v3.25.2
Consolidated Statements of Income - USD ($)
shares in Thousands, $ in Thousands
 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2023
Interest income      
Loans $ 262,992 $ 256,007 $ 233,147
Taxable investment securities 53,247 63,313 54,855
Tax-exempt investment securities 234 336 694
Other interest-earning assets 8,003 9,212 5,028
Total interest income 324,476 328,868 293,724
Interest expense      
Deposits 140,258 122,414 78,163
Borrowings 49,275 63,860 39,696
Total interest expense 189,533 186,274 117,859
Net interest income 134,943 142,594 175,865
Provision for credit losses 2,366 6,226 2,486
Net interest income after provision for credit losses 132,577 136,368 173,379
Non-interest income      
Fees and service charges 2,490 2,609 3,106
Loss on sale and call of securities 0 (18,135) (15,227)
Gain (loss) on sale of loans 806 (282) (1,645)
Loss on sale of other real estate owned 0 (974) (139)
Income from bank owned life insurance 10,672 9,076 8,645
Electronic banking fees and charges 1,717 2,357 1,759
Other income 3,367 3,356 6,252
Total non-interest income 19,052 (1,993) 2,751
Non-interest expense      
Salaries and employee benefits 70,870 69,220 75,589
Net occupancy expense of premises 11,524 11,033 12,036
Equipment and systems 15,703 15,223 14,577
Advertising and marketing 1,877 1,396 2,122
Federal deposit insurance premium 5,911 5,980 5,133
Directors' compensation 1,355 1,506 1,364
Goodwill impairment 0 97,370 0
Other expense 13,390 13,423 12,930
Total non-interest expense 120,630 215,151 123,751
Income (loss) before income taxes 30,999 (80,776) 52,379
Income tax expense 4,924 5,891 11,568
Net income (loss) $ 26,075 $ (86,667) $ 40,811
Net income (loss) per common share (EPS)      
Basic (in dollars per share) $ 0.42 $ (1.39) $ 0.63
Diluted (in dollars per share) $ 0.42 $ (1.39) $ 0.63
Weighted average number of common shares outstanding      
Basic (in shares) 62,508 62,444 64,804
Diluted (in shares) 62,716 62,444 64,804