The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALERUS FINL CORP COM 01446U103 1,852,871 85,623 SH SOLE 0 0 85,623
ALPHABET INC CAP STK CL C 02079K107 357,405 2,022 SH SOLE 0 0 2,022
AMAZON COM INC COM 023135106 1,742,104 7,941 SH SOLE 0 0 7,941
AMGEN INC COM 031162100 812,996 2,912 SH SOLE 0 0 2,912
APOLLO GLOBAL MGMT INC COM 03769M106 439,964 3,101 SH SOLE 0 0 3,101
APPLE INC COM 037833100 1,863,462 9,112 SH SOLE 0 0 9,112
AT&T INC COM 00206R102 226,959 7,842 SH SOLE 0 0 7,842
AXON ENTERPRISE INC COM 05464C101 228,511 276 SH SOLE 0 0 276
BANK AMERICA CORP COM 060505104 303,215 6,408 SH SOLE 0 0 6,408
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 779,562 1,708 SH SOLE 0 0 1,708
BLACKROCK ETF TRUST ISHARES INTL DIV 09290C848 3,442,140 126,178 SH SOLE 0 0 126,178
BLACKROCK INC COM 09290D101 332,534 317 SH SOLE 0 0 317
CATERPILLAR INC COM 149123101 209,322 539 SH SOLE 0 0 539
CISCO SYS INC COM 17275R102 200,399 2,888 SH SOLE 0 0 2,888
COCA COLA CO COM 191216100 496,534 7,018 SH SOLE 0 0 7,018
COSTCO WHSL CORP NEW COM 22160K105 211,819 214 SH SOLE 0 0 214
DELL TECHNOLOGIES INC CL C 24703L202 215,455 1,757 SH SOLE 0 0 1,757
DELTA AIR LINES INC DEL COM NEW 247361702 204,557 4,159 SH SOLE 0 0 4,159
DISNEY WALT CO COM 254687106 359,103 2,896 SH SOLE 0 0 2,896
ELI LILLY & CO COM 532457108 207,242 266 SH SOLE 0 0 266
EXXON MOBIL CORP COM 30231G102 447,920 4,155 SH SOLE 0 0 4,155
FASTENAL CO COM 311900104 1,166,025 27,762 SH SOLE 0 0 27,762
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113 8,222,757 238,410 SH SOLE 0 0 238,410
FIDELITY COVINGTON TRUST ENHANCED SMALL 31609A206 331,638 10,367 SH SOLE 0 0 10,367
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 2,092,247 45,732 SH SOLE 0 0 45,732
FORD MTR CO COM 345370860 119,551 11,019 SH SOLE 0 0 11,019
GE AEROSPACE COM NEW 369604301 628,650 2,442 SH SOLE 0 0 2,442
GE VERNOVA INC COM 36828A101 306,253 579 SH SOLE 0 0 579
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 5,750,951 47,379 SH SOLE 0 0 47,379
HOME DEPOT INC COM 437076102 243,816 665 SH SOLE 0 0 665
HORMEL FOODS CORP COM 440452100 897,369 29,665 SH SOLE 0 0 29,665
INSTALLED BLDG PRODS INC COM 45780R101 430,547 2,388 SH SOLE 0 0 2,388
INTERNATIONAL BUSINESS MACHS COM 459200101 2,306,430 7,824 SH SOLE 0 0 7,824
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 8,477,875 46,648 SH SOLE 0 0 46,648
INVESCO QQQ TR UNIT SER 1 46090E103 3,429,595 6,217 SH SOLE 0 0 6,217
ISHARES TR EAFE GRWTH ETF 464288885 324,128 2,894 SH SOLE 0 0 2,894
ISHARES TR CORE MSCI EAFE 46432F842 378,825 4,538 SH SOLE 0 0 4,538
ISHARES TR CORE S&P MCP ETF 464287507 1,293,474 20,849 SH SOLE 0 0 20,849
ISHARES TR CORE S&P SCP ETF 464287804 3,589,671 32,845 SH SOLE 0 0 32,845
