0 3 3 0.00 No 6/XX/2049 XXX XXX Final Fee Simple Individual Individual No Individual No 18.06 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 50721455 Non QM Yes No $10,332.00 $12,253.90 6.717% $2,440.17 $2,624.49 6.693% No No Self-Employed Not Employed US Citizen US Citizen $5,785.58 1 $5,588.88 $894.96 $465.74 $74.58 41.450% 44.472% 41.450% 4/XX/2019 728 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $10,332.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 3 0 12 0.00 No 6/XX/2049 XXX XXX Preliminary Fee Simple Individual Individual Individual Individual No Individual No 27.5 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 54882224 Non QM Yes No $4,997.52 $6,238.83 7.116% $885.28 $897.27 6.746% No No Self-Employed US Citizen $2,290.22 1 $1,512.96 $1,329.96 $126.08 $110.83 42.216% 46.187% 42.216% 4/XX/2019 677 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 0 XXX $4,997.52 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 Commitment Fee Simple Individual Individual No Individual No 27.05 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 51405285 Non QM Yes No $8,297.50 $11,251.66 6.877% $4,548.29 $4,548.29 6.750% No No Self-Employed US Citizen $27,132.05 1 $9,004.56 $2,865.96 $750.38 $238.83 32.170% 32.170% 32.170% 3/XX/2019 744 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $8,297.50 XXXX $0.00 1.0 None Yes No XXXX 0 0 0 3 0 12 0.00 No 6/XX/2049 Commitment Fee Simple Individual Individual No Individual No 8.93 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 57978453 Non QM Yes No $8,509.50 $7,048.68 6.643% $1,458.30 $1,458.30 6.375% No No Self-Employed US Citizen $2,500.24 1 $1,545.48 $596.04 $128.79 $49.67 45.469% 45.469% 45.469% 4/XX/2019 791 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $8,509.50 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 8.9 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 54315201 Non QM Yes No $2,430.00 $3,227.35 5.738% $650.05 $650.05 5.499% No No Self-Employed US Citizen $3,176.42 1 $1,344.96 $515.04 $112.08 $42.92 37.918% 37.918% 37.918% 3/XX/2019 725 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $2,430.00 XXXX $0.00 3.0 None N/A No XXXX 0 0 0 3 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 13.15 No $0.00 $0.00 No No No No [Coborrower(s) - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2019 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2019 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2018 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2017 [Coborrower(s) - | Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2019 [Coborrower(s) - | Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2019 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower(s) - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2010 [Borrower - | Primary Income - Wages]; Paystubs - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Wages]; VVOE - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower - | Primary Income - Wages]; VVOE - 2019 [Borrower]; 1040 - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; 1040 - 2018 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower]; Transcripts (1040) - 2018 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower]; 1040 - 2017 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower]; Transcripts (1040) - 2017 [redacted] [redacted] [redacted] [redacted] 56136446 N/A No No $16,260.00 $2,233.63 6.816% $1,439.89 $1,439.89 6.750% No No Employed Employed US Citizen US Citizen $10,229.31 1 $2,185.56 $1,033.56 $182.13 $86.13 44.189% 44.189% 44.189% 4/XX/2019 763 No No [Borrower - | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2010 [Coborrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 0 0 0 XXX $16,260.00 XXXX $0.00 None N/A No XXXX 2 2 2 0 3 2 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No 55.79 No $3,370.64 $6,241.50 No No No No [Borrower - | Primary Income - Wages]; Other - 2019 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2017 [redacted] [redacted] [redacted] [redacted] 58713662 Non QM Yes No $1,569.80 $2,350.23 8.109% $927.95 $927.95 7.875% No No Employed Non-Permanent Resident Alien $6,978.41 1 $4,632.48 $2,298.96 $386.04 $191.58 43.489% 43.489% 43.489% 5/XX/2019 752 No No [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2016 Full Documentation (F) Full 0 0 0 XXX $1,569.80 XXXX $559,900.00 4.3 DU ApproveEligible Yes No XXXX 2 0 0 3 0 0.00 No 6/XX/2039 XXX XXX Commitment Fee Simple Individual Individual 1 XXXX 5/XX/2019 XXX XXX No Individual No 0 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 56852142 Non QM Yes No $9,624.00 $4,426.90 7.168% $1,603.59 $1,603.59 7.374% No No Self-Employed Not Employed US Citizen US Citizen $5,287.47 1 $2,696.64 $1,253.04 $224.72 $104.42 37.783% 41.247% 37.783% 3/XX/2019 747 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $9,624.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No 38.13 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 56914387 Non QM Yes No $9,337.00 $1,051.71 6.953% $1,546.96 $1,546.96 7.374% No No Self-Employed US Citizen $9,914.03 1 $1,029.96 $1,766.16 $85.83 $147.18 18.470% 20.805% 18.470% 2/XX/2019 677 No Yes 15 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $9,337.00 XXXX $8,671.86 None No No XXXX 0 0 0 3 0 15 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 6.64 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Coborrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 50054308 Non QM Yes No $7,281.00 $9,661.50 6.605% $3,691.84 $3,858.06 6.672% No No Self-Employed Not Employed US Citizen US Citizen $9,532.02 1 $4,225.68 $4,536.00 $352.14 $378.00 38.369% 41.954% 38.369% 5/XX/2019 706 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Coborrower]; 4506 or 4506-T - 2015 Alternative Documentation (A) Alt 0 0 0 XXX $7,281.00 XXXX $0.00 3.6 None No No XXXX 0 0 0 0 3 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No 6.32 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2018 [Borrower]; Transcripts (1040) - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2019 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2019 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 53557604 Non QM Yes No $4,497.00 $3,037.76 7.292% $690.61 $690.61 7.374% No No Employed US Citizen $3,304.33 1 $4,313.04 $2,702.04 $359.42 $225.17 37.965% 40.344% 37.965% 4/XX/2019 635 No No [Borrower - | Primary Income - Wages]; WVOE - 2019 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 1 0 0 0 XXX $4,497.00 XXXX $0.00 None N/A No XXXX 0 2 0 3 2 0.00 No 6/XX/2049 Commitment Fee Simple Individual Individual No Individual No 69.64 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 53372151 N/A No No $23,157.00 $15,231.00 7.130% $2,464.67 $2,465.91 6.755% No No Self-Employed US Citizen $23,334.11 1 $10,128.96 $5,088.00 $844.08 $424.00 32.498% 33.849% 32.498% 4/XX/2019 693 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 1 0 0 0 XXX $23,157.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 9.06 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 57852129 Non QM Yes No $7,572.00 $9,163.28 7.224% $1,819.04 $1,819.04 7.125% No No Self-Employed US Citizen $249,678.91 1 $4,232.52 $1,281.00 $352.71 $106.75 1.777% 1.911% 1.777% 4/XX/2019 745 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $7,572.00 XXXX $2,023.09 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 38.41 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 57225502 Non QM Yes No $9,777.00 $12,566.20 6.629% $3,354.01 $3,537.25 6.633% No No Self-Employed US Citizen $6,841.14 1 $8,628.00 $1,398.96 $719.00 $116.58 39.130% 43.366% 39.130% 4/XX/2019 671 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $9,777.00 XXXX $0.00 None No No XXXX 0 0 0 3 0 12 0.00 No 6/XX/2049 XXX XXX Preliminary Fee Simple Individual Individual No Individual No 31.84 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 56679720 Non QM Yes No $10,549.50 $11,482.02 6.731% $1,882.53 $1,882.53 6.375% No No Self-Employed US Citizen $6,412.26 1 $8,690.04 $2,729.04 $724.17 $227.42 40.694% 40.694% 40.694% 4/XX/2019 706 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2010 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $10,549.50 XXXX $800.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 7.85 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts (1040) - No Results Returned - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower]; 1040 - 2018 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower]; Transcripts (1040) - No Results Returned - 2018 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower]; 1040 - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2019 [Coborrower]; Transcripts (1040) - 2017 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2019 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2019 [Coborrower]; Transcripts (1040) - 2016 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2018 [Coborrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 55710812 Non QM Yes No $15,877.00 $9,675.65 5.480% $1,984.95 $1,984.95 5.249% No No Self-Employed Employed US Citizen US Citizen $3,873.43 1 $6,145.68 $1,019.04 $512.14 $84.92 39.997% 39.997% 39.997% 700 No No Borrower Prepared [Coborrower(s) - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 1 1 0 0 XXX $15,877.00 XXXX $0.00 None N/A No XXXX 0 2 2 0 4 2 3.50 No 6/XX/2049 Preliminary Fee Simple Individual Individual Individual Individual No Individual No 11.94 No $0.00 $4,775.99 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 50.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Account Statements - Business - 2019 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2019 [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available [redacted] [redacted] [redacted] [redacted] 52096864 Non QM Yes No $8,643.00 $2,722.30 6.606% $2,199.96 $2,314.33 6.737% No No Self-Employed Self-Employed Permanent Resident Alien US Citizen $5,383.65 1 $5,148.12 $1,698.00 $429.01 $141.50 41.804% 45.210% 41.804% 4/XX/2019 769 No Yes 12 Business 100.000% 50.000% 50.000% [Coborrower(s) - | Primary Income - Shared Bank Statements]; Third Party Verification - 2019 [Coborrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 0 XXX $8,643.00 XXXX $7,000.00 2.9 None N/A No XXXX 0 0 0 0 0 0 12 0.00 No 6/XX/2049 Commitment Fee Simple Individual Individual Individual Individual No Individual No Resident Alien Card 32.36 No $4,625.41 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2019 [redacted] [redacted] [redacted] [redacted] 59515933 Non QM Yes No $16,617.00 $6,111.00 7.373% $2,947.00 $2,947.00 7.250% No No Self-Employed US Citizen $6,846.89 1 $7,761.24 $4,960.08 $646.77 $413.34 45.040% 45.040% 45.040% 4/XX/2019 759 No Yes 12 Business 100.000% 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $16,617.