v3.25.2
Note 4 - Loans - Credit Quality Indicators (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Dec. 31, 2024
Financing Receivable, Year One $ 51,745   $ 51,745   $ 142,653
2025, write-offs 0   0    
Financing Receivable, Year Two 146,451   146,451   150,056
2024, write-offs 0   0    
Financing Receivable, Year Three 137,410   137,410   181,250
2023, write-offs 0   0    
Financing Receivable, Year Four 172,977   172,977   168,411
2022, write-offs 0   0    
Financing Receivable, Year Five 153,896   153,896   85,256
2021, write-offs 0   0    
Financing Receivable, Prior 380,785   380,785   320,990
Prior, write-offs 0   0    
Financing Receivable, Revolving 66,592   66,592   57,919
Revolving Loans, write-offs 20   36    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 1,109,856   1,109,856   1,106,535
Total, write-offs 20 $ 10 36 $ 25  
Pass [Member]          
Financing Receivable, Year One 51,744   51,744   142,650
Financing Receivable, Year Two 146,451   146,451   148,486
Financing Receivable, Year Three 135,709   135,709   181,139
Financing Receivable, Year Four 172,882   172,882   161,013
Financing Receivable, Year Five 146,648   146,648   82,955
Financing Receivable, Prior 364,533   364,533   306,630
Financing Receivable, Revolving 63,084   63,084   52,723
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 1,081,051   1,081,051   1,075,596
Special Mention [Member]          
Financing Receivable, Year One 0   0   0
Financing Receivable, Year Two 0   0   1,570
Financing Receivable, Year Three 1,701   1,701   0
Financing Receivable, Year Four 0   0   7,398
Financing Receivable, Year Five 7,248   7,248   2,301
Financing Receivable, Prior 14,375   14,375   12,443
Financing Receivable, Revolving 3,508   3,508   5,196
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 26,832   26,832   28,908
Substandard [Member]          
Financing Receivable, Year One 1   1   3
Financing Receivable, Year Two 0   0   0
Financing Receivable, Year Three 0   0   111
Financing Receivable, Year Four 95   95   0
Financing Receivable, Year Five 0   0   0
Financing Receivable, Prior 1,877   1,877   1,917
Financing Receivable, Revolving 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 1,973   1,973   2,031
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member]          
Financing Receivable, Year One 11,123   11,123    
Financing Receivable, Year Two 12,251   12,251    
Financing Receivable, Year Three 3,828   3,828    
Financing Receivable, Year Four 1,662   1,662    
Financing Receivable, Year Five 1,217   1,217    
Financing Receivable, Prior 1,009   1,009    
Financing Receivable, Revolving 0   0    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 31,090   31,090    
Commercial Real Estate Portfolio Segment [Member] | Construction Loans [Member] | Pass [Member]          
Financing Receivable, Year One 11,123   11,123    
Financing Receivable, Year Two 12,251   12,251    
Financing Receivable, Year Three 3,828   3,828    
Financing Receivable, Year Four 1,662   1,662    
Financing Receivable, Year Five 1,217   1,217    
Financing Receivable, Prior 1,009   1,009    
Financing Receivable, Revolving 0   0    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 31,090   31,090    
Commercial Real Estate Portfolio Segment [Member] | Construction and Land [Member]          
Financing Receivable, Year One         8,228
2025, write-offs 0   0    
Financing Receivable, Year Two         3,828
2024, write-offs 0   0    
Financing Receivable, Year Three         3,287
2023, write-offs 0   0    
Financing Receivable, Year Four         923
2022, write-offs 0   0    
Financing Receivable, Year Five         0
2021, write-offs 0   0    
Financing Receivable, Prior         1,546
Prior, write-offs 0   0    
Financing Receivable, Revolving         0
Revolving Loans, write-offs 0   0    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 31,090   31,090   17,812
Total, write-offs (0) (0) (0) (0)  
Commercial Real Estate Portfolio Segment [Member] | Construction and Land [Member] | Pass [Member]          
Financing Receivable, Year One         8,228
Financing Receivable, Year Two         3,828
Financing Receivable, Year Three         3,287
Financing Receivable, Year Four         923
Financing Receivable, Year Five         0
