v3.25.2
Note 4 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Allowance for loan losses     $ 4,260 $ 4,284 $ 4,284
Provision for loan losses     314 (59)  
Charge-offs $ (356) $ (155) (356) (156) (162)
Charge-offs 356 155 356 156 162
Recoveries 11 6 15 12 24
Allowance for loan losses 4,233 4,081 4,233 4,081 4,260
Allowance for loan losses ending balance evaluated for impairment individually 300 392 300 392 360
Allowance for loan losses ending balance evaluated for impairment collectively 3,933 3,690 3,933 3,690 3,899
Outstanding loan balances evaluated for impairment individually 577 2,715 577 2,715 2,710
Outstanding loan balances evaluated for impairment collectively 619,632 548,018 619,632 548,018 585,253
Accounting Standards Update 2016-13 [Member] | Cumulative Effect, Period of Adoption, Adjustment [Member]          
Provision for loan losses         114
Commercial Real Estate Portfolio Segment [Member]          
Allowance for loan losses     2,481 2,448 2,448
Provision for loan losses     821 102 33
Charge-offs     (356) 0 0
Charge-offs     356 0 0
Recoveries     0 0 0
Allowance for loan losses 2,946 2,550 2,946 2,550 2,481
Allowance for loan losses ending balance evaluated for impairment individually 300 392 300 392 360
Allowance for loan losses ending balance evaluated for impairment collectively 2,130 2,160 2,130 2,160 2,122
Outstanding loan balances evaluated for impairment individually 307 2,442 307 2,442 2,440
Outstanding loan balances evaluated for impairment collectively 415,895 372,563 415,895 372,563 395,686
Construction and Land Development [Member]          
Allowance for loan losses     478 253 253
Provision for loan losses     (18) (48) 225
Charge-offs     0 0 0
Charge-offs     0 0 0
Recoveries     0 0 0
Allowance for loan losses 460 205 460 205 478
Allowance for loan losses ending balance evaluated for impairment individually 0 0 0 0 0
Allowance for loan losses ending balance evaluated for impairment collectively 460 205 460 205 478
Outstanding loan balances evaluated for impairment individually 0 0 0 0 0
Outstanding loan balances evaluated for impairment collectively 31,032 19,712 31,032 19,712 27,357
Residential Portfolio Segment [Member]          
Allowance for loan losses     751 1,013 1,013
Provision for loan losses     (547) (157) (281)
Charge-offs     0 0 (5)
Charge-offs     0 0 5
Recoveries     15 12 24
Allowance for loan losses 219 868 219 868 751
Allowance for loan losses ending balance evaluated for impairment individually 0 0 0 0 0
Allowance for loan losses ending balance evaluated for impairment collectively 735 868 735 868 751
Outstanding loan balances evaluated for impairment individually 270 273 270 273 270
Outstanding loan balances evaluated for impairment collectively 115,456 110,657 115,456 110,657 111,629
Commercial Portfolio Segment [Member]          
Allowance for loan losses     513 494 494
Provision for loan losses     95 97 171
Charge-offs     0 (153) (152)
Charge-offs     0 153 152
Recoveries     0 0 0
Allowance for loan losses 608 438 608 438 513
Allowance for loan losses ending balance evaluated for impairment individually 0 0 0 0 0
Allowance for loan losses ending balance evaluated for impairment collectively 608 437 608 437 512
Outstanding loan balances evaluated for impairment individually 0 0 0 0 0
Outstanding loan balances evaluated for impairment collectively 56,975 44,918 56,975 44,918 50,405
Consumer Portfolio Segment [Member]          
Allowance for loan losses     4 2 2
Provision for loan losses     (4) 4 7
Charge-offs     0 (3) (5)
Charge-offs     0 3 5
Recoveries     0 0 0
Allowance for loan losses 0 3 0 3 4
Allowance for loan losses ending balance evaluated for impairment individually 0 0 0 0 0
Allowance for loan losses ending balance evaluated for impairment collectively 0 3 0 3 4
Outstanding loan balances evaluated for impairment individually 0 0 0 0 0
Outstanding loan balances evaluated for impairment collectively 544 168 544 168 176
Unallocated Financing Receivables [Member]          
Allowance for loan losses     33 74 74
Provision for loan losses     (33) (57) (41)
Charge-offs     0 0 0
Charge-offs     (0) 0 (0)
Recoveries     0 0 0
Allowance for loan losses 0 17 0 17 33
Allowance for loan losses ending balance evaluated for impairment individually 0 0 0 0 0
Allowance for loan losses ending balance evaluated for impairment collectively 0 17 0 17 33
Outstanding loan balances evaluated for impairment individually 0 0 0 0 0
Outstanding loan balances evaluated for impairment collectively $ 0 $ 0 $ 0 $ 0 $ 0