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 4.33 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 54433573 Non QM Yes No $3,200.00 $2,589.77 7.013% $1,051.09 $1,051.09 6.875% No No Self-Employed Not Employed Permanent Resident Alien Permanent Resident Alien $11,323.20 1 $5,202.48 $1,619.04 $433.54 $134.92 24.512% 24.512% 24.512% 5/XX/2019 661 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $3,200.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 4 0 12 0.00 No 6/XX/2049 Commitment Fee Simple Individual Individual Individual Individual No Individual No Resident Alien Card Resident Alien Card 66.56 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2018 [Borrower - | Primary Income - Pension]; Account Statements - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Pension]; 1099 - 2018 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Pension]; Award Letter / Continuance Letter - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Non-Primary Income - Social Security]; Account Statements - 2019 [Borrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 57053031 Non QM Yes No $14,272.00 $6,609.72 8.518% $2,969.76 $2,969.76 9.125% No No Non-Employment Income US Citizen $4,742.14 1 $6,107.88 $1,524.00 $508.99 $127.00 49.665% 54.922% 49.665% 3/XX/2019 503 No No [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 1 0 0 XXX $14,272.00 XXXX $0.00 None N/A No XXXX 0 1 0 3 2 0.00 No 6/XX/2049 XXX XXX Short Form Fee Simple Individual Individual No Individual No 9.68 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 51555505 Non QM Yes No $18,750.00 $9,242.98 6.973% $2,956.18 $2,956.18 6.875% No No Self-Employed US Citizen $14,598.79 1 $14,609.28 $1,409.04 $1,217.44 $117.42 40.836% 43.096% 40.836% 3/XX/2019 671 No Yes 12 Business 100.000% 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2004 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $18,750.00 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 12 0.00 No 6/XX/2049 Commitment Fee Simple Individual Individual No Individual No 8.77 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2013 [redacted] [redacted] [redacted] [redacted] 58719763 Non QM Yes No $7,068.46 $3,585.22 7.808% $1,314.35 $1,314.35 7.624% No No Self-Employed US Citizen $3,925.72 1 $893.28 $465.96 $74.44 $38.83 33.455% 33.455% 33.455% 3/XX/2019 768 No Yes 15 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 6 0 0 0 XXX $7,068.46 XXXX $3,650.00 None No No XXXX 0 0 0 0 0 15 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 15.28 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 57313121 N/A No No $11,520.64 $7,434.12 7.406% $1,270.29 $1,270.29 7.375% No No Self-Employed Not Employed US Citizen US Citizen $5,600.41 1 $4,719.96 $1,224.00 $393.33 $102.00 49.831% 51.919% 49.831% 658 No Yes 24 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 1 0 0 0 XXX $11,520.64 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 0 24 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual Individual Individual No Individual No 12.03 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 57761120 Non QM Yes No $8,055.00 $9,623.16 6.704% $1,992.35 $1,992.35 6.755% No No Self-Employed US Citizen $7,000.53 1 $5,466.48 $1,514.04 $455.54 $126.17 44.880% 44.880% 45.948% 4/XX/2019 746 No Yes 12 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 1 0 0 XXX $8,055.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 23.55 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2019 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 55190502 Non QM Yes No $395.00 $2,946.30 6.015% $3,297.17 $3,297.17 5.999% No No Self-Employed US Citizen $8,256.43 1 $12,636.24 $1,456.20 $1,053.02 $121.35 40.005% 40.005% 40.005% 4/XX/2019 716 No Yes 25 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 XXX $395.00 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 25 0.00 No 6/XX/2049 XXX XXX Final Fee Simple Individual Individual No Individual No 6.24 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower - | Primary Income - Wages]; Paystubs - 2019 [Borrower]; Transcripts (1040) - 2018 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower]; 1040 - 2017 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2019 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 53563933 Non QM Yes No $6,677.00 $3,645.64 10.018% $1,271.55 $1,271.55 9.750% No No Employed US Citizen $2,759.25 1 $4,666.32 $2,116.08 $388.86 $176.34 49.832% 49.832% 49.832% 4/XX/2019 613 No No [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts (1040) - 2016 Full Documentation (F) Full 0 0 0 XXX $6,677.00 XXXX $5,000.00 None N/A No XXXX 2 2 0 3 3 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 10.9 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 57926261 Non QM Yes No $9,657.00 $5,793.97 7.472% $1,496.88 $1,496.88 8.000% No No Self-Employed Permanent Resident Alien $2,912.91 1 $2,995.56 $816.00 $249.63 $68.00 42.945% 48.145% 42.945% 4/XX/2019 670 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2011 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 1 0 0 0 XXX $9,657.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No Resident Alien Card 2.9 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 59189963 Non QM Yes No $6,036.00 $6,640.00 6.019% $1,324.42 $1,324.42 5.750% No No Self-Employed US Citizen $7,657.94 1 $4,016.28 $1,587.00 $334.69 $132.25 35.831% 35.831% 35.831% 5/XX/2019 759 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $6,036.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 XXX XXX Final Fee Simple Individual Individual No Individual No 5.72 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 50589287 Non QM Yes No $5,747.00 $3,761.25 7.634% $1,307.15 $1,307.15 8.500% No No Self-Employed US Citizen $15,945.50 1 $3,369.24 $1,962.96 $280.77 $163.58 11.399% 12.653% 11.399% 4/XX/2019 598 No Yes 24 Business 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2008 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $5,747.00 XXXX $12,900.00 None No No XXXX 0 0 0 0 0 24 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 12.64 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [redacted] [redacted] [redacted] [redacted] 53445889 Non QM Yes No $7,482.00 $3,178.00 6.171% $1,025.23 $1,025.23 6.000% No No Self-Employed US Citizen $3,131.31 1 $2,361.96 $995.04 $196.83 $82.92 30.389% 30.389% 30.389% 4/XX/2019 727 No Yes 12 Personal 100.000% 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: 100.00% | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 0 XXX $7,482.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 6/XX/2049 XXX XXX Commitment Fee Simple Individual Individual No Individual No 12.24 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2015 [redacted] [redacted] [redacted] [redacted] 59062081 Non QM No No $8,997.00 $16,537.90 6.322% $9,235.76 $9,235.76 6.250% No No Self-Employed US Citizen $24,741.70 1 $20,937.48 $2,541.96 $1,744.79 $211.83 33.408% 33.408% 33.408% 5/XX/2018 775 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 1983 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $8,997.00 XXXX $0.00 None XXXX 0 0 0 0 0 24 0.00 No 7/XX/2048 XXX XXX Preliminary Fee Simple No No 10.72 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 52994279 Non QM No No $35,918.56 $20,658.47 6.106% $3,094.84 $3,094.84 6.765% No No Self-Employed US Citizen $6,467.09 1 $7,405.80 $2,481.96 $617.15 $206.83 39.644% 39.644% 63.638% 3/XX/2018 768 No Yes 15 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $35,918.56 XXXX $0.00 None XXXX 0 0 0 3 0 15 0.00 No 240 7/XX/2048 XXX XXX Preliminary Fee Simple No No 7.78 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2016 [redacted] [redacted] [redacted] [redacted] 55442661 Non QM No No $14,608.07 $7,936.98 7.763% $2,946.73 $2,946.73 8.749% No No Self-Employed US Citizen $7,385.05 1 $8,907.24 $1,224.24 $742.27 $102.02 44.592% 48.356% 44.592% 5/XX/2018 650 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $14,608.07 XXXX $0.00 None XXXX 0 0 0 0 0 12 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 2.14 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Other - 2018 [Borrower]; 1040 - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2015 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Non-Primary Income - Child Support]; Cancelled Checks - 2018 [Borrower]; 1040 - 2015 [redacted] [redacted] [redacted] [redacted] 58360789 Non QM No No $4,778.25 $6,528.97 6.905% $786.91 $852.18 6.760% No No Employed US Citizen $2,331.89 1 $586.20 $465.00 $48.85 $38.75 32.422% 35.044% 32.422% 3/XX/2018 706 No No [Borrower - | Non-Primary Income - Child Support]; Divorce Decree - 2016 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 1 0 0 0 XXX $4,778.25 XXXX $0.00 None XXXX 3 3 0 3 2 0.00 No 7/XX/2048 Commitment Fee Simple No No 35.99 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [redacted] [redacted] [redacted] [redacted] 58873495 Non QM No No $12,770.00 $6,204.80 8.525% $2,339.29 $2,339.29 8.374% No No Self-Employed US Citizen $3,795.77 1 $4,275.00 $720.12 $356.25 $60.01 49.045% 49.045% 49.045% 5/XX/2018 700 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 0 XXX $12,770.00 XXXX $0.00 None XXXX 0 0 0 0 0 12 0.00 No 7/XX/2048 XXX XXX Preliminary Fee Simple No No 16.02 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower - | Primary Income - Wages]; WVOE - 2018 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2015 [Borrower]; 1040 - 2017 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2018 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2018 [Borrower]; 1040 - 2016 [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040-ES - 2017 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Non-Primary Income - Sole Proprietor]; Other - 2017 [Borrower]; 1040 - 2015 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040-ES - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2018 [Coborrower]; 1040 - 2017 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040-ES - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Non-Primary Income - Sole Proprietor]; 1040-ES - 2016 [Coborrower]; Transcripts (1040) - 2017 [Coborrower(s) - | Primary Income - Wages]; Other - 2018 [Coborrower]; 