Receivables (Tables)

12 Months Ended

Jun. 30, 2025

Receivables, net of their related allowance, consist of the following:


(in 000s)
As of	June 30, 2025				June 30, 2024
	Short-term		Long-term		Short-term		Long-term
Loans to franchisees	$	7,386	$	16,402	$	5,917	$	16,498
Receivables for U.S. assisted and DIY tax preparation and related fees	15,896		6,361		18,440		5,332
H&R Block's Instant Refund® receivables	2,243		939		2,947		207
Emerald Advance®	13,899		22,816		17,867		21,360
Software receivables from retailers	2,582		—		1,029		—
Royalties and other receivables from franchisees	4,414		—		5,808		—
Wave payment processing receivables	1,533		—		1,078		—
Other	15,668		498		15,989		427


	$	63,621	$	47,016	$	69,075	$	43,824

Schedule Of Receivables Based On Year Of Origination

alances and amounts on non-accrual status, classified as impaired, or more than 60 days past due, by tax return year of origination, as of June 30, 2025 are as follows:


			(in 000s)

Tax return year of origination	Balance		More Than 60 Days Past Due
2024	$	3,451	$	3,254
2023 and prior	819		819

	4,270		$	4,073
Allowance	(1,088)
Net balance	$	3,182

alances and amounts on non-accrual status, classified as impaired, or more than 60 days past due, by fiscal year of origination as of June 30, 2025, are as follows:


			(in 000s)
Fiscal year of origination	Balance		Non-Accrual
2025	$	33,723	$	33,723
2024 and prior	22,655		22,655

	56,378		$	56,378
Allowance	(19,663)
Net balance	$	36,715

Schedule Of Activity In The Allowance For Doubtful Accounts

Activity in the allowance for credit losses for EAs and all other short-term and long-term receivables for the years ended June 30, 2025, 2024 and 2023 is as follows:


(in 000s)
	EAs		All Other		Total
Balances as of July 1, 2022	$	26,141	$	51,126	$	77,267
Provision for credit losses	16,059		36,231		52,290
Charge-offs, recoveries and other	(14,814)		(52,249)		(67,063)
Balances as of June 30, 2023	27,386		35,108		62,494
Provision for credit losses	33,864		48,703		82,567
Charge-offs, recoveries and other	(27,714)		(38,484)		(66,198)
Balances as of June 30, 2024	33,536		45,327		78,863
Provision for credit losses	19,663		45,528		65,191
Charge-offs, recoveries and other	(33,536)		(45,699)		(79,235)
Balances as of June 30, 2025	$	19,663	$	45,156	$	64,819