| Number of Shares | Value | |
| EXCHANGE-TRADED FUNDS — 73.9% | ||
| AGGREGATE BOND — 16.1% | ||
| 19,275 | Eaton Vance Short Duration Income ETF | $985,531 |
| 48,753 | Eaton Vance Total Return Bond ETF | 2,479,821 |
| 38,985 | JPMorgan International Bond Opportunities ETF | 1,895,451 |
| 10,985 | UVA Unconstrained Medium-Term Fixed Income ETF | 239,143 |
| 30,494 | Vanguard Intermediate-Term Bond ETF | 2,358,406 |
| 7,958,352 | ||
| BROAD MARKET — 2.3% | ||
| 3,523 | JPMorgan U.S. Momentum Factor ETF | 226,494 |
| 4,098 | Vanguard U.S. Momentum Factor ETF | 706,987 |
| 3,591 | Wisdomtree Trust-Wisdomtree U.S. Multifactor Fund | 184,064 |
| 1,117,545 | ||
| CONVERTIBLE — 6.8% | ||
| 37,353 | iShares Convertible Bond ETF | 3,365,505 |
| CORPORATE — 13.1% | ||
| 14,637 | iShares High Yield Systematic Bond ETF | 694,892 |
| 30,192 | iShares Investment Grade Systematic Bond ETF | 1,371,924 |
| 40,619 | SPDR Portfolio Short Term Corporate Bond ETF | 1,226,288 |
| 41,721 | VanEck IG Floating Rate ETF | 1,063,885 |
| 16,642 | Vanguard Intermediate-Term Corporate Bond ETF | 1,379,955 |
| 15,753 | Xtrackers Short Duration High Yield Bond ETF | 713,926 |
| 6,450,870 | ||
| EMERGING MARKETS — 0.9% | ||
| 9,778 | Schwab Fundamental Emerging Markets Equity ETF | 322,772 |
| 3,466 | SPDR S&P Emerging Markets Dividend ETF | 132,124 |
| 454,896 | ||
| FIXED INCOME EMERGING MARKET — 2.0% | ||
| 49,991 | VanEck Emerging Markets High Yield Bond ETF | 990,822 |
| GLOBAL — 1.7% | ||
| 1,647 | Affinity World Leaders Equity ETF | 54,805 |
| 5,108 | SPDR Global Dow ETF | 769,454 |
| 824,259 | ||
| GOVERNMENT — 8.1% | ||
| 19,642 | iShares 10-20 Year Treasury Bond ETF | 1,995,627 |
| 20,757 | iShares 7-10 Year Treasury Bond ETF | 1,987,898 |
| 3,983,525 | ||
| HIGH YIELD BOND — 1.6% | ||
| 17,102 | Pacer Pacific Asset Floating Rate High Income ETF | 814,055 |
| Number of Shares | Value | |
| EXCHANGE-TRADED FUNDS (Continued) | ||
| INTERNATIONAL — 1.7% | ||
| 6,590 | Invesco Dorsey Wright Developed Markets Momentum ETF | $302,810 |
| 5,916 | Invesco S&P International Developed Momentum ETF | 303,136 |
| 2,083 | iShares International Small-Cap Equity Factor ETF | 80,758 |
| 5,365 | iShares MSCI Intl Value Factor ETF | 176,455 |
| 863,159 | ||
| LARGE-CAP — 7.9% | ||
| 7,949 | Fidelity High Dividend ETF | 413,507 |
| 2,875 | Invesco S&P 100 Equal Weight ETF | 316,164 |
| 408 | iShares Russell Top 200 Growth ETF | 100,576 |
| 1,600 | Principal U.S. Mega-Cap ETF | 100,096 |
| 5,095 | Schwab Fundamental U.S. Large Co. ETF | 125,031 |
| 14,952 | Schwab U.S. Large-Cap Growth ETF | 436,748 |
| 549 | Vanguard Growth ETF | 240,682 |
| 1,045 | Vanguard Mega Cap ETF | 235,041 |
| 1,583 | Vanguard S&P 500 ETF | 899,192 |
| 1,825 | Vanguard Value ETF | 322,551 |
| 3,920 | WisdomTree U.S. LargeCap Fund | 250,919 |
| 5,581 | WisdomTree U.S. Value Fund | 482,198 |
| 3,922,705 | ||
| MID-CAP — 3.7% | ||
| 9,046 | Fidelity Small-Mid Multifactor ETF | 375,138 |
| 3,407 | iShares Russell Mid-Cap Growth ETF | 472,483 |
| 3,086 | Janus Henderson Small/Mid Cap Growth Alpha ETF | 239,628 |
| 1,681 | Vanguard Mid-Cap Growth ETF | 478,059 |
| 3,060 | VictoryShares U.S. Small Mid Cap Value Momentum ETF | 256,764 |
| 1,822,072 | ||
| MORTGAGE BACKED — 4.8% | ||
| 48,260 | iShares CMBS ETF | 2,351,227 |
| OECD COUNTRIES — 0.3% | ||