1040 - 2016 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2018 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2018 [Coborrower]; Transcripts (1040) - 2016 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; 1040 - 2015 [redacted] [redacted] [redacted] [redacted] 57958464 Non QM No No $9,253.80 $7,096.90 8.467% $1,508.29 $1,508.29 8.625% No No Employed Employed US Citizen US Citizen $2,786.07 1 $1,926.96 $1,099.44 $160.58 $91.62 44.066% 49.256% 44.066% 4/XX/2018 629 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2015 [Coborrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 XXX $9,253.80 XXXX $7,272.00 None XXXX 3 2 3 0 3 2 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 13.37 No $0.00 $2,256.80 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts (1040) - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2014 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2018 [Coborrower]; 1040 - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; Transcripts (1040) - 2017 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2018 [Coborrower]; 1040 - 2016 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2018 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2018 [Coborrower]; Transcripts (1040) - 2016 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 59389594 Non QM No No $6,732.00 $3,026.86 8.466% $1,190.28 $1,190.28 8.875% No No Employed Employed US Citizen US Citizen $5,973.01 1 $4,397.88 $1,116.96 $366.49 $93.08 42.578% 44.512% 42.578% 5/XX/2018 636 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; 4506 or 4506-T - 2014 Full Documentation (F) Full 1 0 0 0 XXX $6,732.00 XXXX $0.00 None XXXX 2 2 2 0 4 2 0.00 No 6/XX/2048 Commitment Fee Simple No No 82.59 No $0.00 $3,901.86 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2018 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 53266883 N/A No No $12,189.50 $7,845.83 6.737% $1,172.88 $1,172.88 6.375% No No Employed Not Employed US Citizen US Citizen $11,661.98 1 $3,737.52 $1,044.00 $311.46 $87.00 35.081% 35.081% 35.081% 5/XX/2018 786 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 XXX $12,189.50 XXXX $0.00 None XXXX 2 0 2 0 3 2 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 15.83 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 58523856 Non QM No No $8,699.50 $10,492.20 7.883% $1,712.06 $1,712.06 8.375% No No Self-Employed US Citizen $5,988.49 1 $2,823.48 $951.00 $235.29 $79.25 37.146% 40.268% 37.146% 4/XX/2018 598 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $8,699.50 XXXX $0.00 None XXXX 0 0 0 3 0 12 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 29.72 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 58877193 Non QM No No $18,831.00 $7,815.00 7.336% $3,941.61 $3,941.61 7.250% No No Self-Employed US Citizen $11,861.59 1 $3,624.60 $2,045.04 $302.05 $170.42 36.604% 36.604% 36.604% 4/XX/2018 775 No Yes 13 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $18,831.00 XXXX $19,260.00 None XXXX 0 0 0 2 0 13 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 55.82 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 53846842 Non QM No No $3,515.00 $4,868.60 6.796% $1,469.36 $1,469.36 6.624% No No Self-Employed US Citizen $5,761.51 1 $3,267.24 $1,227.00 $272.27 $102.25 32.562% 32.562% 32.562% 4/XX/2018 760 No Yes 24 Personal, Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2000 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $3,515.00 XXXX $2,750.00 None XXXX 0 0 0 3 0 24 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 13.77 Yes $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2016 [redacted] [redacted] [redacted] [redacted] 54380803 Non QM No No $6,376.10 $8,710.54 6.969% $2,778.22 $2,778.22 6.875% No No Self-Employed US Citizen $6,929.41 1 $5,092.44 $1,980.00 $424.37 $165.00 46.676% 50.709% 46.676% 5/XX/2018 771 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2010 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 0 XXX $6,376.10 XXXX $5,000.00 None XXXX 0 0 0 0 0 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 10.29 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [redacted] [redacted] [redacted] [redacted] 57551425 Non QM No No $8,994.13 $10,548.63 7.674% $1,813.24 $1,813.24 7.990% No No Self-Employed Not Employed US Citizen US Citizen $52,570.84 1 $4,062.12 $1,848.96 $338.51 $154.08 6.854% 7.424% 6.854% 5/XX/2018 635 No Yes 24 Business 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $8,994.13 XXXX $5,450.00 None XXXX 0 0 0 0 0 0 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 30.54 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [redacted] [redacted] [redacted] [redacted] 53849047 Non QM No No $3,604.00 $5,091.79 6.165% $1,429.33 $1,429.33 6.000% No No Self-Employed US Citizen $7,024.81 1 $4,297.92 $672.96 $358.16 $56.08 38.973% 38.973% 38.973% 4/XX/2018 701 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $3,604.00 XXXX $6,139.80 None XXXX 0 0 0 0 0 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 18.1 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 53149019 Non QM No No $10,417.80 $5,849.90 7.705% $3,156.74 $3,156.74 7.624% No No Self-Employed US Citizen $47,303.96 1 $7,023.36 $968.04 $585.28 $80.67 13.189% 13.189% 13.189% 5/XX/2018 668 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $10,417.80 XXXX $14,868.00 None XXXX 0 0 0 3 0 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 18.85 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; Other - 2018 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 59687180 Non QM No No $8,389.01 $5,046.62 7.455% $1,309.66 $1,309.66 7.875% No No Employed US Citizen $7,007.70 1 $4,830.36 $1,214.88 $402.53 $101.24 39.360% 41.383% 39.360% 5/XX/2018 680 No No [Borrower - | Primary Income - Wages]; WVOE - 2018 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 1 0 0 0 XXX $8,389.01 XXXX $0.00 None XXXX 0 2 0 3 2 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 10.47 No $0.00 $0.00 No No No No [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 1040 - 2017 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2018 [Borrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2018 [Borrower]; Transcripts (1040) - 2017 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2015 [Coborrower]; 1040 - 2017 [Coborrower(s) - | Non-Primary Income - Wages]; Paystubs - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Non-Primary Income - Wages]; VVOE - 2018 [Coborrower]; Transcripts (1040) - 2017 [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 58768404 Non QM No No $2,073.50 $2,998.50 7.052% $1,246.55 $1,246.55 6.875% No No Self-Employed Employed US Citizen US Citizen $7,350.41 1 $5,773.92 $1,216.20 $481.16 $101.35 47.548% 47.548% 47.548% 4/XX/2018 709 No No [Coborrower(s) - | Non-Primary Income - Wages]; W-2 - 2016 [Coborrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 XXX $2,073.50 XXXX $0.00 LP / LPA Accept XXXX 1 3 1 0 3 1 No 7/XX/2038 XXX XXX Preliminary Fee Simple 1 XXXX XXX XXX No No 2.99 No $0.00 $6,626.38 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 52568918 Non QM No No $7,857.50 $9,744.58 7.963% $1,942.71 $1,942.71 7.624% No No Self-Employed US Citizen $7,836.51 1 $2,001.24 $1,395.00 $166.77 $116.25 27.056% 27.056% 27.056% 6/XX/2018 671 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $7,857.50 XXXX $0.00 None XXXX 0 0 0 3 0 12 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 8.45 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 55253992 N/A No No $8,156.62 $5,858.67 6.642% $888.53 $999.20 6.731% No No Self-Employed US Citizen $8,444.68 1 $1,969.56 $1,562.04 $164.13 $130.17 37.669% 38.177% 37.669% 5/XX/2018 737 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $8,156.62 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 12 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 77.6 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [redacted] [redacted] [redacted] [redacted] 57612338 Non QM No No $19,760.00 $20,578.62 6.030% $2,668.17 $2,668.17 5.625% No No Self-Employed US Citizen $11,023.16 1 $7,177.56 $2,930.40 $598.13 $244.20 31.259% 31.259% 31.259% 5/XX/2018 710 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $19,760.00 XXXX $5,000.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 12.02 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [redacted] [redacted] [redacted] [redacted] 57689077 Non QM No No $10,785.00 $6,215.62 7.886% $1,643.50 $1,643.50 7.625% No No Self-Employed US Citizen $34,691.57 2 $6,574.20 $960.96 $547.85 $80.08 12.737% 12.737% 12.737% 5/XX/2018 683 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 0 XXX $10,785.00 XXXX $7,740.00 None N/A No XXXX 0 0 0 0 0 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 14.27 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; 1040 - 2017 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2018 [Coborrower]; Transcripts (1040) - 2017 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2018 [Coborrower]; 1040 - 2016 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2018 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 57634491 Non QM No No $11,616.38 $15,299.79 5.972% $6,841.13 $6,841.13 5.875% No No Employed Employed US Citizen US Citizen $16,435.45 1 $13,239.96 $1,965.00 $1,103.33 $163.75 35.901% 35.901% 35.901% 5/XX/2018 753 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 XXX $11,616.38 XXXX $25,000.00 None N/A No XXXX 2 2 2 0 3 2 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 18.63 No $0.00 $11,094.00 No No No No [Borrower - | Primary Income - Partnership (>= 25%)]; CPA Letter - 2018 [redacted] [redacted] [redacted] [redacted] 53281664 N/A No No $15,587.67 $10,123.68 8.285% $1,687.89 $1,687.89 7.990% No No Self-Employed Foreign National Brazil $27,396.78 1 $4,397.16 $1,995.00 $366.43 $166.25 8.794% 9.791% 8.794% No No [Borrower - | Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2018 Alternative Documentation (A) 2yr P&L w/o Bank Statements 0 0 0 XXX $15,587.67 XXXX $0.00 None No No XXXX 0 0 0 0 0 14.73 No 7/XX/2048 XXX XXX Commitment Fee Simple No No VISA 47.98 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [redacted] [redacted] [redacted] [redacted] 56862637 N/A No No $5,751.00 $6,785.92 7.520% $1,616.60 $1,616.60 7.249% No No Self-Employed Not Employed US Citizen US Citizen $82,370.89 1 $2,781.84 $1,476.96 $231.82 $123.08 44.277% 44.277% 44.277% 5/XX/2018 655 No Yes 24 Business 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 XXX $5,751.00 XXXX $0.00 None No No XXXX 0 0 0 0 0 0 24 0.00 No 7/XX/2048 XXX XXX Preliminary Fee Simple No No 55.97 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Coborrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 59191055 Non QM No No $11,397.00 $13,824.08 5.984% $2,888.69 $2,888.69 5.750% No No Self-Employed Not Employed US Citizen US Citizen $96,493.96 1 $3,289.56 $3,824.04 $274.13 $318.67 8.928% 8.928% 8.928% 5/XX/2018 771 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2013 [Coborrower]; 4506 or 4506-T - 2015 Alternative Documentation (A) Alt 0 0 0 XXX $11,397.