v3.25.2
LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details)
 6 Months Ended 12 Months Ended
Jun. 30, 2025
USD ($)
borrower
Jun. 30, 2024
USD ($)
Dec. 31, 2024
USD ($)
Financing Receivable, Allowance for Credit Losses      
Average loans $ 207,409,000 $ 181,282,000  
Net charge-offs to average loans (annualized) 0.01% 0.25%  
Number of borrowers | borrower 10    
Loans charged off $ 130,000   $ 384,000
Outstanding commitments 37,300,000 $ 39,600,000  
Increase (Decrease) in outstanding commitments 2,300,000    
Term Loans by Origination Year      
Year 2 16,000    
Year 3     13,000
Year 4 24,000   299,000
Year 5 22,000   51,000
Prior 68,000   21,000
Total 130,000   384,000
Unfunded commitments      
Beginning balance 584,000 473,000 473,000
Reduction of unfunded reserve (338,000) (88,000)  
Provisions charged to operations   186,000  
Ending balance 246,000 $ 571,000 584,000
Commercial and Industrial | Commercial and Industrial      
Financing Receivable, Allowance for Credit Losses      
Loans charged off     299,000
Term Loans by Origination Year      
Year 4     299,000
Total     299,000
Consumer Loans      
Financing Receivable, Allowance for Credit Losses      
Loans charged off 130,000   85,000
Term Loans by Origination Year      
Year 2 16,000    
Year 3     13,000
Year 4 24,000   0
Year 5 22,000   51,000
Prior 68,000   21,000
Total 130,000   85,000
Consumer Loans | Consumer      
Financing Receivable, Allowance for Credit Losses      
Loans charged off     18,000
Term Loans by Origination Year      
Year 3     13,000
Prior     5,000
Total     18,000
Consumer Loans | Automobile      
Financing Receivable, Allowance for Credit Losses      
Loans charged off 130,000   67,000
Term Loans by Origination Year      
Year 2 16,000    
Year 4 24,000    
Year 5 22,000   51,000
Prior 68,000   16,000
Total $ 130,000   $ 67,000