SAIF SECURITIZATION TRUST 2025-CES1 ABS-15G
Exhibit 99.2 - Schedule 5(b)
| LoanRecordID | Loan ID | Seller Loan ID | Investor Loan ID | Loan Program | Guideline Product Name | Originator Name | Originating Entity CDFI Flag | Guideline Name | Guideline Author | Guideline Date | Guideline Version | Application Date | TILA Status | TRID | GSE | Verified Safe Harbor Flag | Verified Safe Harbor Reference Document | QM Regulation Failures | ATR QM Total Points and Fees Audit | Loan Regulation Benchmark Date | Benchmark Rate | AUS Decision System | Rating Result | Property Inspection Waiver (PIW) | Calculated APR | HUD 1 Page 1 Credits Total | Verified Qualifying Rate | Originator Qualifying Rate | Qualifying P&I | Default Interest Rate Present | Default Interest Rate | Annual Property Tax | Monthly Property Tax | Annual Insurance Costs | Monthly Insurance Cost | Annual HOA Costs | Monthly HOA Costs | Monthly Other Costs | PITIA | Residual Income | HOA Questionnaire Flag | HOA Name | HOA Address State | HOA Fee Amount | HOA Next Due Date | HOA Payment Frequency | Originator DTI | TPR Verified DTI | QM DTI | Is Borrower Non Occupant | Is Co Borrower Non Occupant | Co Borrower 2 Asset Verification Level | Co Borrower 3 Asset Verification Level | Co Borrower 2 Income Verification Level | Co Borrower 3 Income Verification Level | Co Borrower 2 Employment Verification Level | Co Borrower 3 Employment Verification Level | Borrower Employment Indicator | Co Borrower Employment Indicator | Co Borrower 2 Employment Indicator | Co Borrower 3 Employment Indicator | Co Borrower 2 Length of Employment | Co Borrower 3 Length of Employment | Document Level | Borrower Years of W2s/1099 | CoBorrower Years of W2s/1099 | Borrower Months of Paystubs Verified | Co Borrower Months of Paystubs Verified | Borrower Employment Gap Letter | Borrower Months of Employment Gap | Co Borrower Employment Gap Letter | Co Borrower Months of Employment Gap | Borrower Years of Personal Tax Returns | Borrower Years of Business Tax Returns | CoBorrower Years of Personal Tax Returns | CoBorrower Years of Business Tax Returns | Years of 4506T | Years of Tax Transcripts | Borrower Award/Offer Letter | Co Borrower Award/Offer Letter | Asset Depletion Flag | Partial Asset Depletion Flag | Asset Depletion Months Amortized | Asset Utilization Flag (No DTI) | Borrower Bank Statements Flag | Borrower Bank Statement Summary/Lender Worksheet | Borrower Number of Personal Bank Statements | Borrower Number of Business Bank Statements | CoBorrower Bank Statements Flag | Co Borrower Bank Statement Summary/Lender Worksheet | CoBorrower Number of Personal Bank Statements | CoBorrower Number of Business Bank Statements | Percent of Income From Statements | Borrower Business Ownership % | CoBorrower Business Ownership % | Bespoke Eligible Assets | Borrower P&L Type | Borrower Number of Months P&L | Borrower P&L Prepared By | CoBorrower P&L Type | CoBorrower P&L Prepared By | CoBorrower Number of Months P&L | Borrower CPA Letter Flag | # of Months CPA verified income | CoBorrower CPA Letter Flag | CoBorrower # of Months CPA verified income | Borrower WVOE Flag | Borrower # of Months Employment Validated WVOE | Borrower # of Months Income Validated WVOE | Borrower WVOE Form Type | CoBorrower WVOE Flag | CoBorrower # of Months WVOE | CoBorrower # of Months Income Validated WVOE | CoBorrower WVOE Form Type | DSCR Flag | TPR DSCR | Originator DSCR | Expense Letter | Income Doc Detail | Tax Return Doc Details | Property Address | Property City | Property State | Property Zip | Property County | Original Credit Report Date | Borrower 1 Credit Report Date | Borrower 2 Credit Report Date | Borrower 3 Credit Report Date | Borrower 4 Credit Report Date | Qualifying Credit Score | Third Wage Earner Original FICO Equifax | Third Wage Earner Original FICO Experian | Third Wage Earner Original FICO Transunion | Fourth Wage Earner Original FICO Equifax | Fourth Wage Earner Original FICO Experian | Fourth Wage Earner Original FICO Transunion | Most Recent Co Borrower 2 FICO | Most Recent Co Borrower 3 FICO | Updated Credit Report Flag | Updated Credit Report Date | Updated FICO Method | Primary Wage Earner Updated FICO Equifax | Primary Wage Earner Updated FICO Experian | Primary Wage Earner Updated FICO Transunion | Secondary Wage Earner Updated FICO Equifax | Secondary Wage Earner Updated FICO Experian | Secondary Wage Earner Updated FICO Transunion | Third Wage Earner Updated FICO Equifax | Third Wage Earner Updated FICO Experian | Third Wage Earner Updated FICO Transunion | Fourth Wage Earner Updated FICO Equifax | Fourth Wage Earner Updated FICO Experian | Fourth Wage Earner Updated FICO Transunion | Updated Primary Borrower FICO | Updated Co Borrower FICO | Updated Co Borrower 2 FICO | Updated Co Borrower 3 FICO | Updated Qualifying FICO | Most Recent Bankruptcy Type | Most Recent Bankruptcy Filing Date | Most Recent Bankruptcy Discharge Date | Number of Bankruptcy Events | Months Bankruptcy 7 11 | Months Bankruptcy 13 | Most Recent Deed in Lieu Date | Number of Deed in Lieu Events | Months Deed in Lieu | Most Recent Short Sale Date | Number of Short Sale Events | Months Short Sale (or Pre FC) | Most Recent Foreclosure Date | Number of Foreclosure Events | Months Foreclosure | Prior Mortgage/Rent Lates 30d in 0-12m | Prior Mortgage/Rent Lates 60d in 0-12m | Prior Mortgage/Rent Lates 90d in 0-12m | Prior Mortgage/Rent Lates 120d+ in 0-12m | Prior Mortgage/Rent Lates 30d in 13-24m | Prior Mortgage/Rent Lates 60d in 13-24m | Prior Mortgage/Rent Lates 90d in 13-24m | Prior Mortgage/Rent Lates 120d+ in 13-24m | Prior Mortgage/Rent Late 30d in 24m | Prior Mortgage/Rent Late 60d in 24m | Prior Mortgage/Rent Late 90d in 24m | Has ACH | Is Equity Shared Loan | Subordinate Lien Type | Subordinate Lien Max Draw Amount (HELOC) | Is Shared Appreciation Mortgage | Borrower Originator Citizenship Designation | Borrower Verified Citizenship Designation | Borrower Individual Tax Identification Number (ITIN)? | Borrower Photo Identification Type | Borrower Photo Identification Other Type | Borrower Photo ID State of Issuance | Borrower Photo ID Country of Issuance | Borrower Photo ID Expiration Date | Borrower Passport Country of Origin | Borrower Passport Expiration Date | Borrower Non-US Citizen Identification Document | Borrower Date of Resident Since/Valid Date | Borrower Non-US Document Expiration Date | Co Borrower Originator Citizenship Designation | Co Borrower Verified Citizenship Designation | Co Borrower Individual Tax Identification Number (ITIN)? | Co Borrower Photo Identification Type | Co Borrower Photo Identification Other Type | Co Borrower Photo ID State of Issuance | Co Borrower Photo ID Country of Issuance | Co Borrower Photo ID Expiration Date | Co Borrower Passport Country of Origin | Co Borrower Passport Expiration Date | Co Borrower Non-US Citizen Identification Document | Co Borrower Date of Resident Since/Valid Date | Co Borrower Non-US Document Expiration Date | Co Borrower 2 Originator Citizenship Designation | Co Borrower 2 Verified Citizenship Designation | Co Borrower 2 Individual Tax Identification Number (ITIN)? | Co Borrower 2 Photo Identification Type | Co Borrower 2 Photo Identification Other Type | Co Borrower 2 Photo ID State of Issuance | Co Borrower 2 Photo ID Country of Issuance | Co Borrower 2 Photo ID Expiration Date | Co Borrower 2 Passport Country of Origin | Co Borrower 2 Passport Expiration Date | Co Borrower 2 Non-US Citizen Identification Document | Co Borrower 2 Date of Resident Since/Valid Date | Co Borrower 2 Non-US Document Expiration Date | Co Borrower 3 Originator Citizenship Designation | Co Borrower 3 Verified Citizenship Designation | Co Borrower 3 Individual Tax Identification Number (ITIN)? | Co Borrower 3 Photo Identification Type | Co Borrower 3 Photo Identification Other Type | Co Borrower 3 Photo ID State of Issuance | Co Borrower 3 Photo ID Country of Issuance | Co Borrower 3 Photo ID Expiration Date | Co Borrower 3 Passport Country of Origin | Co Borrower 3 Passport Expiration Date | Co Borrower 3 Non-US Citizen Identification Document | Co Borrower 3 Date of Resident Since/Valid Date | Co Borrower 3 Non-US Document Expiration Date | Property Rights | Leasehold Lease Expiration Date | Buydown Flag | Assumable Mortgage Flag | Foreign National Alternative Credit Documentation | Liquid / Cash Reserves (ASF) | Months Liquid Reserves | Total Assets Available for Reserves | Months Reserves | Blanket Mortgage Flag | Qualifying HCLTV | Condo Warrantability Flag | E-Note Flag | O&E in lieu of Title Insurance | Business Purpose Flag | Borrower Note Executed As | Co Borrower Note Executed As | Co Borrower 2 Note Executed As | Co Borrower 3 Note Executed As |
| 594928 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.290% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | Yes | Yes | 2 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594929 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 51 | 26 | Work Number | 0 | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 74 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594930 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594931 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | Yes | Yes | 3 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 || Co Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594932 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594933 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594934 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594935 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 40 | 26 | Work Number | Yes | 34 | 24 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594936 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 110 | 26 | Other | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified | Borrower | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594937 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 1 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594938 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594939 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.600% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594941 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SSI and Disability, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594942 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594943 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 1 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594944 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 7 | 6 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594945 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 0 | 0 | Other | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594946 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594947 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 02/26/2025 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594948 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 192 | 26 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594949 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.600% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594950 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.470% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 1 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594951 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | Yes | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594952 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | Work Number | Yes | 14 | 14 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594953 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 28.33% | N/A | 0 | N/A | Yes | 84 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594954 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594955 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594956 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 30 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594957 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594958 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 66 | 27 | Work Number | No | 0 | Borrower - Wage - null Business Tax Returns Verified(N/A), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - null Business Tax Returns Verified(N/A), 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594959 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594960 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594961 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 15 | 12 | Work Number | 0 | No | 0 | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594962 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594963 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Retirement Income Doc Verified | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594964 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594965 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594966 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594967 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594968 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 66 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594969 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | No | 0 | N/A | Borrower || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 20XX, 20XX, 2025 | Borrower || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 1.5 | XXXX | 1.5 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594970 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | Borrower - Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 1.1 | XXXX | 1.1 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594971 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.980% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 66 | 15 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594972 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, null IRS Transcripts Verified - 20XX, 20XX, 2025 | Borrower - Executed 4506T Verified, null IRS Transcripts Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 594973 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 2 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602613 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602616 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 242 | 26 | Other | Yes | 69 | 26 | Work Number | No | 0 | N/A | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602617 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 35 | 27 | FNMA 1005 | 0 | No | 0 | N/A | Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602618 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 1 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 7 | 7 | Work Number | Yes | 100 | 26 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602619 | XXXX | XXXX | XXXX | No | XXXX | XX-XX-XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 96 | 26 | Other | 0 | No | 0 | Borrower - Wage, Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602620 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 63 | 26 | FNMA 1005 | Yes | 91 | 26 | FNMA 1005 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602621 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 89 | 26 | FNMA 1005 | 0 | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 03/23/2009 | 1 | 193 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602622 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 122 | 26 | Other | 0 | No | 0 | Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602625 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | Yes | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% | Borrower Prepared | 3 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602626 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602627 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.920% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 274 | 25 | Other | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602628 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.600% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602629 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.290% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602630 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602631 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Yes | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602632 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | Yes | No | No | 0 | No | Yes | N/A | 2 | 0 | Yes | N/A | 2 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 | Borrower - Executed 4506T Verified - 20XX, 2025 || Co Borrower - Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602633 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602634 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.600% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Unable to Determine | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602635 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602636 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.470% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | Yes | 2 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 1 | 7 | Other | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 1 YR Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602637 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.290% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 48 | 1 | Other | Yes | 1 | 7 | FNMA 1005 | No | 0 | Borrower - Wage, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602638 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.470% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602639 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 10 | 11 | FNMA 1005 | 0 | No | 0 | Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 109 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602640 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.470% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602641 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 1YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | Yes | Yes | 2 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified, null Business Bank Statements Verified - 20XX, 2025 || Co Borrower - Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, null Business Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602642 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602643 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.470% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 1 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 1 | 1 | Work Number | 0 | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602644 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602645 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.980% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602646 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.980% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602647 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 32 | 14 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602648 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602649 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.980% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602650 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.140% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 60 | 26 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus, Military and Government Assistance, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602651 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | No | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX - 20XX || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX - 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX - 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX - 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602652 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602653 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Other, Retirement, Military and Government Assistance - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602654 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.980% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602655 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 2+ Months | N/A | 0 | 1 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602656 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602657 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 1 | 1 | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Investment Income, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025, 20XX | Borrower - 1 YR Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 2025, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602658 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | Yes | 37 | 26 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602659 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified | Borrower - 1 YR Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602660 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602661 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 49 | 26 | Other | 0 | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602662 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602663 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 1 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602664 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 602665 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608000 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608001 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | Yes | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608002 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.980% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608003 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 23 | 23 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608004 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608005 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 24 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX - 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX - 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608006 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - null Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - null Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 | Borrower - null Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - null Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608007 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.470% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608008 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 59 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608009 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608010 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608011 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608012 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 1 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608013 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608014 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608015 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608016 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608017 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 25 | 25 | Other | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608018 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608019 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608020 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.600% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 60.00% | N/A | 0 | N/A | Yes | 180 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608021 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.920% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 3 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608022 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608023 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608024 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608025 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.140% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608026 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608027 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 99 | 26 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Commission - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608028 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 21 | 4 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608029 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Unable to Determine | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608030 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 30 | 4 | FNMA 1005 | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608031 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.240% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Other | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 1 YR Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 1 YR Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608032 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.790% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 3 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 5.2 | XXXX | 5.2 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608033 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.870% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 1 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 1 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% | Borrower Prepared | 12 | Borrower | N/A | N/A | 0 | Yes | 48 | No | 0 | NA | 0 | 0 | NA | 0 | 0 | No | 0 | Borrower - Retirement, SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 1 YR Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608034 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.1 | XXXX | 0.1 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608035 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX || Co Borrower | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX || Co Borrower | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608036 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Work Number | 0 | No | 0 | Borrower - Military and Government Assistance, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 61 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608037 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 0 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 4 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Other - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608038 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608039 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.1 | XXXX | 0.1 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608040 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 1 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608041 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608042 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608043 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 77 | 27 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608044 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608045 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | 0 | 0 | N/A | No | 0 | Borrower - Other, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608046 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608047 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 276 | 27 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 608048 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 177 | 27 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 613001 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 2 | 26 | Work Number | No | 0 | Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615398 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.980% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615399 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 54 | 26 | Work Number | 0 | No | 0 | Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615400 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615401 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.600% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615402 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615403 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615404 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615405 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 87 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615406 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 19 | 19 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615407 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615408 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | Yes | Yes | 0 | 0 | Yes | N/A | 2 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615409 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 3 | 3 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615410 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 134 | 27 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615411 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.980% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 2 | 0 | 2 | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 50.