SAIF SECURITIZATION TRUST 2025-CES1 ABS-15G
Exhibit 99.4 - Schedule 4
| Loan #1 | Field | Loan Value | Tape Value | Variance | Variance % | Comment |
| SAIF2025CES3177 | TapeDebtToIncomeRatio | 35.78571 | 46.761 | -10.97529 | -30.66948 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES2358 | TapeFICO | 711 | 745 | -34 | -4.782 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2343 | TapeDebtToIncomeRatio | 31.03989 | 34.666 | -3.62611 | -11.6821 | Due to different income used by review. |
| SAIF2025CES2343 | TapeFICO | 756 | 764 | -8 | -1.0582 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2356 | TapeFICO | 703 | 714 | -11 | -1.56472 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2356 | TapeMaturityDate | 7/1/2049 | 5/1/2055 | 2130 | verified to note | |
| SAIF2025CES3179 | TapeDebtToIncomeRatio | 18.10698 | 25.926 | -7.81902 | -43.18235 | Due to different income used by review. |
| SAIF2025CES2341 | TapeFICO | 770 | 784 | -14 | -1.81818 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2367 | TapeFICO | 767 | 751 | 16 | 2.08605 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2338 | TapeFICO | 751 | 755 | -4 | -0.53262 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2386 | TapeDebtToIncomeRatio | 48.0716 | 44.802 | 3.2696 | 6.80152 | Due to different income used by review. |
| SAIF2025CES2386 | TapeClosingDate | 4/23/2025 | 4/18/2025 | -5 | Note, mortgage, and final CD show date of 4/23/25 | |
| SAIF2025CES2386 | TapeFICO | 711 | 718 | -7 | -0.98453 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2390 | TapeFICO | 740 | 744 | -4 | -0.54054 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2366 | TapeFICO | 766 | 739 | 27 | 3.5248 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2350 | TapeFICO | 715 | 743 | -28 | -3.91608 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2368 | TapeDebtToIncomeRatio | 47.01507 | 42.709 | 4.30607 | 9.15891 | Verified to documentation in file. |
| SAIF2025CES2368 | TapeFICO | 692 | 701 | -9 | -1.30058 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2349 | TapeCLTV | 64.64492 | 61.53 | 3.11492 | 4.81851 | Difference due to Senior lien amount reported in file. |
| SAIF2025CES2349 | TapeLTV | 25.79224 | 30.05 | -4.25776 | -16.50791 | LTV based off of documentation in file. |
| SAIF2025CES2349 | TapeFICO | 793 | 777 | 16 | 2.01765 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2375 | TapeFICO | 709 | 733 | -24 | -3.38505 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES3180 | TapeDebtToIncomeRatio | 40.76335 | 33.553 | 7.21035 | 17.68832 | Due to different income used by review. |
| SAIF2025CES2362 | TapeDebtToIncomeRatio | 29.84556 | 35.489 | -5.64344 | -18.90881 | Due to different income used by review. |
| SAIF2025CES2362 | TapeFICO | 782 | 790 | -8 | -1.02302 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2361 | TapeFICO | 751 | 735 | 16 | 2.13049 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2354 | TapeFICO | 778 | 769 | 9 | 1.15681 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2382 | TapeClosingDate | 4/22/2025 | 4/18/2025 | -4 | Note, mortgage, and final CD show date of 4/23/25 | |
| SAIF2025CES2352 | TapeFICO | 724 | 702 | 22 | 3.03867 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2393 | TapeFICO | 733 | 739 | -6 | -0.81855 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2384 | TapeClosingDate | 4/23/2025 | 4/18/2025 | -5 | Note, mortgage, and final CD show date of 4/23/25 | |
| SAIF2025CES2384 | TapeFICO | 739 | 776 | -37 | -5.00677 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2359 | TapeFICO | 701 | 714 | -13 | -1.85449 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES3185 | TapeBorrowerCount | 2 | 1 | 1 | 50 | 2 borrowers reqflected on final 1003, Note, and final CD. |
| SAIF2025CES2378 | TapeClosingDate | 4/18/2025 | 4/19/2025 | 1 | Note, mortgage, and final CD show date of 4/23/25 | |
| SAIF2025CES2392 | TapeDebtToIncomeRatio | 46.54613 | 33.676 | 12.87013 | 27.65027 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES2385 | TapeClosingDate | 4/23/2025 | 4/18/2025 | -5 | Note, mortgage, and final CD show date of 4/23/25 | |
| SAIF2025CES3238 | TapeDebtToIncomeRatio | 33.80492 | 32.115 | 1.68992 | 4.99904 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES3188 | TapeDebtToIncomeRatio | 49.866 | 41.822 | 8.044 | 16.13123 | Lender failed to include 401K loan into DTI calculations. |
