SAIF SECURITIZATION TRUST 2025-CES1 ABS-15G

Exhibit 99.2 - Schedule 5(a)

 

 

LoanRecordID Loan ID Seller Loan ID Investor Loan ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Is Shared Appreciation Mortgage Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As
357219 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 1 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 108 5 Work Number NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
357221 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
357222 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 9 9 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
357223 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
357225 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Retirement, Retirement - 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 3 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
357226 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA   0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 228 27 Other NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
357227 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 52 27 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 99     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
357228 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 139 139 Work Number Yes 50 50 Work Number No 0   N/A Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
357229 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 28 28 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
357230 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 29 26 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
357324 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.380%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 231 24 Work Number NA 0 0 N/A No 0   Yes Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
357325 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 216 78 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
357328 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX XX-XX-XXXX Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
357329 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months Yes 4 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 42 30 Work Number Yes 66 30 Work Number No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX       XXXX       XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No   Borrower As Individual Borrower As Individual N/A N/A
357330 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A           No     XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage, Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
357332 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 274 274 Work Number Yes 258 258 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
360800 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 54 54 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360801 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 279 27 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
360802 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 358 358 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360803 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.680%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No Yes Yes 12 0 No N/A 0 0 21.91% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 173 28 Other NA 0 0 N/A No 0   N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
360804 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 95 28 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360805 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.680%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX XX-XX-XXXX Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360806 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 35 27 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
360808 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 115 28 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
360809 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 79 28 Work Number NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
360810 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360811 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 66 28 Work Number Yes 7 7 Other No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
360812 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 11 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 180 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
360813 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.680%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 13 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360814 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.680%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Business P&L 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 249 28 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360815 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 70 28 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360816 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Retirement, Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360817 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.500%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Maintenance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360818 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 2 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 Yes 24 No 0 Yes 24 24 Work Number NA 0 0 N/A No 0   Yes Borrower - Wage, Retirement - 2 YRS Business Tax Returns Verified(K1), CPA Letter Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360819 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 143 143 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Child Support - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.2 XXXX 0.2   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360821 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360823 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360824 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 254 24 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360825 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability, SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360826 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 1 0 1 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement, SSI and Disability, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
360827 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 360 Work Number NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
360828 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 45 24 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 42.7   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360829 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360830 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 12 Work Number NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360831 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX XX-XX-XXXX Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 92 92 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
360832 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 63 29 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, SSI and Disability, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
360834 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 101 27 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
360835 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 1 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Military and Government Assistance, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
360836 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 121 25 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
360837 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 105 24 Other NA 0 0 N/A No 0   Yes Borrower - Wage, Military and Government Assistance - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360838 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 90 29 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
360839 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 183 24 Work Number No 0   Yes Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
360840 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 0 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     Borrower Prepared 5 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Wage - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
360841 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 334 27 Other No 0   N/A Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
360842 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month   0     0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
360844 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 288 28 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
360845 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 56 28 Other Yes 104 28 Other No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
360846 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
360847 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360848 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 98 26 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360854 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 262 28 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360855 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 129 129 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
360856 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 62 62 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360857 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 48 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
360858 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360860 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360861 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 190 28 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
360862 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
360863 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 182 28 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
360864 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 41 41 Other No 0     Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
360865 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 82 28 Other NA 0 0 N/A No 0   N/A Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
360868 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 76 28 Work Number Yes 12 12 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
360869 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 20 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
370140 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.550%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 1 3 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370141 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370142 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 74 28 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370143 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, SSI and Disability, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370144 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 88 29 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370146 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370147 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.380%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 47 29 Work Number NA 0 0 N/A No 0     Borrower - Wage, Commission, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 86     0     0   10/01/2014 0 116 0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370148 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Retirement, Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370149 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 84 28 Work Number Yes 105 28 Work Number No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370150 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 61 29 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370151 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.380%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 112 28 Work Number NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370153 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370154 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
370156 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.680%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 40 29 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370157 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
370158 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 72 27 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370159 XXXX     XXXX   XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.680%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 21 15 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370160 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA Less than 1 Month N/A 0     0 0 0 0 3 3 Yes NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 43 29 Work Number No 0     Borrower - SSI and Disability, SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370161 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.680%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 131 28 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370162 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370163 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes Yes Borrower As Individual N/A N/A N/A
370165 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 49 27 Other Yes 48 67 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370166 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.000%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 225 32 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370167 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370168 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 16 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370169 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.000%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 201 28 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX       XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370170 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes Yes             XXXX XXXX         2YR Full Doc 0 2 1 Month 1 Month Yes 3 N/A 0 2 0 2 0 3 3 Yes Yes No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Other REO Net Rental Income(Loss), SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage, Military and Government Assistance, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370171 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 249 29 Other Yes 64 16 Work Number No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX - 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX - 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX - 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX - 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370172 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 194 28 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370173 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 2 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 82 28 Work Number Yes 360 29 Other No 0   N/A Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
370174 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
370175 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 29 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370176 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370177 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 86 86 Work Number Yes 88 88 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370178 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 30 Work Number Yes 32 32 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370179 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370180 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 225 225 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370181 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370182 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370183 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 124 124 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370184 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 28 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370185 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
370186 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
370187 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370188 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 102     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370189 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 6 Work Number NA 0 0 N/A No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370190 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370191 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 33 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 1.0 XXXX 1.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370192 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 13 No N/A 0 0 100.00% 50.00%     N/A 0 N/A N/A N/A 0 Yes 108 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SEPartnership, SEPartnership - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
370193 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370195 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370196 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370197 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370198 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370199 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 106 106 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370200 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
370201 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370202 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 264 26 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370203 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% Yes               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 81.41% 100.00%     N/A 0 N/A N/A N/A 0 Yes 155 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
370204 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370206 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
370211 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 114 114 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370212 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 64 28 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 82     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
370213 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 134 134 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 4 0 0 0 4 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370214 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No Yes Yes 3 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 63 26 Work Number NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370216 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370217 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370219 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370220 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 213 28 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370221 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 3.7 XXXX 3.7   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370222 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 231 28 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370223 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370224 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370225 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 78 24 Other NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370227 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 201 24 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370228 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 112 28 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370229 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months Missing N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 288 29 Other Yes 31 29 Other No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
370231 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370232 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 9 9 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370233 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370234 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
370235 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370236 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370237 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370238 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 47 28 Work Number Yes 12 12 Work Number No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370278 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 72 72 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370280 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.680%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 33 Work Number Yes 106 106 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
370281 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes Yes No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 33 33 Work Number No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
370282 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 2 0 2 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 70 70 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370283 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370284 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 123 123 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370285 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 40 40 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370287 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 28 28 Work Number Yes 69 69 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370288 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 77 77 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370289 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes Yes             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 2 2 NA Yes No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00% 0.00%   Borrower Prepared 5 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370290 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 69 69 Work Number Yes 4 4 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370291 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 17 17 FNMA 1005 Yes 29 29 Work Number No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 20XX, 20XX, 20XX Borrower - 20XX, 20XX, 20XX || Co Borrower - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0   11/05/2013 0 128 0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
370292 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 12 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
370293 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes N/A 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No   Borrower As Individual N/A N/A N/A
370294 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 38 38 FNMA 1005 NA 0 0 N/A No 0     Borrower - Retirement, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370295 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370296 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 30 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370297 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 61 61 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
370300 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes Yes No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 2 0 2 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Borrower Prepared Borrower 17 NA 0 No 0 Yes 20 2 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - SESoleProprietor, Family Owned Business - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
373738 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373739 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.550%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA Yes 1 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373740 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.610%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 338 339 Work Number NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373741 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.610%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373742 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373743 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.610%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA Less than 1 Month N/A 0 Yes 5 2 0 2 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 18 18 Work Number No 0   N/A Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373744 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373745 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.550%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 197 30 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373746 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 22 22 Other Yes 24 24 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373748 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
373749 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00%       N/A 0 N/A N/A N/A 0 Yes 132 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373750 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.550%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373752 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.380%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 29 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0   04/17/2014 0 122 0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373753 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.680%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0   0 24 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373755 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 1 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373756 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373760 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.550%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373761 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.550%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373763 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.380%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 321 29 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   1 1 1 1 1 1 1 1 2 2 2 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373764 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Wage - 20XX, 20XX, 20XX, 20XX Borrower - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373765 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373766 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.550%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373767 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.380%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373768 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 16 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373769 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373771 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373772 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373773 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373774 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No Yes Yes 12 0 No Yes 0 0 73.60% 50.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 21 21 Other No 0   N/A Borrower - SECorporation - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373776 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.380%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373777 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.380%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373778 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.380%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 118 41 Work Number NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373779 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.520%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 29 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373780 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.520%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 3 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 23 29 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified, Lease Agreements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373781 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 29 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373782 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.580%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373783 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes Yes No N/A N/A   XX-XX-XXXX 6.520%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 118 28 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373784 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373785 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.520%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 59 29 FNMA 1005 Yes 77 29 FNMA 1005 No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373786 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.580%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373787 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 96 28 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373788 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373789 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373790 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373791 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 0 0 0 2 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     Borrower Prepared 5 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified, Lease Agreements Verified, 1040 Schedule E Verified - 20XX - 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 20XX - 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No   Borrower As Individual N/A N/A N/A
