| Number of Shares | Value | |
| EXCHANGE-TRADED FUNDS — 73.8% | ||
| AGGREGATE BOND — 0.1% | ||
| 3,124 | JPMorgan International Bond Opportunities ETF | $151,889 |
| 4,813 | UVA Unconstrained Medium-Term Fixed Income ETF | 104,779 |
| 256,668 | ||
| BROAD MARKET — 9.3% | ||
| 51,479 | JPMorgan U.S. Momentum Factor ETF | 3,309,585 |
| 71,857 | Vanguard U.S. Momentum Factor ETF | 12,396,770 |
| 93,888 | Wisdomtree Trust-Wisdomtree U.S. Multifactor Fund | 4,812,417 |
| 20,518,772 | ||
| CONVERTIBLE — 0.2% | ||
| 4,852 | iShares Convertible Bond ETF | 437,165 |
| CORPORATE — 0.2% | ||
| 2,292 | iShares High Yield Systematic Bond ETF | 108,813 |
| 4,794 | iShares Investment Grade Systematic Bond ETF | 217,839 |
| 2,398 | Xtrackers Short Duration High Yield Bond ETF | 108,677 |
| 435,329 | ||
| EMERGING MARKETS — 3.4% | ||
| 135,854 | Schwab Fundamental Emerging Markets Equity ETF | 4,484,540 |
| 82,338 | SPDR S&P Emerging Markets Dividend ETF | 3,138,725 |
| 7,623,265 | ||
| FIXED INCOME EMERGING MARKET — 0.1% | ||
| 7,671 | VanEck Emerging Markets High Yield Bond ETF | 152,039 |
| GLOBAL — 4.4% | ||
| 6,531 | Affinity World Leaders Equity ETF | 217,323 |
| 62,632 | SPDR Global Dow ETF | 9,434,703 |
| 9,652,026 | ||
| GOVERNMENT — 0.2% | ||
| 2,153 | iShares 10-20 Year Treasury Bond ETF | 218,745 |
| 2,275 | iShares 7-10 Year Treasury Bond ETF | 217,877 |
| 436,622 | ||
| HIGH YIELD BOND — 0.1% | ||
| 4,404 | Pacer Pacific Asset Floating Rate High Income ETF | 209,630 |
| INTERNATIONAL — 4.8% | ||
| 93,360 | Invesco Dorsey Wright Developed Markets Momentum ETF | 4,289,892 |
| 48,326 | Invesco S&P International Developed Momentum ETF | 2,476,224 |
| 26,631 | iShares International Small-Cap Equity Factor ETF | 1,032,484 |
| 86,872 | iShares MSCI Intl Value Factor ETF | 2,857,220 |
| 10,655,820 |
| Number of Shares | Value | |
| EXCHANGE-TRADED FUNDS (Continued) | ||
| LARGE-CAP — 24.7% | ||
| 113,858 | Fidelity High Dividend ETF | $5,922,893 |
| 34,018 | Invesco S&P 100 Equal Weight ETF | 3,740,959 |
| 8,053 | iShares Russell Top 200 Growth ETF | 1,985,145 |
| 17,535 | Principal U.S. Mega-Cap ETF | 1,096,990 |
| 62,541 | Schwab Fundamental U.S. Large Co. ETF | 1,534,756 |
| 215,046 | Schwab U.S. Large-Cap Growth ETF | 6,281,494 |
| 9,275 | Vanguard Growth ETF | 4,066,160 |
| 23,705 | Vanguard Mega Cap ETF | 5,331,728 |
| 15,422 | Vanguard S&P 500 ETF | 8,760,159 |
| 34,558 | Vanguard Value ETF | 6,107,781 |
| 26,464 | WisdomTree U.S. LargeCap Fund | 1,693,961 |
| 94,175 | WisdomTree U.S. Value Fund | 8,136,720 |
| 54,658,746 | ||
| MID-CAP — 13.5% | ||
| 158,641 | Fidelity Small-Mid Multifactor ETF | 6,578,842 |
| 56,835 | iShares Russell Mid-Cap Growth ETF | 7,881,878 |
| 39,460 | Janus Henderson Small/Mid Cap Growth Alpha ETF | 3,064,069 |
| 28,703 | Vanguard Mid-Cap Growth ETF | 8,162,846 |
| 48,398 | VictoryShares U.S. Small Mid Cap Value Momentum ETF | 4,061,076 |
| 29,748,711 | ||
| OECD COUNTRIES — 1.3% | ||
