Net income (loss) attributable to common shareholders

$

2,824

$

(3,308

)

$

4,994

$

1,673

Average number of common shares issued

17,785,538

17,663,303

17,787,032

17,664,347

Less:

Average unallocated ESOP shares

(770,423

)

(860,183

)

(781,580

)

(871,403

)

Average unvested restricted stock

(154,371

)

(96,327

)

(163,875

)

(104,822

)

Average number of common shares outstanding to calculate basic earnings per common share

16,860,744

16,706,793

16,841,577

16,688,122

Effect of dilutive unvested restricted stock and stock option awards

93,334

—

97,211

35,641

Average number of common shares outstanding to calculate diluted earnings per common share

16,954,078

16,706,793

16,938,788

16,723,763

Earnings (loss) per common share:

Basic

$

0.17

$

(0.20

)

$

0.30

$

0.10

Diluted

$

0.17

$

(0.20

)

$

0.29

$

0.10