The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 233,058 2,055 SH SOLE 0 0 2,055
ALPHABET INC CAP STK CL C 02079K107 250,829 1,414 SH SOLE 0 0 1,414
AMAZON COM INC COM 023135106 628,333 2,864 SH SOLE 0 0 2,864
APPLE INC COM 037833100 1,617,854 7,885 SH SOLE 0 0 7,885
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 728,169 1,499 SH SOLE 0 0 1,499
CLEANSPARK INC COM NEW 18452B209 137,875 12,500 SH SOLE 0 0 12,500
EATON CORP PLC SHS G29183103 276,667 775 SH SOLE 0 0 775
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857 16,316,372 603,416 SH SOLE 0 0 603,416
FIRST TR EXCHANGE-TRADED ALP COM SHS 33733F101 260,752 1,776 SH SOLE 0 0 1,776
FIRST TR EXCHANGE-TRADED ALP COM SHS 33735B108 265,878 2,315 SH SOLE 0 0 2,315
INTERNATIONAL BUSINESS MACHS COM 459200101 202,514 687 SH SOLE 0 0 687
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 272,972 5,964 SH SOLE 0 0 5,964
ISHARES TR S&P 500 GRWT ETF 464287309 488,467 4,437 SH SOLE 0 0 4,437
ISHARES TR S&P 500 VAL ETF 464287408 223,756 1,145 SH SOLE 0 0 1,145
ISHARES TR ISHS 1-5YR INVS 464288646 394,040 7,469 SH SOLE 0 0 7,469
ISHARES TR CORE MSCI EAFE 46432F842 941,404 11,277 SH SOLE 0 0 11,277
ISHARES TR CORE MSCI TOTAL 46432F834 551,066 7,128 SH SOLE 0 0 7,128
ISHARES TR CORE S&P MCP ETF 464287507 49,940,938 805,239 SH SOLE 0 0 805,239
ISHARES TR CORE S&P SCP ETF 464287804 23,102,658 211,389 SH SOLE 0 0 211,389
ISHARES TR CORE S&P TTL STK 464287150 838,463 6,209 SH SOLE 0 0 6,209
ISHARES TR CORE S&P500 ETF 464287200 5,725,260 9,221 SH SOLE 0 0 9,221
ISHARES TR CORE US AGGBD ET 464287226 589,699 5,945 SH SOLE 0 0 5,945
ISHARES TR EAFE SML CP ETF 464288273 285,386 3,927 SH SOLE 0 0 3,927
ISHARES TR ESG AWRE 1 5 YR 46435G243 371,484 14,759 SH SOLE 0 0 14,759
ISHARES TR ESG AW MSCI EAFE 46435G516 405,148 4,541 SH SOLE 0 0 4,541
ISHARES TR ESG AWARE MSCI 46435U663 416,441 10,076 SH SOLE 0 0 10,076
ISHARES TR ESG AWR US AGRGT 46435U549 557,169 11,720 SH SOLE 0 0 11,720
ISHARES TR MRGSTR MD CP ETF 464288208 743,387 9,332 SH SOLE 0 0 9,332
ISHARES TR MSCI EAFE ETF 464287465 1,020,297 11,414 SH SOLE 0 0 11,414
ISHARES TR MSCI EMG MKT ETF 464287234 245,831 5,096 SH SOLE 0 0 5,096
LOCKHEED MARTIN CORP COM 539830109 463,603 1,001 SH SOLE 0 0 1,001
MARSH & MCLENNAN COS INC COM 571748102 1,093,200 5,000 SH SOLE 0 0 5,000
MERCADOLIBRE INC COM 58733R102 708,294 271 SH SOLE 0 0 271
MICROSOFT CORP COM 594918104 598,862 1,204 SH SOLE 0 0 1,204
NVIDIA CORPORATION COM 67066G104 720,908 4,563 SH SOLE 0 0 4,563
OCUGEN INC COM 67577C105 20,378 21,000 SH SOLE 0 0 21,000
PAYPAL HLDGS INC COM 70450Y103 206,387 2,777 SH SOLE 0 0 2,777
INVESCO EXCHANGE TRADED FD T RAFI US 1000 ETF 46137V613 496,546 11,747 SH SOLE 0 0 11,747
PROSHARES TR SP500 EX HLTH 74347B565 709,154 10,465 SH SOLE 0 0 10,465
ROCKET LAB CORP COM 773121108 232,147 6,490 SH SOLE 0 0 6,490
SHOPIFY INC CL A SUB VTG SHS 82509L107 254,924 2,210 SH SOLE 0 0 2,210
SOFI TECHNOLOGIES INC COM 83406F102 296,823 16,300 SH SOLE 0 0 16,300
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 27,405,586 1,070,531 SH SOLE 0 0 1,070,531
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847 4,087,473 75,165 SH SOLE 0 0 75,165
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 4,891,601 67,294 SH SOLE 0 0 67,294
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 44,989,126 471,980 SH SOLE 0 0 471,980
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 55,462,673 1,369,787 SH SOLE 0 0 1,369,787
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 11,630,170 272,114 SH SOLE 0 0 272,114
SPDR SERIES TRUST PORTFOLIO INTRMD 78464A375 15,642,044 465,814 SH SOLE 0 0 465,814
SPDR SERIES TRUST PORTFOLIO LN COR 78464A367 1,175,355 52,076 SH SOLE 0 0 52,076
SPDR SERIES TRUST PORTFOLIO SHORT 78464A474 8,578,730 284,158 SH SOLE 0 0 284,158
TESLA INC COM 88160R101 563,846 1,775 SH SOLE 0 0 1,775
TRANSMEDICS GROUP INC COM 89377M109 201,015 1,500 SH SOLE 0 0 1,500
VANGUARD WORLD FD ESG US STK ETF 921910733 980,291 8,941 SH SOLE 0 0 8,941
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 451,905 2,345 SH SOLE 0 0 2,345
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 250,558 4,395 SH SOLE 0 0 4,395
VANGUARD INDEX FDS GROWTH ETF 922908736 2,343,686 5,346 SH SOLE 0 0 5,346
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 324,269 4,824 SH SOLE 0 0 4,824
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 514,158 6,983 SH SOLE 0 0 6,983
VANGUARD INDEX FDS VALUE ETF 922908744 41,761,240 236,286 SH SOLE 0 0 236,286
VISA INC COM CL A 92826C839 1,364,812 3,844 SH SOLE 0 0 3,844