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Retirement, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO, SEPartnership - 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - 2025 - 2025 | Borrower - 2 YRS Business Tax Returns Verified(K1), 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615412 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615413 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 13 | 27 | Other | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615414 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.240% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615415 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615416 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 60 | 27 | Work Number | Yes | 36 | 36 | Work Number | No | 0 | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 85 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615417 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615419 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 17 | 7 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615420 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615421 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 1 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Military and Government Assistance, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615422 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615423 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 165 | 27 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615424 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 100 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615425 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 1 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615426 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 1YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 || Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX - 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX - 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615427 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615428 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615429 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 4 | 9 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615430 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615432 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615433 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 71 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615434 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 167 | 26 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615435 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 1 | 1 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615436 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615437 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615438 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615439 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.600% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | 0 | 0 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615440 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615441 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 2 | 2 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615442 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 74.37% | 80.00% | N/A | 0 | N/A | Yes | 83 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615443 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615444 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 102 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615445 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615446 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | Yes | Yes | 0 | 12 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615447 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 232 | 27 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 76 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615448 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.980% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615449 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615450 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615451 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 30 | 30 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 Month Paystubs Verified - 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615452 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.980% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615453 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 3 | 11 | FNMA 1005 | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615454 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | Yes | Yes | 1 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 7 | 2 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615455 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615456 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615457 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 102 | 26 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615458 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615459 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615460 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 139 | 27 | Work Number | No | 0 | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615461 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 1 | 5 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615462 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615463 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615464 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 19 | 5 | Other | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615465 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 4 | 8 | Other | 0 | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615466 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615467 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | Yes | Yes | 2 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - Wage, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615468 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615469 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615470 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 132 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615471 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615472 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615473 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Other - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615474 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 208 | 28 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615475 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 2 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615476 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615477 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615478 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Military and Government Assistance, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615479 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 15 | 15 | Other | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 615480 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 113 | 27 | Work Number | Yes | 22 | 15 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 623953 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 25 | 25 | Work Number | 0 | No | 0 | Borrower - Wage, Other - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 623954 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 75 | 27 | Work Number | Yes | 141 | 28 | Work Number | No | 0 | Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 623955 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 40 | 28 | Work Number | Yes | 152 | 28 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 623956 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 1YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, Military and Government Assistance - 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX || Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX || Co Borrower - 2 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 623957 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 61 | 27 | Work Number | 0 | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 623958 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 67 | 33 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 623959 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | No | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 1 | Yes | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 13 | 13 | Work Number | No | 0 | N/A | Borrower - Retirement, SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 2.6 | XXXX | 2.6 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 623960 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 52 | 28 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 623961 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 68 | 27 | Work Number | Yes | 143 | 27 | Work Number | No | 0 | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 624362 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 1 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 7 | 7 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified - 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 624363 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 54 | 28 | Other | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 624364 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | NA | N/A | 0 | 0 | 0 | 2 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 188 | 43 | Work Number | 0 | No | 0 | Borrower - Wage, Other - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 624365 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 27 | Other | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 624366 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Missing | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 79 | 27 | Work Number | 0 | No | 0 | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 624376 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | N/A | 1 | 0 | Yes | N/A | 1 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified, Separation Agreement Verified, Personal Bank Statements Verified - 2025 - 2025 || Co Borrower - Retirement - Personal Bank Statements Verified - 20XX - 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 20XX - 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 624377 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.980% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 1 | 0 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 57 | 27 | Work Number | No | 0 | Borrower - Retirement, Military and Government Assistance - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 624378 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Military and Government Assistance - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 2 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 624379 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 40 | 27 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 624380 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 175 | 270 | FNMA 1005 | Yes | 2 | 2 | Work Number | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630495 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 1 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630496 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 106 | 9 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630497 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630498 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Military and Government Assistance, Other - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630499 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630500 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 6 | FNMA 1005 | Yes | 3 | 3 | FNMA 1005 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630501 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630502 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 1YR Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | Yes | Yes | 2 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 || Co Borrower - Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630503 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 6 | 6 | FNMA 1005 | Yes | 3 | 2 | FNMA 1005 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630504 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.140% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 45 | 26 | Work Number | Yes | 13 | 13 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630506 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | Yes | Yes | 1 | 0 | Yes | Yes | 1 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 || Co Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630507 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | Yes | 3 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | Yes | Yes | 1 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Retirement, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630508 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 20 | 1 | FNMA 1005 | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630509 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.980% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630510 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630511 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 300 | 27 | Work Number | 0 | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630512 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630513 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630514 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | Yes | 12 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630515 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 1 | NA | N/A | 0 | 0 | 0 | 3 | 1 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630516 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630517 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630518 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630519 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 2 | 1 | Work Number | 0 | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630520 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630521 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 19 | 7 | FNMA 1005 | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630522 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630523 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630524 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630525 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 10 | 5 | Work Number | 0 | No | 0 | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630526 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 27 | 27 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630527 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 1 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630528 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 154 | 27 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630529 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630530 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 1 | 8 | Other | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630531 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 94 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630532 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630533 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 14 | 11 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630534 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630535 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630536 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630537 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 1 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630538 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630539 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.000% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 48 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630540 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 2 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630541 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630542 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 1 | 1 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630543 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630544 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630545 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630546 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630547 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | Yes | Yes | 1 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630548 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630549 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 4 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630550 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 3 | 11 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630551 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 12 | 11 | Other | 0 | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630552 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.010% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | 0 | 1 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630553 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630554 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630555 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 48 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630556 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630557 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630558 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630559 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 1 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630560 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 2 | 0 | 3 | 1 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Retirement, Retirement, SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630561 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | Yes | 3 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 165 | 25 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630562 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 12 | 3 | Other | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630563 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630564 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630565 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630566 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630567 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.010% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | Yes | Yes | 1 | 0 | Yes | Yes | 1 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, Other, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified, null Business Bank Statements Verified - 2025 - 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified, null Business Bank Statements Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630568 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630569 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 19 | 19 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630570 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630571 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630572 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 163 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630573 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630574 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630575 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630576 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630577 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630578 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630579 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 43 | 27 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630580 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 3 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630581 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 295 | 27 | FNMA 1005 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630582 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 38 | 26 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630583 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630584 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630585 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Military and Government Assistance, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630586 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 10 | 6 | FNMA 1005 | Yes | 9 | 9 | Other | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 08/21/2008 | 1 | 199 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630587 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630588 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630589 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 1 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630590 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 12 Month Bank Statement | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 0.00% | 50.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 60 | Yes | 60 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp, Other - CPA Letter Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 || Co Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630591 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 03/22/2010 | 0 | 181 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630592 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630593 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630594 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630595 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630596 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630597 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 1 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630598 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 630599 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 2 | 3 | FNMA 1005 | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 642997 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 3 | 28 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 642998 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 38 | 26 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 642999 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.090% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 5.