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 3 0 24 0.00 No 7/XX/2048 Commitment Fee Simple No No 9.44 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2018 [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2018 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 51777410 N/A No No $13,731.85 $8,721.24 8.307% $1,447.76 $1,447.76 7.995% No No Self-Employed Foreign National Columbia $10,696.90 1 $5,231.28 $1,427.04 $435.94 $118.92 27.699% 29.435% 29.435% No No [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2017 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 XXX $13,731.85 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 17.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No Passport 14.71 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Coborrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 50032316 Non QM No No $5,257.00 $3,000.38 6.663% $950.63 $950.63 6.500% No No Self-Employed Not Employed US Citizen US Citizen $3,475.67 1 $1,133.04 $788.40 $94.42 $65.70 36.696% 36.696% 36.696% 5/XX/2018 769 No Yes 12 Personal 67.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Coborrower]; 4506 or 4506-T - 2015 Alternative Documentation (A) Alt 0 0 0 XXX $5,257.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 3 0 12 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 14.5 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 51437725 Non QM No No $21,693.50 $11,121.51 6.999% $3,316.50 $3,316.50 6.874% No No Self-Employed US Citizen $11,637.13 1 $5,820.12 $1,480.32 $485.01 $123.36 30.810% 34.530% 30.810% 5/XX/2018 717 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $21,693.50 XXXX $12,000.00 None N/A No XXXX 0 0 0 3 0 24 0.00 No 7/XX/2048 XXX XXX Preliminary Fee Simple No No 6.86 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 59313013 Non QM No No $11,766.57 $6,928.46 7.733% $1,973.92 $1,973.92 8.499% No No Self-Employed US Citizen $4,457.48 1 $1,535.16 $620.04 $127.93 $51.67 42.028% 46.458% 42.028% 5/XX/2018 699 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $11,766.57 XXXX $2,500.00 None No No XXXX 0 0 0 3 0 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 7.85 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [redacted] [redacted] [redacted] [redacted] 58682214 Non QM No No $6,347.75 $7,101.81 8.150% $1,262.47 $1,262.47 7.740% No No Self-Employed Permanent Resident Alien $15,689.78 1 $5,949.96 $651.00 $495.83 $54.25 25.297% 25.297% 25.297% 5/XX/2018 691 No Yes 24 Business 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $6,347.75 XXXX $3,500.00 None N/A No XXXX 0 0 0 0 0 24 0.00 No 7/XX/2048 Commitment Fee Simple No No Resident Alien Card 6.37 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Tax Return Extension - 2017 [Borrower]; Transcripts (1040) - No Results Returned - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2018 [Borrower]; 1040 - 2015 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2018 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Wages]; WVOE - 2018 [Borrower]; Transcripts (1040) - 2015 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; Tax Return Extension - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2015 [Coborrower]; Transcripts (1040) - No Results Returned - 2017 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2018 [Coborrower]; 1040 - 2016 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2018 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2018 [Coborrower]; Transcripts (1040) - 2016 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; 1040 - 2015 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 59877019 Non QM No No $7,622.00 $4,741.53 9.005% $1,376.73 $1,376.73 8.750% No No Employed Employed US Citizen US Citizen $9,466.49 1 $1,484.40 $4,364.04 $123.70 $363.67 30.407% 30.407% 30.407% 5/XX/2018 627 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2015 [Coborrower]; Transcripts (1040) - 2015 Full Documentation (F) Full 0 0 0 XXX $7,622.00 XXXX $0.00 None N/A No XXXX 3 3 2 0 3 2 0.00 No 7/XX/2048 Commitment Fee Simple No No 50.85 No $0.00 $8,075.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; Other - 2018 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 56313480 Non QM No No $6,309.50 $8,566.14 8.302% $1,268.87 $1,268.87 7.875% No No Employed US Citizen $2,772.33 2 $4,825.68 $1,680.00 $402.14 $140.00 39.513% 44.457% 39.513% 5/XX/2018 555 No No [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 1 1 0 XXX $6,309.50 XXXX $0.00 None N/A No XXXX 1 2 0 3 2 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 3.13 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 58918542 Non QM No No $9,867.00 $5,292.28 6.981% $1,357.19 $1,357.19 6.750% No No Self-Employed US Citizen $34,050.93 1 $1,981.56 $881.04 $165.13 $73.42 12.634% 12.634% 12.634% 5/XX/2018 780 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2014 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $9,867.00 XXXX $6,975.00 None N/A No XXXX 0 0 0 3 0 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 23.94 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Tax Return Extension - 2017 [Borrower]; Transcripts (1040) - No Results Returned - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts (1040) - 2016 [Borrower]; 1040 - 2015 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; Transcripts (1040) - 2015 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Coborrower]; 1040 - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; WVOE - 2018 [Coborrower]; Tax Return Extension - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; Transcripts (1040) - No Results Returned - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; 1040 - 2016 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2018 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2018 [Coborrower]; Transcripts (1040) - 2016 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2018 [Coborrower]; 1040 - 2015 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 51794439 Safe Harbor QM No No $1,345.00 $3,714.96 4.770% $4,945.22 $4,945.22 4.750% No No Employed Employed US Citizen US Citizen $9,834.81 1 $7,024.92 $1,370.04 $585.41 $114.17 40.708% 40.708% 40.708% 5/XX/2018 682 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; Transcripts (1040) - 2015 Full Documentation (F) Full 0 0 0 XXX $1,345.00 XXXX $0.00 None N/A No XXXX 2 2 3 0 3 2 0.00 No 7/XX/2048 XXX XXX Final Fee Simple No No 27.04 No $0.00 $3,810.88 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2014 [redacted] [redacted] [redacted] [redacted] 55069686 Non QM No No $4,500.00 $1,762.50 7.581% $1,048.72 $1,048.72 7.499% No No Self-Employed Not Employed US Citizen US Citizen $4,598.35 1 $1,898.16 $1,383.96 $158.18 $115.33 43.122% 43.122% 43.122% 657 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $4,500.00 XXXX $0.00 None No No XXXX 0 0 0 0 4 0 12 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 40.73 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [redacted] [redacted] [redacted] [redacted] 52354268 Non QM No No $6,897.00 $8,029.32 5.192% $1,932.56 $1,932.56 5.000% No No Self-Employed US Citizen $3,925.53 1 $7,868.16 $662.76 $655.68 $55.23 46.159% 46.159% 46.159% 5/XX/2018 755 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 1992 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $6,897.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 8.77 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2017 [redacted] [redacted] [redacted] [redacted] 53392920 Non QM No No $14,617.00 $8,612.66 5.734% $1,862.35 $1,862.35 5.500% No No Self-Employed US Citizen $3,568.26 1 $6,590.40 $544.80 $549.20 $45.40 41.063% 41.063% 41.063% 5/XX/2018 741 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $14,617.00 XXXX $0.00 None No No XXXX 0 0 0 0 0 24 0.00 No 7/XX/2048 Preliminary Fee Simple No No 10.12 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [redacted] [redacted] [redacted] [redacted] 58876379 Non QM No No $9,937.00 $3,392.14 6.646% $2,632.73 $2,729.83 6.724% No No Self-Employed Not Employed US Citizen US Citizen $19,330.92 1 $7,181.28 $3,747.96 $598.44 $312.33 22.676% 24.330% 22.676% 5/XX/2018 725 No Yes 25 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $9,937.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 0 25 0.00 No 7/XX/2048 Commitment Fee Simple No No 121.02 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2017 [redacted] [redacted] [redacted] [redacted] 51189298 Non QM No No $18,297.00 $26,560.70 6.299% $5,716.67 $8,105.00 6.125% No No Self-Employed US Citizen $21,307.94 1 $17,499.96 $2,004.00 $1,458.33 $167.00 35.142% 27.872% 35.142% 4/XX/2018 683 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2005 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $18,297.00 XXXX $14,000.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 240 7/XX/2048 XXX XXX Preliminary Fee Simple No No 9.2 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [redacted] [redacted] [redacted] [redacted] 50202747 Non QM No No $8,052.00 $9,362.35 5.718% $2,180.31 $2,180.31 5.500% No No Self-Employed US Citizen $16,776.99 1 $5,091.60 $2,045.16 $424.30 $170.43 30.465% 30.465% 30.465% 6/XX/2018 713 No Yes 24 Business 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $8,052.00 XXXX $4,800.00 None N/A No XXXX 0 0 0 0 0 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 20 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [redacted] [redacted] [redacted] [redacted] 52498429 Non QM No No $40,602.99 $42,280.01 6.072% $5,002.58 $5,002.58 5.625% No No Self-Employed US Citizen $49,153.74 1 $3,731.16 $3,302.40 $310.93 $275.20 18.077% 18.077% 18.077% 5/XX/2018 750 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $40,602.99 XXXX $49,686.09 None N/A No XXXX 0 0 0 0 0 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 41.68 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Coborrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 58905023 Non QM No No $15,570.75 $17,400.09 6.001% $3,649.85 $3,649.85 5.749% No No Self-Employed Self-Employed US Citizen US Citizen $80,145.03 1 $6,275.40 $4,244.76 $522.95 $353.73 10.950% 10.950% 10.950% 6/XX/2018 773 No Yes 24 Business 100.000% Borrower Prepared [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $15,570.75 XXXX $5,000.00 None N/A No XXXX 0 0 0 0 3 0 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 21.26 No $45,000.