v3.25.2
Segment Information - Return on Equity (Details) - USD ($)
 3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Segment Reporting Information [Line Items]          
Less: Ceding commission revenue $ 3,081,556 $ 4,561,961 $ 6,040,247 $ 9,129,072  
Less: Other income 151,245 105,552 291,660 254,465  
Net earned premium 46,215,260 30,303,612 89,738,323 59,123,514  
Beginning balance 82,209,963 35,749,807 66,708,451 34,504,139  
Ending balance 94,877,892 40,802,774 94,877,892 40,802,774  
Net investment income 2,300,267 $ 1,764,596 4,348,863 $ 3,267,456  
Total assets $ 393,421,525   $ 393,421,525   $ 374,915,843
Reportable Segment          
Segment Reporting Information [Line Items]          
Net loss ratio 38.80% 47.00% 50.30% 54.30%  
Net underwriting expense ratio 32.70% 31.20% 32.00% 31.30%  
Net combined ratio 71.50% 78.20% 82.30% 85.60%  
Commission expense and other underwriting expenses $ 18,356,996 $ 14,133,005 $ 35,075,298 $ 27,865,422  
Less: Ceding commission revenue (3,081,556) (4,561,961) (6,040,247) (9,129,072)  
Less: Other income (151,173) (104,811) (291,127) (252,978)  
Total commission expense and other underwriting expenses 15,124,267 9,466,233 28,743,924 18,483,372  
Net earned premium 46,215,260 30,303,612 89,738,323 59,123,514  
Beginning balance 82,209,963 35,749,807 66,708,451 34,504,139  
Ending balance 94,877,892 40,802,774 94,877,892 40,802,774  
Average stockholders' equity 88,543,928 38,276,291 80,793,172 37,653,457  
Net investment income $ 2,300,267 $ 1,764,596 $ 4,348,863 $ 3,267,456  
Return on equity on net investment income 2.60% 4.60% 5.40% 8.70%  
Return on equity on net investment income - annualized 10.40% 18.40% 10.80% 17.40%  
Total assets $ 393,421,525 $ 318,292,723 $ 393,421,525 $ 318,292,723