The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM Common Stock 00287Y109 1,437,998 7,747 SH SOLE 7,747 0 0
ABBVIE INC COM Common Stock 00287Y109 245,018 1,320 SH OTR 220 1,100 0
ACCENTURE PLC IRELAND CL A Int'l Common Stock G1151C101 935,227 3,129 SH SOLE 3,054 75 0
ACCENTURE PLC IRELAND CL A Int'l Common Stock G1151C101 239,112 800 SH OTR 165 635 0
ADOBE SYS INC Common Stock 00724F101 1,293,727 3,344 SH SOLE 3,269 75 0
ADOBE SYS INC Common Stock 00724F101 359,798 930 SH OTR 150 780 0
AIR PROD & CHEM INC Common Stock 009158106 175,441 622 SH SOLE 622 0 0
AIR PROD & CHEM INC Common Stock 009158106 81,797 290 SH OTR 0 290 0
ALPHABET INC Common Stock 02079K107 224,221 1,264 SH SOLE 1,264 0 0
ALPHABET INC Common Stock 02079K107 124,173 700 SH OTR 0 700 0
ALPHABET INC Common Stock 02079K305 3,803,748 21,584 SH SOLE 21,134 450 0
ALPHABET INC Common Stock 02079K305 920,802 5,225 SH OTR 1,025 4,200 0
ALTRIA GROUP INC COM Common Stock 02209S103 199,928 3,410 SH SOLE 3,410 0 0
ALTRIA GROUP INC COM Common Stock 02209S103 17,589 300 SH OTR 100 200 0
AMAZON COM INC Common Stock 023135106 4,141,864 18,879 SH SOLE 18,539 340 0
AMAZON COM INC Common Stock 023135106 902,790 4,115 SH OTR 740 3,375 0
American Electric Power Company Inc Common Stock 025537101 213,331 2,056 SH SOLE 2,056 0 0
American Electric Power Company Inc Common Stock 025537101 33,203 320 SH OTR 245 75 0
AMERICAN EXPRESS CO COM Common Stock 025816109 393,302 1,233 SH SOLE 1,233 0 0
APPLE INC COM Common Stock 037833100 4,636,226 22,597 SH SOLE 22,197 400 0
APPLE INC COM Common Stock 037833100 1,251,537 6,100 SH OTR 925 5,175 0
APPLIED MATLS INC Common Stock 038222105 1,030,501 5,629 SH SOLE 5,479 150 0
APPLIED MATLS INC Common Stock 038222105 312,134 1,705 SH OTR 230 1,475 0
BANK OF AMERICA CORPORATION COM Common Stock 060505104 1,494,650 31,586 SH SOLE 31,286 300 0
BANK OF AMERICA CORPORATION COM Common Stock 060505104 307,580 6,500 SH OTR 1,900 4,600 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702 757,801 1,560 SH SOLE 1,510 50 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702 221,025 455 SH OTR 120 335 0
BLACKROCK INC Common Stock 09290D101 2,352,419 2,242 SH SOLE 2,192 50 0
BLACKROCK INC Common Stock 09290D101 587,580 560 SH OTR 105 455 0
BROADCOM INC Common Stock 11135F101 1,163,243 4,220 SH SOLE 4,220 0 0
BROADCOM INC Common Stock 11135F101 55,130 200 SH OTR 150 50 0
Cadence Design Systems Inc Common Stock 127387108 1,464,329 4,752 SH SOLE 4,652 100 0
Cadence Design Systems Inc Common Stock 127387108 285,039 925 SH OTR 175 750 0
CATERPILLAR INC Common Stock 149123101 160,719 414 SH SOLE 414 0 0
CATERPILLAR INC Common Stock 149123101 40,762 105 SH OTR 75 30 0
CHEVRON CORP NEW COM Common Stock 166764100 1,567,358 10,946 SH SOLE 10,796 150 0
CHEVRON CORP NEW COM Common Stock 166764100 314,302 2,195 SH OTR 300 1,895 0
CHURCH & DWIGHT CO INC Common Stock 171340102 192,220 2,000 SH SOLE 2,000 0 0
