The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 704,039 3,995 SH SOLE Tandem Financial LLCTandem Financial LLC. 3,855 0 140
ALPHABET INC CAP STK CL C 02079K107 561,795 3,167 SH SOLE Tandem Financial LLC 3,000 0 167
ALPS ETF TR ALERIAN MLP 00162Q452 974,904 19,953 SH SOLE Tandem Financial LLCTandem Financial LLC. 19,743 0 210
ALTRIA GROUP INC COM 02209S103 350,460 5,809 SH SOLE Tandem Financial LLC 582 0 5,227
AMAZON COM INC COM 023135106 406,311 1,852 SH SOLE Tandem Financial LLCTandem Financial LLC. 1,703 0 149
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839 478,514 24,514 SH SOLE Tandem Financial LLCTandem Financial LLC. 24,514 0 0
APPLE INC COM 037833100 1,718,966 8,378 SH SOLE Tandem Financial LLCTandem Financial LLC. 5,834 0 2,544
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 231,227 476 SH SOLE Tandem Financial LLC 468 0 8
CARRIER GLOBAL CORPORATION COM 14448C104 850,873 11,626 SH SOLE Tandem Financial LLC 10,679 0 947
CHEVRON CORP NEW COM 166764100 202,360 1,413 SH SOLE Tandem Financial LLC 916 0 497
COSTCO WHSL CORP NEW COM 22160K105 215,915 218 SH SOLE Tandem Financial LLC 147 0 71
EXXON MOBIL CORP COM 30231G102 428,360 3,974 SH SOLE Tandem Financial LLC 3,959 0 15
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705 3,792,386 77,238 SH SOLE Tandem Financial LLCTandem Financial LLC. 53,797 0 23,441
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101 1,014,008 27,033 SH SOLE Tandem Financial LLCTandem Financial LLC. 26,278 0 755
GLOBAL X FDS GLB X MLP ENRG I 37954Y293 467,319 7,458 SH SOLE Tandem Financial LLCTandem Financial LLC. 5,897 0 1,561
GOLDMAN SACHS ETF TR NASDAQ-100 PREMI 38149W630 294,527 5,913 SH SOLE Tandem Financial LLC 3,685 0 2,228
INVESCO EXCH TRD SLF IDX FD RAFI STRATGIC US 46138J742 3,408,322 66,181 SH SOLE Tandem Financial LLCTandem Financial LLC. 55,575 0 10,606
INVESCO QQQ TR UNIT SER 1 46090E103 496,476 900 PRN Put SOLE Tandem Financial LLC 0 0 900
INVESCO QQQ TR UNIT SER 1 46090E103 5,915,241 10,712 SH SOLE Tandem Financial LLCTandem Financial LLC. 8,112 0 2,600
ISHARES TR 20 YR TR BD ETF 464287432 226,273 2,564 SH SOLE Tandem Financial LLC 2,554 0 10
ISHARES TR CORE S&P500 ETF 464287200 262,020 422 SH SOLE Tandem Financial LLC 415 0 7
ISHARES TR MRGSTR MD CP GRW 464288307 7,154,002 89,169 SH SOLE Tandem Financial LLCTandem Financial LLC. 70,141 0 19,028
ISHARES TR RUS 1000 GRW ETF 464287614 4,352,569 10,251 SH SOLE Tandem Financial LLCTandem Financial LLC. 6,735 0 3,516
ISHARES TR RUS 1000 VAL ETF 464287598 3,972,640 20,453 SH SOLE Tandem Financial LLCTandem Financial LLC. 13,232 0 7,221
ISHARES TR RUSSELL 2000 ETF 464287655 2,691,413 12,472 SH SOLE Tandem Financial LLCTandem Financial LLC. 10,223 0 2,249
ISHARES TR US AER DEF ETF 464288760 2,554,182 13,540 SH SOLE Tandem Financial LLC 12,790 0 750
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 1,042,824 18,343 SH SOLE Tandem Financial LLCTandem Financial LLC. 17,867 0 476
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 886,938 16,304 SH SOLE Tandem Financial LLCTandem Financial LLC. 16,104 0 200
MICROSOFT CORP COM 594918104 2,392,853 4,811 SH SOLE Tandem Financial LLC 4,559 0 252
MP MATERIALS CORP COM CL A 553368101 1,460,520 43,899 SH SOLE Tandem Financial LLCTandem Financial LLC. 41,874 0 2,025
NEWMONT CORP COM 651639106 592,155 10,164 SH SOLE Tandem Financial LLCTandem Financial LLC. 10,164 0 0
NUVEEN MUN VALUE FD INC COM 670928100 1,151,900 132,065 SH SOLE Tandem Financial LLC 104,472 0 27,593
NVIDIA CORPORATION COM 67066G104 678,295 4,293 SH SOLE Tandem Financial LLCTandem Financial LLC. 4,003 0 290
ORACLE CORP COM 68389X105 533,239 2,439 SH SOLE Tandem Financial LLC 2,439 0 0
PHILIP MORRIS INTL INC COM 718172109 2,887,609 15,738 SH SOLE Tandem Financial LLC 645 0 15,093
QUANTA SVCS INC COM 74762E102 4,248,907 11,238 SH SOLE Tandem Financial LLC 10,528 0 710
RIO TINTO PLC SPONSORED ADR 767204100 384,512 6,592 SH SOLE Tandem Financial LLCTandem Financial LLC. 6,592 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730 8,443,925 255,799 SH SOLE Tandem Financial LLCTandem Financial LLC. 223,581 0 32,218
SPDR GOLD TR GOLD SHS 78463V107 2,807,485 9,210 SH SOLE Tandem Financial LLCTandem Financial LLC. 7,382 3 1,825
SPDR S&P 500 ETF TR TR UNIT 78462F103 247,140 400 PRN Put SOLE Tandem Financial LLC 0 0 400
SPDR S&P 500 ETF TR TR UNIT 78462F103 9,262,884 14,950 SH SOLE Tandem Financial LLCTandem Financial LLC. 13,018 3 1,929
SPDR SERIES TRUST COMP SOFTWARE 78464A599 3,390,594 17,862 SH SOLE Tandem Financial LLCTandem Financial LLC. 14,860 0 3,002
SPROTT FDS TR URANIUM MINERS E 85208P303 1,772,045 36,972 SH SOLE Tandem Financial LLCTandem Financial LLC. 31,311 0 5,661
TCW ETF TRUST FLEXIBLE INCOME 29287L700 2,048,797 51,934 SH SOLE Tandem Financial LLCTandem Financial LLC. 49,802 0 2,132
VANECK ETF TRUST GOLD MINERS ETF 92189F106 9,445,204 181,429 SH SOLE Tandem Financial LLCTandem Financial LLC. 156,492 20 24,917
VANECK ETF TRUST PREFERRED SECURT 92189F429 741,690 43,323 SH SOLE Tandem Financial LLC 43,323 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,184,611 4,271 SH SOLE Tandem Financial LLCTandem Financial LLC. 2,586 0 1,685
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 202,419 1,575 SH SOLE Tandem Financial LLC 204 0 1,371
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 7,471,344 133,132 SH SOLE Tandem Financial LLCTandem Financial LLC. 114,610 0 18,522
WALMART INC COM 931142103 203,676 2,083 SH SOLE Tandem Financial LLC 1,642 0 441