373792 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 35.00%     N/A 0 N/A N/A N/A 0 Yes 52 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373793 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 5 Other NA 0 0 N/A No 0   N/A Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373794 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 76 28 Work Number NA 0 0 N/A No 0   N/A Borrower - Commission, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373795 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373796 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus, Other - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373798 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 158 28 Other NA 0 0 N/A No 0   N/A Borrower - Wage, Child Support - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Separation Agreement Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
373801 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 107 29 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373802 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 24 Other NA 0 0 N/A No 0   Yes Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373803 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373804 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373805 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373806 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373807 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX     XXXX       XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373808 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373809 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 132 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - SECorporation - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373810 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373812 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - SSI and Disability, Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373814 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373815 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Military and Government Assistance - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373816 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
373817 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 255 28 Other No 0   N/A Borrower - Wage - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - SSI and Disability, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373819 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 79 28 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373820 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 146 29 Work Number Yes 89 29 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
373822 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 107 29 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373823 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373824 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373825 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373826 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Other - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX - 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX - 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373827 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     Borrower Prepared 5 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Retirement, SSI and Disability, Other - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373828 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 126 28 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373831 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373833 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 13 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373834 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 102 28 Work Number Yes 342 28 Work Number No 0   N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
373835 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No Yes Yes 14 17 Yes Yes 14 17 86.97% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 Yes 36 Yes 36 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SECorporation, SSI and Disability - CPA Letter Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - SECorporation, SSI and Disability - CPA Letter Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373837 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373839 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373841 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 70 9 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373842 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 123 28 Work Number No 0   N/A Borrower || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373843 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 39 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373844 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Retirement, SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373845 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373846 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 42 29 Other NA 0 0 N/A No 0   N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373847 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 143 28 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373848 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373849 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 47 28 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373850 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373851 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 22 Work Number Yes 29 28 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373852 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 282 28 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373853 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 3 30 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373854 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 100 28 FNMA 1005 No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373856 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes Yes No No 0 No No Yes 0 0 Yes Yes 1 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373857 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373858 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373859 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 29 Work Number Yes 26 26 Other No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373860 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 28 16 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373862 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 2 NA NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 30 Work Number Yes 31 16 Work Number No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373863 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373864 XXXX     XXXX   XXXX No         XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
373865 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
373866 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373867 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Retirement, Other, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373868 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0   NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373869 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 297 29 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373870 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 87 28 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373871 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Other - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
373872 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Retirement, Other, SSI and Disability - Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373873 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 28 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
373874 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373875 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 35 29 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes   Borrower As Individual N/A N/A N/A
373876 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 210 29 Other Yes 316 28 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373877 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 50 29 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373878 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373879 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 93 28 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373880 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 12 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373881 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 56     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373882 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 97 27 Work Number NA 0 0 N/A No 0     Borrower - Overtime and Bonus, Commission, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373883 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes Yes             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373884 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA Yes 7 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 125 31 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373885 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA Yes 3 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 23 1 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373886 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373887 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373888 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373889 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 40 28 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373890 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373891 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 2 Yes NA No No 0 No Yes Yes 0 2 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373892 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373893 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373894 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373895 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 108 29 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A
373896 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373897 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   Third-Party Prepared (Unaudited) 5 CPA N/A N/A 0 Yes 24 No 0 Yes 213 29 FNMA 1005 Yes 76 40 Work Number No 0   N/A Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX       XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX       XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373898 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No Yes Yes 3 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 307 28 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373900 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
373901 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373902 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373903 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No Yes             XXXX XXXX         2YR Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 10 5 Other No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373904 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373905 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 20 20 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
373906 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 1 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 42 7 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373907 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 14 14 Other Yes 6 6 Other No 0   N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
373908 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes Yes No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373909 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 280 29 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373910 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes Yes No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373911 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 29 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373912 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA Yes 3 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373913 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373914 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 0 0 Work Number Yes 0 0 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0   05/24/2017 1 84 0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373915 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number Yes 79 41 Work Number No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373916 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373917 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 41 29 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373918 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.710%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 82 29 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
373924 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 35 35 Work Number NA 0 0 N/A No 0     Borrower - Wage, Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373925 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 360 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Child Support - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373926 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 87 30 Work Number Yes 194 30 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, SESoleProprietor - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
373927 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 2 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 34 34 FNMA 1005 No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
373928 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       Borrower Prepared 6 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
373929 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
375823 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 228 228 Work Number Yes 104 104 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375824 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 Yes 1 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375825 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.000%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 1 0 1 0 3 3 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Retirement, Military and Government Assistance - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375826 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.680%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 208 28 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375827 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
375828 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.550%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375829 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes Yes No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       Borrower Prepared 6 Borrower N/A N/A 0 Yes 225 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, null Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375830 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375831 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 324 324 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375832 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 131 131 Other Yes 200 200 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375834 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 75 75 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375835 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       Borrower Prepared 6 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA XX-XX-XXXX XX-XX-XXXX 1       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375837 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 93 93 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375839 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 12 0 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 60 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, Lease Agreements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
375840 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375841 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 29 29 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0   08/09/2011 1 155 0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375842 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375843 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Retirement, SSI and Disability, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.7 XXXX 0.7   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375844 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375845 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 107 107 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375846 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375847 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA Less than 1 Month N/A 0 N/A 0 2 2 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       Borrower Prepared 16 Borrower N/A N/A 0 NA 0 No 0 Yes 225 225 Work Number Yes 52 52 Work Number No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375848 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 28 28 Other No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375849 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375850 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX     XXXX       XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375852 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 Yes 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 53 53 Other NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
375853 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 1 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375854 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0   0 1   NA 0 0 N/A No 0     Borrower - Wage - 2+ Months Paystubs Verified, null Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375855 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375856 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 24.63% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
375857 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 6 Work Number NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
375858 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
375859 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Investment Income - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375860 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.570%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 19 1 Work Number NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375861 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 Less than 1 Month NA N/A 0 N/A 0 2 0 0 0 1 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375863 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
375864 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 8 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375865 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
375866 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.570%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375867 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375868 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.580%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375869 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
375870 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.550%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
375871 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 18 1 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
375872 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375873 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375874 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375875 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 Work Number Yes 79 30 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375876 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375877 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Business P&L 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375879 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375880 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 354 30 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375881 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375883 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375884 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 14 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX       XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375885 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375886 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375887 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX       XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375888 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Borrower Prepared 17 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
375889 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
375890 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375892 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
375893 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375894 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 5 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
375895 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX     XXXX       XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
375896 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375897 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Retirement, Retirement, SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375898 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375900 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes Yes No No 0 No Yes Yes 12 0 Yes Yes 12 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375901 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375902 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375903 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375907 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 2 0 2 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
375908 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 164 30 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375909 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
375910 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375911 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
375912 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 2+ Months N/A 0 N/A 0 2 0 2 0 0 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385282 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.440%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385283 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385284 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385285 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified || Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Unable to Determine No No No Borrower As Individual Borrower As Individual N/A N/A
385287 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385288 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385290 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
385291 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.550%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385292 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385293 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385296 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.550%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month Yes 2 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 10 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
385297 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.530%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385298 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
385299 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.580%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
385300 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.530%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
385302 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
385303 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385304 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
385305 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 100.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified || Co Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
385306 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
385307 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385308 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
385309 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385310 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
385311 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes Yes No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385312 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
385313 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385314 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 2 2 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
385315 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
385316 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No   Borrower As Individual N/A N/A N/A
385317 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 92     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385318 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385319 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 2 0 Yes N/A 2 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385321 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385322 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SECorporation - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
385323 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385324 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
385325 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 41 29 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385326 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
385327 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385328 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
385329 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA Yes 4 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385330 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
385331 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 Less than 1 Month NA N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS Personal Tax Returns Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
385332 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX     XXXX       XXXX     XXXX XXXX XXXX XXXX     XXXX       XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
385333 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0   NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385334 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 1 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
