The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 751,238 15,322 SH SOLE 15,322 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,019,535 41,716 SH SOLE 41,716 0 0
AMERICAN CENTY ETF TR AVANTIS ALL INT 025072174 574,035 8,789 SH SOLE 8,789 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 2,587,146 85,838 SH SOLE 85,838 0 0
MICROSOFT CORP COM 594918104 213,886 430 SH SOLE 430 0 0
ISHARES TR TIPS BD ETF 464287176 281,251 2,556 SH SOLE 2,556 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 7,470,362 24,579 SH SOLE 24,579 0 0
ISHARES TR PFD AND INCM SEC 464288687 1,042,355 33,975 SH SOLE 33,975 0 0
VANGUARD WELLINGTON FD US MOMENTUM 921935508 299,604 1,737 SH SOLE 1,737 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 554,698 1,982 SH SOLE 1,982 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 11,707,816 91,097 SH SOLE 91,097 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 487,742 735 SH SOLE 735 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 4,587,386 66,397 SH SOLE 66,397 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 757,298 10,285 SH SOLE 10,285 0 0
ALPHA ARCHITECT ETF TR DISCIPLINE FUND 02072L748 39,081,814 1,663,764 SH SOLE 1,663,764 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,447,883 29,274 SH SOLE 29,274 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284 1,891,737 76,341 SH SOLE 76,341 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,316,066 19,578 SH SOLE 19,578 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,298,804 40,323 SH SOLE 40,323 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 537,028 12,565 SH SOLE 12,565 0 0
PLANET LABS PBC COM CL A 72703X106 211,615 34,691 SH SOLE 34,691 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,953,761 23,562 SH SOLE 23,562 0 0
AFLAC INC COM 001055102 253,104 2,400 SH SOLE 2,400 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 734,470 9,239 SH SOLE 9,239 0 0
CAMBRIA ETF TR TAIL RISK 132061862 263,780 22,000 SH SOLE 22,000 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 584,112 3,214 SH SOLE 3,214 0 0
EA Series Trust Alpha Architect 02072L516 276,737 3,115 SH SOLE 3,115 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 473,710 859 SH SOLE 859 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 1,136,784 20,256 SH SOLE 20,256 0 0
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106 214,589 5,434 SH SOLE 5,434 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,019,204 227,113 SH SOLE 227,113 0 0
WALMART INC COM 931142103 205,338 2,100 SH SOLE 2,100 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 2,827,928 100,817 SH SOLE 100,817 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,790,039 326,901 SH SOLE 326,901 0 0
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372 212,094 3,961 SH SOLE 3,961 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 203,294 2,678 SH SOLE 2,678 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,451,407 2,555 SH SOLE 2,555 0 0
ISHARES TR CORE S&P500 ETF 464287200 357,018 575 SH SOLE 575 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409 1,062,366 21,158 SH SOLE 21,158 0 0
SIMPLIFY EXCHANGE TRADED FUN MANAGED FUTURES 82889N699 271,144 10,140 SH SOLE 10,140 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 1,131,722 19,254 SH SOLE 19,254 0 0
2023 ETF Series Trust II GMO INTL QUALITY 90139K308 231,480 9,000 SH SOLE 9,000 0 0
APPLE INC COM 037833100 344,070 1,677 SH SOLE 1,677 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 251,047 7,262 SH SOLE 7,262 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 753,948 28,451 SH SOLE 28,451 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,520,303 2,461 SH SOLE 2,461 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,383,268 7,827 SH SOLE 7,827 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 3,260,629 54,516 SH SOLE 54,516 0 0
ISHARES GOLD TR ISHARES NEW 464285204 452,983 7,264 SH SOLE 7,264 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,172,908 50,469 SH SOLE 50,469 0 0
JOHNSON & JOHNSON COM 478160104 206,213 1,350 SH SOLE 1,350 0 0