SAIF SECURITIZATION TRUST 2025-CES1 ABS-15G

Exhibit 99.2 - Schedule 5(c)

 

 

LoanRecordID Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As
519294 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 63 36 Work Number NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519295 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 336 36 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
519296 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 37 37 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519297 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Child Support - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519298 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.060%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA   0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519299 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
519300 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519301 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
519302 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519303 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       13 XX-XX-XXXX XX-XX-XXXX 0   77   0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519304 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519305 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519306 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 0 0 3 2 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519307 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
519308 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519309 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519310 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.200%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 1 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519311 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 1 0 1 0 3 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
519312 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 0.00%     N/A 0 N/A N/A N/A 0 Yes 60 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss), SECorporation - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No No No Borrower As Individual N/A N/A N/A
519313 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 65     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
521705 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 2 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified || Co Borrower - Retirement, Other - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
521706 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 1 0 0 0 1 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
521707 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 13 Work Number Yes 156 25 Work Number No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
521708 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 1 Other NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
521709 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 36 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
525027 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525028 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525029 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
525030 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525031 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
525032 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
525033 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525034 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525035 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525036 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Retirement, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
525037 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525038 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX       XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
525039 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Business P&L 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 144 25 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525040 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 95 35 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
525041 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 2 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified || Co Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
525042 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525043 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525044 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525045 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525046 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
525047 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525048 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.160%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 0 0 3 2 Yes NA No No 0 No Yes Yes 3 0 No N/A 0 0 0.00% 100.00%     Borrower Prepared 12 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525203 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 8 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525204 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.330%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 161 34 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
525205 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 2 0 2 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 5.46% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 42 30 Work Number No 0     Borrower - SESoleProprietor, SESoleProprietor - 2 YRS Business Tax Returns Verified(N/A), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Business Tax Returns Verified(N/A), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Business Tax Returns Verified(N/A), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Business Tax Returns Verified(N/A), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
525206 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 36 Other     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526954 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   1 Month   Yes 2     2 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 18 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
526955 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 88 35 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526956 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX XX-XX-XXXX Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 67 36 Work Number Yes 293 25 FNMA 1005 No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
526957 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2   2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 78 36 FNMA 1005 Yes 90 1 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified || Co Borrower - Wage, Other REO Net Rental Income(Loss) - null W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
526958 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 0 0 FNMA 1005 Yes 76 36 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
526959 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 62 25 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX || Co Borrower Borrower - 20XX, 20XX || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
526971 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0   0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526972 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
526973 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 68     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
526974 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526975 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Borrower Prepared 12 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526976 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Retirement, Military and Government Assistance - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
526977 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
526978 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526979 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526980 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 0 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement, SESoleProprietor - 1 YR Personal Tax Returns Verified, Balance Sheet Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
526981 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526982 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 36 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
526983 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 1 0 0 0 0 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes Yes Borrower As Individual N/A N/A N/A
526984 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0   Yes 11 5 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
526985 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.790%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 7 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526986 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526987 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526988 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526989 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526990 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526991 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 172 25 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526992 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
526993 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 144 28 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
526994 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526995 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526996 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 2 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
526997 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526998 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526999 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
527553 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 79 35 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Military and Government Assistance, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
527554 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 52     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
527555 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 32 32 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified - 20XX - 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX - 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX   No Yes No Borrower As Individual Borrower As Individual N/A N/A
532574 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532575 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2   1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - null W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532576 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532577 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
532578 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance, Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532579 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532581 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 9 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532582 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months NA N/A 0 N/A 0 1 0 1 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 229 25 Work Number Yes 25 25 Work Number No 0     Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532583 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532584 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532585 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532586 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532587 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532588 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532589 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 100.00%     Borrower Prepared 12 Borrower N/A N/A 0 Yes 240 No 0 Yes 19 11 Work Number NA 0 0 N/A No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Retirement, Retirement, Other - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified, Lease Agreements Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
532591 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 Yes 1 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 322 35 Work Number Yes 22 1 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX       XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532592 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 35.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, null Personal Bank Statements Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
532594 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532595 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532596 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 192 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532597 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532598 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532599 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
536643 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
536644 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 90 90 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
536645 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 47 25 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
536646 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
536647 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 94 35 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545212 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545213 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 1 0 1 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified - 20XX, 20XX || Co Borrower - Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified - 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified - 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545214 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 5 Other     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545215 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 75 25 Work Number No 0     Borrower - Wage - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545216 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   Yes 9     1 0     3 2 Yes   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 12 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other, SESoleProprietor - 1 YR Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545217 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545218 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 12 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545219 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545220 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 8 Other     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545221 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 55 27 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545222 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545223 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545224 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 Yes   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545225 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 24.00% 24.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545226 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 146 13 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545227 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     1 0     3 3 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545228 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545229 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545230 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545231 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 221 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545232 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545233 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   1 Month   N/A 0     0 0     3 2 NA   No No 0 No Yes Yes 1 12 No       0.00% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SESCorp - CPA Letter Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