Financing Receivable, Prior         1,546
Financing Receivable, Revolving         0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process         17,812
Commercial Real Estate Portfolio Segment [Member] | Multifamily [Member]          
2025, write-offs 0   0    
2024, write-offs 0   0    
2023, write-offs 0   0    
2022, write-offs 0   0    
2021, write-offs 0   0    
Prior, write-offs 0   0    
Revolving Loans, write-offs 0   0    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 86,933   86,933   87,768
Total, write-offs (0) (0) (0) (0)  
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member]          
Financing Receivable, Year One 0   0   28,222
Financing Receivable, Year Two 28,161   28,161   4,706
Financing Receivable, Year Three 4,655   4,655   13,827
Financing Receivable, Year Four 13,700   13,700   7,682
Financing Receivable, Year Five 7,625   7,625   3,352
Financing Receivable, Prior 32,792   32,792   29,979
Financing Receivable, Revolving 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 86,933   86,933   87,768
Commercial Real Estate Portfolio Segment [Member] | Mortgage Loans [Member] | Pass [Member]          
Financing Receivable, Year One 0   0   28,222
Financing Receivable, Year Two 28,161   28,161   4,706
Financing Receivable, Year Three 4,655   4,655   13,827
Financing Receivable, Year Four 13,700   13,700   7,682
Financing Receivable, Year Five 7,625   7,625   3,352
Financing Receivable, Prior 32,792   32,792   29,979
Financing Receivable, Revolving 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 86,933   86,933   87,768
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member]          
Financing Receivable, Year One 8,900   8,900   28,828
2025, write-offs 0   0    
Financing Receivable, Year Two 28,528   28,528   9,762
2024, write-offs 0   0    
Financing Receivable, Year Three 9,572   9,572   48,427
2023, write-offs 0   0    
Financing Receivable, Year Four 44,898   44,898   53,505
2022, write-offs 0   0    
Financing Receivable, Year Five 50,993   50,993   23,390
2021, write-offs 0   0    
Financing Receivable, Prior 79,111   79,111   65,851
Prior, write-offs 0   0    
Financing Receivable, Revolving 250   250   198
Revolving Loans, write-offs 0   0    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 222,252   222,252   229,961
Total, write-offs (0) (0) (0) (0)  
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Pass [Member]          
Financing Receivable, Year One 8,900   8,900   28,828
Financing Receivable, Year Two 28,528   28,528   9,762
Financing Receivable, Year Three 9,572   9,572   48,427
Financing Receivable, Year Four 44,898   44,898   46,107
Financing Receivable, Year Five 43,745   43,745   23,390
Financing Receivable, Prior 77,030   77,030   63,747
Financing Receivable, Revolving 250   250   198
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 212,923   212,923   220,459
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Special Mention [Member]          
Financing Receivable, Year One 0   0   0
Financing Receivable, Year Two 0   0   0
Financing Receivable, Year Three 0   0   0
Financing Receivable, Year Four 0   0   7,398
Financing Receivable, Year Five 7,248   7,248   0
Financing Receivable, Prior 272   272   278
Financing Receivable, Revolving 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 7,520   7,520   7,676
Commercial Real Estate Portfolio Segment [Member] | Owner Occupied [Member] | Substandard [Member]          
Financing Receivable, Year One 0   0   0
Financing Receivable, Year Two 0   0   0
Financing Receivable, Year Three 0   0   0
Financing Receivable, Year Four 0   0   0
Financing Receivable, Year Five 0   0   0
Financing Receivable, Prior 1,809   1,809   1,826
Financing Receivable, Revolving 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 1,809   1,809   1,826
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [member]          
Financing Receivable, Year One 28,047   28,047   39,520
2025, write-offs 0   0    
Financing Receivable, Year Two 39,656   39,656   103,156
2024, write-offs 0   0    
Financing Receivable, Year Three 92,364   92,364   90,702
2023, write-offs 0   0    
Financing Receivable, Year Four 88,508   88,508   78,029
2022, write-offs 0   0    
Financing Receivable, Year Five 68,272   68,272   38,928