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 51546004 Non QM No No $21,601.00 $9,854.40 6.986% $3,301.72 $3,301.72 6.875% No No Self-Employed US Citizen $43,548.21 1 $20,986.08 $1,947.00 $1,748.84 $162.25 26.763% 27.811% 26.763% 5/XX/2018 661 No Yes 14 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $21,601.00 XXXX $8,031.00 None No No XXXX 0 0 0 3 0 14 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 59.19 No $0.00 $0.00 No No No No [redacted] [redacted] [redacted] [redacted] 54874934 Non QM No No $12,715.28 $5,475.35 7.792% $2,206.16 $2,206.16 8.749% No No Self-Employed Permanent Resident Alien $8,829.03 1 $7,683.00 $1,926.96 $640.25 $160.58 30.490% 33.447% 30.490% 5/XX/2018 627 No Yes 15 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 Alternative Documentation (A) Alt 0 0 0 XXX $12,715.28 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 15 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No Resident Alien Card 8.19 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2018 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; WVOE - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 58827907 Non QM No No $3,685.00 $4,015.15 8.063% $543.01 $571.42 7.771% No No Employed US Citizen $2,478.15 1 $1,673.40 $797.04 $139.45 $66.42 35.745% 37.610% 35.745% 5/XX/2018 680 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 2 1 0 XXX $3,685.00 XXXX $0.00 None N/A No XXXX 2 0 0 3 2 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 6.89 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [redacted] [redacted] [redacted] [redacted] 51930995 Non QM No No $8,785.75 $3,894.42 6.873% $1,333.45 $1,352.99 6.766% No No Self-Employed Not Employed US Citizen US Citizen $5,064.44 1 $6,374.88 $681.00 $531.24 $56.75 39.056% 41.890% 39.056% 6/XX/2018 694 No Yes 12 Personal 82.000% [Borrower - | Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $8,785.75 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 0 12 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 17.44 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 58242254 Non QM No No $3,105.00 $4,297.34 6.553% $1,378.75 $1,378.75 6.375% No No Self-Employed US Citizen $5,672.15 1 $1,790.28 $3,508.80 $149.19 $292.40 34.990% 34.990% 34.990% 4/XX/2018 724 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 0 XXX $3,105.00 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 37.5 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 56585445 N/A No No $8,937.00 $3,909.77 6.861% $1,024.50 $1,024.50 6.625% No No Self-Employed US Citizen $27,738.67 2 $2,877.96 $1,463.04 $239.83 $121.92 17.692% 17.692% 17.692% 6/XX/2018 722 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $8,937.00 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 24 0.00 No 7/XX/2048 Preliminary Fee Simple No No 21.68 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Coborrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 50577231 Non QM No No $14,159.01 $9,614.13 7.298% $2,106.02 $2,106.02 7.000% No No Self-Employed Not Employed US Citizen US Citizen $11,057.07 1 $9,363.24 $2,907.72 $780.27 $242.31 22.237% 22.237% 22.237% 6/XX/2018 623 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Coborrower]; 4506 or 4506-T - 2015 Alternative Documentation (A) Alt 1 0 0 0 XXX $14,159.01 XXXX $2,000.00 None N/A No XXXX 0 0 0 0 3 0 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 14.56 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 52031968 N/A No No $9,802.67 $6,182.64 9.587% $786.98 $786.98 8.865% No No Employed Foreign National Brazil $3,332.07 1 $1,589.28 $389.04 $132.44 $32.42 23.855% 23.855% 23.855% No No [Borrower - | Primary Income - Wages]; WVOE - 2018 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 XXX $9,802.67 XXXX $2,640.00 None N/A No XXXX 0 0 0 3 0 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No VISA 40.31 No $0.00 $0.00 Yes No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Coborrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 50307628 Non QM No No $4,020.00 $6,349.00 6.919% $1,816.07 $1,817.55 6.758% No No Self-Employed Not Employed US Citizen US Citizen $155,618.60 1 $2,099.16 $1,907.04 $174.93 $158.92 6.030% 6.238% 6.030% 6/XX/2018 668 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2011 [Coborrower]; 4506 or 4506-T - 2015 Alternative Documentation (A) Alt 0 0 0 XXX $4,020.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 3 0 24 0.00 No 8/XX/2048 Commitment Fee Simple No No 15.63 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2018 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 56794584 Non QM No No $15,537.00 $9,384.50 8.546% $3,850.12 $3,850.12 9.250% No No Employed US Citizen $12,159.85 1 $3,255.12 $1,779.00 $271.26 $148.25 40.442% 43.565% 40.442% 6/XX/2018 596 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 XXX $15,537.00 XXXX $5,000.00 None N/A No XXXX 2 2 0 3 0 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 9.25 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Coborrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 56166652 Non QM No No $4,291.50 $4,874.90 7.848% $1,464.99 $1,464.99 7.624% No No Self-Employed Not Employed US Citizen US Citizen $5,623.18 1 $4,456.92 $617.04 $371.41 $51.42 38.859% 38.859% 38.859% 5/XX/2018 704 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Coborrower]; 4506 or 4506-T - 2015 Alternative Documentation (A) Alt 0 0 0 XXX $4,291.50 XXXX $10,350.00 None N/A No XXXX 0 0 0 0 3 0 12 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 17.79 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2012 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2009 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 58023127 N/A No No $18,325.00 $7,075.38 6.120% $2,994.54 $2,994.54 5.990% No No Self-Employed US Citizen $285,944.58 1 $4,772.28 $1,560.96 $397.69 $130.08 20.970% 20.970% 20.970% 6/XX/2018 765 No Yes 29 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2003 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $18,325.00 XXXX $0.00 None No No XXXX 0 0 0 3 0 29 0.00 No 7/XX/2048 XXX XXX Preliminary Fee Simple No No 435.26 No $0.00 $0.00 No No No No [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [redacted] [redacted] [redacted] [redacted] 55723129 Non QM No No $8,097.00 $8,727.00 6.501% $1,325.29 $1,559.27 6.766% No No Not Employed Self-Employed US Citizen US Citizen $5,291.55 1 $5,924.16 $2,190.00 $493.68 $182.50 42.042% 42.472% 42.042% 5/XX/2018 759 No Yes 12 Personal 100.000% [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2009 [Coborrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $8,097.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 0 12 0.00 No 7/XX/2048 XXX XXX Preliminary Fee Simple No No 11.79 No $9,130.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [redacted] [redacted] [redacted] [redacted] 51794205 Non QM No No $20,097.00 $20,252.00 4.783% $3,141.45 $3,141.45 4.500% No No Self-Employed US Citizen $51,190.66 1 $14,034.48 $2,994.96 $1,169.54 $249.58 14.361% 14.361% 14.361% 6/XX/2018 776 No Yes 24 Business 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $20,097.00 XXXX $23,250.00 None N/A No XXXX 0 0 0 0 0 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 8 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 58546153 Non QM No No $22,833.00 $19,080.62 5.203% $3,817.88 $3,817.88 5.000% No No Self-Employed US Citizen $19,211.61 1 $12,260.04 $4,218.96 $1,021.67 $351.58 29.804% 29.804% 29.804% 6/XX/2018 759 No Yes 24 Business 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $22,833.00 XXXX $42,000.00 None N/A No XXXX 0 0 0 3 0 24 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 122.08 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [redacted] [redacted] [redacted] [redacted] 51539964 Non QM No No $9,147.00 $10,209.35 5.763% $1,987.26 $1,987.26 5.500% No No Self-Employed Not Employed US Citizen US Citizen $3,308.91 1 $3,870.96 $855.00 $322.58 $71.25 46.039% 46.039% 46.039% 5/XX/2018 726 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $9,147.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 0 24 0.00 No 7/XX/2048 Commitment Fee Simple No No 27.71 No $0.00 $0.00 No No No No [Borrower]; Transcripts (1040) - No Results Returned - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts (1040) - 2016 [Borrower]; 1040 - 2015 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; Transcripts (1040) - 2015 [Borrower]; 4506 or 4506-T - 2014 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2018 [Coborrower]; Transcripts (1040) - No Results Returned - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2017 [Coborrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; Transcripts (1040) - 2016 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2018 [Coborrower]; 1040 - 2015 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Employment Only - 2018 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2018 [Coborrower]; Transcripts (1040) - 2015 [redacted] [redacted] [redacted] [redacted] 59087015 Non QM No No $8,181.32 $8,979.67 8.028% $2,394.36 $2,397.32 7.763% No No Employed Employed US Citizen US Citizen $12,199.76 1 $6,266.52 $1,164.00 $522.21 $97.00 32.381% 34.751% 32.381% 5/XX/2018 692 No No [Coborrower(s) - | Primary Income - Wages]; The Work Number - Income - 2018 [Coborrower]; 4506 or 4506-T - 2014 Full Documentation (F) Full 1 0 0 2 XXX $8,181.32 XXXX $0.00 None N/A No XXXX 2 0 2 0 3 2 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 91.04 No $0.00 $13,520.