385335 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385336 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 79     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
385338 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
385340 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
385341 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0   NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385343 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 2 0 2 0 2 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385344 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385433 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 40 40 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA XX-XX-XXXX XX-XX-XXXX 1       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385434 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA Yes No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 84 84 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Retirement - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385435 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 143 143 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385436 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
385437 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 3 NA Yes No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 54 54 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385438 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 2 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385439 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 2 0 2 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 134 134 Work Number Yes 49 49 Work Number No 0     Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385440 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 105 105 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.4 XXXX 0.4   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385441 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 324 324 Other NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385442 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 12 Work Number Yes 12 12 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                     Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385443 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 2 2 Yes NA No No 0 No Yes Yes 3 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified, Lease Agreements Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385444 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 0 2 Yes NA No No 0 No Yes N/A 2 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS W2 1099 Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
385445 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.550%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 1 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Retirement, Retirement, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 20XX, 20XX, 20XX || Co Borrower - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
385446 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 195 195 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385447 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 182 182 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
385448 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No Yes N/A 1 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385450 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     2 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 287 287 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385451 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 1 0 0 0 2 2 Yes NA No No 0 No Yes N/A 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
385452 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 101 101 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
385453 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
385454 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - SESoleProprietor, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
385455 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 235 235 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
385456 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 120 120 Work Number NA 0 0 N/A No 0     Borrower - Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
389738 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 1 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
389739 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.370%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 0 1 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Military and Government Assistance, Retirement - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389740 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389741 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389742 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389743 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389744 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
389745 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
389746 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389747 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
389749 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.530%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389750 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389751 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
389752 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389753 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
389754 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
389755 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389756 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
389757 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389758 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389759 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No Yes Yes 3 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389760 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
389761 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 150 150 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389762 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389763 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389764 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 65     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389765 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389766 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 96     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389767 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA Yes No No 0 No No Yes 0 0 Yes Yes 2 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - SSI and Disability, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
389768 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389769 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 1 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
389770 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
389771 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389772 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
389773 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00%       N/A 0 N/A N/A N/A 0 Yes 36 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SECorporation - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
393003 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
393004 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
393005 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
393006 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 57     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
393007 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
393008 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
393009 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.530%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
393010 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
393011 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 81     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
393012 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
393013 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
393014 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
393015 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No   Borrower As Individual N/A N/A N/A
393016 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes Yes No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
393017 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
393018 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Retirement - 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
393019 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
393020 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
393021 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
393022 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
393023 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
393024 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
393025 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
393026 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
393027 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
393028 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
393029 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 12 0 No N/A 0 0 100.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified || Co Borrower - N/A Borrower - 3 YRS Executed 4506T Verified || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
393036 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
393037 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 318 31 FNMA 1005 Yes 286 30 FNMA 1005 No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
393038 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 228 30 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
393040 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 83 83 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
393041 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 52 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
393042 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 4 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
393043 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months NA Yes 1 Yes 4 0 0 0 0 3 2 NA Yes No No 0 No No Yes 0 0 Yes Yes 0 12 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 3 3 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
402035 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
402036 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 69 69 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402037 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402038 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 22 22 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402039 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402041 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402042 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402043 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402045 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 25 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402046 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402047 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402048 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402049 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00%       N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
402050 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402051 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0   NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402052 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402053 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402054 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402055 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402056 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA Yes 2 N/A 0 1 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402057 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402058 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402059 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402060 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402061 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402062 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 78 6 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402063 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402064 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402065 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402066 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402068 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402069 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402070 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 104     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402071 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
402073 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 223 68 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402074 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402075 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402076 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 50     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402077 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402078 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402079 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 134 134 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402080 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402081 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402082 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes Yes No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 1 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402083 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402084 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402085 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402086 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402087 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402088 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 12 0 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 48 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO, SECorporation - CPA Letter Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified, Lease Agreements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
402089 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 27 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
402090 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 1 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 93     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402091 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402092 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Retirement - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 58     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402093 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402094 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402095 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402096 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402097 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402098 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX       XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402099 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402100 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
402101 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 2 0 2 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 1 Borrower Borrower Prepared Borrower 24 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, null YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX       XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402102 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 1 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402103 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402104 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402105 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402106 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
402107 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA XX-XX-XXXX XX-XX-XXXX 0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402108 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402109 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402110 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
402111 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 9 Work Number NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402112 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes Yes             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 2 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes Yes Borrower As Individual Borrower As Individual N/A N/A
402113 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 228 32 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402114 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402115 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, SSI and Disability, Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
402116 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402117 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
402118 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405564 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 106     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405565 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405566 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes Yes Borrower As Individual N/A N/A N/A
405567 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405568 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 14 No N/A 0 0 0.00% 53.00%     N/A 0 N/A N/A N/A 0 Yes 240 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405569 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405570 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405571 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405572 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405573 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405574 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Retirement, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
405576 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405577 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 36 36 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405578 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 42 42 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 61     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405579 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405580 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405581 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 2+ Months Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405582 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405583 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 0 1 NA NA N/A 0 N/A 0 1 0 1 0 3 2 Yes Yes No No 0 No No Yes 0 0 Yes Yes 1 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405584 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405585 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 84     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405586 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA XX-XX-XXXX XX-XX-XXXX 0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405588 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 12 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation - Executed 4506T Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
405589 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 2 2 2 2 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 51.00% 49.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405590 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 84     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405591 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405592 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405593 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405594 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes N/A 1 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
405595 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405596 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 50     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405597 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 46 1 Work Number No 0     Borrower - Wage - Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405598 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405599 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405600 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
405601 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405602 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 2 2 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405603 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No Yes Yes 0 2 Yes Yes 0 2 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405604 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 116 31 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405645 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 2 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       Borrower Prepared 7 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
405646 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 65 30 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405647 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 127 30 Work Number No 0   N/A Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
405648 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 115 31 Work Number Yes 81 31 Other No 0   Yes Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
405649 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405650 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes N/A 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
405651 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 272 20 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
405653 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 46 46 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405654 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Retirement, SSI and Disability - Executed 4506T Verified, Award Letter Verified Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405655 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 49 31 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
405657 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 89 31 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
405658 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Retirement, Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
411365 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411366 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411367 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, SSI and Disability - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
411368 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
411369 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.160%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 11 Work Number NA 0 0 N/A No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411370 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 14 10 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411371 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411372 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
411373 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
411374 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411375 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411376 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411378 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411379 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 276 276 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
411380 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411381 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 120 120 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
411382 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 12 0 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411383 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411384 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411385 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411386 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411387 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411388 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
411389 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 32 32 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 83     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411390 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
411391 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.110%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 332 332 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
411392 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411393 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
411394 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 86     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411395 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
411396 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 220 220 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411397 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 2 2 Yes NA No No 0 No Yes N/A 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 20 20 Work Number NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411398 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
411399 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No Yes N/A 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411400 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
411401 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
411402 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411403 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411404 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.160%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411405 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411406 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Business P&L 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
411407 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 0 0 0 2 2 Yes NA No No 0 No Yes N/A 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411408 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 72 31 Work Number NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411409 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Borrower Prepared 6 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Retirement, SSI and Disability - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411410 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Military and Government Assistance, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411411 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 54     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411412 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411413 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411414 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 Yes 168 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
411415 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
411416 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
411417 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411419 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
411420 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
411421 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411423 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411424 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
411425 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 99 99 Other NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411426 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
411427 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411428 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
411429 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411430 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 91 91 Other NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
411431 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411432 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
