v3.25.2
Capital Ratios (Tables)
6 Months Ended
Jun. 30, 2025
Capital Ratios [Abstract]  
Schedule Of The Total Risk-based, Tier 1 Risk-based And Tier 1 Leverage Requirements

Regulatory Ratios

Adequately

Well

June 30,

December 31,

Capitalized

Capitalized

(Dollars in thousands)

2025

2024

Minimum

Minimum

Common Equity Tier 1 Risk-based Capital Ratio (1)

Franklin Financial Services Corporation

10.91%

11.31%

N/A

N/A

Farmers & Merchants Trust Company

11.50%

11.71%

4.50%

6.50%

Tier 1 Risk-based Capital Ratio (2)

Franklin Financial Services Corporation

10.91%

11.31%

N/A

N/A

Farmers & Merchants Trust Company

11.50%

11.71%

6.00%

8.00%

Total Risk-based Capital Ratio (3)

Franklin Financial Services Corporation

13.33%

13.85%

N/A

N/A

Farmers & Merchants Trust Company

12.75%

12.96%

8.00%

10.00%

Tier 1 Leverage Ratio (4)

Franklin Financial Services Corporation

7.78%

7.92%

N/A

N/A

Farmers & Merchants Trust Company

8.20%

8.20%

4.00%

5.00%

(1)Common equity Tier 1 capital / total risk-weighted assets

(2)Tier 1 capital / total risk-weighted assets

(3)Total risk-based capital / total risk-weighted assets

(4)Tier 1 capital / average quarterly assets