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available [redacted] [redacted] [redacted] [redacted] 56144022 Non QM No No $5,683.25 $6,104.19 7.486% $1,185.20 $1,185.20 7.625% No No Self-Employed Not Employed US Citizen US Citizen $6,963.05 1 $4,625.40 $1,566.96 $385.45 $130.58 31.751% 33.854% 31.751% 5/XX/2018 687 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $5,683.25 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 0 24 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 10.77 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; WVOE - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 59527050 Safe Harbor QM No No $6,340.00 $6,792.62 4.807% $5,211.26 $5,211.26 4.750% No No Employed Non-Permanent Resident Alien India $12,791.13 1 $11,767.32 $804.96 $980.61 $67.08 42.818% 42.818% 42.818% 5/XX/2018 687 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 XXX $6,340.00 XXXX $0.00 2.9 None N/A No XXXX 2 2 0 3 2 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No VISA 18.85 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Tax Return Extension - 2017 [Borrower]; Transcripts (1040) - No Results Returned - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2018 [Borrower]; 1040 - 2015 [redacted] [redacted] [redacted] [redacted] 52798495 N/A No No $25,476.25 $2,202.12 4.970% $5,239.16 $5,316.87 5.004% No No Non-Employment Income Not Employed US Citizen US Citizen $27,089.29 1 $12,783.72 $932.04 $1,065.31 $77.67 41.936% 48.044% 41.936% 4/XX/2018 779 Yes No [Borrower - | Primary Income - Asset Depletion]; Account Statements - 2018 [Borrower]; Transcripts (1040) - 2015 Full Documentation (F) Full 0 0 0 XXX $25,476.25 XXXX $0.00 1.0 None Yes No XXXX 0 0 2 0 1 2 0.00 No 120 7/XX/2048 XXX XXX Preliminary Fee Simple No No 453.65 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - No Results Returned - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - IRA Distribution]; Account Statements - 2018 [Borrower]; 1040 - 2015 [Borrower - | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2018 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - IRA Distribution]; Other - 2016 [Borrower]; Transcripts (1040) - 2015 [redacted] [redacted] [redacted] [redacted] 51211985 N/A No No $27,085.00 $2,391.50 4.967% $6,985.55 $7,089.35 5.004% No No Non-Employment Income Not Employed US Citizen US Citizen $26,935.20 3 $22,815.24 $1,635.96 $1,901.27 $136.33 43.601% 51.557% 43.601% 4/XX/2018 779 No No [Borrower - | Primary Income - IRA Distribution]; Other - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $27,085.00 XXXX $0.00 None No No XXXX 0 0 2 0 3 2 0.00 No 7/XX/2048 XXX XXX Preliminary Fee Simple No No 321.34 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 52994450 Non QM No No $2,845.00 $3,641.84 6.899% $832.40 $832.40 6.625% No No Employed US Citizen $3,491.80 1 $2,262.00 $1,933.68 $188.50 $161.14 41.055% 41.055% 41.055% 6/XX/2018 711 No No [Borrower - | Primary Income - Wages]; W-2 - 2015 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 1 0 0 0 XXX $2,845.00 XXXX $0.00 None N/A No XXXX 3 0 0 3 2 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 13.01 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2017 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 56217437 Non QM No No $943.75 $3,106.76 5.714% $2,155.79 $2,724.02 6.766% No No Self-Employed US Citizen $10,063.23 1 $8,916.72 $2,342.04 $743.06 $195.17 26.948% 22.823% 26.948% 5/XX/2018 661 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $943.75 XXXX $65,000.00 3.4 None N/A No XXXX 0 0 0 3 0 12 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 10.38 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 55344291 Non QM No No $3,660.00 $5,353.24 5.788% $1,404.45 $1,404.45 5.624% No No Self-Employed US Citizen $8,733.53 1 $2,927.76 $3,566.04 $243.98 $297.17 42.062% 42.062% 42.062% 3/XX/2018 739 No Yes 25 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2012 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $3,660.00 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 25 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 12.88 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Coborrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 52796195 Non QM No No $16,307.50 $18,186.16 4.793% $1,772.46 $1,772.46 4.375% No No Not Employed Self-Employed US Citizen US Citizen $8,068.00 1 $1,215.00 $5,616.96 $101.25 $468.08 26.285% 26.285% 26.285% 6/XX/2018 703 No Yes 24 Business 100.000% [Coborrower(s) - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Coborrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 0 XXX $16,307.50 XXXX $0.00 None N/A No XXXX 0 0 0 0 3 0 24 0.00 No 8/XX/2048 XXX XXX Preliminary Fee Simple No No 15.52 No $10,944.79 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 52371533 Non QM No No $7,062.00 $3,514.77 6.793% $1,172.49 $1,205.03 6.765% No No Self-Employed US Citizen $9,918.23 1 $1,226.16 $1,344.00 $102.18 $112.00 20.581% 22.128% 20.581% 6/XX/2018 689 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $7,062.00 XXXX $0.00 None No No XXXX 0 0 0 3 0 24 0.00 No 8/XX/2048 Commitment Fee Simple No No 34.08 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; Other - 2018 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; Other - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts (1040) - 2015 [redacted] [redacted] [redacted] [redacted] 53073857 Non QM No No $5,319.50 $6,135.58 8.061% $971.91 $997.88 7.772% No No Employed US Citizen $2,742.37 1 $2,202.72 $1,058.04 $183.56 $88.17 34.157% 37.787% 34.157% 6/XX/2018 618 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 1 0 0 XXX $5,319.50 XXXX $0.00 None N/A No XXXX 2 2 0 3 3 0.00 No 8/XX/2048 Commitment Fee Simple No No 14.55 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; WVOE - 2018 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 53151662 N/A No No $7,082.80 $6,399.19 6.502% $457.05 $457.05 5.750% No No Employed US Citizen $12,977.03 1 $588.72 $720.12 $49.06 $60.01 49.884% 49.884% 49.884% 5/XX/2018 749 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; Transcripts (1040) - 2015 Full Documentation (F) Full 0 0 0 XXX $7,082.80 XXXX $0.00 None N/A No XXXX 2 2 0 3 3 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 185.6 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; Other - 2018 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2018 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 59628375 Non QM No No $2,882.98 $3,639.42 9.001% $639.74 $639.74 8.500% No No Employed US Citizen $2,232.82 1 $1,573.68 $1,269.96 $131.14 $105.83 36.793% 36.793% 36.793% 6/XX/2018 651 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 2 0 0 0 XXX $2,882.98 XXXX $0.00 None N/A No XXXX 2 2 0 3 2 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 92.31 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [redacted] [redacted] [redacted] [redacted] 58579497 Non QM No No $6,694.50 $2,965.71 7.418% $1,076.73 $1,076.73 7.875% No No Self-Employed US Citizen $2,712.20 1 $2,187.96 $873.12 $182.33 $72.76 44.285% 48.235% 44.285% 6/XX/2018 762 No Yes 13 Personal 100.000% [Borrower - | Non-Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $6,694.50 XXXX $4,000.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 7/XX/2048 XXX XXX Commitment Fee Simple No No 4.09 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 56250630 Non QM No No $8,721.00 $3,616.70 8.056% $1,496.54 $1,496.54 7.875% No No Self-Employed US Citizen $29,170.68 1 $3,443.64 $5,055.48 $286.97 $421.29 11.383% 11.383% 11.383% 6/XX/2018 689 No Yes 24 Business 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $8,721.00 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 24 0.00 No 7/XX/2048 XXX XXX Final Fee Simple No No 71.23 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts (1040) - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Social Security]; Award Letter / Continuance Letter - 2016 [Coborrower]; Transcripts (1040) - 2017 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2018 [Coborrower]; 1040 - 2016 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2018 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2018 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; Transcripts (1040) - 2016 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 59741486 Non QM No No $6,598.25 $6,930.55 6.564% $1,038.75 $1,205.85 6.772% No No Non-Employment Income Employed US Citizen US Citizen $3,493.11 1 $5,041.20 $1,141.08 $420.10 $95.09 45.806% 46.513% 45.806% 6/XX/2018 721 No No [Coborrower(s) - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2018 [Coborrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 XXX $6,598.25 XXXX $0.00 None N/A No XXXX 0 2 2 0 3 2 0.00 No 7/XX/2048 Commitment Fee Simple No No 68.15 No $1,010.00 $3,538.50 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 56171047 Non QM No No $7,842.50 $4,363.67 7.569% $1,361.92 $1,361.92 8.249% No No Self-Employed Permanent Resident Alien $2,814.62 1 $3,587.28 $1,387.08 $298.94 $115.59 40.369% 45.417% 40.369% 6/XX/2018 718 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $7,842.50 XXXX $32,000.00 None N/A No XXXX 0 0 0 3 0 12 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No Resident Alien Card 13.98 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 53130994 Non QM No No $10,772.00 $14,301.09 7.216% $3,798.71 $3,798.71 7.375% No No Self-Employed Not Employed US Citizen US Citizen $15,097.89 1 $2,316.24 $832.56 $193.02 $69.38 25.210% 28.664% 25.210% 6/XX/2018 678 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 XXX $10,772.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 2 0 24 0.00 No 8/XX/2048 Commitment Fee Simple No No 6.83 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [redacted] [redacted] [redacted] [redacted] 51060275 Non QM No No $4,909.50 $5,645.14 5.745% $1,107.19 $1,107.19 5.500% No No Self-Employed US Citizen $3,832.00 1 $2,809.80 $2,059.92 $234.15 $171.66 46.822% 46.822% 46.822% 6/XX/2018 704 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $4,909.50 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 20.8 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 57107559 Non QM No No $21,121.00 $24,116.54 7.668% $5,283.66 $5,283.66 7.375% No No Self-Employed US Citizen $17,766.50 1 $12,750.00 $6,340.56 $1,062.50 $528.38 45.202% 45.202% 45.202% 6/XX/2018 721 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $21,121.00 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 12 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 22.17 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2018 [redacted] [redacted] [redacted] [redacted] 53236497 N/A No No $34,219.80 $20,150.75 8.143% $4,020.28 $4,020.28 7.865% No No Self-Employed Foreign National Spain $20,461.12 1 $11,406.84 $3,738.96 $950.57 $311.58 35.852% 38.104% 35.852% 5/XX/2018 0 No No [Borrower - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2018 Alternative Documentation (A) 2yr P&L w/o Bank Statements 0 0 0 XXX $34,219.80 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 3.