411433 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.160%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 73     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411434 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Other, SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411435 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Unable to Determine No Yes No Borrower As Individual Borrower As Individual N/A N/A
411436 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411437 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411438 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411439 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411442 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 112     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
411443 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415244 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415245 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 228 32 Work Number Yes 192 32 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415246 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415247 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415248 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415249 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415250 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 2 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     Borrower Prepared 7 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415251 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415252 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415253 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415254 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 65     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415255 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415256 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 2 0 0 0 3 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415257 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415258 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 2 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     Borrower Prepared 7 Borrower N/A N/A 0 Yes 60 No 0 Yes 3 11 Other NA 0 0 N/A No 0     Borrower - Wage, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, null Separation Agreement Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
415259 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0   0   0 2 2 NA NA No No 0 No Yes N/A 1 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - null Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - Wage, Retirement - null Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - null Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - null Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415260 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
415262 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415264 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415265 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.380%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415266 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415267 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 53 53 Work Number NA 0 0 N/A No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415269 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 45 45 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415270 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415272 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415273 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 2 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415275 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415276 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
415277 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415278 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.410%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415279 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 340 340 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415280 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415281 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415282 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       13 XX-XX-XXXX XX-XX-XXXX 0   51   0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415283 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415284 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 20 240 Other NA 0 0 N/A No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415285 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415286 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415287 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415288 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 2 Yes NA No No 0 No Yes Yes 3 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415289 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No Yes N/A 1 0 Yes N/A 1 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0   NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415291 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No Yes N/A 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415292 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415293 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 84     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415294 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 110     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415295 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415296 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415298 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415299 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.340%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 70 70 Work Number Yes 300 300 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415300 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.160%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415301 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415302 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Separation Agreement Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415303 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 2 2 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Borrower Prepared 8 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA XX-XX-XXXX XX-XX-XXXX 0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415304 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 126 126 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX     XXXX       XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415305 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No Yes N/A 3 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415306 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 2 2 NA NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415307 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 2 2 2 2 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   Borrower Prepared 8 Borrower Borrower Prepared Borrower 8 NA 0 No 0 Yes 46 46 Work Number Yes 34 34 Other No 0     Borrower - Retirement, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Retirement, Military and Government Assistance, Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
415322 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 72 30 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
415323 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 39 29 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415324 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 53 31 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415325 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 30 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
415326 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 85 30 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
418250 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 31 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
418252 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 61 32 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 20XX, 20XX, 20XX Borrower - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
424757 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 358 32 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424758 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424759 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 1 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424760 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA XX-XX-XXXX XX-XX-XXXX 0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424761 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.160%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424762 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Borrower Prepared 8 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424763 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424764 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2+ Months Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424765 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424766 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 26 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424767 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424768 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424770 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424771 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.090%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424772 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424773 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424774 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424776 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424777 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424778 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424779 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Military and Government Assistance - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424780 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424781 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424782 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No Yes             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424783 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.580%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes Yes Borrower As Individual N/A N/A N/A
424784 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.510%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424785 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 1 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424786 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424787 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424788 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 74     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424790 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424791 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 156 32 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424792 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424793 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424794 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424795 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424796 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424797 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424798 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424799 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424800 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424801 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424802 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
424803 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424804 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 360 Work Number Yes 115 115 Work Number No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424805 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No Yes N/A 1 0 Yes N/A 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - SSI and Disability - Personal Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424806 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424807 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424808 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX - 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX - 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424809 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No Yes N/A 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Commission, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424810 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424811 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 228 228 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424812 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 2 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00%     Borrower Prepared 7 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424813 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.160%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424814 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
424815 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424816 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - null Balance Sheet Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
424817 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424818 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424819 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.190%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No Yes N/A 2 0 Yes N/A 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 27 27 Work Number Yes 114 114 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424820 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424821 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 28 28 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424822 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424823 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 18 18 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424824 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 352 8 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424826 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.940%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424827 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424828 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424829 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424831 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424832 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424833 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424835 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424836 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424837 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424838 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424839 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424840 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424841 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA XX-XX-XXXX XX-XX-XXXX 1       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
424842 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
424843 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
424844 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX - 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX - 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435655 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 228 29 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435656 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435657 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0   NA 0 0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435658 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 0 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435659 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435660 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.960%     No XX.XX%       XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes Yes             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435661 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), SESoleProprietor - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
435662 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
435663 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435664 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435665 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435666 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
435667 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435668 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
435669 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX XX-XX-XXXX Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435670 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435671 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435672 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435673 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 1 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435674 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435676 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
435677 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435678 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.410%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435679 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 25.2   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435680 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
435681 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 1 0 0 0 3 2 NA NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435682 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435683 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 1 0 1 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Retirement, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435684 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435685 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 2 Yes NA No No 0 No Yes Yes 14 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 Yes 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Primary Residence Rent Income, Retirement, Retirement - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified, Lease Agreements Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435686 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435687 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435688 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435689 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435690 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 12 13 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435691 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   No XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 1 Month NA Yes 22 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 13 Other NA 0 0 N/A No 0     Borrower - Wage, Retirement, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Unable to Determine No Yes No Borrower As Individual N/A N/A N/A
435692 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A           No     XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
435693 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 2 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     Borrower Prepared 8 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435694 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435695 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435697 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss), Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435698 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
435699 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
435700 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435701 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 95     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435702 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435703 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435705 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435706 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.090%     No XX.XX%   XX.XX%   XXXX Yes 10.575% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No Yes N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435707 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No Yes Yes 1 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435708 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX Yes 10.449% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 1 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
435709 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
435710 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 48 48 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435711 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 21 3 Other NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435712 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
435713 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 64 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435714 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435715 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435716 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435717 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435719 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Unable to Determine No Yes No Borrower As Individual N/A N/A N/A
435720 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435722 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435723 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
435724 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.200%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 2 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439616 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes Yes No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX Yes 10.225% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
439617 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439618 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439619 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 96 32 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439620 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes Yes No N/A N/A   XX-XX-XXXX 5.580%     No XX.XX%   XX.XX%   XXXX Yes 9.675% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
439621 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX Yes 9.275% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
439622 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.580%     No XX.XX%   XX.XX%   XXXX Yes 9.625% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
439623 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX Yes 12.275% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 0 2 0 2 1 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 20XX - 20XX || Co Borrower - Wage, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX - 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439624 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX Yes 11.275% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No Yes N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439625 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance, Other, Other - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439626 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439627 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439628 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 28.4   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439629 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.200%     No XX.XX%   XX.XX%   XXXX Yes 10.625% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439630 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 2 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439631 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439632 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 143 143 Work Number NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439633 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 71 71 Work Number No 0     Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439634 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month   0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439636 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes Yes No N/A N/A   XX-XX-XXXX 5.950%     No XX.XX%   XX.XX%   XXXX Yes 9.525% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX No XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439637 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
439639 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439640 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439641 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 77     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439642 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No Yes N/A 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 132 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - CPA Letter Verified, Balance Sheet Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439643 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
439644 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 33 Work Number NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes Yes Borrower As Individual N/A N/A N/A
439645 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 4 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
439646 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX           XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439647 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 35 35 Work Number No 0     Borrower - SSI and Disability, Retirement - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439648 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439649 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439650 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX Yes 10.425% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
439652 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX Yes 11.775% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 1 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439653 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX Yes 11.875% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439655 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX Yes 14.349% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 2 2 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0   0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439657 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439658 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439659 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX Yes 10.999% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439660 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439661 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX     XXXX       XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439662 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX Yes 10.399% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 2 0 2 2 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 100.00%   N/A 0 N/A Borrower Prepared Borrower 8 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
439663 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 61 61 Work Number Yes 43 43 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439664 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 29 29 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439665 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439666 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 2 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 83 83 FNMA 1005 No 0     Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439667 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 79     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439668 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439669 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439670 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX Yes 12.025% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
