v3.25.2
Revenue (Tables)
6 Months Ended
Jun. 30, 2025
Revenue from Contract with Customer [Abstract]  
Schedule of Disaggregated Revenue

The Company disaggregated revenue by type for the three and six months ended June 30, 2025 and June 30, 2024 is as follows:

 

   2025   2024 
   Three Months
Ended June 30
 
   2025   2024 
Account fee income  $1,009,730   $1,681,596 
Loan interest income   555,971    1,836,092 
Investment income   260,403    500,617 
Safe Harbor Program income   19,230    19,230 
Total  $1,845,334   $4,037,535 

 

 

   2025   2024 
   Six Months
Ended June 30
 
   2025   2024 
Account fee income  $2,082,195   $3,302,590 
Loan interest income   1,096,193    3,472,848 
Investment income   560,838    1,274,436 
Safe Harbor Program income   38,460    38,460 
Total  $3,777,686   $8,088,334 
Schedule of Revenue from PCCU

Revenue from PCCU is as follows:

 

   2025   2024   2025   2024 
  

Three Months Ended

   Six months ended 
   June 30,   June 30, 
   2025   2024   2025   2024 
Deposit, activity, onboarding income  $808,848   $1,206,922   $1,565,275    2,424,598 
Investment income   260,387    

435,238

    552,823    1,166,663 
Loan interest income   506,233    

1,836,092

    1,046,455    3,472,848 
Total  $1,575,468   $3,478,252   $3,164,553   $7,064,109 
Schedule of Revenue from PCCU Under General and Administrative Expenses

Account fees associated from revenue from PCCU were recorded under general and administrative expenses in the unaudited condensed consolidated statements of operations.

 

   2 025   2024   2025   2024 
   Three Months Ended  

Six Months ended

 
   June 30,   June 30, 
   2 025   2024   2025   2024 
Account hosting fees  $288,232   $121,108   $591,744   $225,367 
Investment hosting fees   -    117,620    -    277,721 
Loan servicing fees   -    36,156    -    72,057 
Total  $288,232   $274,884   $591,744   $575,145