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 116 | 27 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 643001 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Other, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 643002 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 300 | 16 | Other | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 643003 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 76 | 29 | Work Number | Yes | 71 | 44 | Work Number | No | 0 | Borrower - Wage, Military and Government Assistance - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 643005 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 1YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Military and Government Assistance - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, null Award Letter Verified - 20XX, 2025 || Co Borrower - Retirement - 2 YRS Executed 4506T Verified, null Award Letter Verified - 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 643007 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Other, Retirement - Award Letter Verified - 20XX, 2025 | Borrower - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 643009 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 643010 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 2 | 0 | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Military and Government Assistance - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX | Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 643011 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 206 | 28 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 643012 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 2 | 0 | 3 | 2 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified, 1040 Schedule E Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645218 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 192 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SECorporation - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645219 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645220 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 180 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Yes | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645221 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 9 | 26 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 2025, 20XX, 20XX | Borrower - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645222 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.470% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645223 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.980% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Unable to Determine | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645224 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645225 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - N/A - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645226 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 1 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | 0.00% | Borrower Prepared | 4 | Borrower | N/A | N/A | 0 | Yes | 60 | No | 0 | NA | 0 | 0 | N/A | Yes | 31 | 1 | Work Number | No | 0 | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645227 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 2+ Months | N/A | 0 | 2 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645228 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645229 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 1 YR Executed 4506T Verified - 20XX, 20XX, 2025, 20XX | Borrower - 1 YR Executed 4506T Verified - 20XX, 20XX, 2025, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645230 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Unknown | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645231 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Wage, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645232 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 1 | 0 | NA | Yes | No | No | 0 | No | Yes | Yes | 15 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Other, SSI and Disability - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified, Personal Bank Statements Verified, 1040 Schedule E Verified || Co Borrower - Military and Government Assistance - 1 YR Executed 4506T Verified, Award Letter Verified | Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified, 1040 Schedule E Verified || Co Borrower - 1 YR Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645233 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 2 | 2 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 70.00% | Borrower Prepared | 14 | Borrower | Yes | 1 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1, 1120S), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1, 1120S), 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645235 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 1 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645236 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645237 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 49 | 26 | Work Number | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645238 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 26 | 10 | FNMA 1005 | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645239 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645240 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645241 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | Yes | 8.500% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 1 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645242 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645243 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645244 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 145 | 33 | Work Number | 0 | No | 0 | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645245 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645246 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645247 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.375% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645248 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 2 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645249 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 2 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | Borrower Prepared | 3 | Borrower | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645250 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.000% | No | XX.XX% | XX.XX% | XXXX | Yes | 8.875% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | N/A | 12 | 0 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645251 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 67 | 27 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645252 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645253 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645254 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645255 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645256 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified | Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645257 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.000% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645258 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645259 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645260 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645261 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645262 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645263 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645264 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645265 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 14 | 7 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645266 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SEPartnership - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645267 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645268 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.010% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Other - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645269 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645270 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645271 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645272 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645274 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 3 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 74 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645275 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645276 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Yes | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 73 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645277 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 1 Month | Yes | 4 | 2 | 0 | 3 | 1 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 23 | 23 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645278 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645279 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | Yes | Yes | 2 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645280 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645281 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 3 | 27 | FNMA 1005 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645282 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645283 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower | Borrower - 20XX, 20XX, 2025 || Co Borrower | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645284 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | Yes | 5.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645285 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645286 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645287 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.940% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645288 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645289 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645290 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645291 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.940% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645292 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645293 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 2 | 18 | Other | No | 0 | Borrower - N/A - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645294 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645295 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | Yes | N/A | 1 | 0 | Yes | N/A | 1 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645296 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645297 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645298 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645299 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645300 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.940% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 10 | 11 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645301 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | Yes | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645302 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645303 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 100.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645304 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645305 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645306 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645307 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645308 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 5 | 4 | Other | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645309 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 140 | 28 | Work Number | Yes | 127 | 27 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645310 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645312 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 3 | 10 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645313 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 30 | 30 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645314 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645315 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 1 | 9 | FNMA 1005 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645316 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 3 | 6 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645317 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 3 | 27 | Other | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645318 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 4 | 9 | FNMA 1005 | No | 0 | Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 645319 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 646690 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 23 | 23 | Work Number | Yes | 47 | 47 | Work Number | No | 0 | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 646691 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 2 | 0 | 2 | 2 | Yes | No | No | 0 | No | Yes | N/A | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Investment Income - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 646692 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 2 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 122 | 1 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652226 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 3 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652227 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 1 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652228 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652229 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 8 | 4 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652230 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 20XX, 2025 || Co Borrower - Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652231 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 50.00% | 100.00% | Borrower Prepared | 3 | Borrower | Borrower Prepared | Borrower | 4 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652232 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 96.79% | 50.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 51 | Yes | 51 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 || Co Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652233 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.950% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652234 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652235 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652236 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 2 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | Borrower Prepared | 16 | Borrower | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652237 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.010% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652238 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652239 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652240 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 1 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652241 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Other REO Net Rental Income(Loss), Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652242 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652243 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 167 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SECorporation - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652244 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652245 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652246 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652247 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 27 | 27 | Work Number | No | 0 | Borrower - Military and Government Assistance, Military and Government Assistance - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652248 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 230 | 27 | Other | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652249 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 7 | 29 | Other | 0 | No | 0 | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652252 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652253 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | Yes | Yes | 1 | 0 | 0.00% | 0.00% | 0.00% | Borrower Prepared | 4 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652254 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 5 | 9 | Other | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652255 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SECorporation - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652256 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652257 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652259 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652260 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SSI and Disability - Award Letter Verified - 20XX, 2025 || Co Borrower - SSI and Disability - Award Letter Verified - 20XX, 2025 | Borrower - 20XX, 2025 || Co Borrower - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652261 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652262 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652263 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652264 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.260% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 2 | 2 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 15.00% | N/A | 0 | N/A | Yes | 24 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), CPA Letter Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Lease Agreements Verified, 1040 Schedule E Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 1040 Schedule E Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652265 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 2 | 27 | Other | No | 0 | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652266 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652267 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 25 | 28 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652268 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652269 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652270 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 21 | 27 | Other | 0 | No | 0 | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652271 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Lease Agreements Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652272 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SSI and Disability, Other - Award Letter Verified - 20XX, 2025 || Co Borrower - SSI and Disability - Award Letter Verified - 20XX, 2025 | Borrower - 20XX, 2025 || Co Borrower - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652273 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652274 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 173 | 27 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652275 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 27 | 5 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652276 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652277 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | Yes | 3 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652278 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652279 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 89 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652280 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 128 | 27 | Work Number | 0 | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652281 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652282 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652283 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 1YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652284 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 100.00% | 100.00% | N/A | 0 | N/A | Yes | 92 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Yes | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652285 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 652286 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.440% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 2025, 20XX, 20XX | Borrower - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659785 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Yes | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659786 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 1 | 4 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659787 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Unknown | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659788 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Other | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659789 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659790 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Yes | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659791 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659792 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659793 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 25 | 28 | Other | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659794 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659795 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 14 | 168 | Work Number | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659797 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.440% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SSI and Disability, Retirement - Award Letter Verified - 20XX, 2025 | Borrower - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659798 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 29 | 17 | FNMA 1005 | 0 | No | 0 | Borrower - Wage, Retirement - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 91 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659799 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659800 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659801 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659802 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.950% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | Yes | Yes | 2 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659803 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659804 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659805 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659806 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 1 | 1 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | Yes | Yes | 1 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659807 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 1 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659809 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 87 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659810 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 225 | 30 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659811 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659812 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 60 | 28 | Work Number | Yes | 212 | 28 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659813 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659814 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SECorporation - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659815 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 0.00% | 50.