439671 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439672 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 71     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439673 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 45 45 FNMA 1005 No 0     Borrower - Child Support, Child Support, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439674 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439675 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 80     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439676 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439677 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439678 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439679 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 12 100.00%       N/A 0 N/A N/A N/A 0 NA 0 Yes 122 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 3 YRS Executed 4506T Verified || Co Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
439680 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
439731 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 4 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, null Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
439732 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A           No     XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX XX-XX-XXXX Annually XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 2 0 0 2 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - SEPartnership, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 9.4 XXXX 9.4   XXX N/A No No No Borrower As Individual N/A N/A N/A
439733 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
440068 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 30 Work Number Yes 31 30 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
440069 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 300 21 Work Number NA 0 0 N/A No 0   Yes Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 1 0 0 0 1 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
440070 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Other, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
440071 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 18 18 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
440072 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Retirement, SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
440073 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.660%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 77 32 Work Number No 0     Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No   Borrower As Individual Borrower As Individual N/A N/A
440074 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 1 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
449837 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449838 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449839 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449840 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
449841 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449842 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX Yes 12.275% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
449844 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.410%     No XX.XX%   XX.XX%   XXXX Yes 9.375% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
449846 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449847 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.580%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449848 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449849 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA Yes No No 0 No No N/A 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 124 124 Other No 0     Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
449850 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449851 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449852 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 150 150 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449853 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
449854 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 2 2 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   Borrower Prepared 6 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
449855 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 8 1 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
449856 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 312 312 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449857 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.330%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 184 184 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449858 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 2 2 Yes Yes No No 0 No Yes Yes 3 0 Yes Yes 3 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, SSI and Disability, Investment Income - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
449859 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449860 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449861 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449862 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.410%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449863 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 53 53 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449864 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449865 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.330%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449866 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
449867 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.060%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 183 183 Other No 0     Borrower - Retirement, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
449868 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Military and Government Assistance - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449869 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.330%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
449870 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449871 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449872 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 Yes Yes 0 12 0.00% 51.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, SESCorp - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
449873 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 3 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449874 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX Yes 11.625% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449875 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month Less than 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual Borrower As Individual N/A N/A
449876 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 3 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 18 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified, null IRS Transcripts Verified, Personal Bank Statements Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, null IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
449877 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.500%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449878 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 12 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Maintenance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 78     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449879 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 2 0 0 0 0 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449880 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
449881 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449882 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 46 46 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449883 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       Borrower Prepared 6 Borrower N/A N/A 0 Yes 36 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), CPA Letter Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449884 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
449885 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449886 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes N/A 0 12 Yes N/A 0 12 0.00% 51.00%     Borrower Prepared 9 Borrower Borrower Prepared Borrower 9 Yes 216 Yes 216 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, SESCorp - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX || Co Borrower - CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
449887 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
449888 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 73 32 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450770 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 20 20 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
450771 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
450813 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.950%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Other - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
450815 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
450816 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450817 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 54 1 Work Number NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
450818 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450819 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
450820 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450821 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.090%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450822 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           Full Doc 2 0 NA NA N/A 0 N/A 0 2 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage, Military and Government Assistance, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes Yes Borrower As Individual N/A N/A N/A
450823 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.050%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450824 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX     XXXX       XXXX     XXXX XXXX XXXX XXXX     XXXX       XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
450825 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 35 35 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Unable to Determine No Yes No Borrower As Individual N/A N/A N/A
450827 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450828 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 5 5 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
450829 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450830 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 44 44 Work Number NA 0 0 N/A No 0     Borrower - Wage - null Balance Sheet Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450831 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450832 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 100     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450833 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.330%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450834 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX XX-XX-XXXX Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
450837 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450838 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.410%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450839 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450840 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450841 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.500%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
450842 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458865 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.580%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458866 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
458867 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
458868 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Unable to Determine No Yes   Borrower As Individual N/A N/A N/A
458870 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458871 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
458872 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX Yes 9.525% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 1 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
458873 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.410%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458874 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX Yes 11.875% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458875 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458876 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.800%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
458877 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
458878 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
458879 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458880 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX Yes 12.025% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
458881 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.410%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
458882 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.410%     No XX.XX%   XX.XX%   XXXX Yes 12.775% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - N/A - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
458883 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
458884 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.500%     No XX.XX%   XX.XX%   XXXX Yes 9.125% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458885 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
458886 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.410%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458887 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
458888 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
458889 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458890 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes Yes No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 48 27 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458892 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 1 0 1 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Retirement - 1 YR Personal Tax Returns Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Retirement, Other - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
458893 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.410%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458895 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
458896 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458897 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.330%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458898 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.810%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458899 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458900 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 108 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458901 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 36 36 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458902 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.500%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458903 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 252 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458904 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Military and Government Assistance, Military and Government Assistance - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458905 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
458907 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
458908 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA XX-XX-XXXX XX-XX-XXXX 1       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
469152 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes N/A 2 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
469153 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 41 32 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
469154 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 2 2 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 138 32 Work Number Yes 92 32 Work Number No 0   N/A Borrower - Wage, Retirement, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Retirement, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
469156 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 25 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
474282 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - SSI and Disability - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No Bank / Credit Reference XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
474283 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 300 33 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
474284 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 33 33 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   1 1 1 1 1 1 1 1 2 2 2 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
474285 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 27 27 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
474286 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes Yes No No 0 No Yes N/A 0 1 Yes N/A 0 1 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Retirement, Other - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
474287 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 76 33 Work Number Yes 35 33 Work Number No 0   N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
474288 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 101 33 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
474289 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.500%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 6 Work Number Yes 32 32 Work Number No 0   Yes Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 14.7 XXXX 14.7   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
474290 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Other - 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX - 20XX Borrower - 2 YRS Executed 4506T Verified - 20XX - 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
474291 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.500%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 66 12 Other NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
474293 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.500%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 65 32 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
474294 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 84 33 Work Number NA 0 0 N/A No 0     Borrower - Wage, Wage, Overtime and Bonus - 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0   03/26/2010 1 176 0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
475888 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.860%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 Less than 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475889 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 24 24 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475890 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475891 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475892 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.330%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475893 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475894 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475895 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.500%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475896 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475897 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475898 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475899 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 152 152 Work Number NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475900 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 105     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475902 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475903 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475904 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX Yes 10.025% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
475905 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX Yes 9.625% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475906 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX Yes 11.125% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475907 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.330%     No XX.XX%   XX.XX%   XXXX Yes 9.849% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 16 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475908 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX Yes 9.949% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No Yes Yes 0 14 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
475909 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX Yes 9.749% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475910 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX Yes 12.025% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475911 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.500%     No XX.XX%   XX.XX%   XXXX Yes 10.525% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475912 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 Yes Yes No No 0 No Yes N/A 2 0 Yes N/A 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - Retirement, Military and Government Assistance - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475913 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475914 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 0 2 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475915 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475916 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.500%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475917 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   Third-Party Prepared (Unaudited) 12 Accountant/Bookkeeper N/A N/A 0 Yes 60 No 0 NA 0 0 N/A Yes 21 21 Other No 0   N/A Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
475918 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX Yes 9.699% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475919 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.790%     No XX.XX%   XX.XX%   XXXX Yes 11.849% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No Yes N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475920 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 345 345 Work Number Yes 165 165 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX       XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475921 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.580%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475922 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 157 157 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475923 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 1 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475924 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 269 269 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475925 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475927 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475928 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.840%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475929 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475942 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.430%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475943 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475944 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.500%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475945 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 30 Other NA 0 0 N/A No 0     Borrower - Wage, Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
475946 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 62 31 FNMA 1005 No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475947 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475948 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 99 35 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475949 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475950 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.990%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 28 28 Work Number NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475951 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.580%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 55 55 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475952 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475953 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475954 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes Yes Borrower As Individual N/A N/A N/A
475955 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0   NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475956 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 108 22 Work Number   0 1   No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 1 Month Paystubs Verified, null Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475957 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA XX-XX-XXXX XX-XX-XXXX 1       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475958 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 212 34 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
475960 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 26 26 Work Number Yes 204 204 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
475961 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 224 224 Work Number NA 0 0 N/A No 0     Borrower - Wage, Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475962 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 Less than 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 300 300 Other Yes 67 67 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified Borrower || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475963 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475964 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475965 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 70.00%     N/A 0 N/A N/A N/A 0 Yes 108 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
475966 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified Borrower || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
475967 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475968 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475969 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.410%     No XX.XX%   XX.XX%   XXXX Yes 9.375% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 Yes 24 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475971 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.500%     No XX.XX%   XX.XX%   XXXX Yes 8.625% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475972 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Other - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475973 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX Yes 11.549% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475974 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No Yes 0 0 54.13%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - Business Bank Statements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified Borrower || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475975 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 7 Other NA 0 0 N/A No 0     Borrower - Wage, Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475976 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance, Other - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475977 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.880%     No XX.XX%   XX.XX%   XXXX Yes 11.125% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
475978 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 6 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Child Support - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475979 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX Yes 10.149% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
475980 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.330%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475981 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX Yes 10.025% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475982 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0   0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475983 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX Yes 10.249% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475984 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
