LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Current, Past Due, and Non-Accrual Loans by Categories of loans and Restructured Loans (Details) - USD ($)
|
Jun. 30, 2025 |
Dec. 31, 2024 |
Jun. 30, 2024 |
Dec. 31, 2023 |
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
$ 213,362,000
|
$ 205,219,000
|
|
|
| Non-accrual |
1,066,000
|
360,000
|
$ 317,000
|
$ 527,000
|
| Total |
213,362,000
|
205,219,000
|
|
|
| Allowance for loan losses |
2,587,000
|
2,839,000
|
|
2,157,000
|
| Nonaccrual with specific reserves |
0
|
|
|
|
| Current |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
211,864,000
|
202,979,000
|
|
|
| 30 To 89 Days Past Due |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
432,000
|
1,880,000
|
|
|
| Real Estate Loan |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Non-accrual |
1,007,000
|
273,000
|
|
|
| Total |
164,681,000
|
161,938,000
|
|
|
| Real Estate Loan | Current |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
163,647,000
|
160,563,000
|
|
|
| Real Estate Loan | 30 To 89 Days Past Due |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
27,000
|
1,102,000
|
|
|
| Real Estate Loan | Construction and Land |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
4,626,000
|
8,882,000
|
|
|
| Total |
4,626,000
|
8,882,000
|
|
|
| Allowance for loan losses |
14,000
|
40,000
|
|
31,000
|
| Real Estate Loan | Construction and Land | Current |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
4,626,000
|
8,882,000
|
|
|
| Real Estate Loan | Farmland |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
311,000
|
315,000
|
|
|
| Total |
311,000
|
315,000
|
|
|
| Allowance for loan losses |
14,000
|
16,000
|
|
18,000
|
| Real Estate Loan | Farmland | Current |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
311,000
|
315,000
|
|
|
| Real Estate Loan | Single-family Residential |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
104,167,000
|
98,993,000
|
|
|
| Non-accrual |
887,000
|
149,000
|
106,000
|
145,000
|
| Total |
104,167,000
|
98,993,000
|
|
|
| Allowance for loan losses |
1,466,000
|
1,529,000
|
|
1,290,000
|
| Real Estate Loan | Single-family Residential | Current |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
103,253,000
|
97,742,000
|
|
|
| Real Estate Loan | Single-family Residential | 30 To 89 Days Past Due |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
27,000
|
1,102,000
|
|
|
| Real Estate Loan | Multi-family |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
4,947,000
|
5,022,000
|
|
|
| Total |
4,947,000
|
5,022,000
|
|
|
| Allowance for loan losses |
103,000
|
224,000
|
|
96,000
|
| Real Estate Loan | Multi-family | Current |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
4,947,000
|
5,022,000
|
|
|
| Real Estate Loan | Commercial |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
50,630,000
|
48,726,000
|
|
|
| Non-accrual |
120,000
|
124,000
|
132,000
|
|
| Total |
50,630,000
|
48,726,000
|
|
|
| Allowance for loan losses |
357,000
|
507,000
|
|
190,000
|
| Real Estate Loan | Commercial | Current |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
50,510,000
|
48,602,000
|
|
|
| Commercial and Industrial |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Total |
24,551,000
|
22,396,000
|
|
|
| Commercial and Industrial | Current |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
24,551,000
|
21,924,000
|
|
|
| Commercial and Industrial | 30 To 89 Days Past Due |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
|
472,000
|
|
|
| Commercial and Industrial | Commercial and Industrial |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
19,012,000
|
16,705,000
|
|
|
| Non-accrual |
|
|
|
299,000
|
| Total |
19,012,000
|
16,705,000
|
|
|
| Allowance for loan losses |
362,000
|
272,000
|
|
304,000
|
| Commercial and Industrial | Commercial and Industrial | Current |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
19,012,000
|
16,233,000
|
|
|
| Commercial and Industrial | Commercial and Industrial | 30 To 89 Days Past Due |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
|
472,000
|
|
|
| Commercial and Industrial | SBA guaranty |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
5,539,000
|
5,691,000
|
|
|
| Total |
5,539,000
|
5,691,000
|
|
|
| Allowance for loan losses |
34,000
|
38,000
|
|
21,000
|
| Commercial and Industrial | SBA guaranty | Current |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
5,539,000
|
5,691,000
|
|
|
| Consumer Loans |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Non-accrual |
59,000
|
87,000
|
|
|
| Total |
24,130,000
|
20,885,000
|
|
|
| Consumer Loans | Current |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
23,666,000
|
20,492,000
|
|
|
| Consumer Loans | 30 To 89 Days Past Due |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
405,000
|
306,000
|
|
|
| Consumer Loans | Consumer |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
2,512,000
|
2,880,000
|
|
|
| Total |
2,512,000
|
2,880,000
|
|
|
| Allowance for loan losses |
36,000
|
45,000
|
|
30,000
|
| Consumer Loans | Consumer | Current |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
2,488,000
|
2,879,000
|
|
|
| Consumer Loans | Consumer | 30 To 89 Days Past Due |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
24,000
|
1,000
|
|
|
| Consumer Loans | Automobile |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
21,618,000
|
18,005,000
|
|
|
| Non-accrual |
59,000
|
87,000
|
$ 79,000
|
83,000
|
| Total |
21,618,000
|
18,005,000
|
|
|
| Allowance for loan losses |
201,000
|
168,000
|
|
$ 177,000
|
| Consumer Loans | Automobile | Current |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
21,178,000
|
17,613,000
|
|
|
| Consumer Loans | Automobile | 30 To 89 Days Past Due |
|
|
|
|
| Loans and Allowance for Credit Losses - Loans |
|
|
|
|
| Financing Receivable, Recorded Investment, Current |
$ 381,000
|
$ 305,000
|
|
|