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 132 | Yes | 132 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 || Co Borrower - SEPartnership - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659816 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | Yes | 76 | 28 | Work Number | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659817 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659818 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.980% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | Yes | 2 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659819 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 42 | 28 | Work Number | 0 | No | 0 | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659820 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.440% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 23 | 284 | Other | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659821 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659822 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 51 | 27 | Work Number | No | 0 | Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus, Retirement, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659823 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659824 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | Yes | 4 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659825 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.010% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 50 | 28 | Work Number | 0 | No | 0 | Yes | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659826 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659827 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659828 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 15 | 186 | Other | Yes | 7 | 93 | Other | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659829 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659830 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659831 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659832 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659833 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659834 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 3 | 47 | Other | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659835 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 7 | 10 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 102 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659836 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 1 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659837 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659838 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 48 | 7 | FNMA 1005 | Yes | 4 | 9 | FNMA 1005 | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659839 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.440% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified || Co Borrower | Borrower || Co Borrower | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659840 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659841 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 100.00% | Borrower Prepared | 4 | Borrower | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 79 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659842 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 41 | 28 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659843 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659844 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659845 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659846 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 110 | 28 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 659847 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667290 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667291 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667292 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.270% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667293 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 2 | 20 | FNMA 1005 | 0 | No | 0 | N/A | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667294 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667296 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | Yes | Yes | 2 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 - 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667297 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 28 | 28 | Other | 0 | No | 0 | Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667298 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667299 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667300 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 196 | 1 | Work Number | 0 | No | 0 | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667301 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.160% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667302 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | Yes | Yes | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667303 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 1 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667304 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 0 | 0 | 0 | 0 | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - SSI and Disability, Other - Award Letter Verified - 20XX, 2025 | Borrower - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667305 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 20 | 244 | Other | 0 | No | 0 | N/A | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667306 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.440% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 2 | 31 | Other | Yes | 2 | 31 | Work Number | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667307 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 18 | 216 | Other | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667308 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 2 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667310 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.440% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 1 | 13 | Other | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667312 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667313 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.010% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 72 | 4 | Other | 0 | No | 0 | Yes | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667315 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.440% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 26 | Other | Yes | 216 | 29 | Other | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667316 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.850% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 204 | 26 | Work Number | No | 0 | N/A | Borrower - Other, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667317 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667318 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.090% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667319 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.090% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | Yes | 10 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 6 | 6 | Other | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage, Part-Time - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667320 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Other | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667321 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.010% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 55 | 28 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667322 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 2 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 1 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Work Number | 0 | No | 0 | Borrower - Wage, Retirement, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667323 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667325 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667327 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667328 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667329 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 9 | 5 | Other | 0 | No | 0 | N/A | Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667331 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 3 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667332 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 2025, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified - 2025, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667333 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 59 | 27 | Work Number | Yes | 84 | 28 | Work Number | No | 0 | Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667334 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | N/A | 0 | 2 | 0 | 3 | 2 | NA | No | No | 0 | No | Yes | Yes | 3 | 0 | No | 0.00% | 6.85% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Other | 0 | No | 0 | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667335 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667336 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 21 | 28 | Other | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667338 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667339 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 292 | 28 | Other | No | 0 | Yes | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667340 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667341 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 69 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667342 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, SSI and Disability, Military and Government Assistance - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667343 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.700% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Other | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667344 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667345 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | NA | N/A | 0 | 2 | 0 | 3 | 2 | NA | No | No | 0 | No | Yes | Yes | 0 | 4 | No | 0.00% | 100.00% | Borrower Prepared | 4 | Borrower | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667348 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 6 | 11 | Other | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667349 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Other | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667350 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667351 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667352 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Work Number | Yes | 24 | 24 | Other | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667353 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667354 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | Yes | N/A | 2 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667355 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.010% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667356 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Other | 0 | No | 0 | Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667357 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | Other | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667358 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Other | Yes | 24 | 24 | Other | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667359 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.440% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 12 | 1 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667360 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667361 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.440% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Yes | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667362 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667363 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 23 | 3 | Work Number | 0 | No | 0 | Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667364 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667365 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Note Receivable, Retirement, Retirement, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667366 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 271 | 28 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667367 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.010% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667368 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 14 | 14 | Other | Yes | 39 | 28 | Other | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 2025, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Executed 4506T Verified - 20XX, 2025, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667369 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 40 | 40 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667370 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 2 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 15.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667371 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667372 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.010% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 34 | 28 | FNMA 1005 | 0 | No | 0 | Borrower - Military and Government Assistance, Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667373 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667374 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 39 | 1 | Work Number | Yes | 111 | 1 | Work Number | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667375 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.010% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 4 | 2 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667376 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 24 | 24 | FNMA 1005 | 0 | No | 0 | Yes | Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667377 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667378 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667379 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.440% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 100.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 170 | 28 | FNMA 1005 | 0 | No | 0 | Yes | Borrower - Wage, SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667380 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | 0 | 1 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667381 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | NA | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - SSI and Disability, Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667382 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667383 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.020% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 1 | NA | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Other, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667384 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667385 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.270% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 139 | 28 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667386 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.090% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | Yes | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667388 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.010% | No | XX.XX% | XX.XX% | XXXX | Yes | 11.000% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667389 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667390 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667391 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.090% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 0 | NA | N/A | 0 | 1 | 0 | 3 | 0 | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 2025 | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667392 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667393 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.270% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 3 | 28 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667394 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 8 | 101 | Other | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667395 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667396 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 6 | 11 | FNMA 1005 | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667397 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.310% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% | Borrower Prepared | 15 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, null Business Tax Returns Verified(N/A), YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, null Business Tax Returns Verified(N/A), 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667398 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667399 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 2 | 2 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 33.33% | N/A | 0 | N/A | Borrower Prepared | Borrower | 3 | NA | 0 | No | 0 | Yes | 64 | 27 | Other | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065), YTD Profit And Loss Verified, Balance Sheet Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065) - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667400 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667401 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667402 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 2 | 2 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667403 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667405 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.620% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 12 | 3 | Other | No | 0 | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667406 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.940% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 64 | 28 | FNMA 1005 | 0 | No | 0 | Yes | Borrower - Wage, Overtime and Bonus, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667407 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 3 | 0 | Yes | Yes | 3 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 4 | 1 | Work Number | Yes | 2 | 2 | FNMA 1005 | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus, Retirement, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667408 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667409 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 1 | 11 | FNMA 1005 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667412 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | Yes | 3 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667413 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 7 | 6 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667414 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 17 | 28 | Other | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667415 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 2+ Months | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 360 | 28 | FNMA 1005 | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667416 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 2 | 27 | Work Number | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667417 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667418 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.440% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 230 | 28 | Other | Yes | 66 | 6 | Other | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667419 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667420 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667421 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667422 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.870% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 1 | NA | N/A | 0 | 1 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667423 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 77 | 28 | Work Number | Yes | 108 | 28 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667424 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667425 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667426 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667427 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.010% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 1 | NA | N/A | 0 | 0 | 0 | 3 | 1 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667428 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667429 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 2 | 28 | FNMA 1005 | Yes | 24 | 28 | FNMA 1005 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667431 | XXXX | XXXX | XXXX | No | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.020% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 100.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667432 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667433 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667434 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.020% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 0 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | NA | 0 | 0 | N/A | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667435 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.740% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 100 | 28 | Work Number | No | 0 | N/A | Borrower - SSI and Disability, Other - Award Letter Verified - 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 | Borrower - 20XX, 2025 || Co Borrower - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667436 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 1 Month | N/A | 0 | 0 | 0 | 3 | 0 | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | 0.00% | 0.00% | N/A | 0 | N/A | NA | 0 | No | Yes | 115 | 28 | Work Number | 0 | No | 0 | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 667438 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 143 | 27 | Work Number | Yes | 280 | 27 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389743 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.290% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389744 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.290% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389745 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389746 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389747 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389749 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.530% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389750 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.470% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389751 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389752 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389753 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389754 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389755 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389756 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.950% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389757 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389758 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389759 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | Yes | Yes | 3 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389760 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389761 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.960% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 150 | 150 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389762 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.950% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389763 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389764 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 65 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389765 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389766 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.940% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 96 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389767 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | Yes | Yes | 2 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - SSI and Disability, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389768 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389769 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | Full Doc | 2 | 1 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389770 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389771 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389772 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 389773 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 7.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 36 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SECorporation - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393003 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393004 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.290% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393005 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393006 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 57 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393007 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393008 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.470% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393009 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.530% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393010 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393011 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 81 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393012 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393013 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393014 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.950% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor, Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393015 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393016 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | Yes | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393017 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393018 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement, Retirement - 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393019 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393020 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393021 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393022 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393023 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393024 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393025 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393026 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393027 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393028 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393029 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 7.190% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 12 | 0 | No | N/A | 0 | 0 | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified || Co Borrower - N/A | Borrower - 3 YRS Executed 4506T Verified || Co Borrower | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393036 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393037 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 318 | 31 | FNMA 1005 | Yes | 286 | 30 | FNMA 1005 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393038 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 7.