| Number of Shares | Value | |
| EXCHANGE-TRADED FUNDS — 72.2% | ||
| AGGREGATE BOND — 6.4% | ||
| 19,882 | Eaton Vance Short Duration Income ETF | $1,016,567 |
| 47,519 | Eaton Vance Total Return Bond ETF | 2,417,054 |
| 62,189 | JPMorgan International Bond Opportunities ETF | 3,023,629 |
| 16,881 | UVA Unconstrained Medium-Term Fixed Income ETF | 367,499 |
| 39,223 | Vanguard Intermediate-Term Bond ETF | 3,033,507 |
| 9,858,256 | ||
| BROAD MARKET — 5.5% | ||
| 22,000 | JPMorgan U.S. Momentum Factor ETF | 1,414,380 |
| 29,952 | Vanguard U.S. Momentum Factor ETF | 5,167,319 |
| 35,107 | Wisdomtree Trust-Wisdomtree U.S. Multifactor Fund | 1,799,479 |
| 8,381,178 | ||
| CONVERTIBLE — 2.5% | ||
| 43,106 | iShares Convertible Bond ETF | 3,883,851 |
| CORPORATE — 5.5% | ||
| 26,618 | iShares High Yield Systematic Bond ETF | 1,263,690 |
| 35,776 | iShares Investment Grade Systematic Bond ETF | 1,625,661 |
| 50,034 | SPDR Portfolio Short Term Corporate Bond ETF | 1,510,526 |
| 44,344 | VanEck IG Floating Rate ETF | 1,130,772 |
| 19,801 | Vanguard Intermediate-Term Corporate Bond ETF | 1,641,899 |
| 28,080 | Xtrackers Short Duration High Yield Bond ETF | 1,272,586 |
| 8,445,134 | ||
| EMERGING MARKETS — 2.1% | ||
| 59,737 | Schwab Fundamental Emerging Markets Equity ETF | 1,971,918 |
| 30,591 | SPDR S&P Emerging Markets Dividend ETF | 1,166,129 |
| 3,138,047 | ||
| FIXED INCOME EMERGING MARKET — 1.0% | ||
| 75,051 | VanEck Emerging Markets High Yield Bond ETF | 1,487,511 |
| GLOBAL — 3.6% | ||
| 7,154 | Affinity World Leaders Equity ETF | 238,054 |
| 35,390 | SPDR Global Dow ETF | 5,331,047 |
| 5,569,101 | ||
| GOVERNMENT — 3.2% | ||
| 24,231 | iShares 10-20 Year Treasury Bond ETF | 2,461,870 |
| 25,998 | iShares 7-10 Year Treasury Bond ETF | 2,489,828 |
| 4,951,698 | ||
| HIGH YIELD BOND — 1.2% | ||
| 37,996 | Pacer Pacific Asset Floating Rate High Income ETF | 1,808,610 |
| Number of Shares | Value | |
| EXCHANGE-TRADED FUNDS (Continued) | ||
| INTERNATIONAL — 3.3% | ||
| 40,064 | Invesco Dorsey Wright Developed Markets Momentum ETF | $1,840,941 |
| 31,176 | Invesco S&P International Developed Momentum ETF | 1,597,458 |
| 15,957 | iShares International Small-Cap Equity Factor ETF | 618,653 |
| 28,955 | iShares MSCI Intl Value Factor ETF | 952,330 |
| 5,009,382 | ||
| LARGE-CAP — 19.7% | ||
| 57,068 | Fidelity High Dividend ETF | 2,968,677 |
| 20,914 | Invesco S&P 100 Equal Weight ETF | 2,299,913 |
| 5,112 | iShares Russell Top 200 Growth ETF | 1,260,159 |
| 14,662 | Principal U.S. Mega-Cap ETF | 917,255 |
| 28,014 | Schwab Fundamental U.S. Large Co. ETF | 687,464 |
| 115,503 | Schwab U.S. Large-Cap Growth ETF | 3,373,843 |
| 5,240 | Vanguard Growth ETF | 2,297,216 |
| 14,345 | Vanguard Mega Cap ETF | 3,226,477 |
| 8,704 | Vanguard S&P 500 ETF | 4,944,133 |
| 17,130 | Vanguard Value ETF | 3,027,556 |
| 23,947 | WisdomTree U.S. LargeCap Fund | 1,532,847 |
| 40,790 | WisdomTree U.S. Value Fund | 3,524,256 |
| 30,059,796 | ||
| MID-CAP — 9.2% | ||
| 77,745 | Fidelity Small-Mid Multifactor ETF | 3,224,085 |
| 24,365 | iShares Russell Mid-Cap Growth ETF | 3,378,938 |
| 23,371 | Janus Henderson Small/Mid Cap Growth Alpha ETF | 1,814,758 |
| 12,973 | Vanguard Mid-Cap Growth ETF | 3,689,392 |
| 24,148 | VictoryShares U.S. Small Mid Cap Value Momentum ETF | 2,026,259 |
| 14,133,432 | ||
| MORTGAGE BACKED — 1.5% | ||
| 46,555 | iShares CMBS ETF | 2,268,160 |
| OECD COUNTRIES — 0.5% | ||