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No Passport 20.23 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 54610115 Non QM No No $7,839.75 $8,984.21 6.084% $1,364.10 $1,364.10 5.750% No No Self-Employed US Citizen $46,570.41 1 $1,958.04 $624.00 $163.17 $52.00 8.909% 8.909% 8.909% 6/XX/2018 741 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $7,839.75 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 24 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 322.39 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [redacted] [redacted] [redacted] [redacted] 51167629 Non QM No No $9,417.00 $5,149.03 8.484% $1,487.37 $1,487.37 8.249% No No Self-Employed US Citizen $4,086.15 1 $1,609.80 $1,563.96 $134.15 $130.33 38.720% 38.720% 38.720% 6/XX/2018 686 No Yes 24 Business 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $9,417.00 XXXX $5,000.00 None N/A No XXXX 0 0 0 0 0 24 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 42.12 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 54517272 N/A No No $21,085.20 $13,449.36 6.618% $2,150.08 $2,419.75 6.739% No No Self-Employed US Citizen $20,838.78 1 $2,434.08 $300.00 $202.84 $25.00 48.319% 48.728% 48.319% 6/XX/2018 797 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2011 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $21,085.20 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 12 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 11.39 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2016 [redacted] [redacted] [redacted] [redacted] 50774911 Non QM No No $6,753.00 $3,470.60 6.807% $1,107.38 $1,134.18 6.731% No No Self-Employed US Citizen $3,810.59 1 $3,444.72 $830.04 $287.06 $69.17 36.490% 39.598% 36.490% 6/XX/2018 720 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 1 0 0 XXX $6,753.00 XXXX $69,000.00 None No No XXXX 0 0 0 0 0 24 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 7.23 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2014 [Coborrower(s) - | Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Sole Proprietor]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040-ES - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2017 [Coborrower]; 1040 - 2017 [Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower(s) - | Primary Income - Sole Proprietor]; 1040-ES - 2016 [Coborrower]; 1040 - 2016 [Coborrower(s) - | Primary Income - Sole Proprietor]; Other - 2016 [Coborrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 55441071 Non QM No No $7,304.50 $8,345.67 7.240% $1,368.05 $1,368.05 6.875% No No Self-Employed Self-Employed US Citizen US Citizen $4,100.45 1 $4,127.16 $686.04 $343.93 $57.17 45.942% 45.942% 45.942% 6/XX/2018 777 No Yes 12 Personal 72.000% Borrower Prepared [Coborrower(s) - | Primary Income - Sole Proprietor]; P&L Statement - 2016 [Coborrower]; 4506 or 4506-T - 2015 Alternative Documentation (A) Alt 0 0 0 XXX $7,304.50 XXXX $800.00 None N/A No XXXX 0 0 2 0 3 0 12 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 3.48 No $2,123.39 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [redacted] [redacted] [redacted] [redacted] 54501079 Non QM No No $17,192.00 $20,791.70 6.847% $4,715.96 $4,887.40 6.718% No No Self-Employed Not Employed US Citizen US Citizen $23,510.14 1 $7,835.04 $2,315.04 $652.92 $192.92 29.963% 32.177% 29.963% 7/XX/2018 713 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $17,192.00 XXXX $7,500.00 None N/A No XXXX 0 0 0 0 0 0 24 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 19.06 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2017 [redacted] [redacted] [redacted] [redacted] 50334284 Non QM No No $8,137.00 $3,472.72 7.067% $2,293.04 $2,293.04 7.375% No No Self-Employed Not Employed US Citizen US Citizen $14,097.99 1 $5,698.68 $1,608.96 $474.89 $134.08 20.093% 22.478% 20.093% 6/XX/2018 693 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 2 0 0 0 XXX $8,137.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 0 24 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 55.36 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 53710172 Non QM No No $5,603.94 $7,447.15 7.431% $2,334.41 $2,334.41 7.250% No No Self-Employed US Citizen $17,438.46 1 $5,651.16 $1,170.00 $470.93 $97.50 29.346% 29.346% 29.346% 6/XX/2018 779 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2014 Alternative Documentation (A) Alt 0 0 0 XXX $5,603.94 XXXX $0.00 None N/A No XXXX 0 0 0 4 0 12 0.00 No 8/XX/2048 XXX XXX Preliminary Fee Simple No No 13.3 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [redacted] [redacted] [redacted] [redacted] 50523859 Non QM No No $1,495.00 $4,126.56 6.734% $1,920.93 $1,920.93 6.625% No No Self-Employed US Citizen $4,267.21 1 $3,990.24 $688.08 $332.52 $57.34 43.985% 43.985% 43.985% 5/XX/2018 706 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 Alternative Documentation (A) Alt 0 0 0 XXX $1,495.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 24 0.00 No 8/XX/2048 XXX XXX Preliminary Fee Simple No No 6.59 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - No Results Returned - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; Transcripts (1040) - No Results Returned - 2016 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 50860125 Non QM No No $6,354.80 $2,643.92 8.776% $1,235.56 $1,235.56 8.624% No No Employed US Citizen $8,880.16 1 $4,240.32 $1,883.04 $353.36 $156.92 27.774% 27.774% 27.774% 5/XX/2018 619 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; Transcripts (1040) - No Results Returned - 2015 Full Documentation (F) Full 0 0 0 XXX $6,354.80 XXXX $0.00 None N/A No XXXX 2 2 0 3 0 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 7.59 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [redacted] [redacted] [redacted] [redacted] 57049527 Non QM No No $5,498.25 $6,534.65 7.576% $944.89 $944.89 7.125% No No Self-Employed US Citizen $17,519.56 1 $341.28 $1,491.96 $28.44 $124.33 22.153% 22.153% 22.153% 5/XX/2018 695 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $5,498.25 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 12 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 12.32 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 50248798 Non QM No No $6,147.00 $7,564.82 5.327% $1,687.91 $1,687.91 5.125% No No Self-Employed US Citizen $3,151.87 1 $6,375.00 $975.96 $531.25 $81.33 43.740% 43.740% 43.740% 6/XX/2018 775 No Yes 12 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 Alternative Documentation (A) Alt 0 0 0 XXX $6,147.00 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 12 0.00 No 8/XX/2048 XXX XXX Preliminary Fee Simple No No 6.37 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Tax Return Extension - 2017 [Borrower]; Transcripts (1040) - No Results Returned - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2015 [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Wages]; W-2 - 2015 [Borrower]; Transcripts (1040) - 2015 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2016 [Coborrower]; Tax Return Extension - 2017 [Coborrower(s) - | Primary Income - Wages]; Employer Letter - 2018 [Coborrower]; Transcripts (1040) - No Results Returned - 2017 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2018 [Coborrower]; 1040 - 2016 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2018 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2018 [Coborrower]; Transcripts (1040) - 2016 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; 1040 - 2015 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2015 [Coborrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 53239066 Non QM No No $20,147.00 $22,312.54 5.251% $4,004.69 $4,004.69 5.000% No No Employed Employed US Citizen US Citizen $15,009.14 1 $9,735.96 $2,052.96 $811.33 $171.08 31.997% 31.997% 31.997% 6/XX/2018 689 No No [Coborrower(s) - | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2017 [Coborrower]; Transcripts (1040) - 2015 Full Documentation (F) Full 0 0 0 XXX $20,147.00 XXXX $0.00 None N/A No XXXX 3 2 2 0 3 2 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 11.69 No $263.60 $10,000.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [redacted] [redacted] [redacted] [redacted] 53545033 Non QM No No $5,797.00 $7,072.80 7.507% $1,158.80 $1,158.80 7.125% No No Self-Employed US Citizen $12,553.30 1 $3,756.36 $689.04 $313.03 $57.42 21.367% 21.367% 21.367% 6/XX/2018 645 No Yes 24 Business 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 1 0 0 0 XXX $5,797.00 XXXX $42,500.00 None N/A No XXXX 0 0 0 0 0 24 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 32.14 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 53289287 Non QM No No $7,107.50 $9,405.26 7.137% $3,916.97 $3,916.97 7.000% No No Self-Employed US Citizen $20,585.55 1 $7,887.12 $2,270.04 $657.26 $189.17 26.480% 26.480% 26.480% 7/XX/2018 660 No Yes 24 Business 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $7,107.50 XXXX $156,000.00 None N/A No XXXX 0 0 0 3 0 24 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 2.25 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; The Work Number - Employment Only - 2018 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - Wages]; WVOE - 2018 [Borrower]; 4506 or 4506-T - 2015 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; 1040 - 2017 [Borrower - | Non-Primary Income - Sole Proprietor]; Balance Sheet - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2017 [Coborrower]; Transcripts (1040) - 2017 [Coborrower(s) - | Primary Income - Wages]; Paystubs - 2018 [Coborrower]; 1040 - 2016 [Coborrower(s) - | Primary Income - Wages]; VVOE - 2018 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower(s) - | Primary Income - Wages]; WVOE - 2018 [Coborrower]; Transcripts (1040) - 2016 [Coborrower(s) - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 59026426 Non QM No No $8,525.00 $11,306.68 6.120% $4,379.25 $4,379.25 5.999% No No Employed Employed US Citizen US Citizen $10,967.30 1 $11,485.44 $2,658.00 $957.12 $221.50 41.862% 41.862% 41.862% 5/XX/2018 669 No No [Coborrower(s) - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $8,525.00 XXXX $0.00 None N/A No XXXX 2 2 2 0 3 2 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 43.3 No $0.00 $6,964.27 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 56229247 Non QM No No $10,597.00 $5,769.06 6.625% $1,345.75 $0.00 6.754% No No Not Employed US Citizen ($968.26) 1 $6,080.16 $2,406.96 $506.68 $200.58 0.000% 0.000% 0.000% 5/XX/2018 685 No No [Borrower]; 1084 or income worksheet - Year Not Available Full Documentation (F) Full 0 0 0 XXX $10,597.00 XXXX $0.00 None No No XXXX 0 0 0 3 0 