| 86,354 | Fidelity Enhanced International ETF | 2,872,134 |
| PRECIOUS METALS — 3.7% | ||
| 129,554 | abrdn Physical Silver Shares ETF* | 4,457,953 |
| 60,735 | iShares Gold Trust* | 3,787,435 |
| 8,245,388 | ||
| SMALL-CAP — 4.5% | ||
| 56,423 | Invesco S&P SmallCap Momentum ETF | 3,837,892 |
| 27,770 | JPMorgan Small & Mid Cap Enhanced Equity ETF | 1,644,262 |
| 12,162 | Vanguard Small-Cap ETF | 2,882,151 |
| 5,931 | Vanguard Small-Cap Growth ETF | 1,642,531 |
| 10,006,836 | ||
| TECHNOLOGY — 1.8% | ||
| 5,924 | Vanguard Information Technology ETF | 3,929,271 |
| THEMATIC — 1.5% | ||
| 75,163 | Global X U.S. Infrastructure Development ETF | 3,275,604 |
| Total Exchange-Traded Funds | ||
| (Cost $144,599,098) | 163,114,026 |
| Number of Shares | Value | |
| MUTUAL FUNDS — 25.0% | ||
| AGGREGATE BOND — 0.1% | ||
| 12,028 | Vanguard Core Bond Fund, Admiral Shares | $217,101 |
| BLEND BROAD MARKET — 3.5% | ||
| 281,151 | DFA U.S. Vector Equity Portfolio - Class Institutional | 7,849,747 |
| BLEND LARGE CAP — 1.9% | ||
| 103,517 | DFA U.S. Large Co. Portfolio - Class Institutional | 4,260,745 |
| EMERGING MARKET STOCK — 0.6% | ||
| 14,087 | New World Fund, Inc. - Class F-3 | 1,254,425 |
| EMERGING MARKETS BOND — 0.1% | ||
| 4,560 | Vanguard Emerging Markets Bond Fund, Admiral Shares | 108,717 |
| FOREIGN AGGREGATE BOND — 0.1% | ||
| 11,750 | Dodge & Cox Global Bond Fund - Class I | 130,894 |
| FOREIGN BLEND — 7.0% | ||
| 113,054 | DFA International Small Co. Portfolio - Class Institutional | 2,663,542 |
| 350,738 | Dimensional Global Equity Portfolio - Class Institutional | 12,840,502 |
| 15,504,044 | ||
| FOREIGN GROWTH — 0.8% | ||
| 93,750 | Vanguard International Explorer Fund - Class Investor | 1,856,249 |
| FOREIGN VALUE — 1.4% | ||
| 71,441 | DFA International Small Cap Value Portfolio - Class Institutional | 1,970,333 |
| 46,689 | DFA International Value Portfolio - Class Institutional | 1,163,486 |
| 3,133,819 | ||
| GROWTH BROAD MARKET — 4.3% | ||
| 137,395 | New Perspective Fund - Class R-6 | 9,608,064 |
| GROWTH LARGE CAP — 3.2% | ||
| 100,805 | Nuveen Large Cap Growth Index Fund - Class R6 | 7,161,185 |
| HIGH YIELD BOND — 0.1% | ||
| 11,046 | American High-Income Trust - Class F-3 | 108,805 |
| VALUE MID CAP — 1.9% | ||
| 123,502 | DFA U.S. Targeted Value Portfolio - Class Institutional | 4,120,017 |
| Total Mutual Funds | ||
| (Cost $47,693,905) | 55,313,812 |
| Number of Shares | Value | |
| MONEY MARKET FUNDS — 1.0% | ||
| 116,242 | Gabelli U.S. Treasury Money Market Fund - Class AAA, 4.19%1 | $116,242 |
| 2,119,723 | Goldman Sachs Financial Square Government Fund - Institutional Class, 4.11%1 | 2,119,723 |
| Money Market Funds | ||
| (Cost $2,235,965) | 2,235,965 | |
| TOTAL INVESTMENTS — 99.8% | ||
| (Cost $194,528,968) | 220,663,803 | |
| Other Assets in Excess of Liabilities — 0.2% | 538,942 | |
| TOTAL NET ASSETS — 100.0% | $221,202,745 |
| *Non-income producing security. |
| 1Effective 7 day yield as of June 30, 2025. |