The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Rani Therapeutics Holdings Inc Common Stock 753018100 155,580 302,743 SH DFND 302,743 0 0
iShares Core U.S. Aggregate Bo ETF 464287226 498,279,616 5,022,980 SH DFND 5,022,980 0 0
iShares S&P 500 Value ETF ETF 464287408 25,991 133 SH DFND 133 0 0
iShares S&P 500 Growth ETF ETF 464287309 5,192,977 47,166 SH DFND 47,166 0 0
Vanguard Total Bond Market ETF ETF 921937835 9,531,845 129,456 SH DFND 129,456 0 0
iShares TIPS Bond ETF ETF 464287176 2,666,269 24,230 SH DFND 24,230 0 0
Vanguard Extended Market ETF ETF 922908652 9,010,541 46,757 SH DFND 46,757 0 0
Vanguard Short-Term Corporate ETF 92206C409 17,603,606 221,429 SH DFND 221,429 0 0
Vanguard Intermediate-Term Cor ETF 92206C870 14,794,752 178,422 SH DFND 178,422 0 0
Vanguard Long-Term Corporate B ETF 92206C813 14,371,665 189,350 SH DFND 189,350 0 0
Vanguard Short-Term Bond ETF ETF 921937827 1,311,221 16,661 SH DFND 16,661 0 0
Vanguard Total International S ETF 921909768 12,450,156 180,202 SH DFND 180,202 0 0
Vanguard S&P 500 ETF ETF 922908363 58,411,661 102,832 SH DFND 102,832 0 0
TrueCar Inc Common Stock 89785L107 15,128,266 7,962,245 SH DFND 7,962,245 0 0
Vanguard FTSE All-World ex-US ETF 922042775 78,762,682 1,171,715 SH DFND 1,171,715 0 0
Vanguard Dividend Appreciation ETF 921908844 2,224,149 10,867 SH DFND 10,867 0 0
Vanguard High Dividend Yield E ETF 921946406 28,736,704 215,563 SH DFND 215,563 0 0
Vanguard Total Stock Market ET ETF 922908769 5,261,028 17,310 SH DFND 17,310 0 0
VictoryShares Core Intermediat ETF 92647N527 113,965,460 2,421,191 SH DFND 2,421,191 0 0
Vanguard Extended Market ETF ETF 922908652 19,737,744 102,422 SH DFND 102,422 0 0
Vanguard S&P 500 ETF ETF 922908363 55,025,634 96,871 SH DFND 96,871 0 0