545234 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545235 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 197 25 Work Number Yes 197 36 Work Number No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545236 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 4 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545237 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545238 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 2 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545239 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 60 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545240 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545241 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545242 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.260%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545243 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 66 25 Work Number Yes 54 25 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545244 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 84 25 Work Number Yes 197 26 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545245 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 1 NA NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 25 25 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, null IRS Transcripts Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, null IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545246 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 19 Work Number     0   No 0     Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545247 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 44 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545248 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 1 Other     0   No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545249 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 41 24 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545250 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545251 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 207 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545252 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX       XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545253 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0   0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545364 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 124 26 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
545365 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 7 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
545367 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 132 25 FNMA 1005 Yes 203 25 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545368 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545371 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.200%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 3 Other Yes 9 4 Work Number No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545372 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 85 25 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545373 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 2 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 122 25 Work Number     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545374 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 67 26 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545375 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No Missing 0 0 No Missing 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
545376 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   2+ Months   N/A 0     2 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552335 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 180 25 Work Number     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552336 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552337 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552338 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 5 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
552339 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 112 25 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552340 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
552341 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 3 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552342 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 221 25 Work Number Yes 221 25 Work Number No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
552343 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes N/A 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 84 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552344 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 98 25 Work Number Yes 15 15 Work Number No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
552345 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 48 25 Work Number     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552347 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
554369 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 154 154 Other No 0     Borrower - N/A || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified Borrower || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
554370 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
554371 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 300 300 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Retirement, SSI and Disability - 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 61     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
554372 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 247 247 Work Number Yes 30 30 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
554373 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 289 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557004 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 103 25 Work Number Yes 3 3 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
557005 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557006 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 137 26 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557007 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557008 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 134 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557009 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 6 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557010 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557011 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.790%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 6 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557012 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 168 1 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557013 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
557014 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557015 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Other Yes 291 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 76     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
557016 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 3 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557017 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 12 100.00%   100.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 198 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 20XX, 2025 || Co Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
557018 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557019 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557020 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 5 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557021 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
557022 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 1 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
557023 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557024 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
563775 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 143 25 Other     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
563776 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 141 27 Work Number Yes 41 27 Work Number No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
563777 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
563778 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 8 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
563779 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 2 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
563780 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 163 17 Work Number Yes 40 25 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
563781 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 122 25 Other     0   No 0   N/A Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
563782 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 168 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
563783 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Missing 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 23 6 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
563784 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   Less than 1 Month   N/A 0     0 0     2 2 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 37 31 Work Number     0   No 0     Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
563785 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A           No     XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     2 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 30 Work Number     0   No 0     Borrower - Wage, Commission - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
564530 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 1 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564531 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.790%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     2 0     3 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 271 26 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564532 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564533 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     Borrower Prepared 12 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership - YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564534 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564535 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes Yes             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 120 25 Work Number NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564536 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 6 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564537 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 2 Other Yes 2 5 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564538 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 17 5 Other Yes 17 5 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564539 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 2 2 2 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 6 Other Yes 34 6 Other No 0     Borrower - Wage, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
564540 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 10 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564541 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564542 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564543 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564544 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564545 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564546 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564547 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   Borrower Prepared 12 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564548 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564549 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564550 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564551 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 161 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564552 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 38 26 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564553 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564554 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 181 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564555 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564556 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564557 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 133 26 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
564558 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564559 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 218 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564560 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564561 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564562 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 1 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564563 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564564 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   Yes 7     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 65 25 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564565 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 172 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564566 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 160 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571818 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     2 2     3 2 Yes   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 12 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571819 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Separation Agreement Verified - 20XX, 2025, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571820 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other REO Net Rental Income(Loss), Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571821 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
571822 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571823 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     2 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 2 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SESoleProprietor, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571824 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
571825 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 178 26 Work Number NA 0 0 N/A No 0     Borrower - Wage, Retirement - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
571826 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 6 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
571827 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 87 26 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571828 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 6 FNMA 1005 No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
571829 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 19 19 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571830 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 22 1 Other     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571831 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
571832 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       Yes 0 No   Yes 4 2 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571833 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571834 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571835 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 14 Work Number NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