475985 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX Yes 10.775% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475987 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX Yes 13.025% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475988 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475989 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX Yes 9.949% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
475990 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
475991 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.770%     No XX.XX%   XX.XX%   XXXX Yes 13.175% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475992 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
475993 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX Yes 9.749% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491142 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491143 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX Yes 13.525% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491144 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes   Borrower As Individual N/A N/A N/A
491146 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - CPA Letter Verified, 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491147 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491148 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Unable to Determine No Yes No Borrower As Individual N/A N/A N/A
491149 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491150 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491151 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.060%     No XX.XX%   XX.XX%   XXXX Yes 9.175% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
491152 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 Yes Yes 2 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX       XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No Missing XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
491153 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX Yes 9.025% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491154 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Military and Government Assistance, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491155 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491156 XXXX     XXXX   XXXX No   XXXX     XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes Yes Borrower As Individual N/A N/A N/A
491157 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Lease Hold   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491158 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491159 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491160 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
491161 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Military and Government Assistance - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491162 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA   N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, null Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491163 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491164 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491165 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 Less than 1 Month Less than 1 Month N/A 0 N/A 0 0 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
491167 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX Yes 14.249% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491168 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491169 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491170 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491171 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491172 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491173 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491174 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.790%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc   2 NA 1 Month N/A 0 N/A 0 2 0 2 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS Personal Tax Returns Verified, null W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491175 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% Yes               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No Yes Yes 0 12 No N/A 0 0 67.05% 0.00%     N/A 0 N/A N/A N/A 0 Yes 29 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Subject Property Net Rental Income(Loss) if NOO, SECorporation, Retirement - CPA Letter Verified, 3 YRS Executed 4506T Verified, null IRS Transcripts Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, null IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491176 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491177 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491178 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.500%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No   Borrower As Individual N/A N/A N/A
491179 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 1 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 303 34 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491180 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491181 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491182 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491183 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX Yes 10.849% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491184 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491185 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 360 9 Other No 0   N/A Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491186 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491187 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
491188 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.500%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491189 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 81 81 Other NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491190 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491191 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491192 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.270%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491193 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491194 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.330%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 8 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491196 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491197 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
491199 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00%       N/A 0 N/A N/A N/A 0 Yes 36 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No   Borrower As Individual N/A N/A N/A
491200 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.060%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491201 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Military and Government Assistance, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491202 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491203 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
491204 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No Yes N/A 1 0 Yes N/A 1 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
491205 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491206 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491207 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
491209 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months Yes 2 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No Yes N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
497269 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 105 33 Work Number NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497270 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes N/A 0 14 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
497271 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 0 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       Borrower Prepared 10 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497272 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA Yes 2 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 48 48 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497273 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No Yes Yes 3 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, null YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497274 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497275 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497276 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.120%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497278 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497279 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other, Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
497280 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497281 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
497282 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
497283 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.670%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc   0 NA NA N/A 0 N/A 0 2 2 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 33.30%     Borrower Prepared 10 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), YTD Profit And Loss Verified, null W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No   Borrower As Individual N/A N/A N/A
497284 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497285 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 209 209 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
497286 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
497287 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.270%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
497288 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 13 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 Yes 84 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
497289 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       Borrower Prepared 10 Borrower N/A N/A 0 Yes 84 No 0 Yes 36 36 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, SESoleProprietor, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No   Borrower As Individual N/A N/A N/A
497290 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 12 0.00%       N/A 0 N/A N/A N/A 0 NA 0 Yes 48 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 3 YRS Executed 4506T Verified || Co Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
497291 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
497293 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 62.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp, SESCorp - Business Bank Statements Verified - 20XX, 20XX Borrower - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
497294 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 10 3 Other Yes 2 3 Other No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
497295 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
497296 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497297 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX Yes 9.775% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497298 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.060%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0   08/11/2009 1 183 0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
497299 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX Yes 10.825% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497300 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 1 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 14 1 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497301 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX Yes 13.349% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No Yes N/A 0 14 Yes N/A 0 14 0.00% 50.00% 50.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX || Co Borrower - SEPartnership - 2 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
497302 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497303 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX Yes 10.425% XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX - 20XX || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX - 20XX || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX     XXXX       XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX       XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
497304 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.060%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497305 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497306 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0   0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - null Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - null Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Unable to Determine No No   Borrower As Individual N/A N/A N/A
497307 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 35 35 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497308 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 114     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
497309 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497310 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
497311 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497312 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497313 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month 1 Month   0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
497314 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497315 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 Yes 120 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
497316 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 0 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage, Commission - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
497317 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497318 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497319 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497320 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 2 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497321 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497326 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.160%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 10 10 Other NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
497327 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.160%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 22 22 FNMA 1005 NA 0 0 N/A No 0   N/A Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497329 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 0 0 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497330 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 37 35 Work Number Yes 114 35 Work Number No 0     Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX       XXXX       XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
497331 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No   4 - Verified 2+ Mos           XXXX           Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 7.6 XXXX 7.6   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
497332 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 94 35 Work Number NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
497333 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 10 9 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX       XXXX       XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
497334 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 117 34 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No   Borrower As Individual N/A N/A N/A
503419 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503420 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503421 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
503422 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
503423 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503424 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX - 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX - 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0   03/31/2017 2 92 0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503426 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503427 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 34 34 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503428 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.040%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503429 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.280%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
503430 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - SSI and Disability, Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Unable to Determine No Yes No Borrower As Individual Borrower As Individual N/A N/A
503431 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503432 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503433 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503434 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.280%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 1 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 67 67 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503436 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A XXXX XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2     N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, null Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, null Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
503437 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 3 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 50.00%     N/A 0 N/A N/A N/A 0 Yes 240 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - CPA Letter Verified, 3 YRS IRS Transcripts Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
503438 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.160%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503439 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503440 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503441 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 8 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503442 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.280%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0   0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503443 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503444 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
503445 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
503446 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503447 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 2 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503448 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.160%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Part-Time, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 96     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
503449 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
503450 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503451 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503452 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
503453 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
503454 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 64 64 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503455 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.580%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                     Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
503456 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503457 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503458 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
503459 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503460 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503461 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 50.00%     Borrower Prepared 11 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503462 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.160%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503463 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 0 2 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
503464 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00%       N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503465 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Retirement, Other, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0   0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
503466 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - Balance Sheet Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503467 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
503468 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
507727 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
507728 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
507729 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
507730 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 288 36 Work Number No 0     Borrower - 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
507731 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
507732 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 14 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 156 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
507733 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.060%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
507734 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
507735 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 2+ Months 1 Month N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
507736 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
507737 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.300%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
507738 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
507739 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No No No Borrower As Individual N/A N/A N/A
507740 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 109     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
507741 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.060%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
507742 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
507743 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
507745 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
507746 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
507747 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
507748 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.060%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 2+ Months N/A 0 Yes 1 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 44 56 Work Number No 0     Borrower - Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
507749 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.060%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 165 165 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
507750 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 222 222 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
507751 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 Yes 60 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
507752 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.670%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 109 109 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
507753 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   Yes Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
507754 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
511681 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 171 25 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
511682 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 7 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
511683 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 1 Month NA Yes 7 N/A 0 0 0 0 0 3 1 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 47 47 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
511684 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 265 36 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
511685 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.590%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2 0 2+ Months NA N/A 0 N/A 0 2 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
511686 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 25 25 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
514099 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
514100 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
514101 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
514102 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 112     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
514103 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.200%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   1 1 1 1 1 1 1 1 2 2 2 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
514104 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
514105 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 20 10 Other NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
514106 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
514107 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
514108 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
514109 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.060%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
514110 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
514111 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.060%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
514112 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.200%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
514113 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
514114 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
514115 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
514116 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 20 9 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
514117 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - null Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
514118 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 69 36 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
514120 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
514121 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.080%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0   0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
514122 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
514123 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - Balance Sheet Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
514124 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.670%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
519294 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.180%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 63 36 Work Number NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519295 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 1 0 1 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 336 36 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
519296 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 37 37 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519297 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Child Support - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519298 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.060%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA   0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519299 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
519300 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 31 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519301 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Retirement - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual Borrower As Individual N/A N/A
519302 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519303 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       13 XX-XX-XXXX XX-XX-XXXX 0   77   0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519304 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519305 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519306 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 0 0 3 2 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement, Retirement - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519307 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
519308 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519309 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519310 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.200%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 1 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