ISHARES TR SP SMCP600VL ETF 464287879 5,734,166 57,636 SH SOLE 0 0 57,636
ISHARES TR S&P SML 600 GWT 464287887 5,887,428 44,253 SH SOLE 0 0 44,253
ISHARES TR CORE S&P US GWT 464287671 13,571,975 90,239 SH SOLE 0 0 90,239
ISHARES TR CORE S&P US VLU 464287663 12,543,769 132,556 SH SOLE 0 0 132,556
ISHARES TR S&P 500 VAL ETF 464287408 712,501 3,646 SH SOLE 0 0 3,646
ISHARES TR CORE S&P500 ETF 464287200 1,991,462 3,207 SH SOLE 0 0 3,207
ISHARES TR S&P 500 GRWT ETF 464287309 1,124,672 10,215 SH SOLE 0 0 10,215
ISHARES TR RUS 1000 ETF 464287622 363,176 1,070 SH SOLE 0 0 1,070
ISHARES TR RUS 1000 VAL ETF 464287598 2,438,197 12,553 SH SOLE 0 0 12,553
ISHARES TR RUS 1000 GRW ETF 464287614 2,647,152 6,235 SH SOLE 0 0 6,235
ISHARES TR NATIONAL MUN ETF 464288414 237,170 2,270 SH SOLE 0 0 2,270
ISHARES TR MSCI USA QLT FCT 46432F339 624,397 3,415 SH SOLE 0 0 3,415
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 306,923 5,399 SH SOLE 0 0 5,399
JPMORGAN CHASE & CO. COM 46625H100 767,654 2,648 SH SOLE 0 0 2,648
KEYCORP COM 493267108 300,510 17,251 SH SOLE 0 0 17,251
MCDONALDS CORP COM 580135101 204,820 701 SH SOLE 0 0 701
MCKESSON CORP COM 58155Q103 345,504 471 SH SOLE 0 0 471
MERCK & CO INC COM 58933Y105 250,035 3,159 SH SOLE 0 0 3,159
MICROSOFT CORP COM 594918104 1,647,307 3,312 SH SOLE 0 0 3,312
NVIDIA CORPORATION COM 67066G104 1,214,004 7,684 SH SOLE 0 0 7,684
ONEMAIN HLDGS INC COM 68268W103 339,453 5,955 SH SOLE 0 0 5,955
OSHKOSH CORP COM 688239201 247,874 2,183 SH SOLE 0 0 2,183
PEPSICO INC COM 713448108 203,281 1,540 SH SOLE 0 0 1,540
PNC FINL SVCS GROUP INC COM 693475105 263,928 1,416 SH SOLE 0 0 1,416
REGIONS FINANCIAL CORP NEW COM 7591EP100 283,194 12,041 SH SOLE 0 0 12,041
SPDR GOLD TR GOLD SHS 78463V107 526,137 1,726 SH SOLE 0 0 1,726
SPDR S&P 500 ETF TR TR UNIT 78462F103 3,024,084 4,895 SH SOLE 0 0 4,895
TESLA INC COM 88160R101 949,361 2,989 SH SOLE 0 0 2,989
TRANE TECHNOLOGIES PLC SHS G8994E103 246,699 564 SH SOLE 0 0 564
UNITED PARCEL SERVICE INC CL B 911312106 584,279 5,788 SH SOLE 0 0 5,788
UNITEDHEALTH GROUP INC COM 91324P102 310,681 996 SH SOLE 0 0 996
VANGUARD INDEX FDS VALUE ETF 922908744 339,228 1,919 SH SOLE 0 0 1,919
VANGUARD INDEX FDS GROWTH ETF 922908736 384,053 876 SH SOLE 0 0 876
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 213,616 4,319 SH SOLE 0 0 4,319
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 767,182 13,457 SH SOLE 0 0 13,457
WELLS FARGO CO NEW COM 949746101 504,146 6,292 SH SOLE 0 0 6,292
WEST BANCORPORATION INC CAP STK 95123P106 378,084 19,261 SH SOLE 0 0 19,261
WISDOMTREE TR ENHNCD CMMDTY ST 97717Y683 418,192 21,121 SH SOLE 0 0 21,121
XCEL ENERGY INC COM 98389B100 243,377 3,574 SH SOLE 0 0 3,574