571836 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571837 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 2     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00% 0.00%   N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance - 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571838 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 52     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571839 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 55 55 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571840 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 181 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571841 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571842 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571843 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
571844 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571845 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571846 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571847 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577535 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 20 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577536 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 Yes   No No 0 No Yes Yes 0 1 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577537 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 121 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577538 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577539 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 6 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577540 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 8 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577541 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
577542 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 1 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577543 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 1 Work Number Yes 9 7 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
577544 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577545 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 17 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577546 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.240%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 163 26 Work Number     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577547 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 106 26 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577548 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 51     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577560 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 68 26 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
577561 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 41 25 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
577562 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 97 25 Work Number Yes 97 25 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
577563 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 21 21 Work Number Yes 207 26 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
577565 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 2 2 2 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
577566 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 2+ Months N/A 0 Yes 1 0 0 0 0 2 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 26 FNMA 1005 Yes 78 26 Work Number No 0   N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
577567 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       25.24% 0.00%     N/A 0 N/A       NA 0 No   Yes 156 26 Work Number     0   No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
577568 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 8 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
577569 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 272 26 FNMA 1005 NA 0 0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
577570 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 7 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
577571 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 73 25 Work Number Yes 89 25 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581552 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 48 26 Work Number Yes 249 26 Work Number No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581553 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 60 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0     04/30/2024 1 11   0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581554 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 41 27 FNMA 1005     0   No 0     Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581555 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581556 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 360 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581557 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 180 25 Work Number Yes 41 25 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 73     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581558 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number Yes 114 24 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581586 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581587 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month Yes 5 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 47 1 Work Number NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581588 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581589 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months     0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 360 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581590 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 10 7 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581591 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581592 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581593 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA NA N/A 0 N/A 0 2 0 2 0 0 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 20 4 Work Number No 0     Borrower - Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581594 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes N/A 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 360 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
581595 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 5 FNMA 1005     0   No 0     Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581596 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 39 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581597 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581598 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 149 26 Work Number     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581599 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 264 4 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
581600 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 82 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581601 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581604 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 8 Work Number     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581605 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Business Bank Statements Verified - 20XX, 2025 Borrower - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581606 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581607 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 43 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587856 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587858 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     1 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 9 Other     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587859 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587860 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587861 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587862 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587863 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 139 25 Work Number Yes 73 25 Work Number No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587864 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 76 25 Work Number No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587865 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587866 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 8 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587867 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 5 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587868 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 20 6 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587869 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587870 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 112 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587871 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587872 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 0 0 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Retirement, Other - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587873 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587874 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587875 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 Work Number     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587876 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 130 25 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0   0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587877 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587878 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 360 1 Work Number     0   No 0     Borrower - Retirement - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587879 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587880 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 77     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587881 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 4 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587882 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587883 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month NA Yes 4 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 1 Month Paystubs Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower Borrower - 20XX, 20XX, 2025 || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587884 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 6 FNMA 1005     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587885 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 5 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower Borrower - 20XX, 20XX, 2025 || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
587886 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month     0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 66 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587887 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587888 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587889 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified Borrower || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587890 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 16 Work Number Yes 18 18 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587891 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 158 14 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
587892 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 44 14 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587893 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587894 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 24 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587895 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587896 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No     0 1       0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587897 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587898 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 95 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587899 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     1 0     0 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
588028 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 2 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 31 FNMA 1005     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
588029 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 46 25 Work Number Yes 204 26 FNMA 1005 No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
588030 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 197 26 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
588031 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 130 26 Work Number     0   No 0   N/A Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
588032 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 82 26 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
588033 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 43 26 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
588034 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 44 27 Other Yes 52 27 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
588035 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
588037 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 77 26 Other     0   No 0   N/A Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
588038 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 306 26 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
588039 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1   NA   N/A 0     2 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX         XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
588130 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 1 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 26 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594916 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 27 15 Work Number Yes 238 15 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594917 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594918 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594919 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% Yes Yes             XXXX XXXX         2YR Full Doc 1 1 NA 1 Month N/A 0 N/A 0 1 0 1 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Unable to Determine No Yes No Borrower As Individual Borrower As Individual N/A N/A
594920 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 268 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594921 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594922 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month Yes 12 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 1 FNMA 1005 NA 0 0 N/A No 0     Borrower - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594923 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 Yes 14 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594924 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594925 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 6 2 Work Number No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594926 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   2+ Months   N/A 0     0 0     0 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, SSI and Disability - 2+ Months Paystubs Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 20XX Borrower - 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594927 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 1 FNMA 1005     0   No 0     Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594928 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594929 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 51 26 Work Number     0   No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 74     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594930 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594931 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 1 NA NA N/A 0 N/A 0 1 0 1 0 3 0 Yes Yes No No 0 No No Yes 0 0 Yes Yes 3 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 || Co Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594932 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594933 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594934 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594935 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 40 26 Work Number Yes 34 24 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