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 228 | 30 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393040 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 83 | 83 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393041 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 30 | 52 | Work Number | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393042 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 4 | 4 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 393043 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | NA | Yes | 1 | Yes | 4 | 0 | 0 | 0 | 0 | 3 | 2 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | Yes | Yes | 0 | 12 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 3 | 3 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402035 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.940% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402036 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 69 | 69 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402037 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402038 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 22 | 22 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402039 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402041 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.960% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402042 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402043 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402045 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402046 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402047 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402048 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402049 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402050 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 1 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402051 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402052 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402053 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402054 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402055 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402056 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | Yes | 2 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402057 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.290% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402058 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402059 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402060 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402061 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402062 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 78 | 6 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402063 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402064 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402065 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402066 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402068 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402069 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.290% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402070 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 104 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402071 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402073 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 223 | 68 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402074 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402075 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402076 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 50 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402077 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402078 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402079 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 134 | 134 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402080 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402081 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402082 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | Yes | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402083 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402084 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402085 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402086 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402087 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402088 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 12 | 0 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 48 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO, SECorporation - CPA Letter Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, Lease Agreements Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402089 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 27 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402090 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 34 | 1 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 93 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402091 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402092 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, Retirement - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 58 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402093 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402094 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402095 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402096 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402097 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402098 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402099 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 7.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402100 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402101 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.940% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 1 | Borrower | Borrower Prepared | Borrower | 24 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, null YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402102 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402103 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402104 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402105 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402106 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402107 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | XX-XX-XXXX | XX-XX-XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402108 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402109 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402110 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402111 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.290% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 8 | 9 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402112 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | Yes | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | Yes | Yes | 2 | 0 | Yes | Yes | 2 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402113 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 228 | 32 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402114 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402115 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SSI and Disability, SSI and Disability, Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402116 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402117 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 402118 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405564 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 106 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405565 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405566 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405567 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405568 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 14 | No | N/A | 0 | 0 | 0.00% | 53.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 240 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SEPartnership - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405569 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405570 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405571 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405572 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405573 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405574 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Retirement, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405576 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405577 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 36 | 36 | FNMA 1005 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405578 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 42 | 42 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 61 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405579 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405580 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405581 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | 2+ Months | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405582 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405583 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 1YR Full Doc | 0 | 1 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | Yes | Yes | 1 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405584 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405585 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 84 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405586 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | XX-XX-XXXX | XX-XX-XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405588 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 12 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SECorporation - Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405589 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 51.00% | 49.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405590 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 84 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405591 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405592 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405593 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405594 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | N/A | 1 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 | Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405595 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 1 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405596 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 50 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405597 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 46 | 1 | Work Number | No | 0 | Borrower - Wage - Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405598 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405599 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405600 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405601 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405602 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.470% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 2 | 2 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405603 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | Yes | Yes | 0 | 2 | Yes | Yes | 0 | 2 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405604 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 116 | 31 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405645 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | Borrower Prepared | 7 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405646 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 65 | 30 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405647 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 127 | 30 | Work Number | No | 0 | N/A | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405648 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 115 | 31 | Work Number | Yes | 81 | 31 | Other | No | 0 | Yes | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405649 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 31 | 31 | Other | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405650 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 1YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | N/A | 1 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405651 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 272 | 20 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405653 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 7.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 46 | 46 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405654 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified | Borrower - Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405655 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 49 | 31 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405657 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 89 | 31 | Work Number | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 405658 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Retirement, Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411365 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411366 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411367 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411368 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411369 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.160% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 4 | 11 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411370 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 14 | 10 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411371 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411372 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411373 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411374 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411375 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411376 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411378 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411379 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 276 | 276 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411380 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.940% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411381 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 120 | 120 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411382 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 12 | 0 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411383 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411384 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411385 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411386 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411387 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411388 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | Yes | Yes | 1 | 0 | Yes | Yes | 1 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411389 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 32 | 32 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 83 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411390 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411391 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.110% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 332 | 332 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411392 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411393 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411394 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 86 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411395 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411396 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 220 | 220 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411397 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | Yes | N/A | 1 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 20 | 20 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411398 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411399 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | Yes | N/A | 2 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411400 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411401 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411402 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411403 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411404 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.160% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411405 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411406 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Business P&L | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411407 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | Yes | N/A | 2 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411408 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 72 | 31 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411409 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Borrower Prepared | 6 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor, Retirement, SSI and Disability - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411410 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.290% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, Military and Government Assistance, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411411 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 54 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411412 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411413 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411414 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 168 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411415 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411416 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411417 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411419 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411420 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411421 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411423 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411424 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.290% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411425 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 99 | 99 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411426 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411427 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411428 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411429 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411430 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 91 | 91 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411431 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411432 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411433 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.160% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 73 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411434 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Other, SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411435 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 7.190% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Unable to Determine | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411436 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411437 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411438 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411439 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411442 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 112 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 411443 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415244 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415245 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 228 | 32 | Work Number | Yes | 192 | 32 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415246 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415247 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415248 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.250% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415249 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415250 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | Borrower Prepared | 7 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415251 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415252 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415253 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415254 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 65 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415255 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415256 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.290% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415257 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415258 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 7.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | Borrower Prepared | 7 | Borrower | N/A | N/A | 0 | Yes | 60 | No | 0 | Yes | 3 | 11 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, null Separation Agreement Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415259 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | Yes | N/A | 1 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - null Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - Wage, Retirement - null Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - null Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - null Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415260 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415262 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415264 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415265 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.380% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415266 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415267 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 53 | 53 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415269 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 45 | 45 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415270 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415272 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415273 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415275 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415276 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415277 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415278 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.410% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415279 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 340 | 340 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415280 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415281 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.950% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415282 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 13 | XX-XX-XXXX | XX-XX-XXXX | 0 | 51 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415283 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415284 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 20 | 240 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415285 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415286 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415287 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415288 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 3 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415289 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | Yes | N/A | 1 | 0 | Yes | N/A | 1 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415291 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | Yes | N/A | 2 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415292 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415293 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 84 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415294 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 110 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415295 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415296 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415298 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415299 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.340% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 70 | 70 | Work Number | Yes | 300 | 300 | Other | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415300 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.160% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415301 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415302 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability, Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Separation Agreement Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415303 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Borrower Prepared | 8 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | XX-XX-XXXX | XX-XX-XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415304 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 126 | 126 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415305 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | Yes | N/A | 3 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415306 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415307 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 2 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Borrower Prepared | 8 | Borrower | Borrower Prepared | Borrower | 8 | NA | 0 | No | 0 | Yes | 46 | 46 | Work Number | Yes | 34 | 34 | Other | No | 0 | Borrower - Retirement, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Retirement, Military and Government Assistance, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415322 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 72 | 30 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415323 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 39 | 29 | Work Number | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415324 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 53 | 31 | Work Number | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415325 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 30 | 30 | Work Number | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 415326 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 85 | 30 | Work Number | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 418250 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 360 | 31 | Other | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 418252 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 61 | 32 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 20XX, 20XX, 20XX | Borrower - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424757 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 358 | 32 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424758 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424759 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424760 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | XX-XX-XXXX | XX-XX-XXXX | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424761 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.160% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424762 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.290% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Borrower