CHURCH & DWIGHT CO INC Common Stock 171340102 24,028 250 SH OTR 250 0 0
CISCO SYS INC COM Common Stock 17275R102 573,911 8,272 SH SOLE 8,272 0 0
CISCO SYS INC COM Common Stock 17275R102 62,442 900 SH OTR 650 250 0
CME GROUP INC COM Common Stock 12572Q105 329,366 1,195 SH SOLE 1,195 0 0
CME GROUP INC COM Common Stock 12572Q105 89,577 325 SH OTR 75 250 0
COSTCO WHSL CORP NEW COM Common Stock 22160K105 746,415 754 SH SOLE 754 0 0
COSTCO WHSL CORP NEW COM Common Stock 22160K105 197,988 200 SH OTR 0 200 0
CUMMINS INC Common Stock 231021106 888,508 2,713 SH SOLE 2,663 50 0
CUMMINS INC Common Stock 231021106 206,325 630 SH OTR 130 500 0
DEERE & CO Common Stock 244199105 869,518 1,710 SH SOLE 1,680 30 0
DEERE & CO Common Stock 244199105 172,887 340 SH OTR 65 275 0
DISNEY WALT CO COM DISNEY Common Stock 254687106 200,400 1,616 SH SOLE 1,616 0 0
DUKE ENERGY CORP NEW COM NEW Common Stock 26441C204 540,322 4,579 SH SOLE 4,429 150 0
DUKE ENERGY CORP NEW COM NEW Common Stock 26441C204 145,730 1,235 SH OTR 225 1,010 0
EATON CORP PLC SHS Int'l Common Stock G29183103 601,528 1,685 SH SOLE 1,685 0 0
EMERSON ELEC CO COM Common Stock 291011104 426,523 3,199 SH SOLE 3,199 0 0
EMERSON ELEC CO COM Common Stock 291011104 56,665 425 SH OTR 225 200 0
ENBRIDGE INC COM Int'l Common Stock 29250N105 543,296 11,988 SH SOLE 11,988 0 0
ENBRIDGE INC COM Int'l Common Stock 29250N105 201,311 4,442 SH OTR 545 3,897 0
EOG RES INC COM Common Stock 26875P101 708,211 5,921 SH SOLE 5,771 150 0
EOG RES INC COM Common Stock 26875P101 145,924 1,220 SH OTR 70 1,150 0
ETF VANGUARD BOND INDEX Fixed Income ETF 921937835 452,825 6,150 SH SOLE 6,150 0 0
ETF VANGUARD BOND INDEX Fixed Income ETF 921937835 58,904 800 SH OTR 800 0 0
EXXON MOBIL CORP COM Common Stock 30231G102 458,797 4,256 SH SOLE 4,256 0 0
EXXON MOBIL CORP COM Common Stock 30231G102 53,900 500 SH OTR 500 0 0
GENERAL DYNAMICS CORP COM Common Stock 369550108 1,000,102 3,429 SH SOLE 3,354 75 0
GENERAL DYNAMICS CORP COM Common Stock 369550108 147,288 505 SH OTR 55 450 0
GENUINE PARTS CO COM Common Stock 372460105 249,535 2,057 SH SOLE 2,057 0 0
GENUINE PARTS CO COM Common Stock 372460105 40,032 330 SH OTR 180 150 0
GOLDMAN SACHS GROUP INC COM Common Stock 38141G104 186,846 264 SH SOLE 264 0 0
GOLDMAN SACHS GROUP INC COM Common Stock 38141G104 31,849 45 SH OTR 30 15 0
HOME DEPOT INC COM Common Stock 437076102 1,074,622 2,931 SH SOLE 2,931 0 0
HOME DEPOT INC COM Common Stock 437076102 117,691 321 SH OTR 75 246 0
HONEYWELL INTL INC COM Common Stock 438516106 1,030,028 4,423 SH SOLE 4,423 0 0
HONEYWELL INTL INC COM Common Stock 438516106 286,442 1,230 SH OTR 115 1,115 0
ILLINOIS TOOL WKS INC COM Common Stock 452308109 271,233 1,097 SH SOLE 1,097 0 0
ILLINOIS TOOL WKS INC COM Common Stock 452308109 170,603 690 SH OTR 0 690 0
INGREDION INC Common Stock 457187102 236,657 1,745 SH SOLE 1,745 0 0