594936 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 110 26 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594937 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594938 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
594939 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594941 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594942 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594943 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 1 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594944 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 6 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594945 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 0 0 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594946 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594947 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0   02/26/2025 0 1 0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594948 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 192 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594949 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594950 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     1 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594951 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No Yes N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594952 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 26 Work Number Yes 14 14 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594953 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 28.33%     N/A 0 N/A       Yes 84 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
594954 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594955 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594956 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 27 Work Number NA 0 0 N/A No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
594957 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594958 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0   0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 66 27 Work Number No 0     Borrower - Wage - null Business Tax Returns Verified(N/A), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - null Business Tax Returns Verified(N/A), 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594959 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594960 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594961 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 12 Work Number     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
594962 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594963 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Retirement Income Doc Verified 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594964 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
594965 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594966 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594967 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594968 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 66 27 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594969 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0   No 0   N/A Borrower || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 20XX, 20XX, 2025 Borrower || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 1.5 XXXX 1.5   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594970 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 1.1 XXXX 1.1   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594971 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 66 15 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594972 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, null IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - Executed 4506T Verified, null IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594973 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602613 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
602616 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 242 26 Other Yes 69 26 Work Number No 0   N/A Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
602617 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 35 27 FNMA 1005     0   No 0   N/A Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602618 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 1 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 7 Work Number Yes 100 26 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
602619 XXXX     XXXX   XXXX No   XXXX XX-XX-XXXX   XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 96 26 Other     0   No 0     Borrower - Wage, Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0   0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602620 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 63 26 FNMA 1005 Yes 91 26 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
602621 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 89 26 FNMA 1005     0   No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0   03/23/2009 1 193 0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602622 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 122 26 Other     0   No 0     Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602625 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No Yes             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 2 2 2 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   Borrower Prepared 3 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
602626 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A
602627 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 274 25 Other     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602628 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
602629 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602630 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602631 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602632 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes Yes No No 0 No Yes N/A 2 0 Yes N/A 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - Executed 4506T Verified - 20XX, 2025 || Co Borrower - Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No   Borrower As Individual Borrower As Individual N/A N/A
602633 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602634 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX XX-XX-XXXX Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Unable to Determine No Yes No Borrower As Individual N/A N/A N/A
602635 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
602636 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   Yes 2     0 0     1 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 7 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 1 YR Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602637 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 48 1 Other Yes 1 7 FNMA 1005 No 0     Borrower - Wage, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
602638 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602639 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 11 FNMA 1005     0   No 0     Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 109     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602640 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602641 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified, null Business Bank Statements Verified - 20XX, 2025 || Co Borrower - Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, null Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
602642 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602643 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     1 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 1 Work Number     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602644 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602645 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
602646 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
602647 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 14 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602648 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602649 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602650 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.140%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 60 26 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus, Military and Government Assistance, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602651 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A           No     XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX - 20XX || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX - 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX - 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX - 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
602652 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602653 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Retirement, Military and Government Assistance - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
602654 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
602655 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   2+ Months   N/A 0     1 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602656 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602657 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     1 1 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Investment Income, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025, 20XX Borrower - 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
602658 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number Yes 37 26 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
602659 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified Borrower - 1 YR Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
602660 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602661 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 49 26 Other     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602662 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
602663 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     1 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602664 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
602665 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608000 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608001 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No Yes N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
608002 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608003 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 23 23 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0   0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608004 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608005 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX - 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX - 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608006 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0   0   0 3 1 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - null Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - null Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - null Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - null Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
608007 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
608008 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 59     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608009 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608010 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608011 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
608012 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     1 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608013 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
608014 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608015 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
608016 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608017 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 Other     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608018 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608019 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608020 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 60.00%     N/A 0 N/A       Yes 180 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608021 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 3 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608022 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
608023 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608024 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608025 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.140%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
608026 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608027 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 1 0 1 0 3 1 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 99 26 Work Number NA 0 0 N/A No 0     Borrower - Wage, Commission - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
608028 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 4 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
608029 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Unable to Determine No Yes No Borrower As Individual Borrower As Individual N/A N/A
608030 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 30 4 FNMA 1005 No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
608031 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.240%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Other     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 1 YR Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
608032 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.790%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 3 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 5.2 XXXX 5.2   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608033 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 2 NA 1 Month N/A 0 N/A 0 2 0 0 0 1 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   Borrower Prepared 12 Borrower N/A N/A 0 Yes 48 No 0 NA 0 0   NA 0 0   No 0     Borrower - Retirement, SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
608034 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.1 XXXX 0.1   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608035 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 1 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX || Co Borrower Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
608036 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Military and Government Assistance, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 61     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608037 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 4 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Other - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608038 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608039 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.1 XXXX 0.1   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608040 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     1 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608041 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608042 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608043 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 77 27 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608044 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