2021, write-offs 0   0    
Financing Receivable, Prior 207,066   207,066   176,764
Prior, write-offs 0   0    
Financing Receivable, Revolving 1,065   1,065   1,670
Revolving Loans, write-offs 0   0    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 524,978   524,978   528,769
Total, write-offs (0) (0) (0) (0)  
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [member] | Pass [Member]          
Financing Receivable, Year One 28,047   28,047   39,520
Financing Receivable, Year Two 39,656   39,656   103,156
Financing Receivable, Year Three 92,364   92,364   90,702
Financing Receivable, Year Four 88,508   88,508   78,029
Financing Receivable, Year Five 68,272   68,272   38,928
Financing Receivable, Prior 200,459   200,459   170,059
Financing Receivable, Revolving 1,065   1,065   1,670
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 518,371   518,371   522,064
Commercial Real Estate Portfolio Segment [Member] | Non-owner Occupied [member] | Special Mention [Member]          
Financing Receivable, Year One 0   0   0
Financing Receivable, Year Two 0   0   0
Financing Receivable, Year Three 0   0   0
Financing Receivable, Year Four 0   0   0
Financing Receivable, Year Five 0   0   0
Financing Receivable, Prior 6,607   6,607   6,705
Financing Receivable, Revolving 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 6,607   6,607   6,705
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member]          
Financing Receivable, Year One 851   851   7,853
2025, write-offs 0   0    
Financing Receivable, Year Two 7,845   7,845   12,925
2024, write-offs 0   0    
Financing Receivable, Year Three 12,730   12,730   10,050
2023, write-offs 0   0    
Financing Receivable, Year Four 9,883   9,883   16,706
2022, write-offs 0   0    
Financing Receivable, Year Five 16,362   16,362   14,466
2021, write-offs 0   0    
Financing Receivable, Prior 44,556   44,556   33,348
Prior, write-offs 0   0    
Financing Receivable, Revolving 0   0   0
Revolving Loans, write-offs 0   0    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 92,227   92,227   95,348
Total, write-offs (0) (0) (0) (0)  
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Pass [Member]          
Financing Receivable, Year One 851   851   7,853
Financing Receivable, Year Two 7,845   7,845   12,925
Financing Receivable, Year Three 12,730   12,730   10,050
Financing Receivable, Year Four 9,883   9,883   16,706
Financing Receivable, Year Five 16,362   16,362   12,165
Financing Receivable, Prior 37,060   37,060   27,888
Financing Receivable, Revolving 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 84,731   84,731   87,587
Commercial Real Estate Portfolio Segment [Member] | Farmland Loans [Member] | Special Mention [Member]          
Financing Receivable, Year One         0
Financing Receivable, Year Two         0
Financing Receivable, Year Three         0
Financing Receivable, Year Four         0
Financing Receivable, Year Five         2,301
Financing Receivable, Prior         5,460
Financing Receivable, Revolving         0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process         7,761
Commercial Portfolio Segment [Member]          
Financing Receivable, Year One 1,706   1,706   25,781
2025, write-offs 0   0    
Financing Receivable, Year Two 25,664   25,664   11,200
2024, write-offs 0   0    
Financing Receivable, Year Three 9,912   9,912   9,166
2023, write-offs 0   0    
Financing Receivable, Year Four 8,539   8,539   6,779
2022, write-offs 0   0    
Financing Receivable, Year Five 5,677   5,677   3,032
2021, write-offs 0   0    
Financing Receivable, Prior 5,831   5,831   4,271
Prior, write-offs 0   0    
Financing Receivable, Revolving 22,093   22,093   23,343
Revolving Loans, write-offs 0   0    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 79,422   79,422   83,572
Total, write-offs (0) (0) (0) (0)  
Commercial Portfolio Segment [Member] | Pass [Member]          
Financing Receivable, Year One 1,706   1,706   25,781
Financing Receivable, Year Two 25,664   25,664   11,200
Financing Receivable, Year Three 9,912   9,912   9,055
Financing Receivable, Year Four 8,444   8,444   6,779
Financing Receivable, Year Five 5,677   5,677   3,032
Financing Receivable, Prior 5,801   5,801   4,221
Financing Receivable, Revolving 22,093   22,093   23,343