Prepared | 8 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424763 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424764 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2+ Months Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424765 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424766 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424767 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424768 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424770 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424771 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.090% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424772 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424773 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424774 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424776 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424777 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424778 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424779 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Military and Government Assistance - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424780 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424781 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.290% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424782 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | Yes | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424783 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.580% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424784 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.510% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424785 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424786 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424787 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424788 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 74 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424790 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424791 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 156 | 32 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424792 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424793 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424794 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424795 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.290% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424796 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424797 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424798 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.950% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424799 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424800 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424801 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424802 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424803 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424804 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 360 | 360 | Work Number | Yes | 115 | 115 | Work Number | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424805 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | Yes | N/A | 1 | 0 | Yes | N/A | 1 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - SSI and Disability - Personal Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424806 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424807 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424808 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX - 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX - 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424809 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | Yes | N/A | 1 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Commission, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424810 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424811 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 228 | 228 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424812 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | Borrower Prepared | 7 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424813 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.160% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424814 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424815 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424816 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - null Balance Sheet Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424817 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424818 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424819 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 7.190% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | Yes | N/A | 2 | 0 | Yes | N/A | 2 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 27 | Work Number | Yes | 114 | 114 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424820 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424821 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 28 | 28 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424822 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424823 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 18 | 18 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424824 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 352 | 8 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424826 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.940% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424827 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424828 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424829 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424831 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424832 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424833 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424835 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424836 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424837 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424838 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424839 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424840 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424841 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | XX-XX-XXXX | XX-XX-XXXX | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424842 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.950% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424843 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 424844 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SSI and Disability, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX - 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX - 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435655 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 228 | 29 | Other | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435656 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435657 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | NA | 0 | 0 | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435658 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435659 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435660 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.960% | No | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | Yes | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435661 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435662 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435663 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435664 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435665 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435666 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435667 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435668 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435669 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SSI and Disability, Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435670 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435671 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435672 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435673 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435674 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435676 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435677 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435678 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.410% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435679 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 25.2 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435680 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435681 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435682 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435683 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability, Retirement, Retirement, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435684 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435685 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 14 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Primary Residence Rent Income, Retirement, Retirement - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified, Lease Agreements Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435686 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435687 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435688 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435689 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435690 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 12 | 13 | FNMA 1005 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435691 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 1 | 0 | 1 Month | NA | Yes | 22 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 13 | 13 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Unable to Determine | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435692 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | No | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Other - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435693 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | Borrower Prepared | 8 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435694 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | Yes | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435695 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435697 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Other REO Net Rental Income(Loss), Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435698 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.030% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435699 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435700 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435701 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 95 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435702 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435703 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435705 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435706 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.090% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.575% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | Yes | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435707 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | Yes | Yes | 1 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435708 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.449% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435709 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435710 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 48 | 48 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435711 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 21 | 3 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435712 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435713 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 64 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435714 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435715 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435716 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435717 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435719 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Unable to Determine | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435720 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435722 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435723 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 435724 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.200% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 2 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439616 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | Yes | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.225% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439617 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439618 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439619 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 96 | 32 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439620 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | Yes | No | N/A | N/A | XX-XX-XXXX | 5.580% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.675% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439621 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.275% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439622 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.580% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.625% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439623 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | Yes | 12.275% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 1 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 20XX - 20XX || Co Borrower - Wage, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX - 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439624 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | Yes | 11.275% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | Yes | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439625 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 3 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Military and Government Assistance, Other, Other - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 2025 | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439626 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439627 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439628 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 28.4 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439629 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.200% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.625% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439630 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439631 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439632 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 143 | 143 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439633 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 71 | 71 | Work Number | No | 0 | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439634 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439636 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | Yes | No | N/A | N/A | XX-XX-XXXX | 5.950% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.525% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439637 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439639 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439640 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439641 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 77 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439642 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | Yes | N/A | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 132 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp - CPA Letter Verified, Balance Sheet Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439643 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439644 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 33 | 33 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439645 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 4 | 4 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439646 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439647 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 35 | 35 | Work Number | No | 0 | Borrower - SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439648 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439649 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439650 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.425% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439652 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | Yes | 11.775% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 1 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439653 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | Yes | 11.875% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439655 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | Yes | 14.349% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 2 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439657 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439658 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439659 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.999% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439660 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439661 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.250% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439662 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.399% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 2 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 100.00% | N/A | 0 | N/A | Borrower Prepared | Borrower | 8 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439663 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 61 | 61 | Work Number | Yes | 43 | 43 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439664 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 29 | 29 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439665 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439666 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 83 | 83 | FNMA 1005 | No | 0 | Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439667 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 79 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439668 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439669 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439670 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | Yes | 12.025% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439671 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439672 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 71 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439673 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 45 | 45 | FNMA 1005 | No | 0 | Borrower - Child Support, Child Support, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439674 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439675 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 80 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439676 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439677 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439678 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439679 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | Yes | Yes | 0 | 12 | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | Yes | 122 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439680 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439731 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 4 | 4 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, null Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439732 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | No | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XX-XX-XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 2 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - SEPartnership, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 9.4 | XXXX | 9.4 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 439733 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 440068 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 34 | 30 | Work Number | Yes | 31 | 30 | Work Number | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 440069 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.950% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 300 | 21 | Work Number | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 440070 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SSI and Disability, Other, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 440071 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 18 | 18 | Work Number | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 440072 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SSI and Disability, Retirement, SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 440073 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.660% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 77 | 32 | Work Number | No | 0 | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 440074 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 1 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449837 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449838 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449839 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449840 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449841 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449842 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | Yes | 12.275% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449844 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.410% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.375% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449846 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449847 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.580% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449848 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449849 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 124 | 124 | Other | No | 0 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449850 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449851 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.950% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449852 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 150 | 150 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449853 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449854 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 2 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | Borrower Prepared | 6 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449855 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 8 | 1 | FNMA 1005 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449856 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.950% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 312 | 312 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449857 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.330% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 184 | 184 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449858 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 2 | Yes | Yes | No | No | 0 | No | Yes | Yes | 3 | 0 | Yes | Yes | 3 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement, SSI and Disability, Investment Income - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449859 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449860 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449861 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449862 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.410% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449863 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.070% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 53 | 53 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449864 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449865 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.330% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449866 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449867 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.060% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 183 | 183 | Other | No | 0 | Borrower - Retirement, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449868 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability, Military and Government Assistance - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449869 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.330% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449870 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449871 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449872 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | Yes | Yes | 0 | 12 | 0.00% | 51.