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 639.12 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Tax Return Extension - 2017 [Borrower - | Primary Income - Sole Proprietor]; Business License - 2018 [Borrower]; Transcripts (1040) - No Results Returned - 2017 [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2018 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Sole Proprietor]; P&L Statement - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2018 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Primary Income - Sole Proprietor]; Third Party Verification - 2018 [Borrower]; 1040 - 2015 [Borrower - | Non-Primary Income - Sole Proprietor]; CPA Letter - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 57484123 Non QM No No $5,121.00 $2,564.64 8.941% $916.98 $916.98 9.875% No No Self-Employed US Citizen $2,676.22 1 $3,105.96 $1,804.56 $258.83 $150.38 38.256% 41.644% 38.256% 6/XX/2018 587 No No [Borrower - | Non-Primary Income - Sole Proprietor]; P&L Statement - 2018 [Borrower]; Transcripts (1040) - 2015 Full Documentation (F) Full 0 0 0 XXX $5,121.00 XXXX $0.00 None N/A No XXXX 0 2 0 3 2 18.07 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 4.25 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 57734044 Non QM No No $7,417.00 $8,406.04 6.857% $1,846.65 $1,931.17 6.807% No No Self-Employed Not Employed US Citizen US Citizen $5,648.86 1 $3,807.72 $1,278.96 $317.31 $106.58 39.454% 42.386% 39.454% 6/XX/2018 644 No Yes 14 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $7,417.00 XXXX $7,000.00 None No No XXXX 0 0 0 0 3 0 14 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 8.59 No $0.00 $0.00 No No No No [redacted] [redacted] [redacted] [redacted] 57301185 ATR Risk No No $6,822.00 $7,952.70 5.953% $1,226.15 $0.00 5.625% No No Not Employed US Citizen ($2,605.17) 1 $2,063.04 $2,103.00 $171.92 $175.25 0.000% 0.000% 0.000% 6/XX/2018 729 No No Other Documentation (O) No Ratio 0 0 0 XXX $6,822.00 XXXX $500.00 None No No XXXX 0 0 0 0 0 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 1889.58 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Other - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 52081541 Non QM No No $9,075.01 $4,917.81 8.882% $1,473.52 $1,473.52 8.625% No No Self-Employed US Citizen $6,391.97 1 $635.28 $630.96 $52.94 $52.58 37.639% 37.639% 37.639% 6/XX/2018 642 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $9,075.01 XXXX $7,800.00 None N/A No XXXX 0 0 0 3 0 24 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 50.43 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 55871861 Non QM No No $3,527.44 $4,185.31 4.967% $847.34 $847.34 4.750% No No Employed US Citizen $6,886.95 1 $3,678.00 $642.48 $306.50 $53.54 17.604% 17.604% 17.604% 6/XX/2018 804 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 XXX $3,527.44 XXXX $3,750.00 None N/A No XXXX 2 2 0 3 2 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 17.9 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower]; 4506 or 4506-T - 2017 [redacted] [redacted] [redacted] [redacted] 52633255 Non QM No No $9,397.00 $10,019.76 5.574% $1,088.85 $1,088.85 5.124% No No Self-Employed Not Employed US Citizen Permanent Resident Alien $8,495.75 1 $4,670.76 $1,778.04 $389.23 $148.17 22.766% 22.766% 22.766% 716 No Yes 13 Personal 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $9,397.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 1 0 13 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 11.46 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Partnership (>= 25%)]; Business License - 2018 [Borrower - | Primary Income - Partnership (>= 25%)]; P&L Statement - 2018 [Borrower - | Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2018 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2016 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2016 [Borrower]; Tax Return Extension - 2017 [Borrower - | Primary Income - Partnership (>= 25%)]; 1065 - 2015 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - Partnership (>= 25%)]; K-1 - 2015 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2017 [Borrower]; Transcripts (1040) - 2016 [Borrower - | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2017 [Borrower]; 1040 - 2015 [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2016 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 58018028 Non QM No No $28,665.75 $31,463.91 5.097% $6,390.19 $6,390.19 4.875% No No Self-Employed US Citizen $20,644.71 1 $6,576.00 $2,719.80 $548.00 $226.65 26.099% 26.099% 26.099% 5/XX/2018 675 No No [Borrower - | Non-Primary Income - Social Security]; 1099-SSA - 2015 [Borrower]; Transcripts (1040) - 2015 Full Documentation (F) Full 0 0 0 XXX $28,665.75 XXXX $0.00 None N/A No XXXX 0 2 0 3 2 17.97 No 8/XX/2048 Commitment Fee Simple No No 51.81 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Borrower-prepared P&L - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 50799907 Non QM No No $4,495.00 $6,075.44 8.378% $1,247.62 $1,247.62 9.375% No No Self-Employed US Citizen $11,789.50 1 $1,364.76 $476.04 $113.73 $39.67 18.407% 19.828% 18.407% 7/XX/2018 597 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $4,495.00 XXXX $9,000.00 None N/A No XXXX 0 0 0 3 0 24 0.00 No 9/XX/2048 Commitment Fee Simple No No 16.14 No $0.00 $0.00 No No No No [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts (1040) - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Wages]; Paystubs - 2018 [Coborrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - Wages]; The Work Number - Income - 2018 [Coborrower]; 1040 - 2016 [Borrower - | Primary Income - Wages]; VVOE - 2018 [Coborrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Wages]; W-2 - 2017 [Coborrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 59558050 Non QM No No $14,364.04 $15,570.52 4.625% $2,581.87 $3,640.15 5.017% No No Employed Not Employed US Citizen US Citizen $24,742.03 1 $8,660.40 $3,425.04 $721.70 $285.42 27.783% 24.694% 31.647% 6/XX/2018 742 No No [Borrower - | Primary Income - Wages]; W-2 - 2016 [Coborrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 1 0 0 0 XXX $14,364.04 XXXX $0.00 None N/A No XXXX 2 0 2 0 3 2 0.00 No 240 8/XX/2048 XXX XXX Commitment Fee Simple No No 31.87 No $0.00 $0.00 No No No No [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - | Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018 [Borrower]; 1040 - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; 1040 - 2016 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower]; Transcripts (1040) - 2016 [redacted] [redacted] [redacted] [redacted] 59833564 N/A No No $12,324.50 $6,211.10 6.713% $1,443.35 $1,593.40 6.817% No No Self-Employed US Citizen $14,114.47 1 $2,071.68 $1,169.04 $172.64 $97.42 28.520% 29.217% 28.520% 6/XX/2018 755 No No [Borrower - | Primary Income - S-Corp (>= 25%)]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 XXX $12,324.50 XXXX $0.00 None N/A No XXXX 2 2 0 3 2 4.13 No 8/XX/2048 XXX XXX Commitment Fee Simple No Yes 42.06 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Sole Proprietor]; CPA Letter - 2018 [Coborrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 55087586 N/A No No $15,981.59 $2,388.55 7.986% $1,265.27 $1,265.27 7.990% No No Self-Employed Self-Employed Foreign National Foreign National Canada Canada $4,632.18 1 $3,453.12 $788.04 $287.76 $65.67 39.498% 42.431% 39.498% 3/XX/2018 0 No No [Coborrower(s) - | Primary Income - Sole Proprietor]; CPA Letter - 2018 [Coborrower]; 4506 or 4506-T - 2015 Alternative Documentation (A) Alt 0 0 0 XXX $15,981.59 XXXX $7,000.00 None N/A No XXXX 0 0 0 0 3 0 No 8/XX/2048 XXX XXX Commitment Fee Simple No No Passport Passport 12.93 No $4,263.33 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [redacted] [redacted] [redacted] [redacted] 57589500 Non QM No No $6,547.00 $2,154.70 7.834% $1,808.77 $1,808.77 7.749% No No Self-Employed Not Employed US Citizen US Citizen $13,281.42 1 $3,033.96 $3,150.96 $252.83 $262.58 17.697% 17.697% 17.697% 7/XX/2018 675 No Yes 28 Business 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 Alternative Documentation (A) Alt 0 0 0 XXX $6,547.00 XXXX $0.00 None N/A No XXXX 0 0 0 0 0 0 28 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 28.39 No $0.00 $0.00 No No No No [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 55479938 Non QM No No $9,633.00 $5,373.95 6.180% $1,625.98 $1,625.98 6.000% No No Self-Employed US Citizen $9,027.25 1 $5,339.88 $1,152.96 $444.99 $96.08 28.696% 28.696% 28.696% 6/XX/2018 770 No Yes 24 Business 100.000% Borrower Prepared [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $9,633.00 XXXX $10,000.00 None N/A No XXXX 0 0 0 3 0 24 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 12.8 No $0.00 $0.00 No No No No [Borrower - | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower]; 1040 - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018 [Borrower]; Transcripts (1040) - 2017 [Borrower - | Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower]; 4506 or 4506-T - 2016 [redacted] [redacted] [redacted] [redacted] 51074859 Non QM No No $9,278.25 $9,903.59 7.621% $2,151.76 $2,151.76 8.000% No No Self-Employed US Citizen $4,281.46 1 $1,753.80 $2,030.04 $146.15 $169.17 43.964% 48.959% 43.964% 7/XX/2018 657 No No [Borrower - | Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2015 Full Documentation (F) Full 0 0 0 XXX $9,278.25 XXXX $0.00 None N/A No XXXX 0 1 0 3 1 5.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 15.58 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Personal - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; CPA Letter - 2018 [Borrower]; 4506 or 4506-T - 2016 [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower]; 4506 or 4506-T - 2015 [redacted] [redacted] [redacted] [redacted] 58516715 Non QM No No $10,447.40 $5,643.70 6.357% $1,359.44 $1,359.44 6.124% No No Self-Employed US Citizen $11,230.06 1 $4,195.56 $909.96 $349.63 $75.83 20.562% 20.562% 20.562% 7/XX/2018 733 No Yes 12 Business 100.000% [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Third Party Verification - 2018 [Borrower]; 1084 or income worksheet - Year Not Available Alternative Documentation (A) Alt 0 0 0 XXX $10,447.40 XXXX $0.00 None N/A No XXXX 0 0 0 3 0 12 0.00 No 8/XX/2048 XXX XXX Commitment Fee Simple No No 15.45 No $0.00 $0.00 No No No No [Borrower - | Primary Income - Bank Statements | % of Business Ownership: % | Expense Ratio: % | Expense Ratio Source: | # of Bank Statements Required: ]; Account Statements - Business - 2018