519311 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.100%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month NA N/A 0 N/A 0 1 0 1 0 3 2 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Lease Agreements Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
519312 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 0.00%     N/A 0 N/A N/A N/A 0 Yes 60 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss), SECorporation - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No No No Borrower As Individual N/A N/A N/A
519313 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 65     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
521705 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 2 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified || Co Borrower - Retirement, Other - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
521706 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 3 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 1 0 0 0 1 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
521707 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 12 13 Work Number Yes 156 25 Work Number No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
521708 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 1 Other NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
521709 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 36 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
525027 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525028 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525029 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
525030 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525031 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
525032 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
525033 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525034 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525035 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525036 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Retirement, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
525037 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525038 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX       XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
525039 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Business P&L 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 144 25 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525040 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 95 35 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
525041 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 2 0 3 2 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified || Co Borrower - Retirement - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
525042 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525043 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525044 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525045 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525046 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
525047 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525048 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.160%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 2 0 0 3 2 Yes NA No No 0 No Yes Yes 3 0 No N/A 0 0 0.00% 100.00%     Borrower Prepared 12 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525203 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 8 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
525204 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.330%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 161 34 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
525205 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.400%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 2 0 2 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 5.46% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 42 30 Work Number No 0     Borrower - SESoleProprietor, SESoleProprietor - 2 YRS Business Tax Returns Verified(N/A), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Business Tax Returns Verified(N/A), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Business Tax Returns Verified(N/A), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Business Tax Returns Verified(N/A), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX     XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
525206 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 36 Other     0   No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526954 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   1 Month   Yes 2     2 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 18 FNMA 1005     0   No 0   N/A Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
526955 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 88 35 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Overtime and Bonus, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526956 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX XX-XX-XXXX Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 67 36 Work Number Yes 293 25 FNMA 1005 No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
526957 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2   2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 78 36 FNMA 1005 Yes 90 1 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified || Co Borrower - Wage, Other REO Net Rental Income(Loss) - null W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
526958 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.150%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 0 0 FNMA 1005 Yes 76 36 Work Number No 0   N/A Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
526959 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 62 25 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX || Co Borrower Borrower - 20XX, 20XX || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
526971 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0   0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526972 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
526973 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 68     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
526974 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526975 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 100.00%     Borrower Prepared 12 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, Balance Sheet Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526976 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Retirement, Military and Government Assistance - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
526977 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
526978 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526979 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526980 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 0 2 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 100.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement, SESoleProprietor - 1 YR Personal Tax Returns Verified, Balance Sheet Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
526981 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526982 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 360 36 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
526983 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 1 0 0 0 0 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 1 YR Personal Tax Returns Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes Yes Borrower As Individual N/A N/A N/A
526984 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0   Yes 11 5 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
526985 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.790%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 8 7 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526986 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526987 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526988 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526989 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526990 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526991 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 172 25 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526992 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
526993 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 144 28 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
526994 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 1 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526995 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526996 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No Yes Yes 2 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
526997 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526998 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
526999 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
527553 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 79 35 Work Number NA 0 0 N/A No 0   N/A Borrower - Wage, Military and Government Assistance, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
527554 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.360%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1 0 1 Month NA N/A 0 N/A 0 0 0 0 0 2 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 52     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
527555 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.690%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 32 32 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - SSI and Disability - 2 YRS Executed 4506T Verified - 20XX - 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 20XX - 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX   No Yes No Borrower As Individual Borrower As Individual N/A N/A
532574 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532575 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2   1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - null W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532576 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532577 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.830%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
532578 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Military and Government Assistance, Military and Government Assistance - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532579 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532581 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 9 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532582 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months NA N/A 0 N/A 0 1 0 1 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 229 25 Work Number Yes 25 25 Work Number No 0     Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - Wage, Overtime and Bonus - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532583 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532584 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532585 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0   N/A Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532586 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532587 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532588 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532589 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 2 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 100.00%     Borrower Prepared 12 Borrower N/A N/A 0 Yes 240 No 0 Yes 19 11 Work Number NA 0 0 N/A No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Retirement, Retirement, Other - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified, Lease Agreements Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
532591 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 Yes 1 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 322 35 Work Number Yes 22 1 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX       XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
532592 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 0.00% 35.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, null Personal Bank Statements Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
532594 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532595 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0 0 NA NA N/A 0 N/A 0 2 0 0 0 3 3 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Military and Government Assistance, Military and Government Assistance - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532596 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 100.00%     N/A 0 N/A N/A N/A 0 Yes 192 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532597 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532598 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
532599 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
536643 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
536644 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 90 90 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
536645 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 47 25 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
536646 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.760%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 NA NA N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No Yes Yes 2 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
536647 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.780%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 94 35 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545212 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545213 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 1 1 NA NA N/A 0 N/A 0 1 0 1 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified - 20XX, 20XX || Co Borrower - Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified - 20XX, 20XX Borrower - 1 YR Personal Tax Returns Verified - 20XX, 20XX || Co Borrower - 1 YR Personal Tax Returns Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545214 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 5 Other     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545215 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No Yes Yes 1 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 75 25 Work Number No 0     Borrower - Wage - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545216 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   Yes 9     1 0     3 2 Yes   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 12 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other, SESoleProprietor - 1 YR Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545217 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545218 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 12 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other - 3 YRS Executed 4506T Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545219 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545220 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 8 Other     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545221 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 55 27 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545222 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545223 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545224 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 Yes   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545225 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 24.00% 24.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545226 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 146 13 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545227 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     1 0     3 3 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545228 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545229 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545230 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 24 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545231 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 221 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545232 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545233 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.770%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   1 Month   N/A 0     0 0     3 2 NA   No No 0 No Yes Yes 1 12 No       0.00% 100.00%     N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SESCorp - CPA Letter Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
545234 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545235 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 197 25 Work Number Yes 197 36 Work Number No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545236 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 9 4 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545237 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545238 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 2 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545239 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 60 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545240 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545241 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545242 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.260%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545243 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 66 25 Work Number Yes 54 25 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545244 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 84 25 Work Number Yes 197 26 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545245 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 1 NA NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 25 25 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Personal Bank Statements Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, null IRS Transcripts Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, null IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545246 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 19 Work Number     0   No 0     Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545247 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 44 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545248 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 32 1 Other     0   No 0     Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545249 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 41 24 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545250 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545251 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 207 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545252 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX       XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545253 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0   0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545364 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 124 26 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
545365 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 7 7 Work Number     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
545367 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 132 25 FNMA 1005 Yes 203 25 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545368 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 1 0 1 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement, SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545371 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.200%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 4 3 Other Yes 9 4 Work Number No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
545372 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 85 25 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545373 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 2 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 122 25 Work Number     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545374 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 67 26 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
545375 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No Missing 0 0 No Missing 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Retirement - 2 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
545376 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   2+ Months   N/A 0     2 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552335 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 180 25 Work Number     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552336 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.350%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552337 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552338 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 10 5 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
552339 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 112 25 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552340 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
552341 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.630%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 3 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552342 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 221 25 Work Number Yes 221 25 Work Number No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
552343 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes N/A 0 12 No       0.00% 100.00%     N/A 0 N/A       Yes 84 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552344 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 98 25 Work Number Yes 15 15 Work Number No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
552345 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 48 25 Work Number     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
552347 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Yes No Yes No Borrower As Individual N/A N/A N/A
554369 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 154 154 Other No 0     Borrower - N/A || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified Borrower || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
554370 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
554371 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 300 300 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Retirement, SSI and Disability - 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 61     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
554372 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 247 247 Work Number Yes 30 30 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
554373 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 289 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557004 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 103 25 Work Number Yes 3 3 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
557005 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557006 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 137 26 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557007 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No   XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557008 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 134 25 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557009 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 6 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557010 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557011 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.790%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 6 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557012 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 168 1 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557013 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
557014 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557015 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Other Yes 291 26 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 76     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
557016 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 3 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557017 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 Yes Yes 0 12 100.00%   100.00%   N/A 0 N/A N/A N/A 0 NA 0 Yes 198 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - 20XX, 2025 || Co Borrower - SESCorp - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
557018 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557019 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557020 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 5 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557021 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
557022 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 1 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
557023 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
557024 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes   Borrower As Individual N/A N/A N/A
563775 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 143 25 Other     0   No 0   N/A Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
563776 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 141 27 Work Number Yes 41 27 Work Number No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
563777 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
563778 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 8 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
563779 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 2 Yes   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
563780 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 163 17 Work Number Yes 40 25 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
563781 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 122 25 Other     0   No 0   N/A Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
563782 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 168 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
563783 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Missing 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 23 6 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
563784 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes               XXXX           2YR Full Doc 2   Less than 1 Month   N/A 0     0 0     2 2 NA   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 37 31 Work Number     0   No 0     Borrower - Wage, Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
563785 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A           No     XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     2 0     2 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 30 Work Number     0   No 0     Borrower - Wage, Commission - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
564530 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 1 Other NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564531 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.790%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     2 0     3 0 NA   No No 0 No Yes Yes 1 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 271 26 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564532 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564533 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 50.00%     Borrower Prepared 12 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership - YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564534 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX || Co Borrower - Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564535 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% Yes Yes             XXXX XXXX         2YR Full Doc 2 2 2+ Months 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 120 25 Work Number NA 0 0 N/A No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564536 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 6 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564537 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 6 2 Other Yes 2 5 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564538 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.450%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 17 5 Other Yes 17 5 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564539 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 2 2 2 3 2 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 6 Other Yes 34 6 Other No 0     Borrower - Wage, SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