| 3,719 | Fidelity Enhanced International ETF | 123,694 |
| PRECIOUS METALS — 0.6% | ||
| 4,778 | abrdn Physical Silver Shares ETF* | 164,411 |
| 2,157 | iShares Gold Trust* | 134,511 |
| 298,922 | ||
| SMALL-CAP — 1.4% | ||
| 2,731 | Invesco S&P SmallCap Momentum ETF | 185,763 |
| 2,534 | JPMorgan Small & Mid Cap Enhanced Equity ETF | 150,038 |
| 883 | Vanguard Small-Cap ETF | 209,253 |
| Number of Shares | Value | |
| EXCHANGE-TRADED FUNDS (Continued) | ||
| SMALL-CAP (Continued) | ||
| 541 | Vanguard Small-Cap Growth ETF | $149,825 |
| 694,879 | ||
| TECHNOLOGY — 0.5% | ||
| 405 | Vanguard Information Technology ETF | 268,628 |
| THEMATIC — 0.4% | ||
| 4,461 | Global X U.S. Infrastructure Development ETF | 194,410 |
| Total Exchange-Traded Funds | ||
| (Cost $35,276,582) | 36,499,525 | |
| MUTUAL FUNDS — 25.5% | ||
| AGGREGATE BOND — 6.4% | ||
| 93,226 | Allspring Core Plus Bond Fund - Class R6 | 1,049,719 |
| 117,420 | Vanguard Core Bond Fund, Admiral Shares | 2,119,423 |
| 3,169,142 | ||
| AGGREGATE BOND SHORT — 2.0% | ||
| 106,959 | Victory Short-Term Bond Fund - Class R6 | 980,812 |
| BLEND BROAD MARKET — 0.9% | ||
| 16,126 | DFA U.S. Vector Equity Portfolio - Class Institutional | 450,247 |
| BLEND LARGE CAP — 0.4% | ||
| 4,993 | DFA U.S. Large Co. Portfolio - Class Institutional | 205,505 |
| EMERGING MARKET STOCK — 0.2% | ||
| 1,112 | New World Fund, Inc. - Class F-3 | 99,013 |
| EMERGING MARKETS BOND — 3.7% | ||
| 75,869 | Vanguard Emerging Markets Bond Fund, Admiral Shares | 1,808,715 |
| FOREIGN AGGREGATE BOND — 2.0% | ||
| 89,352 | Dodge & Cox Global Bond Fund - Class I | 995,381 |
| FOREIGN BLEND — 2.5% | ||
| 6,201 | DFA International Small Co. Portfolio - Class Institutional | 146,096 |
| 29,730 | Dimensional Global Equity Portfolio - Class Institutional | 1,088,432 |
| 1,234,528 | ||
| FOREIGN GROWTH — 0.2% | ||
| 5,975 | Vanguard International Explorer Fund - Class Investor | 118,298 |
| FOREIGN VALUE — 0.5% | ||
| 4,270 | DFA International Small Cap Value Portfolio - Class Institutional | 117,767 |
| Number of Shares | Value | |
| MUTUAL FUNDS (Continued) | ||
| FOREIGN VALUE (Continued) | ||
| 4,266 | DFA International Value Portfolio - Class Institutional | $106,310 |
| 224,077 | ||
| GENERAL CORPORATE BOND — 1.6% | ||
| 85,934 | T Rowe Price Institutional Floating Rate Fund - Class Institutional | 811,218 |
| GROWTH BROAD MARKET — 1.7% | ||
| 12,204 | New Perspective Fund - Class R-6 | 853,426 |
| GROWTH LARGE CAP — 1.3% | ||
| 8,747 | Nuveen Large Cap Growth Index Fund - Class R6 | 621,409 |
| HIGH YIELD BOND — 1.4% | ||
| 70,549 | American High-Income Trust - Class F-3 | 694,909 |
| VALUE MID CAP — 0.7% | ||
| 9,866 | DFA U.S. Targeted Value Portfolio - Class Institutional | 329,139 |
| Total Mutual Funds | ||
| (Cost $11,970,783) | 12,595,819 | |
| MONEY MARKET FUNDS — 0.5% | ||
| 125,992 | Gabelli U.S. Treasury Money Market Fund - Class AAA, 4.19%1 | 125,992 |
| 122,728 | Goldman Sachs Financial Square Government Fund - Institutional Class, 4.11%1 | 122,728 |
| Money Market Funds | ||
| (Cost $248,720) | 248,720 | |
| TOTAL INVESTMENTS — 99.9% | ||
| (Cost $47,496,085) | 49,344,064 | |
| Other Assets in Excess of Liabilities — 0.1% | 34,541 | |
| TOTAL NET ASSETS — 100.0% | $49,378,605 |
| *Non-income producing security. |
| 1Effective 7 day yield as of June 30, 2025. |