608045 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A   0 0 N/A No 0     Borrower - Other, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
608046 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608047 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 276 27 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
608048 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 177 27 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
613001 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 2 26 Work Number No 0     Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
615398 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615399 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 54 26 Work Number     0   No 0     Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615400 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615401 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
615402 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615403 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615404 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615405 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 87     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615406 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 19 19 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615407 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615408 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No Yes Yes 0 0 Yes N/A 2 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615409 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 3 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615410 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 134 27 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615411 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 2     0 2 Yes   No No 0 No No N/A 0 0 No       0.00% 50.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO, SEPartnership - 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - 2025 - 2025 Borrower - 2 YRS Business Tax Returns Verified(K1), 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615412 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615413 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 13 27 Other     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615414 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.240%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615415 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0   0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615416 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 27 Work Number Yes 36 36 Work Number No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 85     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615417 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615419 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 7 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615420 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
615421 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 1   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615422 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0   0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615423 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 165 27 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615424 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 100     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615425 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     1 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615426 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 || Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX - 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX - 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615427 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615428 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615429 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 9 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615430 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0   0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615432 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615433 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 71     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615434 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 167 26 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615435 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 1 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615436 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615437 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615438 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 0 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615439 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No     0 0       0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615440 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615441 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 2 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
615442 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       74.37% 80.00%     N/A 0 N/A       Yes 83 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615443 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615444 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 102 27 Work Number NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615445 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615446 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 12 0.00%   100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 3 YRS Executed 4506T Verified || Co Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615447 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 232 27 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 76     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615448 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0   0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
615449 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615450 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0   0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
615451 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 30 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 Month Paystubs Verified - 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615452 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615453 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 11 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615454 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 2 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615455 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615456 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615457 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 102 26 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615458 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615459 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615460 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 139 27 Work Number No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615461 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 5 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615462 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0   0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615463 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615464 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 19 5 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615465 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 8 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615466 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615467 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - Wage, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615468 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615469 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615470 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 Yes 132 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615471 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0   0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615472 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0   0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615473 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0   0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615474 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 208 28 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615475 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615476 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615477 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615478 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
615479 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 15 15 Other     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
615480 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 113 27 Work Number Yes 22 15 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
623953 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 Work Number     0   No 0     Borrower - Wage, Other - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
623954 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 75 27 Work Number Yes 141 28 Work Number No 0     Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
623955 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 40 28 Work Number Yes 152 28 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
623956 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Military and Government Assistance - 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
623957 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 61 27 Work Number     0   No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
623958 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 67 33 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
623959 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A           No     XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 2 0 2 0 2 1 Yes NA No No 0 No Yes Yes 2 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 13 13 Work Number No 0   N/A Borrower - Retirement, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 2.6 XXXX 2.6   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
623960 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 52 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
623961 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 68 27 Work Number Yes 143 27 Work Number No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
624362 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 1 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 7 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
624363 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 54 28 Other     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
624364 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 188 43 Work Number     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
624365 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 27 27 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
624366 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Missing 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 79 27 Work Number     0   No 0   N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
624376 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes N/A 1 0 Yes N/A 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified, Separation Agreement Verified, Personal Bank Statements Verified - 2025 - 2025 || Co Borrower - Retirement - Personal Bank Statements Verified - 20XX - 20XX Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 20XX - 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
624377 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 0 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 57 27 Work Number No 0     Borrower - Retirement, Military and Government Assistance - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
624378 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
624379 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 40 27 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
624380 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 175 270 FNMA 1005 Yes 2 2 Work Number No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0   0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
630495 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630496 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 106 9 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630497 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630498 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630499 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630500 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 6 FNMA 1005 Yes 3 3 FNMA 1005 No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A
630501 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630502 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 0 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 || Co Borrower - Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630503 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 6 FNMA 1005 Yes 3 2 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
630504 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.140%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 45 26 Work Number Yes 13 13 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630506 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 || Co Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
630507 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month Yes 3 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Retirement, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630508 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 1 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630509 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630510 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630511 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 300 27 Work Number     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630512 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A
630513 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630514 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 Yes 12 0 0 0 0 3 0 Yes NA No No 0 No Yes Yes 1 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630515 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 1   NA   N/A 0     0 0     3 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630516 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
630517 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630518 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630519 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 1 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630520 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630521 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 19 7 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630522 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630523 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630524 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630525 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 5 Work Number     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630526 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 27 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630527 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630528 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 154 27 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630529 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
