The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,416,391 7,631 SH SOLE 0 0 7,631
AFLAC INC COM 001055102 1,513,461 14,351 SH SOLE 40 0 14,311
ALPHABET INC CAP STK CL A 02079K305 743,509 4,219 SH SOLE 48 0 4,171
AMERICAN TOWER CORP NEW COM 03027X100 686,557 3,106 SH SOLE 0 0 3,106
AMGEN INC COM 031162100 1,384,643 4,959 SH SOLE 0 0 4,959
APPLE INC COM 037833100 5,308,894 25,876 SH SOLE 167 0 25,709
AUTOMATIC DATA PROCESSING IN COM 053015103 2,073,293 6,723 SH SOLE 0 0 6,723
BLACKROCK INC COM 09290D101 1,033,755 985 SH SOLE 0 0 985
CHEVRON CORP NEW COM 166764100 915,565 6,394 SH SOLE 0 0 6,394
CLOROX CO DEL COM 189054109 468,290 3,900 SH SOLE 0 0 3,900
COHEN & STEERS INC COM 19247A100 354,818 4,709 SH SOLE 0 0 4,709
COSTCO WHSL CORP NEW COM 22160K105 797,892 806 SH SOLE 0 0 806
FEDEX CORP COM 31428X106 1,220,009 5,367 SH SOLE 30 0 5,337
INTERNATIONAL BUSINESS MACHS COM 459200101 2,816,010 9,553 SH SOLE 0 0 9,553
ISHARES TR 10-20 YR TRS ETF 464288653 1,281,878 12,617 SH SOLE 0 0 12,617
ISHARES TR EAFE GRWTH ETF 464288885 1,846,805 16,489 SH SOLE 83 0 16,406
ISHARES TR SELECT DIVID ETF 464287168 4,929,156 37,114 SH SOLE 512 0 36,602
ISHARES TR U.S. TECH ETF 464287721 15,705,978 90,645 SH SOLE 399 0 90,246
JOHNSON & JOHNSON COM 478160104 1,229,794 8,051 SH SOLE 30 0 8,021
JPMORGAN CHASE & CO. COM 46625H100 2,625,743 9,057 SH SOLE 0 0 9,057
KKR & CO INC COM 48251W104 731,665 5,500 SH SOLE 0 0 5,500
L3HARRIS TECHNOLOGIES INC COM 502431109 1,200,045 4,784 SH SOLE 0 0 4,784
LOCKHEED MARTIN CORP COM 539830109 1,188,227 2,566 SH SOLE 0 0 2,566
MICROSOFT CORP COM 594918104 5,327,905 10,711 SH SOLE 0 0 10,711
PARKER-HANNIFIN CORP COM 701094104 1,763,686 2,525 SH SOLE 0 0 2,525
PROCTER AND GAMBLE CO COM 742718109 570,759 3,582 SH SOLE 0 0 3,582
PROGRESSIVE CORP COM 743315103 643,133 2,410 SH SOLE 0 0 2,410
QUALCOMM INC COM 747525103 1,137,655 7,143 SH SOLE 0 0 7,143
S&P GLOBAL INC COM 78409V104 914,697 1,735 SH SOLE 0 0 1,735
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 2,657,254 66,398 SH SOLE 444 0 65,954
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 13,019,930 491,318 SH SOLE 3,963 0 487,355
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,363,268 53,884 SH SOLE 578 0 53,306
STARBUCKS CORP COM 855244109 509,136 5,556 SH SOLE 0 0 5,556
STRYKER CORPORATION COM 863667101 1,925,582 4,867 SH SOLE 0 0 4,867
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 1,815,825 16,731 SH SOLE 42 0 16,689
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 965,290 4,442 SH SOLE 35 0 4,407
GOLDMAN SACHS GROUP INC COM 38141G104 1,235,837 1,746 SH SOLE 0 0 1,746
HOME DEPOT INC COM 437076102 1,428,326 3,896 SH SOLE 0 0 3,896
KROGER CO COM 501044101 2,289,073 31,912 SH SOLE 0 0 31,912
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 19,323,857 76,310 SH SOLE 343 0 75,966
TYSON FOODS INC CL A 902494103 826,754 14,779 SH SOLE 0 0 14,779
UNION PAC CORP COM 907818108 555,864 2,416 SH SOLE 0 0 2,416
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,177,280 38,191 SH SOLE 481 0 37,710
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 12,077,532 21,262 SH SOLE 195 0 21,067
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 2,273,401 20,113 SH SOLE 314 0 19,799
VERIZON COMMUNICATIONS INC COM 92343V104 1,111,989 25,699 SH SOLE 80 0 25,619
VISA INC COM CL A 92826C839 1,280,270 3,606 SH SOLE 30 0 3,576
GRAINGER W W INC COM 384802104 1,562,199 1,502 SH SOLE 0 0 1,502
WALMART INC COM 931142103 5,182,664 53,003 SH SOLE 100 0 52,903
ISHARES TR 20 YR TR BD ETF 464287432 255,207 2,892 SH SOLE 0 0 2,892