564540 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 10 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564541 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564542 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564543 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564544 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 1 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564545 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564546 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564547 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 NA 2+ Months N/A 0 N/A 0 2 0 2 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 100.00% 0.00%   Borrower Prepared 12 Borrower N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564548 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564549 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 1 1 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 2 0 Yes Yes 2 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564550 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564551 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 161 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564552 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 38 26 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564553 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564554 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 181 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564555 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564556 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564557 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 133 26 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
564558 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564559 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 218 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564560 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564561 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
564562 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 1 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564563 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Other - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564564 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   Yes 7     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 65 25 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564565 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 172 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
564566 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 160 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571818 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     2 2     3 2 Yes   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 12 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp, Retirement - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571819 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.900%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance, Retirement - 3 YRS Executed 4506T Verified, Separation Agreement Verified - 20XX, 2025, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571820 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.890%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other REO Net Rental Income(Loss), Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571821 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
571822 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571823 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     2 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     Borrower Prepared 2 Borrower       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, SESoleProprietor, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571824 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.390%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 3 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 20XX, 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
571825 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 178 26 Work Number NA 0 0 N/A No 0     Borrower - Wage, Retirement - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
571826 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 6 Work Number NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
571827 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 87 26 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571828 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 1 6 FNMA 1005 No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
571829 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 19 19 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571830 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 22 1 Other     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571831 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No Yes Yes 1 0 Yes Yes 1 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
571832 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     2 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       Yes 0 No   Yes 4 2 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS Personal Tax Returns Verified, CPA Letter Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571833 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571834 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571835 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 60 14 Work Number NA 0 0 N/A No 0     Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
571836 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571837 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 2     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00% 0.00%   N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Military and Government Assistance - 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 20XX Borrower - 2 YRS Business Tax Returns Verified(1120S), 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571838 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 52     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571839 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 55 55 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571840 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 181 25 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571841 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571842 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESCorp - 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571843 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
571844 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571845 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571846 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
571847 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577535 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 20 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577536 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 Yes   No No 0 No Yes Yes 0 1 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Award Letter Verified, Business Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577537 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 121 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577538 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577539 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 6 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577540 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 2 8 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577541 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
577542 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 20 1 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577543 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 13 1 Work Number Yes 9 7 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
577544 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577545 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 17 17 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577546 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.240%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 163 26 Work Number     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577547 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 106 26 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577548 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 51     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
577560 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 68 26 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
577561 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 2+ Months NA N/A 0 N/A 0 0 0 0 0 3 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 41 25 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Other, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
577562 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 97 25 Work Number Yes 97 25 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
577563 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months NA N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 21 21 Work Number Yes 207 26 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
577565 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 2 2 2 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 50.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SECorporation, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120), 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
577566 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         Full Doc 2 2 2+ Months 2+ Months N/A 0 Yes 1 0 0 0 0 2 0 NA Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 31 26 FNMA 1005 Yes 78 26 Work Number No 0   N/A Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX || Co Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
577567 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       25.24% 0.00%     N/A 0 N/A       NA 0 No   Yes 156 26 Work Number     0   No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
577568 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 8 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
577569 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.220%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 272 26 FNMA 1005 NA 0 0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
577570 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 4 7 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
577571 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 73 25 Work Number Yes 89 25 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581552 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 48 26 Work Number Yes 249 26 Work Number No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581553 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.320%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 60 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0     04/30/2024 1 11   0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581554 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 41 27 FNMA 1005     0   No 0     Borrower - Wage - 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581555 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581556 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 360 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581557 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 180 25 Work Number Yes 41 25 FNMA 1005 No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 1 73     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581558 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 24 24 Work Number Yes 114 24 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581586 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 7.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581587 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month Yes 5 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 47 1 Work Number NA 0 0 N/A No 0     Borrower - Wage, Military and Government Assistance, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581588 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581589 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months     0     0 0     3 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 360 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581590 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 10 7 Other No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581591 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581592 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581593 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 2 NA NA N/A 0 N/A 0 2 0 2 0 0 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 20 4 Work Number No 0     Borrower - Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581594 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes N/A 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 360 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
581595 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 5 FNMA 1005     0   No 0     Borrower - Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX   XX-XX-XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581596 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 39 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581597 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581598 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 149 26 Work Number     0   No 0     Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581599 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 264 4 Other     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
581600 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 82 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581601 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
581604 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 8 8 Work Number     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581605 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - Business Bank Statements Verified - 20XX, 2025 Borrower - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581606 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
581607 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     1 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 43 24 Other     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified Borrower - Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587856 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 2 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587858 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     1 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 5 9 Other     0   No 0     Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587859 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587860 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587861 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587862 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587863 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 139 25 Work Number Yes 73 25 Work Number No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587864 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 2 0 2 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 76 25 Work Number No 0     Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Personal Tax Returns Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Personal Tax Returns Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587865 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587866 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 1 8 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587867 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 6 5 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587868 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.290%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 20 6 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587869 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 NA NA N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587870 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           12 Month Bank Statement 0   NA   N/A 0     0 0     3 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 112 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss) - CPA Letter Verified, 3 YRS Executed 4506T Verified, Business Bank Statements Verified - 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587871 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587872 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         1YR Full Doc 0 0 NA 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Retirement, Other - 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587873 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587874 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587875 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 29 29 Work Number     0   No 0     Borrower - Wage, Military and Government Assistance - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587876 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 130 25 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0   0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587877 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   NA   N/A 0     0 0     2 0 Yes   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability - 2 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 2 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587878 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           1YR Full Doc 0   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 360 1 Work Number     0   No 0     Borrower - Retirement - Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587879 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587880 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       7 XX-XX-XXXX XX-XX-XXXX 0 77     0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No   XXXX No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587881 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 4 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587882 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587883 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 0 0 1 Month NA Yes 4 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage, Retirement - 1 Month Paystubs Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower Borrower - 20XX, 20XX, 2025 || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587884 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.600%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 18 6 FNMA 1005     0   No 0     Borrower - Wage, Other - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587885 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 0 1 Month NA N/A 0 N/A 0 0 0 0 0 0 0 Yes NA No No 0 No No Yes 0 0 No N/A 0 0 0.00% 0.00%     N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 7 5 Work Number NA 0 0 N/A No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower Borrower - 20XX, 20XX, 2025 || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
587886 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month     0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 66 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587887 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587888 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587889 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified Borrower || Co Borrower XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587890 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 3 0 Yes NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 16 16 Work Number Yes 18 18 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
587891 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 158 14 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
587892 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 44 14 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587893 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587894 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 24 Work Number     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587895 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.470%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587896 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.070%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     0 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No     0 1       0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, null Written VOE Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587897 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587898 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.310%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 95 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified Borrower - 3 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
587899 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 5.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     1 0     0 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Retirement - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
588028 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     3 2 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 31 31 FNMA 1005     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
588029 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 2 0 Yes NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 46 25 Work Number Yes 204 26 FNMA 1005 No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
588030 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 197 26 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
588031 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 130 26 Work Number     0   No 0   N/A Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
588032 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 82 26 FNMA 1005     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
588033 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.650%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   2+ Months   N/A 0     0 0     2 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 43 26 FNMA 1005     0   No 0     Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
588034 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.030%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 2+ Months 2+ Months N/A 0 N/A 0 0 0 0 0 2 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 44 27 Other Yes 52 27 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual Borrower As Individual N/A N/A
588035 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   NA   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
588037 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.730%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           Full Doc 2   1 Month   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 77 26 Other     0   No 0   N/A Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2025, 20XX, 20XX Borrower - 2 YRS Executed 4506T Verified - 2025, 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
588038 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     2 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 306 26 Work Number     0   No 0     Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Award Letter Verified Borrower - 2 YRS Executed 4506T Verified XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
588039 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.620%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 1   NA   N/A 0     2 0     3 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, Retirement - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, Personal Bank Statements Verified - 20XX, 20XX Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX         XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No No No Borrower As Individual N/A N/A N/A
588130 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 1 1 Month NA N/A 0 N/A 0 0 0 0 0 2 0 NA Yes No No 0 No No N/A 0 0 No N/A 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 30 26 FNMA 1005 NA 0 0 N/A No 0     Borrower - Wage, Retirement, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 2 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594916 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.980%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 27 15 Work Number Yes 238 15 Work Number No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594917 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594918 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   NA   N/A 0     0 0     3 0 Yes   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Retirement, Retirement, Retirement, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594919 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.930%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% Yes Yes             XXXX XXXX         2YR Full Doc 1 1 NA 1 Month N/A 0 N/A 0 1 0 1 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX Unable to Determine No Yes No Borrower As Individual Borrower As Individual N/A N/A
594920 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.920%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 268 26 Work Number     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594921 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.230%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594922 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month Yes 12 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No Yes 0 0 0.00%   0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 Yes 1 1 FNMA 1005 NA 0 0 N/A No 0     Borrower - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified - 20XX, 20XX || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified - 20XX, 20XX, 2025 Borrower - 20XX, 20XX || Co Borrower - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594923 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.250%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A XXXX XXXX XXXX   Annually XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 Yes 14 0 0 0 0 3 0 NA NA No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594924 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   Yes XXXX XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594925 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.880%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No No             XXXX XXXX         2YR Full Doc 2 2 1 Month 1 Month N/A 0 N/A 0 0 0 0 0 3 0 Yes Yes No No 0 No No Yes 0 0 No Yes 0 0 0.00% 0.00% 0.00%   N/A 0 N/A N/A N/A 0 NA 0 No 0 NA 0 0 N/A Yes 6 2 Work Number No 0     Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 || Co Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX XX-XX-XXXX     XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX     XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                         Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual Borrower As Individual N/A N/A
594926 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.870%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A   XXXX XXXX   Monthly XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 0   2+ Months   N/A 0     0 0     0 0 Yes   No No 0 No Yes Yes 2 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   NA 0 0 N/A     0   No 0     Borrower - SSI and Disability, SSI and Disability, SSI and Disability - 2+ Months Paystubs Verified, Award Letter Verified, Personal Bank Statements Verified - 2025, 20XX Borrower - 2025, 20XX XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A
594927 XXXX     XXXX XXXX XXXX No XXXX XXXX XX-XX-XXXX XXXX XX-XX-XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A N/A   XX-XX-XXXX 6.850%     No XX.XX%   XX.XX%   XXXX No   XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX   N/A     XXXX     XX.XX% XX.XX% XX.XX% No               XXXX           2YR Full Doc 2   1 Month   N/A 0     0 0     3 0 NA   No No 0 No No Yes 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 3 1 FNMA 1005     0   No 0     Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 Borrower - 3 YRS Executed 4506T Verified - 20XX, 20XX, 2025 XXXX XXXX XXXX XXXX XXXX XX-XX-XXXX XX-XX-XXXX       XXXX                 No                                       NA     0       0     0     0   0 0 0 0 0 0 0 0 0 0 0 XXXX No     No XXXX XXXX XXXX XXXX   XXXX XXXX XX-XX-XXXX     XXXX                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0   XXX N/A No Yes No Borrower As Individual N/A N/A N/A