v3.25.2
LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Credit Quality Information (Details)
$ in Thousands
6 Months Ended 12 Months Ended
Jun. 30, 2025
USD ($)
loan
Dec. 31, 2024
USD ($)
loan
Jun. 30, 2024
USD ($)
Dec. 31, 2023
USD ($)
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current $ 213,362 $ 205,219    
Loans, net of deferred fees and costs 213,362 205,219    
Non-accrual 1,066 360 $ 317 $ 527
Restructured loans to borrowers with financial difficulty $ 24 $ 26    
Number restructured loans to borrowers with financial difficulty | loan 1 1    
Non-performing restructured loans to borrowers with financial difficulty | loan 24 26    
Number of non-performing TDRs accounts | loan 1 1    
Pass        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current $ 210,944 $ 203,614    
Special mention        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current   472    
Substandard        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 2,418 1,133    
Real Estate Loan        
Loans and Allowance for Credit Losses - Loans        
Loans, net of deferred fees and costs 164,681 161,938    
Non-accrual 1,007 273    
Real Estate Loan | Construction and Land        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 4,626 8,882    
Loans, net of deferred fees and costs 4,626 8,882    
Real Estate Loan | Construction and Land | Pass        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 4,626 8,882    
Real Estate Loan | Farmland        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 311 315    
Loans, net of deferred fees and costs 311 315    
Real Estate Loan | Farmland | Pass        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 311 315    
Real Estate Loan | Single-family Residential        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 104,167 98,993    
Loans, net of deferred fees and costs 104,167 98,993    
Non-accrual 887 149 106 145
Restructured loans to borrowers with financial difficulty $ 24 $ 26    
Number restructured loans to borrowers with financial difficulty | loan 1 1    
Non-performing restructured loans to borrowers with financial difficulty | loan 24 26    
Number of non-performing TDRs accounts | loan 1 1    
Real Estate Loan | Single-family Residential | Pass        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current $ 103,188 $ 98,844    
Real Estate Loan | Single-family Residential | Substandard        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 979 149    
Real Estate Loan | Multi-family        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 4,947 5,022    
Loans, net of deferred fees and costs 4,947 5,022    
Real Estate Loan | Multi-family | Pass        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 4,947 5,022    
Real Estate Loan | Commercial        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 50,630 48,726    
Loans, net of deferred fees and costs 50,630 48,726    
Non-accrual 120 124 132  
Real Estate Loan | Commercial | Pass        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 49,766 47,829    
Real Estate Loan | Commercial | Substandard        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 864 897    
Commercial and Industrial        
Loans and Allowance for Credit Losses - Loans        
Loans, net of deferred fees and costs 24,551 22,396    
Commercial and Industrial | Commercial and Industrial        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 19,012 16,705    
Loans, net of deferred fees and costs 19,012 16,705    
Non-accrual       299
Commercial and Industrial | Commercial and Industrial | Pass        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 19,012 16,705    
Commercial and Industrial | SBA guaranty        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 5,539 5,691    
Loans, net of deferred fees and costs 5,539 5,691    
Commercial and Industrial | SBA guaranty | Pass        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 5,078 5,219    
Commercial and Industrial | SBA guaranty | Special mention        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current   472    
Commercial and Industrial | SBA guaranty | Substandard        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 461      
Consumer Loans        
Loans and Allowance for Credit Losses - Loans        
Loans, net of deferred fees and costs 24,130 20,885    
Non-accrual 59 87    
Consumer Loans | Consumer        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 2,512 2,880    
Loans, net of deferred fees and costs 2,512 2,880    
Consumer Loans | Consumer | Pass        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 2,512 2,880    
Consumer Loans | Automobile        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 21,618 18,005    
Loans, net of deferred fees and costs 21,618 18,005    
Non-accrual 59 87 $ 79 $ 83
Consumer Loans | Automobile | Pass        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current 21,504 17,918    
Consumer Loans | Automobile | Substandard        
Loans and Allowance for Credit Losses - Loans        
Financing Receivable, Recorded Investment, Current $ 114 $ 87