630530 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 8 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630531 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 94     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630532 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630533 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 14 11 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630534 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630535 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630536 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
630537 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630538 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630539 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.000%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 48 27 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630540 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630541 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630542 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 1 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630543 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630544 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630545 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630546 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630547 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630548 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630549 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 4 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630550 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 11 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630551 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 11 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630552 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.010%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0   0 1   NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630553 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630554 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630555 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 48 27 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630556 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630557 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630558 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630559 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 1   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630560 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     3 1 Yes   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement, Retirement, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630561 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   Yes 3     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 165 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630562 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 3 Other     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630563 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630564 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630565 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630566 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630567 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.010%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Other, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified, null Business Bank Statements Verified - 2025 - 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified, null Business Bank Statements Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630568 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630569 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 19 19 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
630570 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
630571 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630572 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 163 27 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630573 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630574 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630575 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630576 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630577 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630578 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630579 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 43 27 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630580 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 3 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0   0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630581 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 295 27 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630582 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 38 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630583 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630584 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630585 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630586 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 10 6 FNMA 1005 Yes 9 9 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0   08/21/2008 1 199 0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630587 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630588 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630589 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630590 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 0.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 Yes 60 Yes 60 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Other - CPA Letter Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 || Co Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630591 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0   03/22/2010 0 181 0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
630592 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630593 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630594 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630595 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630596 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630597 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630598 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
630599 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 2 3 FNMA 1005 No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
642997 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
642998 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 38 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
642999 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.090%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 5.00%     N/A 0 N/A       NA 0 No   Yes 116 27 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
643001 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
643002 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 300 16 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
643003 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 76 29 Work Number Yes 71 44 Work Number No 0     Borrower - Wage, Military and Government Assistance - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
643005 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0     No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, null Award Letter Verified - 20XX, 2025 || Co Borrower - Retirement - 2 YRS Executed 4506T Verified, null Award Letter Verified - 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
643007 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     0 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other, Retirement - Award Letter Verified - 20XX, 2025 Borrower - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
643009 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
643010 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
643011 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 206 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
643012 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
645218 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 192 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
645219 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645220 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 180 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645221 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2025, 20XX, 20XX Borrower - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645222 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
645223 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Unable to Determine No Yes   Borrower As Individual N/A N/A N/A
645224 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 1 0 1 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645225 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - N/A - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645226 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 2 NA 1 Month N/A 0 N/A 0 2 2 0 0 3 0 NA Yes No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00% 0.00%   Borrower Prepared 4 Borrower N/A N/A 0 Yes 60 No 0 NA 0 0 N/A Yes 31 1 Work Number No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645227 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   2+ Months   N/A 0     2 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645228 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
645229 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - 20XX, 20XX, 2025, 20XX Borrower - 1 YR Executed 4506T Verified - 20XX, 20XX, 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645230 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Unknown               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX     XXXX     XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645231 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 2 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
645232 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 1 0 NA Yes No No 0 No Yes Yes 15 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other, SSI and Disability - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified, Personal Bank Statements Verified, 1040 Schedule E Verified || Co Borrower - Military and Government Assistance - 1 YR Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1040 Schedule E Verified || Co Borrower - 1 YR Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
645233 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     2 2     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 70.00%     Borrower Prepared 14 Borrower       Yes 1 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1, 1120S), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1, 1120S), 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
645235 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645236 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645237 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 49 26 Work Number No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645238 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 10 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
645239 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645240 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645241 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX Yes 8.500% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   2+ Months   N/A 0     1 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes Yes Borrower As Individual N/A N/A N/A
645242 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645243 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645244 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 145 33 Work Number     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645245 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645246 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
645247 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX Yes 9.375% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645248 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645249 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     2 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 3 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645250 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.000%     No XX.XX%   XX.XX%   XXXX Yes 8.875% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes N/A 12 0 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
645251 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 67 27 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645252 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
645253 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645254 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645255 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645256 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A
645257 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.000%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645258 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645259 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645260 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0   0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645261 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645262 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645263 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
645264 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
645265 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 7 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645266 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645267 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645268 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.010%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645269 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645270 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645271 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
645272 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
645274 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 27 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 74     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645275 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX       XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645276 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 73     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645277 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   1 Month   Yes 4     2 0     3 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 23 23 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645278 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645279 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645280 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
645281 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 3 27 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645282 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