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp, SESCorp - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449873 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 3 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449874 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | Yes | 11.625% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449875 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449876 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 3 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 18 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified, null IRS Transcripts Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, null IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449877 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.500% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449878 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 12 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Maintenance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 78 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449879 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449880 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449881 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449882 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 46 | 46 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449883 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | Borrower Prepared | 6 | Borrower | N/A | N/A | 0 | Yes | 36 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449884 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 1 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449885 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449886 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | N/A | 0 | 12 | Yes | N/A | 0 | 12 | 0.00% | 51.00% | Borrower Prepared | 9 | Borrower | Borrower Prepared | Borrower | 9 | Yes | 216 | Yes | 216 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp, SESCorp - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX || Co Borrower - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449887 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 449888 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 73 | 32 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450770 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.930% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 20 | 20 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450771 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450813 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.950% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450815 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450816 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.230% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450817 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 54 | 1 | Work Number | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450818 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450819 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450820 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450821 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.090% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450822 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage, Military and Government Assistance, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450823 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.050% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450824 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450825 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 35 | 35 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Unable to Determine | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450827 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450828 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 5 | 5 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450829 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450830 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 44 | 44 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - null Balance Sheet Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450831 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450832 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 100 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450833 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.330% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450834 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | XX-XX-XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450837 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450838 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.410% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450839 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450840 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450841 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.500% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 450842 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458865 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.580% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458866 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458867 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458868 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Unable to Determine | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458870 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability, SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458871 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458872 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.525% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 1 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458873 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.410% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458874 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | Yes | 11.875% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458875 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458876 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.800% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458877 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458878 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458879 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458880 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | Yes | 12.025% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458881 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.410% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458882 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.410% | No | XX.XX% | XX.XX% | XXXX | Yes | 12.775% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - N/A - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458883 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458884 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.500% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.125% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458885 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458886 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.410% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458887 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458888 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458889 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458890 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | Yes | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 48 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458892 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Other, Retirement - 1 YR Personal Tax Returns Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Retirement, Other - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458893 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.410% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458895 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458896 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458897 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.330% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458898 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.810% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458899 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458900 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 108 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458901 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 36 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458902 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.500% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458903 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 252 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458904 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, Military and Government Assistance, Military and Government Assistance - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458905 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458907 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 458908 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | XX-XX-XXXX | XX-XX-XXXX | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 469152 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | N/A | 2 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 469153 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 41 | 32 | Work Number | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 469154 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 2 | 2 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 138 | 32 | Work Number | Yes | 92 | 32 | Work Number | No | 0 | N/A | Borrower - Wage, Retirement, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Retirement, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 469156 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 8 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 474282 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - SSI and Disability - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | Bank / Credit Reference | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 474283 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 300 | 33 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 474284 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 33 | 33 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 474285 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 27 | 27 | Work Number | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 474286 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | Yes | No | No | 0 | No | Yes | N/A | 0 | 1 | Yes | N/A | 0 | 1 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Retirement, Other - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 474287 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 76 | 33 | Work Number | Yes | 35 | 33 | Work Number | No | 0 | N/A | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 474288 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 101 | 33 | Other | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 474289 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.500% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 6 | 6 | Work Number | Yes | 32 | 32 | Work Number | No | 0 | Yes | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 14.7 | XXXX | 14.7 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 474290 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Other - 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX - 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX - 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 474291 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.500% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 66 | 12 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 474293 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.500% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 65 | 32 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 474294 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 84 | 33 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Wage, Overtime and Bonus - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 03/26/2010 | 1 | 176 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475888 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.860% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | Less than 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475889 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 24 | 24 | FNMA 1005 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475890 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475891 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475892 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.330% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475893 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475894 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475895 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.500% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475896 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475897 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.770% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability, Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475898 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475899 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 152 | 152 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475900 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 105 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475902 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475903 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475904 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.025% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475905 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.625% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475906 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | Yes | 11.125% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475907 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.330% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.849% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 16 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475908 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.949% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 14 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475909 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.749% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475910 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | Yes | 12.025% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475911 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.500% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.525% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475912 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | Yes | No | No | 0 | No | Yes | N/A | 2 | 0 | Yes | N/A | 2 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - Retirement, Military and Government Assistance - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475913 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475914 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, SSI and Disability, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475915 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475916 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.500% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 24 | 24 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475917 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 100.00% | 0.00% | Third-Party Prepared (Unaudited) | 12 | Accountant/Bookkeeper | N/A | N/A | 0 | Yes | 60 | No | 0 | NA | 0 | 0 | N/A | Yes | 21 | 21 | Other | No | 0 | N/A | Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475918 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.699% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475919 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.790% | No | XX.XX% | XX.XX% | XXXX | Yes | 11.849% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | Yes | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475920 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 345 | 345 | Work Number | Yes | 165 | 165 | Other | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475921 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.580% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475922 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 157 | 157 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475923 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 1 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475924 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 269 | 269 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475925 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475927 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475928 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.840% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475929 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475942 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.430% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475943 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475944 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.500% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475945 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 30 | 30 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475946 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 62 | 31 | FNMA 1005 | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475947 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475948 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 99 | 35 | FNMA 1005 | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475949 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475950 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.990% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 28 | 28 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475951 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.580% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 55 | 55 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475952 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475953 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475954 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475955 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475956 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 108 | 22 | Work Number | 0 | 1 | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 1 Month Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475957 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | XX-XX-XXXX | XX-XX-XXXX | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475958 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 212 | 34 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475960 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 26 | 26 | Work Number | Yes | 204 | 204 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475961 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 224 | 224 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475962 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.450% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | Less than 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 300 | 300 | Other | Yes | 67 | 67 | Work Number | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified | Borrower || Co Borrower | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475963 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475964 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475965 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 70.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 108 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475966 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified | Borrower || Co Borrower | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475967 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475968 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475969 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.410% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.375% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 24 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475971 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.500% | No | XX.XX% | XX.XX% | XXXX | Yes | 8.625% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475972 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Other - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475973 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | Yes | 11.549% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475974 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | Yes | 0 | 0 | 54.13% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp - Business Bank Statements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified | Borrower || Co Borrower | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475975 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 7 | 7 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475976 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | Yes | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Military and Government Assistance, Other - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475977 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.880% | No | XX.XX% | XX.XX% | XXXX | Yes | 11.125% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475978 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | Yes | Yes | 6 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Child Support - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475979 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.149% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475980 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.330% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475981 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.025% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475982 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475983 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.249% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475984 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475985 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.775% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475987 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | Yes | 13.025% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475988 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 1 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Other, Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475989 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.949% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475990 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475991 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.770% | No | XX.XX% | XX.XX% | XXXX | Yes | 13.175% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475992 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 475993 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.749% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491142 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491143 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | Yes | 13.525% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491144 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491146 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491147 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491148 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Unable to Determine | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491149 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491150 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491151 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.060% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.175% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491152 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | Yes | Yes | 2 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | Missing | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491153 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.025% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491154 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Other, Military and Government Assistance, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491155 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491156 | XXXX | XXXX | XXXX | No | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491157 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Lease Hold | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491158 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491159 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491160 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491161 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 1 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement, Military and Government Assistance - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491162 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, null Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491163 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491164 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491165 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.350% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | Less than 1 Month | Less than 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491167 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | Yes | 14.249% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491168 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491169 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491170 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491171 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491172 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491173 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491174 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.790% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 2 YRS Personal Tax Returns Verified, null W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491175 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 67.05% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 29 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Subject Property Net Rental Income(Loss) if NOO, SECorporation, Retirement - CPA Letter Verified, 3 YRS Executed 4506T Verified, null IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, null IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491176 