The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY CLASS B COM 084670702 32,962,409 67,856 SH SOLE 70,154 0 0
SPDR S&P 500 ETF S&P 500 ETF SHS 78462F103 11,374,000 18,409 SH SOLE 18,432 0 0
PNC FINL SERVICES COM 693475105 4,240,682 22,748 SH SOLE 24,411 0 0
NETFLIX INC COM 64110L106 3,691,623 2,757 SH SOLE 2,709 0 0
CHUBB LTD F COM H1467J104 3,235,303 11,167 SH SOLE 6,922 0 0
APPLE INC COM 037833100 3,232,518 15,773 SH SOLE 17,228 0 0
DISNEY WALT CO COM 254687106 3,153,444 25,431 SH SOLE 25,278 0 0
AMAZON.COM INC COM 023135106 2,819,819 12,853 SH SOLE 19,038 0 0
JPMORGAN CHASE & CO COM 46625H100 2,794,027 9,684 SH SOLE 4,801 0 0
ISHARES IBOXX INVT GRADEBOND ETF COM 464287242 2,670,099 24,360 SH SOLE 23,810 0 0
CITIZENS FINL GROUP INC COM 174610105 2,287,467 51,566 SH SOLE 54,135 0 0
MICROSOFT CORP COM 594918104 2,233,370 4,490 SH SOLE 4,540 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,127,011 6,818 SH SOLE 4,400 0 0
NVIDIA CORP COM 67066G104 1,992,411 12,611 SH SOLE 10,106 0 0
SPDR BLOOMBERG 1 3 MNTH T BLL ETF BLOOMBERG 1-3 MO 78468R603 1,859,122 20,269 SH SOLE 61,315 0 0
HOME DEPOT INC COM 437076102 1,755,838 4,789 SH SOLE 4,789 0 0
ROBINHOOD MKTS INC CLASS A COM 770700102 1,621,765 17,321 SH SOLE 7,183 0 0
META PLATFORMS INC CLASS A COM 30303M102 1,395,728 1,891 SH SOLE 1,856 0 0
MORGAN STANLEY COM 617446448 1,368,124 9,780 SH SOLE 7,155 0 0
ISHARES RUSSELL 2000 ETF ETF SHS 464287655 1,342,213 6,220 SH SOLE 3,285 0 0
FEDEX CORP COM 31428X106 1,175,420 5,171 SH SOLE 4,999 0 0
ISHARES BITCOIN ETF ETF SHS 46438F101 1,115,813 16,455 SH SOLE 13,845 0 0
SPDR GOLD SHARES ETF COM 78463V107 1,073,001 3,520 SH SOLE 3,765 0 0
TRAVELERS COS INC COM 89417E107 986,152 3,686 SH SOLE 655 0 0
MERCK & CO. INC. COM 58933Y105 845,428 10,680 SH SOLE 11,990 0 0
CONSTELLATION BRANDS INCCLASS A COM 21036P108 843,150 5,213 SH SOLE 8,150 0 0
VANGUARD TOTAL STOCK MARKET ETF UT SER 1 922908769 825,473 2,716 SH SOLE 2,716 0 0
SPDR S&P 500 FOSSIL FUEL RES FRE ETF S&P 500 ETF SHS 78468R663 668,965 13,135 SH SOLE 13,135 0 0
INVESCO QQQ ETF UNIT SER 1 46090E103 597,426 1,083 SH SOLE 1,083 0 0
VANGUARD DIVIDEND APPRECIATION ETF DIV APP ETF 921946406 529,276 2,586 SH SOLE 2,592 0 0
SPDR PORTFOLIO S P 1500 CMPST ST ETF PORTFOLIO S&P1500 78464A102 503,485 6,723 SH SOLE 6,723 0 0
EXXON MOBIL CORP COM 30231G102 491,999 4,564 SH SOLE 4,564 0 0
ALPHABET INC CLASS A COM 02079K305 413,788 2,348 SH SOLE 2,973 0 0
VANGUARD HIGH DIVIDEND YIELD ETF ETF SHS 921946406 331,008 2,483 SH SOLE 2,483 0 0
SALESFORCE INC COM 79466L302 223,605 820 SH SOLE 3,815 0 0
PROCTER & GAMBLE CO COM 742718109 204,446 1,292 SH SOLE 11,100 0 0
BANK OF AMERICA CORP COM 060505104 163,348 3,452 SH SOLE 40,534 0 0
NEXTERA ENERGY INC COM 65339F101 159,874 2,303 SH SOLE 2,303 0 0
CROWDSTRIKE HLDGS INC CLASS A COM 22788C105 157,886 310 SH SOLE 320 0 0