v3.25.2
Loans (Tables)
6 Months Ended
Jun. 30, 2025
Loans [Abstract]  
Schedule Of Loans Outstanding

June 30,

December 31,

(Dollars in thousands)

2025

2024

Residential real estate 1-4 family

Consumer first liens

$

205,969

$

181,780

Commercial first lien

58,071

58,821

Total first liens

264,040

240,601

Consumer junior liens and lines of credit

81,589

76,035

Commercial junior liens and lines of credit

6,058

6,199

Total junior liens and lines of credit

87,647

82,234

Total residential real estate 1-4 family

351,687

322,835

Residential real estate - construction

Consumer

25,641

20,742

Commercial

22,142

11,685

Total residential real estate construction

47,783

32,427

Commercial real estate

872,247

803,365

Commercial

239,103

230,597

Total commercial

1,111,350

1,033,962

Consumer

8,337

8,853

1,519,157

1,398,077

Less: Allowance for credit losses

(19,122)

(17,653)

Net Loans

$

1,500,035

$

1,380,424

Included in the loan balances are the following:

Net unamortized deferred loan costs

$

1,642

$

1,766

Loans pledged as collateral for borrowings and commitments from:

FHLB

$

858,988

$

775,410

Federal Reserve Bank

97,445

96,592

$

956,433

$

872,002