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 79,297   79,297   83,411
Commercial Portfolio Segment [Member] | Substandard [Member]          
Financing Receivable, Year One 0   0   0
Financing Receivable, Year Two 0   0   0
Financing Receivable, Year Three 0   0   111
Financing Receivable, Year Four 95   95   0
Financing Receivable, Year Five 0   0   0
Financing Receivable, Prior 30   30   50
Financing Receivable, Revolving 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 125   125   161
Commercial Portfolio Segment [Member] | Farmland Loans [Member] | Special Mention [Member]          
Financing Receivable, Year One 0   0    
Financing Receivable, Year Two 0   0    
Financing Receivable, Year Three 0   0    
Financing Receivable, Year Four 0   0    
Financing Receivable, Year Five 0   0    
Financing Receivable, Prior 7,496   7,496    
Financing Receivable, Revolving 0   0    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 7,496   7,496    
Consumer Portfolio Segment [Member]          
Financing Receivable, Year One 1,118   1,118   4,193
2025, write-offs 0   0    
Financing Receivable, Year Two 4,086   4,086   1,050
2024, write-offs 0   0    
Financing Receivable, Year Three 972   972   4,782
2023, write-offs 0   0    
Financing Receivable, Year Four 4,986   4,986   3,516
2022, write-offs 0   0    
Financing Receivable, Year Five 2,628   2,628   2,088
2021, write-offs 0   0    
Financing Receivable, Prior 10,082   10,082   8,764
Prior, write-offs 0   0    
Financing Receivable, Revolving 9,207   9,207   9,576
Revolving Loans, write-offs 20   36    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 33,079   33,079   33,969
Total, write-offs 20 10 36 25  
Consumer Portfolio Segment [Member] | Pass [Member]          
Financing Receivable, Year One 1,117   1,117   4,190
Financing Receivable, Year Two 4,086   4,086   1,050
Financing Receivable, Year Three 972   972   4,782
Financing Receivable, Year Four 4,986   4,986   3,516
Financing Receivable, Year Five 2,628   2,628   2,088
Financing Receivable, Prior 10,044   10,044   8,723
Financing Receivable, Revolving 9,207   9,207   9,576
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 33,040   33,040   33,925
Consumer Portfolio Segment [Member] | Substandard [Member]          
Financing Receivable, Year One 1   1   3
Financing Receivable, Year Two 0   0   0
Financing Receivable, Year Three 0   0   0
Financing Receivable, Year Four 0   0   0
Financing Receivable, Year Five 0   0   0
Financing Receivable, Prior 38   38   41
Financing Receivable, Revolving 0   0   0
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 39   39   44
Agriculture [Member]          
Financing Receivable, Year One 0   0   28
2025, write-offs 0   0    
Financing Receivable, Year Two 260   260   3,429
2024, write-offs 0   0    
Financing Receivable, Year Three 3,377   3,377   1,009
2023, write-offs 0   0    
Financing Receivable, Year Four 801   801   1,271
2022, write-offs 0   0    
Financing Receivable, Year Five 1,122   1,122   0
2021, write-offs 0   0    
Financing Receivable, Prior 338   338   467
Prior, write-offs 0   0    
Financing Receivable, Revolving 33,977   33,977   23,132
Revolving Loans, write-offs 0   0    
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 39,875   39,875   29,336
Total, write-offs (0) $ (0) (0) $ (0)  
Agriculture [Member] | Pass [Member]          
Financing Receivable, Year One 0   0   28
Financing Receivable, Year Two 260   260   1,859
Financing Receivable, Year Three 1,676   1,676   1,009
Financing Receivable, Year Four 801   801   1,271
Financing Receivable, Year Five 1,122   1,122   0
Financing Receivable, Prior 338   338   467
Financing Receivable, Revolving 30,469   30,469   17,936
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process 34,666   34,666   22,570
Agriculture [Member] | Special Mention [Member]          
Financing Receivable, Year One 0   0   0
Financing Receivable, Year Two 0   0   1,570
Financing Receivable, Year Three 1,701   1,701   0
Financing Receivable, Year Four 0   0   0
Financing Receivable, Year Five 0   0   0
Financing Receivable, Prior 0   0   0
Financing Receivable, Revolving 3,508   3,508   5,196
Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss, Fee, and Loan in Process $ 5,209   $ 5,209   $ 6,766