INGREDION INC Common Stock 457187102 37,296 275 SH OTR 200 75 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104 937,899 5,112 SH SOLE 5,012 100 0
INTERCONTINENTAL EXCHANGE INC Common Stock 45866F104 155,032 845 SH OTR 195 650 0
INVESCO ETF POWER SHS PREFERRED Fixed Income ETF 46138E511 214,253 19,250 SH SOLE 19,250 0 0
Ishares Gold Trust Exchange Traded Fund 464285204 1,929,730 30,945 SH SOLE 30,945 0 0
Ishares Gold Trust Exchange Traded Fund 464285204 539,414 8,650 SH OTR 0 8,650 0
ISHARES INC CORE MSCI EMKT ETF International Equity ETF 46434G103 204,702 3,410 SH SOLE 3,410 0 0
ISHARES MSCI EAFE ETF International Equity ETF 464287465 4,349,002 48,652 SH SOLE 46,552 2,100 0
ISHARES MSCI EAFE ETF International Equity ETF 464287465 1,269,338 14,200 SH OTR 3,300 10,900 0
ISHARES TR CORE S&P MCP ETF Exchange Traded Fund 464287507 1,996,424 32,190 SH SOLE 29,965 2,225 0
ISHARES TR CORE S&P MCP ETF Exchange Traded Fund 464287507 804,710 12,975 SH OTR 650 12,325 0
ISHARES TR INTERM CR BD ETF Fixed Income ETF 464288638 414,330 7,775 SH SOLE 7,775 0 0
ISHARES TR INTERM CR BD ETF Fixed Income ETF 464288638 359,708 6,750 SH OTR 750 6,000 0
ISHARES TR NATIONAL MUN ETF Exchange Traded Fund 464288414 5,939,270 56,846 SH SOLE 56,846 0 0
ISHARES TR NATIONAL MUN ETF Exchange Traded Fund 464288414 68,957 660 SH OTR 660 0 0
ISHARES TR S&P SMLCAP 600 ETF Exchange Traded Fund 464287804 1,094,539 10,015 SH SOLE 9,465 550 0
ISHARES TR S&P SMLCAP 600 ETF Exchange Traded Fund 464287804 229,509 2,100 SH OTR 350 1,750 0
ISHARES TR SHRT NAT MUN ETF Exchange Traded Fund 464288158 3,220,082 30,281 SH SOLE 30,281 0 0
ISHARES TR SHRT NAT MUN ETF Exchange Traded Fund 464288158 29,775 280 SH OTR 280 0 0
JACOBS SOLUTIONS INC Common Stock 46982L108 201,644 1,534 SH SOLE 1,534 0 0
JOHNSON & JOHNSON COM Common Stock 478160104 1,856,371 12,153 SH SOLE 11,903 250 0
JOHNSON & JOHNSON COM Common Stock 478160104 417,771 2,735 SH OTR 485 2,250 0
JPMORGAN CHASE & CO COM Common Stock 46625H100 2,561,935 8,837 SH SOLE 8,647 190 0
JPMORGAN CHASE & CO COM Common Stock 46625H100 729,124 2,515 SH OTR 190 2,325 0
LOCKHEED MARTIN CORP COM Common Stock 539830109 283,442 612 SH SOLE 612 0 0
LOCKHEED MARTIN CORP COM Common Stock 539830109 37,051 80 SH OTR 30 50 0
LOWES COS INC COM Common Stock 548661107 245,832 1,108 SH SOLE 1,108 0 0
MARRIOTT INTL INC NEW CL A Common Stock 571903202 1,327,527 4,859 SH SOLE 4,734 125 0
MARRIOTT INTL INC NEW CL A Common Stock 571903202 275,942 1,010 SH OTR 210 800 0
MARVELL TECHNOLOGY INC Common Stock 573874104 375,467 4,851 SH SOLE 4,701 150 0
MARVELL TECHNOLOGY INC Common Stock 573874104 98,685 1,275 SH OTR 200 1,075 0
MASTERCARD INC CL A Common Stock 57636Q104 361,327 643 SH SOLE 643 0 0
MCDONALDS CORP COM Common Stock 580135101 800,838 2,741 SH SOLE 2,691 50 0
MCDONALDS CORP COM Common Stock 580135101 260,031 890 SH OTR 75 815 0
MEDTRONIC PLC SHS Int'l Common Stock G5960L103 429,051 4,922 SH SOLE 4,922 0 0