| SAIF2025CES2364 | TapeDebtToIncomeRatio | 28.983 | 27.885 | 1.098 | 3.78843 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES2364 | TapeFICO | 713 | 680 | 33 | 4.62833 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2370 | TapeFICO | 794 | 802 | -8 | -1.00756 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2388 | TapeFICO | 725 | 800 | -75 | -10.34483 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2372 | TapeDebtToIncomeRatio | 29.88353 | 37.997 | -8.11347 | -27.15031 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES2372 | TapeMaturityDate | 5/1/2055 | 5/1/2045 | -3652 | verified to note | |
| SAIF2025CES2372 | TapeTerm | 360 | 240 | 120 | 33.33333 | verified to note |
| SAIF2025CES2372 | TapeFICO | 741 | 757 | -16 | -2.15924 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES3191 | TapeDebtToIncomeRatio | 46.40951 | 42.195 | 4.21451 | 9.08113 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES2381 | TapeFICO | 707 | 720 | -13 | -1.83876 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES3192 | TapeFICO | 731 | 735 | -4 | -0.5472 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES3193 | TapeDebtToIncomeRatio | 36.55609 | 29.9 | 6.65609 | 18.20788 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES2376 | TapeFICO | 693 | 726 | -33 | -4.7619 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES3194 | TapeFICO | 720 | 726 | -6 | -0.83333 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES2387 | TapeDebtToIncomeRatio | 21.69553 | 26.11 | -4.41447 | -20.34737 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES2387 | TapeFICO | 756 | 706 | 50 | 6.61376 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES3197 | TapeDebtToIncomeRatio | 38.89493 | 32 | 6.89493 | 17.72707 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES3200 | TapeDebtToIncomeRatio | 28.47352 | 33.44 | -4.96648 | -17.44245 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES3202 | TapeFICO | 734 | 742 | -8 | -1.08992 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES3229 | TapeFICO | 707 | 743 | -36 | -5.09194 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES3262 | TapeFICO | 751 | 765 | -14 | -1.86418 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES3204 | TapeBorrowerCount | 2 | 1 | 1 | 50 | 2 borrowers reqflected on final 1003, Note, and final CD. |
| SAIF2025CES3243 | TapeDebtToIncomeRatio | 38.12326 | 44.619 | -6.49574 | -17.03878 | Variance is due to PITI amount included. Per 1008, lender used total mortgage payment with escrow included for P&I, and also separately included taxes, insurance, and new escrow adjustment. |
| SAIF2025CES3219 | TapeFICO | 713 | 723 | -10 | -1.40252 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES3257 | TapeDebtToIncomeRatio | 60.23378 | 44.82 | 15.41378 | 25.58993 | Variance due to ineligible part-time income considered for primary borrower. |
| SAIF2025CES3257 | TapeFICO | 736 | 752 | -16 | -2.17391 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES3224 | TapeDebtToIncomeRatio | 43.664 | 35.853 | 7.811 | 17.88888 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES3224 | TapeFICO | 687 | 706 | -19 | -2.76565 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES3244 | TapeDebtToIncomeRatio | 29.22566 | 39.727 | -10.50134 | -35.93192 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES3227 | TapeFICO | 685 | 722 | -37 | -5.40146 | Lowest of both borrowers' mid-score per credit bureau |
| SAIF2025CES3254 | TapeDebtToIncomeRatio | 0 | 33.913 | Missing paystubs in file. | ||
| SAIF2025CES3254 | TapeFICO | 721 | 732 | -11 | -1.52566 | Tape reflects borrower FICO, lower of both borrowers used |
| SAIF2025CES3250 | TapeDebtToIncomeRatio | 44.425 | 40.618 | 3.807 | 8.5695 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES3252 | TapeDebtToIncomeRatio | 32.32112 | 35.836 | -3.51488 | -10.87487 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES3258 | TapeDebtToIncomeRatio | 38.15004 | 34.787 | 3.36304 | 8.8153 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES3259 | TapeDebtToIncomeRatio | 48.5525 | 40.862 | 7.6905 | 15.83956 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES3260 | TapeDebtToIncomeRatio | 16.938 | 23.024 | -6.086 | -35.93104 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES3246 | TapeDebtToIncomeRatio | 36.41025 | 30.932 | 5.47825 | 15.0459 | Verified to documentation in file. Ratio higher due to difference in calculations |
| SAIF2025CES3263 | TapeClosingDate | 5/28/2025 | 5/26/2025 | -2 | Note reflects 5/28/2025 | |
| SAIF2025CES3264 | TapeClosingDate | 5/30/2025 | 5/28/2025 | -2 | Note reflects 05/30/25 |