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 1,137,376 20,007 SH SOLE 90 0 19,917
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 1,630,511 65,142 SH SOLE 298 0 64,844
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,511,483 65,038 SH SOLE 317 0 64,721
AMAZON COM INC COM 023135106 1,289,172 5,876 SH SOLE 0 0 5,876
LOWES COS INC COM 548661107 221,708 999 SH SOLE 0 0 999
PROSHARES TR S&P TECH DIVIDEN 74347G606 3,699,077 44,459 SH SOLE 205 0 44,254
EXXON MOBIL CORP COM 30231G102 280,463 2,602 SH SOLE 0 0 2,602
EXXON MOBIL CORP COM 30231G102 53,900 500 SH DFND 0 0 500
NVIDIA CORPORATION COM 67066G104 1,828,656 11,575 SH SOLE 0 0 11,575
SPDR S&P 500 ETF TR TR UNIT 78462F103 381,245 617 SH SOLE 10 0 607
BANK OZK LITTLE ROCK ARK COM 06417N103 243,891 5,183 SH SOLE 0 0 5,183
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 436,886 8,031 SH SOLE 96 0 7,935
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 12,391,881 60,546 SH SOLE 537 0 60,009
ISHARES TR CORE S&P500 ETF 464287200 1,307,014 2,105 SH SOLE 0 0 2,105
STANLEY BLACK & DECKER INC COM 854502101 175,867 2,596 SH SOLE 0 0 2,596
STANLEY BLACK & DECKER INC COM 854502101 30,217 446 SH DFND 0 0 446
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 215,758 2,602 SH SOLE 0 0 2,602
VANGUARD INDEX FDS MID CAP ETF 922908629 232,819 832 SH SOLE 0 0 832
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 615,956 1,268 SH SOLE 10 0 1,258
ISHARES TR 0-5YR HI YL CP 46434V407 659,551 15,289 SH SOLE 0 0 15,289
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 492,711 17,565 SH SOLE 115 0 17,450
AMERICAN EXPRESS CO COM 025816109 419,992 1,317 SH SOLE 0 0 1,317
COCA COLA CO COM 191216100 268,114 3,790 SH SOLE 0 0 3,790
MCDONALDS CORP COM 580135101 235,788 807 SH SOLE 0 0 807
MERCK & CO INC COM 58933Y105 399,940 5,052 SH SOLE 0 0 5,052
ISHARES TR ESG AW MSCI EAFE 46435G516 1,246,925 13,976 SH SOLE 0 0 13,976
ISHARES TR ESG AWR MSCI USA 46435G425 1,890,477 13,972 SH SOLE 0 0 13,972
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 474,206 9,578 SH SOLE 30 0 9,548
ISHARES TR CORE DIV GRWTH 46434V621 399,562 6,249 SH SOLE 0 0 6,249
SPDR SERIES TRUST SPDR MSCI USA GE 78468R747 503,946 4,037 SH SOLE 0 0 4,037
T ROWE PRICE ETF INC PRICE GRW STOCK 87283Q305 283,655 6,747 SH SOLE 0 0 6,747
HOME BANCSHARES INC COM 436893200 448,189 15,748 SH SOLE 0 0 15,748
COCA COLA CONS INC COM 191098102 22,330 200 SH SOLE 0 0 200
COCA COLA CONS INC COM 191098102 558,250 5,000 SH DFND 0 0 5,000
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 261,662 3,600 SH SOLE 0 0 3,600
ISHARES TR CORE 40/60 MODER 464289875 427,249 9,280 SH SOLE 0 0 9,280
SOUTHWEST AIRLS CO COM 844741108 217,121 6,693 SH DFND 0 0 6,693
SOUTHWEST AIRLS CO COM 844741108 3,681 113 SH SOLE 0 0 113
CISCO SYS INC COM 17275R102 245,558 3,539 SH SOLE 0 0 3,539
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 396,011 2,179 SH SOLE 0 0 2,179
BERKSHIRE HATHAWAY INC DEL CL A 084670108 728,800 1 SH SOLE 0 0 1
EATON CORP PLC SHS G29183103 282,022 790 SH SOLE 0 0 790
EATON VANCE LIMITED DURATION COM 27828H105 279,503 27,242 SH SOLE 0 0 27,242
EATON VANCE TAX-MANAGED DIVE COM 27828N102 312,308 20,188 SH SOLE 0 0 20,188
EATON VANCE TAX-MANAGED GLOB COM 27829F108 233,625 26,700 SH SOLE 0 0 26,700
FIRST TR EXCHNG TRADED FD VI CONFLUENCE BDC 33740F110 83,547 19,940 SH SOLE 0 0 19,940
GABELLI EQUITY TR INC COM 362397101 149,213 25,638 SH SOLE 0 0 25,638
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 120,878 17,750 SH SOLE 0 0 17,750