v3.25.2
LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Major Categories of Loans (Details) - USD ($)
$ in Thousands
Jun. 30, 2025
Dec. 31, 2024
Dec. 31, 2023
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 213,362 $ 205,219  
Less: Allowance for credit losses (2,587) (2,839) $ (2,157)
Loans, net $ 210,775 $ 202,380  
Loans, Percentage 100.00% 100.00%  
Loans receivable, net $ 202,439 $ 191,685  
Real Estate Loan      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs 164,681 161,938  
Real Estate Loan | Construction and Land      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs 4,626 8,882  
Less: Allowance for credit losses $ (14) $ (40) (31)
Loans, Percentage 2.00% 4.00%  
Real Estate Loan | Farmland      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 311 $ 315  
Less: Allowance for credit losses (14) (16) (18)
Real Estate Loan | Single-family Residential      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs 104,167 98,993  
Less: Allowance for credit losses $ (1,466) $ (1,529) (1,290)
Loans, Percentage 49.00% 49.00%  
Real Estate Loan | Multi-family      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 4,947 $ 5,022  
Less: Allowance for credit losses $ (103) $ (224) (96)
Loans, Percentage 2.00% 2.00%  
Real Estate Loan | Commercial      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 50,630 $ 48,726  
Less: Allowance for credit losses $ (357) $ (507) (190)
Loans, Percentage 24.00% 24.00%  
Commercial and Industrial      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 24,551 $ 22,396  
Commercial and Industrial | Commercial and Industrial      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs 19,012 16,705  
Less: Allowance for credit losses $ (362) $ (272) (304)
Loans, Percentage 9.00% 8.00%  
Commercial and Industrial | SBA guaranty      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 5,539 $ 5,691  
Less: Allowance for credit losses $ (34) $ (38) (21)
Loans, Percentage 3.00% 3.00%  
Consumer Loans      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 24,130 $ 20,885  
Consumer Loans | Consumer      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs 2,512 2,880  
Less: Allowance for credit losses $ (36) $ (45) (30)
Loans, Percentage 1.00% 1.00%  
Consumer Loans | Automobile      
Loans and Allowance for Credit Losses - Loans      
Loans, net of deferred fees and costs $ 21,618 $ 18,005  
Less: Allowance for credit losses $ (201) $ (168) $ (177)
Loans, Percentage 10.00% 9.00%