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491177 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.320% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491178 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.500% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491179 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 303 | 34 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491180 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491181 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491182 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491183 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.849% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491184 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491185 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 360 | 9 | Other | No | 0 | N/A | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491186 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491187 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491188 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.500% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491189 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 81 | 81 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491190 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491191 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491192 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.270% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491193 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491194 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.330% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 8 | 8 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491196 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491197 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491199 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 36 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491200 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.060% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491201 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, Military and Government Assistance, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491202 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491203 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491204 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | Yes | N/A | 1 | 0 | Yes | N/A | 1 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491205 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491206 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491207 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 491209 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | Yes | 2 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | Yes | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497269 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 105 | 33 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497270 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | N/A | 0 | 14 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497271 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | Borrower Prepared | 10 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497272 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.100% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | Yes | 2 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 48 | 48 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497273 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | Yes | Yes | 3 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, null YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497274 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497275 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497276 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.120% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497278 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497279 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Other, Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497280 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497281 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497282 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497283 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.670% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 33.30% | Borrower Prepared | 10 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), YTD Profit And Loss Verified, null W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497284 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497285 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 209 | 209 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497286 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497287 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.270% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497288 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 13 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 84 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified | Borrower - 3 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497289 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | Borrower Prepared | 10 | Borrower | N/A | N/A | 0 | Yes | 84 | No | 0 | Yes | 36 | 36 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497290 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | Yes | Yes | 0 | 12 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | Yes | 48 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497291 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497293 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 62.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp, SESCorp - Business Bank Statements Verified - 20XX, 20XX | Borrower - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497294 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 10 | 3 | Other | Yes | 2 | 3 | Other | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497295 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 5.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497296 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497297 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.780% | No | XX.XX% | XX.XX% | XXXX | Yes | 9.775% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497298 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.060% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 08/11/2009 | 1 | 183 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497299 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.825% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497300 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 1 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 14 | 1 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497301 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | Yes | 13.349% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | Yes | N/A | 0 | 14 | Yes | N/A | 0 | 14 | 0.00% | 50.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SEPartnership - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX || Co Borrower - SEPartnership - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497302 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497303 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | Yes | 10.425% | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Military and Government Assistance, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX - 20XX || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS IRS Transcripts Verified - 20XX - 20XX || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497304 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.060% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497305 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497306 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - null Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - null Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Unable to Determine | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497307 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 35 | 35 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497308 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 114 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497309 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497310 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497311 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.650% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497312 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497313 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | 1 Month | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497314 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497315 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 120 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497316 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Wage, Commission - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497317 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497318 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497319 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497320 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497321 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Other, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497326 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.160% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 10 | 10 | Other | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497327 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.160% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 22 | 22 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497329 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 0 | 0 | Work Number | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497330 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 37 | 35 | Work Number | Yes | 114 | 35 | Work Number | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497331 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | 4 - Verified 2+ Mos | XXXX | Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | Yes | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 7.6 | XXXX | 7.6 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497332 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 94 | 35 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497333 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 10 | 9 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 497334 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 117 | 34 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503419 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.470% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503420 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.150% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503421 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.180% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503422 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.830% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503423 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503424 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX - 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX - 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 03/31/2017 | 2 | 92 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503426 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503427 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 34 | 34 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503428 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.040% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503429 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.280% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503430 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 1 | 1 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Unable to Determine | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503431 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.830% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503432 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503433 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.830% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503434 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.280% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 67 | 67 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503436 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XXXX | XX-XX-XXXX | 6.830% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage - 2 YRS W2 1099 Verified, null Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, null Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503437 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 3 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 50.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 240 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SEPartnership - CPA Letter Verified, 3 YRS IRS Transcripts Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503438 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.160% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503439 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503440 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503441 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 8 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503442 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.280% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503443 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.830% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503444 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 3 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503445 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503446 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.830% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503447 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | Yes | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503448 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.160% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Part-Time, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 96 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503449 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | N/A | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503450 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503451 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503452 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503453 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503454 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 64 | 64 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503455 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.580% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503456 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.830% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503457 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503458 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.470% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503459 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503460 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.400% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503461 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.780% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 2 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 50.00% | Borrower Prepared | 11 | Borrower | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503462 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.160% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503463 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.470% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 2 | 0 | 2 | 0 | 0 | 2 | Yes | Yes | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503464 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.830% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503465 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Other, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Retirement, Other, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503466 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.830% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - Balance Sheet Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503467 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.830% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 503468 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 2+ Months | 2+ Months | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507727 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507728 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.830% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507729 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.390% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507730 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 2 | NA | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 288 | 36 | Work Number | No | 0 | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507731 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507732 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 14 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 156 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507733 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.060% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507734 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 1 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507735 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | 2+ Months | 1 Month | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507736 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507737 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.300% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507738 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507739 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | Yes | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 100.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | Yes | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507740 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 1 | 109 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507741 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.060% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | Yes | Yes | 2 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507742 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507743 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507745 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507746 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | Full Doc | 2 | 2 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507747 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507748 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.060% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | NA | 2+ Months | N/A | 0 | Yes | 1 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | Yes | 44 | 56 | Work Number | No | 0 | Borrower - Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507749 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.060% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 165 | 165 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507750 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 222 | 222 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507751 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 12 Month Bank Statement | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | Yes | Yes | 0 | 12 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | Yes | 60 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507752 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.670% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 109 | 109 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507753 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Yes | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 507754 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 511681 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.830% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 171 | 25 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 511682 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 0 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 7 | 7 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 511683 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.360% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 1 Month | NA | Yes | 7 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 1 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 47 | 47 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 511684 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 265 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 511685 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.590% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 511686 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.880% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 2 | 2 | NA | NA | No | No | 0 | No | No | N/A | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 25 | 25 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514099 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514100 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.830% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Monthly | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 2 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 100.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514101 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 0 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514102 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.250% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | 7 | XX-XX-XXXX | XX-XX-XXXX | 0 | 112 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514103 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.200% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 2 | 2 | 2 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514104 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.470% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514105 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.730% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 1 | 0 | 1 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 20 | 10 | Other | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514106 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514107 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514108 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.690% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514109 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.060% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514110 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514111 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.060% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514112 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.200% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514113 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514114 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514115 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.760% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514116 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 2 | 1 Month | 1 Month | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 20 | 9 | FNMA 1005 | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514117 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - null Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514118 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 2+ Months | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | Yes | 69 | 36 | Work Number | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514120 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.900% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 0 | 0 | NA | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514121 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.080% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514122 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.630% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | No | No | Borrower As Individual | N/A | N/A | N/A | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514123 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.770% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XXXX | XXXX | Annually | XX.XX% | XX.XX% | XX.XX% | No | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 0 | 2 | NA | NA | No | No | 0 | No | No | Yes | 0 | 0 | No | N/A | 0 | 0 | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage - Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | N/A | N/A | N/A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 514124 | XXXX | XXXX | XXXX | XXXX | No | XXXX | XXXX | XX-XX-XXXX | XXXX | XX-XX-XXXX | Non-QM: Lender documented all ATR UW factors | Yes | No | No | N/A | N/A | XX-XX-XXXX | 6.670% | No | XX.XX% | XX.XX% | XXXX | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | N/A | XXXX | XX.XX% | XX.XX% | XX.XX% | No | No | XXXX | XXXX | 2YR Full Doc | 2 | 0 | 1 Month | NA | N/A | 0 | N/A | 0 | 0 | 0 | 0 | 0 | 3 | 2 | Yes | Yes | No | No | 0 | No | No | Yes | 0 | 0 | No | Yes | 0 | 0 | 0.00% | 0.00% | 0.00% | N/A | 0 | N/A | N/A | N/A | 0 | NA | 0 | No | 0 | NA | 0 | 0 | N/A | NA | 0 | 0 | N/A | No | 0 | Borrower - Wage, Military and Government Assistance, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX | Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XX-XX-XXXX | XX-XX-XXXX | XXXX | No | NA | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | XXXX | No | No | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XXXX | XX-XX-XXXX | XXXX | Fee Simple | No | No | N/A | XXXX | 0.0 | XXXX | 0.0 | XXX | N/A | No | Yes | No | Borrower As Individual | Borrower As Individual | N/A | N/A |