| 24,929 | Fidelity Enhanced International ETF | 829,139 |
| PRECIOUS METALS — 1.6% | ||
| 40,261 | abrdn Physical Silver Shares ETF* | 1,385,381 |
| 16,178 | iShares Gold Trust* | 1,008,860 |
| 2,394,241 | ||
| SMALL-CAP — 3.0% | ||
| 18,306 | Invesco S&P SmallCap Momentum ETF | 1,245,174 |
| 11,868 | JPMorgan Small & Mid Cap Enhanced Equity ETF | 702,704 |
| 6,420 | Vanguard Small-Cap ETF | 1,521,412 |
| Number of Shares | Value | |
| EXCHANGE-TRADED FUNDS (Continued) | ||
| SMALL-CAP (Continued) | ||
| 4,078 | Vanguard Small-Cap Growth ETF | $1,129,361 |
| 4,598,651 | ||
| TECHNOLOGY — 1.3% | ||
| 3,093 | Vanguard Information Technology ETF | 2,051,525 |
| THEMATIC — 1.1% | ||
| 36,766 | Global X U.S. Infrastructure Development ETF | 1,602,262 |
| Total Exchange-Traded Funds | ||
| (Cost $101,721,089) | 110,469,974 | |
| MUTUAL FUNDS — 26.9% | ||
| AGGREGATE BOND — 2.9% | ||
| 64,584 | Allspring Core Plus Bond Fund - Class R6 | 727,216 |
| 209,073 | Vanguard Core Bond Fund, Admiral Shares | 3,773,776 |
| 4,500,992 | ||
| AGGREGATE BOND SHORT — 0.5% | ||
| 77,278 | Victory Short-Term Bond Fund - Class R6 | 708,635 |
| BLEND BROAD MARKET — 2.2% | ||
| 121,896 | DFA U.S. Vector Equity Portfolio - Class Institutional | 3,403,345 |
| BLEND LARGE CAP — 1.3% | ||
| 49,871 | DFA U.S. Large Co. Portfolio - Class Institutional | 2,052,683 |
| EMERGING MARKET STOCK — 0.6% | ||
| 10,997 | New World Fund, Inc. - Class F-3 | 979,274 |
| EMERGING MARKETS BOND — 2.2% | ||
| 138,603 | Vanguard Emerging Markets Bond Fund, Admiral Shares | 3,304,299 |
| FOREIGN AGGREGATE BOND — 0.9% | ||
| 122,828 | Dodge & Cox Global Bond Fund - Class I | 1,368,303 |
| FOREIGN BLEND — 5.0% | ||
| 45,580 | DFA International Small Co. Portfolio - Class Institutional | 1,073,859 |
| 179,959 | Dimensional Global Equity Portfolio - Class Institutional | 6,588,310 |
| 7,662,169 | ||
| FOREIGN GROWTH — 0.6% | ||
| 42,344 | Vanguard International Explorer Fund - Class Investor | 838,421 |
| FOREIGN VALUE — 1.1% | ||
| 30,430 | DFA International Small Cap Value Portfolio - Class Institutional | 839,250 |
| Number of Shares | Value | |
| MUTUAL FUNDS (Continued) | ||
| FOREIGN VALUE (Continued) | ||
| 30,574 | DFA International Value Portfolio - Class Institutional | $761,909 |
| 1,601,159 | ||
| GENERAL CORPORATE BOND — 1.2% | ||
| 191,944 | T Rowe Price Institutional Floating Rate Fund - Class Institutional | 1,811,950 |
| GROWTH BROAD MARKET — 3.7% | ||
| 81,760 | New Perspective Fund - Class R-6 | 5,717,456 |
| GROWTH LARGE CAP — 2.6% | ||
| 55,432 | Nuveen Large Cap Growth Index Fund - Class R6 | 3,937,859 |
| HIGH YIELD BOND — 0.8% | ||
| 129,643 | American High-Income Trust - Class F-3 | 1,276,980 |
| VALUE MID CAP — 1.3% | ||
| 61,016 | DFA U.S. Targeted Value Portfolio - Class Institutional | 2,035,484 |
| Total Mutual Funds | ||
| (Cost $37,066,248) | 41,199,009 | |
| MONEY MARKET FUNDS — 2.8% | ||
| 160,629 | Gabelli U.S. Treasury Money Market Fund - Class AAA, 4.19%1 | 160,629 |
| 4,097,339 | Goldman Sachs Financial Square Government Fund - Institutional Class, 4.11%1 | 4,097,339 |
| Money Market Funds | ||
| (Cost $4,257,968) | 4,257,968 | |
| TOTAL INVESTMENTS — 101.9% | ||
| (Cost $143,045,305) | 155,926,951 | |
| Liabilities in Excess of Other Assets — (1.9)% | (2,913,826) | |
| TOTAL NET ASSETS — 100.0% | $153,013,125 |
| *Non-income producing security. |
| 1Effective 7 day yield as of June 30, 2025. |