MEDTRONIC PLC SHS Int'l Common Stock G5960L103 129,883 1,490 SH OTR 110 1,380 0
MERCK & CO INC NEW COM Common Stock 58933Y105 772,522 9,759 SH SOLE 9,634 125 0
MERCK & CO INC NEW COM Common Stock 58933Y105 146,446 1,850 SH OTR 250 1,600 0
Meta Platforms Inc Common Stock 30303M102 2,307,269 3,126 SH SOLE 3,076 50 0
Meta Platforms Inc Common Stock 30303M102 679,043 920 SH OTR 140 780 0
MICROCHIP TECHNOLOGY INC COM Common Stock 595017104 709,189 10,078 SH SOLE 9,853 225 0
MICROCHIP TECHNOLOGY INC COM Common Stock 595017104 40,463 575 SH OTR 225 350 0
MICROSOFT CORP COM Common Stock 594918104 5,949,024 11,960 SH SOLE 11,785 175 0
MICROSOFT CORP COM Common Stock 594918104 1,238,551 2,490 SH OTR 460 2,030 0
MORGAN STANLEY COM NEW Common Stock 617446448 1,348,453 9,573 SH SOLE 9,373 200 0
MORGAN STANLEY COM NEW Common Stock 617446448 299,328 2,125 SH OTR 425 1,700 0
NASDAQ INC Common Stock 631103108 204,593 2,288 SH SOLE 2,288 0 0
NEXTERA ENERGY INC COM Common Stock 65339F101 898,364 12,941 SH SOLE 12,716 225 0
NEXTERA ENERGY INC COM Common Stock 65339F101 231,516 3,335 SH OTR 470 2,865 0
NVIDIA CORP Common Stock 67066G104 2,875,102 18,198 SH SOLE 17,848 350 0
NVIDIA CORP Common Stock 67066G104 821,548 5,200 SH OTR 700 4,500 0
ORACLE CORP COM Common Stock 68389X105 1,315,278 6,016 SH SOLE 5,866 150 0
ORACLE CORP COM Common Stock 68389X105 437,260 2,000 SH OTR 350 1,650 0
PALO ALTO NETWORKS INC Common Stock 697435105 1,062,900 5,194 SH SOLE 5,074 120 0
PALO ALTO NETWORKS INC Common Stock 697435105 337,247 1,648 SH OTR 250 1,398 0
PAYCHEX INC COM Common Stock 704326107 640,024 4,400 SH SOLE 4,175 225 0
PAYCHEX INC COM Common Stock 704326107 311,284 2,140 SH OTR 470 1,670 0
PEPSICO INC COM Common Stock 713448108 1,512,518 11,455 SH SOLE 11,230 225 0
PEPSICO INC COM Common Stock 713448108 382,916 2,900 SH OTR 650 2,250 0
PFIZER INC COM Common Stock 717081103 290,613 11,989 SH SOLE 11,989 0 0
PFIZER INC COM Common Stock 717081103 97,324 4,015 SH OTR 525 3,490 0
PIMCO 0-5 YR HIGH YLD BOND ETF Fixed Income ETF 72201R783 642,743 6,765 SH SOLE 6,765 0 0
PIMCO 0-5 YR HIGH YLD BOND ETF Fixed Income ETF 72201R783 575,761 6,060 SH OTR 860 5,200 0
PNC FINL SVCS GROUP INC COM Common Stock 693475105 538,195 2,887 SH SOLE 2,887 0 0
PNC FINL SVCS GROUP INC COM Common Stock 693475105 116,513 625 SH OTR 200 425 0
PROCTER & GAMBLE CO COM Common Stock 742718109 1,957,406 12,286 SH SOLE 12,061 225 0
PROCTER & GAMBLE CO COM Common Stock 742718109 375,199 2,355 SH OTR 575 1,780 0
Prologis Inc Common Stock 74340W103 270,579 2,574 SH SOLE 2,474 100 0
Prologis Inc Common Stock 74340W103 57,816 550 SH OTR 50 500 0
PRUDENTIAL FINL INC COM Common Stock 744320102 235,831 2,195 SH SOLE 2,195 0 0
PRUDENTIAL FINL INC COM Common Stock 744320102 32,232 300 SH OTR 200 100 0
PUBLIC STORAGE Common Stock 74460D109 775,802 2,644 SH SOLE 2,604 40 0
PUBLIC STORAGE Common Stock 74460D109 192,190 655 SH OTR 180 475 0