645283 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower Borrower - 20XX, 20XX, 2025 || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645284 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX Yes 5.000% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645285 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645286 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645287 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645288 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645289 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645290 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645291 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645292 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645293 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 2 18 Other No 0     Borrower - N/A - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX       XXXX       XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645294 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645295 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 3 0 Yes Yes No No 0 No Yes N/A 1 0 Yes N/A 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645296 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645297 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645298 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645299 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645300 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 11 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0   0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645301 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes Yes No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645302 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645303 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       100.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645304 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645305 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645306 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645307 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645308 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 4 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645309 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 140 28 Work Number Yes 127 27 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645310 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645312 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 10 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645313 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 30 30 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645314 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645315 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 9 FNMA 1005 No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645316 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 6 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
645317 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 3 27 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645318 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 4 9 FNMA 1005 No 0     Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
645319 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
646690 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 23 23 Work Number Yes 47 47 Work Number No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0   0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
646691 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     2 0     2 2 Yes   No No 0 No Yes N/A 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Investment Income - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
646692 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 122 1 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652226 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 3 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652227 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652228 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652229 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 4 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652230 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 20XX, 2025 || Co Borrower - Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
652231 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 2 2 2 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00% 100.00%   Borrower Prepared 3 Borrower Borrower Prepared Borrower 4 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
652232 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 96.79% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 Yes 51 Yes 51 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 || Co Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
652233 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652234 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652235 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
652236 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     Borrower Prepared 16 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652237 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.010%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
652238 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652239 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652240 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652241 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other REO Net Rental Income(Loss), Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652242 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652243 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 167 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652244 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652245 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
652246 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652247 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 27 27 Work Number No 0     Borrower - Military and Government Assistance, Military and Government Assistance - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
652248 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 230 27 Other     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652249 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 29 Other     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652252 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
652253 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 2 2 0 3 0 Yes NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   Borrower Prepared 4 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX       XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
652254 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 5 9 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
652255 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652256 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
652257 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652259 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
652260 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability - Award Letter Verified - 20XX, 2025 || Co Borrower - SSI and Disability - Award Letter Verified - 20XX, 2025 Borrower - 20XX, 2025 || Co Borrower - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
652261 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
652262 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652263 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652264 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.260%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 2     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 15.00%     N/A 0 N/A       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), CPA Letter Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Lease Agreements Verified, 1040 Schedule E Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 1040 Schedule E Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652265 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 2 27 Other No 0     Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
652266 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652267 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
652268 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652269 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652270 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 27 Other     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652271 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Lease Agreements Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes Yes Borrower As Individual N/A N/A N/A
652272 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Other - Award Letter Verified - 20XX, 2025 || Co Borrower - SSI and Disability - Award Letter Verified - 20XX, 2025 Borrower - 20XX, 2025 || Co Borrower - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
652273 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
652274 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 173 27 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
652275 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 5 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652276 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
652277 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month Yes 3 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
652278 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652279 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 89     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652280 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 128 27 Work Number     0   No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652281 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX       XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
652282 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
652283 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
652284 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 92 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652285 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
652286 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2025, 20XX, 20XX Borrower - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659785 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
659786 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 4 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659787 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Unknown N/A N/A N/A
659788 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
659789 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
659790 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659791 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659792 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659793 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 25 28 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
659794 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
659795 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 14 168 Work Number     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659797 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     0 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SSI and Disability, Retirement - Award Letter Verified - 20XX, 2025 Borrower - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659798 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   2+ Months   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 17 FNMA 1005     0   No 0     Borrower - Wage, Retirement - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 91     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659799 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659800 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659801 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659802 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 1 0 1 0 3 1 NA NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
659803 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
659804 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
659805 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
659806 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No N/A 0 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
659807 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659809 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 87     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659810 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 225 30 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
659811 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659812 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 28 Work Number Yes 212 28 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
659813 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659814 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659815 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 0.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 Yes 132 Yes 132 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 || Co Borrower - SEPartnership - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
659816 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number Yes 76 28 Work Number No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
659817 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
659818 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   Yes 2     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
659819 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 42 28 Work Number     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659820 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 23 284 Other     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659821 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
659822 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 2 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 51 27 Work Number No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus, Retirement, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A
659823 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
659824 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   Yes 4     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659825 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.010%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 50 28 Work Number     0   No 0   Yes Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659826 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659827 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659828 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 15 186 Other Yes 7 93 Other No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
659829 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
659830 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659831 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
659832 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659833 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659834 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 47 Other     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659835 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 10 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 102     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
659836 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     1 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
659837 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
659838 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 48 7 FNMA 1005 Yes 4 9 FNMA 1005 No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX       XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
659839 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified || Co Borrower Borrower || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
659840 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
659841 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 100.00%   Borrower Prepared 4 Borrower N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 79     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
659842 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 41 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659843 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659844 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
659845 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659846 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 110 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
659847 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667290 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
667291 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667292 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.270%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
