| Number of Shares | Value | |
| EXCHANGE-TRADED FUNDS — 69.3% | ||
| AGGREGATE BOND — 10.1% | ||
| 9,285 | Eaton Vance Short Duration Income ETF | $474,742 |
| 15,814 | Eaton Vance Total Return Bond ETF | 804,379 |
| 19,864 | JPMorgan International Bond Opportunities ETF | 965,788 |
| 3,626 | UVA Unconstrained Medium-Term Fixed Income ETF | 78,938 |
| 12,528 | Vanguard Intermediate-Term Bond ETF | 968,915 |
| 3,292,762 | ||
| BROAD MARKET — 3.7% | ||
| 4,074 | JPMorgan U.S. Momentum Factor ETF | 261,917 |
| 3,808 | Vanguard U.S. Momentum Factor ETF | 656,956 |
| 5,486 | Wisdomtree Trust-Wisdomtree U.S. Multifactor Fund | 281,196 |
| 1,200,069 | ||
| CONVERTIBLE — 3.5% | ||
| 12,598 | iShares Convertible Bond ETF | 1,135,080 |
| CORPORATE — 10.3% | ||
| 9,904 | iShares High Yield Systematic Bond ETF | 470,192 |
| 15,812 | iShares Investment Grade Systematic Bond ETF | 718,497 |
| 17,579 | SPDR Portfolio Short Term Corporate Bond ETF | 530,710 |
| 21,982 | VanEck IG Floating Rate ETF | 560,541 |
| 7,703 | Vanguard Intermediate-Term Corporate Bond ETF | 638,733 |
| 9,749 | Xtrackers Short Duration High Yield Bond ETF | 441,825 |
| 3,360,498 | ||
| EMERGING MARKETS — 1.8% | ||
| 11,644 | Schwab Fundamental Emerging Markets Equity ETF | 384,369 |
| 5,094 | SPDR S&P Emerging Markets Dividend ETF | 194,183 |
| 578,552 | ||
| FIXED INCOME EMERGING MARKET — 1.2% | ||
| 19,992 | VanEck Emerging Markets High Yield Bond ETF | 396,241 |
| GLOBAL — 3.0% | ||
| 1,007 | Affinity World Leaders Equity ETF | 33,508 |
| 6,256 | SPDR Global Dow ETF | 942,386 |
| 975,894 | ||
| GOVERNMENT — 5.5% | ||
| 8,784 | iShares 10-20 Year Treasury Bond ETF | 892,454 |
| 9,283 | iShares 7-10 Year Treasury Bond ETF | 889,033 |
| 1,781,487 | ||
| HIGH YIELD BOND — 1.8% | ||
| 12,183 | Pacer Pacific Asset Floating Rate High Income ETF | 579,911 |
| Number of Shares | Value | |
| EXCHANGE-TRADED FUNDS (Continued) | ||
| INTERNATIONAL — 2.6% | ||
| 6,984 | Invesco Dorsey Wright Developed Markets Momentum ETF | $320,915 |
| 5,451 | Invesco S&P International Developed Momentum ETF | 279,309 |
| 2,008 | iShares International Small-Cap Equity Factor ETF | 77,850 |
| 5,478 | iShares MSCI Intl Value Factor ETF | 180,172 |
| 858,246 | ||
| LARGE-CAP — 11.4% | ||
| 6,664 | Fidelity High Dividend ETF | 346,661 |
| 2,375 | Invesco S&P 100 Equal Weight ETF | 261,179 |
| 332 | iShares Russell Top 200 Growth ETF | 81,841 |
| 1,301 | Principal U.S. Mega-Cap ETF | 81,391 |
| 3,314 | Schwab Fundamental U.S. Large Co. ETF | 81,326 |
| 17,887 | Schwab U.S. Large-Cap Growth ETF | 522,479 |
| 744 | Vanguard Growth ETF | 326,170 |
| 1,336 | Vanguard Mega Cap ETF | 300,493 |
| 1,092 | Vanguard S&P 500 ETF | 620,289 |
| 2,075 | Vanguard Value ETF | 366,735 |
| 3,824 | WisdomTree U.S. LargeCap Fund | 244,774 |
| 5,631 | WisdomTree U.S. Value Fund | 486,518 |
| 3,719,856 | ||
| MID-CAP — 6.3% | ||
| 13,652 | Fidelity Small-Mid Multifactor ETF | 566,149 |
| 3,265 | iShares Russell Mid-Cap Growth ETF | 452,790 |
| 3,136 | Janus Henderson Small/Mid Cap Growth Alpha ETF | 243,510 |
| 1,727 | Vanguard Mid-Cap Growth ETF | 491,142 |
| 3,508 | VictoryShares U.S. Small Mid Cap Value Momentum ETF | 294,356 |
| 2,047,947 | ||
| MORTGAGE BACKED — 2.8% | ||
| 18,505 | iShares CMBS ETF | 901,564 |
| OECD COUNTRIES — 0.8% | ||