QUALCOMM INC COM Common Stock 747525103 226,149 1,420 SH SOLE 1,420 0 0
QUALCOMM INC COM Common Stock 747525103 30,259 190 SH OTR 140 50 0
RTX CORP Common Stock 75513E101 795,371 5,447 SH SOLE 5,247 200 0
RTX CORP Common Stock 75513E101 144,560 990 SH OTR 340 650 0
SERVICENOW INC Common Stock 81762P102 421,513 410 SH SOLE 410 0 0
SOUTHERN CO COM Common Stock 842587107 847,224 9,226 SH SOLE 9,226 0 0
SOUTHERN CO COM Common Stock 842587107 270,899 2,950 SH OTR 250 2,700 0
SPDR S&P 500 ETF Exchange Traded Fund 78462F103 966,317 1,564 SH SOLE 1,564 0 0
STRYKER CORP COM Common Stock 863667101 773,852 1,956 SH SOLE 1,906 50 0
STRYKER CORP COM Common Stock 863667101 195,837 495 SH OTR 145 350 0
TESLA INC Common Stock 88160R101 1,002,535 3,156 SH SOLE 3,081 75 0
TESLA INC Common Stock 88160R101 266,834 840 SH OTR 140 700 0
TEXAS INSTRS INC COM Common Stock 882508104 345,895 1,666 SH SOLE 1,666 0 0
TEXAS INSTRS INC COM Common Stock 882508104 290,668 1,400 SH OTR 200 1,200 0
THERMO FISHER SCIENTIFIC INCCOM Common Stock 883556102 360,454 889 SH SOLE 854 35 0
THERMO FISHER SCIENTIFIC INCCOM Common Stock 883556102 77,037 190 SH OTR 40 150 0
UBER TECHNOLOGIES INC Common Stock 90353T100 985,621 10,564 SH SOLE 10,314 250 0
UBER TECHNOLOGIES INC Common Stock 90353T100 199,662 2,140 SH OTR 475 1,665 0
UNITEDHEALTH GROUP INC COM Common Stock 91324P102 1,068,809 3,426 SH SOLE 3,361 65 0
UNITEDHEALTH GROUP INC COM Common Stock 91324P102 260,495 835 SH OTR 165 670 0
US BANCORP DEL COM NEW Common Stock 902973304 437,975 9,679 SH SOLE 9,429 250 0
US BANCORP DEL COM NEW Common Stock 902973304 165,163 3,650 SH OTR 625 3,025 0
VAN INTL EQUITY INDEX FFTSE EMR MKT ETF International Equity ETF 922042858 880,635 17,805 SH SOLE 16,805 1,000 0
VAN INTL EQUITY INDEX FFTSE EMR MKT ETF International Equity ETF 922042858 237,408 4,800 SH OTR 300 4,500 0
VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 1,030,870 11,575 SH SOLE 11,250 325 0
VANGUARD REAL ESTATE ETF Exchange Traded Fund 922908553 203,947 2,290 SH OTR 140 2,150 0
VANGUARD SCOTTSDALE FDS Fixed Income ETF 92206C102 760,496 12,938 SH SOLE 12,938 0 0
VANGUARD SCOTTSDALE FDS Fixed Income ETF 92206C102 158,706 2,700 SH OTR 2,700 0 0
VERIZON COMM INC COM Common Stock 92343V104 337,506 7,800 SH SOLE 7,800 0 0
VERIZON COMM INC COM Common Stock 92343V104 34,616 800 SH OTR 250 550 0
VISA INC COM CL A Common Stock 92826C839 2,114,678 5,956 SH SOLE 5,856 100 0
VISA INC COM CL A Common Stock 92826C839 415,409 1,170 SH OTR 220 950 0
WALMART INC Common Stock 931142103 1,400,503 14,323 SH SOLE 14,073 250 0
WALMART INC Common Stock 931142103 357,875 3,660 SH OTR 960 2,700 0
WASTE MGMT INC DEL COM Common Stock 94106L109 483,039 2,111 SH SOLE 2,111 0 0
WASTE MGMT INC DEL COM Common Stock 94106L109 42,332 185 SH OTR 85 100 0
ZOETIS INC CL A Common Stock 98978V103 717,838 4,603 SH SOLE 4,453 150 0
ZOETIS INC CL A Common Stock 98978V103 203,983 1,308 SH OTR 258 1,050 0