667293 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 20 FNMA 1005     0   No 0   N/A Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667294 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667296 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No Yes 0 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667297 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 28 28 Other     0   No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667298 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
667299 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
667300 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 196 1 Work Number     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667301 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.160%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667302 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% Yes Yes             XXXX XXXX         2YR Full Doc 2 2 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667303 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667304 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     0 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SSI and Disability, Other - Award Letter Verified - 20XX, 2025 Borrower - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667305 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 244 Other     0   No 0   N/A Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
667306 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 31 Other Yes 2 31 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667307 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 216 Other     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
667308 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667310 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 13 Other No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667312 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667313 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.010%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 72 4 Other     0   No 0   Yes Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667315 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 26 Other Yes 216 29 Other No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667316 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 204 26 Work Number No 0   N/A Borrower - Other, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667317 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667318 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.090%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667319 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.090%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month Yes 10 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 6 Other NA 0 0 N/A No 0   Yes Borrower - Wage, Part-Time - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667320 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667321 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.010%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 55 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667322 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     3 0 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage, Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667323 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667325 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667327 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667328 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667329 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 5 Other     0   No 0   N/A Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667331 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 3 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667332 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 2 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified - 2025, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667333 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 59 27 Work Number Yes 84 28 Work Number No 0     Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667334 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     2 0     3 2 NA   No No 0 No Yes Yes 3 0 No       0.00% 6.85%     N/A 0 N/A       NA 0 No   Yes 24 24 Other     0   No 0     Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667335 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0   0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667336 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 21 28 Other     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667338 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667339 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 292 28 Other No 0   Yes Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
667340 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667341 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 69     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667342 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability, Military and Government Assistance - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667343 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.700%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Other     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667344 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667345 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     2 0     3 2 NA   No No 0 No Yes Yes 0 4 No       0.00% 100.00%     Borrower Prepared 4 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
667348 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 11 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
667349 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667350 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
667351 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667352 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number Yes 24 24 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667353 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667354 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No Yes Yes 2 0 Yes N/A 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
667355 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.010%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667356 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Other     0   No 0     Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667357 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667358 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Other Yes 24 24 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667359 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 12 1 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667360 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667361 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
667362 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
667363 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 23 3 Work Number     0   No 0     Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667364 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667365 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Note Receivable, Retirement, Retirement, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667366 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 271 28 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667367 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.010%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667368 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 14 14 Other Yes 39 28 Other No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 2025, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 2025, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667369 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 40 40 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667370 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     2 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 15.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667371 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667372 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.010%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 34 28 FNMA 1005     0   No 0     Borrower - Military and Government Assistance, Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667373 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667374 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 39 1 Work Number Yes 111 1 Work Number No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667375 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.010%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 2 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667376 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0   Yes Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667377 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667378 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667379 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 170 28 FNMA 1005     0   No 0   Yes Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667380 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No     0 1       0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667381 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No   Borrower As Individual N/A N/A N/A
667382 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667383 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.020%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 1   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667384 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667385 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.270%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 139 28 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667386 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.090%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No Yes             XXXX XXXX         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667388 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.010%     No XX.XX%   XX.XX%   XXXX Yes 11.000% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667389 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667390 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667391 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.090%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     1 0     3 0 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667392 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667393 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.270%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 28 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667394 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 101 Other     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
667395 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667396 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 11 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667397 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2   2 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   Borrower Prepared 15 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, null Business Tax Returns Verified(N/A), YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, null Business Tax Returns Verified(N/A), 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667398 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667399 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 2 2 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 33.33%   N/A 0 N/A Borrower Prepared Borrower 3 NA 0 No 0 Yes 64 27 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065), YTD Profit And Loss Verified, Balance Sheet Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065) - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667400 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
667401 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667402 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 2 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
667403 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667405 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 12 3 Other No 0     Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667406 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 64 28 FNMA 1005     0   No 0   Yes Borrower - Wage, Overtime and Bonus, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667407 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 3 0 Yes Yes 3 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 1 Work Number Yes 2 2 FNMA 1005 No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus, Retirement, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667408 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
667409 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 11 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667412 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   Yes 3     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667413 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 6 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667414 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 28 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667415 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 360 28 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667416 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 27 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667417 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667418 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 230 28 Other Yes 66 6 Other No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
667419 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX XX-XX-XXXX Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667420 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX XX-XX-XXXX Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667421 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667422 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1   NA   N/A 0     1 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667423 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 77 28 Work Number Yes 108 28 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667424 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667425 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667426 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667427 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.010%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 1   NA   N/A 0     0 0     3 1 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667428 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667429 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 28 FNMA 1005 Yes 24 28 FNMA 1005 No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667431 XXXX     XXXX   XXXX No         XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.020%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 100.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
667432 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667433 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667434 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.020%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667435 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.740%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 100 28 Work Number No 0   N/A Borrower - SSI and Disability, Other - Award Letter Verified - 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
667436 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 115 28 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
667438 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 143 27 Work Number Yes 280 27 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A