| 8,395 | Fidelity Enhanced International ETF | 279,218 |
| PRECIOUS METALS — 0.9% | ||
| 4,957 | abrdn Physical Silver Shares ETF* | 170,570 |
| 1,971 | iShares Gold Trust* | 122,912 |
| 293,482 | ||
| SMALL-CAP — 2.4% | ||
| 4,600 | Invesco S&P SmallCap Momentum ETF | 312,892 |
| 2,747 | JPMorgan Small & Mid Cap Enhanced Equity ETF | 162,650 |
| 888 | Vanguard Small-Cap ETF | 210,438 |
| Number of Shares | Value | |
| EXCHANGE-TRADED FUNDS (Continued) | ||
| SMALL-CAP (Continued) | ||
| 352 | Vanguard Small-Cap Growth ETF | $97,483 |
| 783,463 | ||
| TECHNOLOGY — 0.7% | ||
| 357 | Vanguard Information Technology ETF | 236,791 |
| THEMATIC — 0.5% | ||
| 3,900 | Global X U.S. Infrastructure Development ETF | 169,962 |
| Total Exchange-Traded Funds | ||
| (Cost $21,463,137) | 22,591,023 | |
| MUTUAL FUNDS — 29.3% | ||
| AGGREGATE BOND — 4.0% | ||
| 28,788 | Allspring Core Plus Bond Fund - Class R6 | 324,149 |
| 53,629 | Vanguard Core Bond Fund, Admiral Shares | 968,009 |
| 1,292,158 | ||
| AGGREGATE BOND SHORT — 1.5% | ||
| 52,653 | Victory Short-Term Bond Fund - Class R6 | 482,825 |
| BLEND BROAD MARKET — 1.4% | ||
| 16,328 | DFA U.S. Vector Equity Portfolio - Class Institutional | 455,873 |
| BLEND LARGE CAP — 1.1% | ||
| 8,397 | DFA U.S. Large Co. Portfolio - Class Institutional | 345,611 |
| EMERGING MARKET STOCK — 0.4% | ||
| 1,646 | New World Fund, Inc. - Class F-3 | 146,576 |
| EMERGING MARKETS BOND — 3.9% | ||
| 53,395 | Vanguard Emerging Markets Bond Fund, Admiral Shares | 1,272,930 |
| FOREIGN AGGREGATE BOND — 2.0% | ||
| 58,093 | Dodge & Cox Global Bond Fund - Class I | 647,155 |
| FOREIGN BLEND — 4.5% | ||
| 9,711 | DFA International Small Co. Portfolio - Class Institutional | 228,798 |
| 33,948 | Dimensional Global Equity Portfolio - Class Institutional | 1,242,832 |
| 1,471,630 | ||
| FOREIGN GROWTH — 0.5% | ||
| 8,028 | Vanguard International Explorer Fund - Class Investor | 158,955 |
| FOREIGN VALUE — 0.8% | ||
| 5,253 | DFA International Small Cap Value Portfolio - Class Institutional | 144,866 |
| Number of Shares | Value | |
| MUTUAL FUNDS (Continued) | ||
| FOREIGN VALUE (Continued) | ||
| 4,809 | DFA International Value Portfolio - Class Institutional | $119,848 |
| 264,714 | ||
| GENERAL CORPORATE BOND — 1.9% | ||
| 65,946 | T Rowe Price Institutional Floating Rate Fund - Class Institutional | 622,526 |
| GROWTH BROAD MARKET — 2.7% | ||
| 12,843 | New Perspective Fund - Class R-6 | 898,127 |
| GROWTH LARGE CAP — 2.0% | ||
| 9,250 | Nuveen Large Cap Growth Index Fund - Class R6 | 657,146 |
| HIGH YIELD BOND — 1.4% | ||
| 47,671 | American High-Income Trust - Class F-3 | 469,560 |
| VALUE MID CAP — 1.2% | ||
| 11,620 | DFA U.S. Targeted Value Portfolio - Class Institutional | 387,640 |
| Total Mutual Funds | ||
| (Cost $9,049,146) | 9,573,426 | |
| MONEY MARKET FUNDS — 1.4% | ||
| 34,237 | Gabelli U.S. Treasury Money Market Fund - Class AAA, 4.19%1 | 34,237 |
| 416,459 | Goldman Sachs Financial Square Government Fund - Institutional Class, 4.11%1 | 416,459 |
| Money Market Funds | ||
| (Cost $450,696) | 450,696 | |
| TOTAL INVESTMENTS — 100.0% | ||
| (Cost $30,962,979) | 32,615,145 | |
| Liabilities in Excess of Other Assets — (0.0)% | (5,678) | |
| TOTAL NET ASSETS — 100.0% | $32,609,467 |
| *Non-income producing security. |
| 1Effective 7 day yield as of June 30, 2025. |