v3.25.2
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Additional Information (Details)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2025
USD ($)
Jun. 30, 2025
USD ($)
contract
Jun. 30, 2025
USD ($)
loan
Jun. 30, 2024
USD ($)
loan
Jun. 30, 2025
USD ($)
Jun. 30, 2025
USD ($)
Jun. 30, 2025
USD ($)
Jun. 30, 2025
USD ($)
contract
Jun. 30, 2025
USD ($)
loan
Jun. 30, 2024
USD ($)
Jun. 30, 2024
USD ($)
Jun. 30, 2024
USD ($)
contract
Jun. 30, 2024
USD ($)
loan
Dec. 31, 2024
USD ($)
loan
Loans Receivable Held-for-sale, Amount $ 104,000 $ 104,000 $ 104,000   $ 104,000 $ 104,000 $ 104,000 $ 104,000 $ 104,000         $ 737,000
Unpaid principal balance 958,935,000 958,935,000 958,935,000 $ 921,124,000 $ 958,935,000 958,935,000 958,935,000 958,935,000 958,935,000 $ 921,124,000 $ 921,124,000 $ 921,124,000 $ 921,124,000 946,826,000
Loan payments of delinquency period         10 days                  
Delinquency notice is automatically generated         10 or 15                  
Loan Payments, Delinquency Period, Beyond Which Loans are Considered Non-Accrual         90 days                  
Reserve for unfunded lending commitments 97,000 97,000 97,000 $ 196,000 $ 97,000 97,000 97,000 97,000 97,000 $ 196,000 196,000 $ 196,000 $ 196,000  
Accrued interest exclude from the amortized cost basis of loans 2,589,000 $ 2,589,000 $ 2,589,000   $ 2,589,000 2,589,000 2,589,000 $ 2,589,000 $ 2,589,000         $ 2,575,000
Number of contracts   1 1         1 1     1 1 0
Modified value of TDR 107,000         107,000         9,455,000      
Period of interest only payments         11 months         6 months        
Recorded Investment 107,000         107,000         $ 9,455,000     $ 10,193,000
Financing receivable modifications unfunded commitments           0               0
Financing Receivable, Modifications, Recorded Investment 107,000 $ 107,000 $ 107,000   $ 107,000 107,000 107,000 $ 107,000 $ 107,000         10,193,000
Loan carrying a post modification recorded investment, paid current 120,000 120,000 120,000   120,000 120,000 120,000 120,000 $ 120,000          
Number of loans modified as troubled debt restructuring within previous 12 months, with subsequent payment default       0         3   1   0  
Number of financing receivable contracts modified | loan                 1          
Financing Receivable, Modifications, Subsequent Default, Recorded Investment 421,000         421,000                
Foreclosed Assets Held For Resale 0 0 0   0 0 0 0 $ 0         0
Consumer mortgage loans 0 0 0   0 0 0 0 0         0
GGLs                            
Unpaid principal balance 3,974,000 3,974,000 3,974,000   3,974,000 3,974,000 3,974,000 3,974,000 3,974,000         4,306,000
Unfunded Loan Commitment                            
Reserve for unfunded lending commitments 97,000 97,000 $ 97,000   97,000 97,000 97,000 97,000 $ 97,000         102,000
Payment Modification                            
Number of contracts | loan     1           1       1  
Commercial and Industrial                            
Unpaid principal balance 64,908,000 64,908,000 $ 64,908,000 $ 64,543,000 64,908,000 64,908,000 64,908,000 64,908,000 $ 64,908,000 $ 64,543,000 $ 64,543,000 $ 64,543,000 $ 64,543,000 66,706,000
Reserve for unfunded lending commitments 20,000 20,000 20,000 36,000 20,000 20,000 20,000 20,000 20,000 36,000 36,000 36,000 36,000  
Financing Receivable, Modifications, Recorded Investment                           174,000
Commercial and Industrial | GGLs                            
Government Guaranteed Loans. 3,974,000 3,974,000 3,974,000   3,974,000 3,974,000 3,974,000 3,974,000 3,974,000         4,306,000
Commercial and Industrial | Unfunded Loan Commitment                            
Reserve for unfunded lending commitments                           17,000
State and Political Subdivisions                            
Unpaid principal balance 22,016,000 22,016,000 22,016,000 26,069,000 22,016,000 22,016,000 22,016,000 22,016,000 22,016,000 26,069,000 26,069,000 26,069,000 26,069,000 22,138,000
Reserve for unfunded lending commitments       1,000           1,000 1,000 1,000 1,000  
Tax free loans $ 22,016,000 $ 22,016,000 $ 22,016,000   $ 22,016,000 $ 22,016,000 $ 22,016,000 $ 22,016,000 $ 22,016,000         22,138,000
Commercial Real Estate | Maximum                            
Term of loan offering         20 years                  
Maximum loan to value ratio             80.00%              
Residential Real Estate | Residential Mortgage                            
Maximum loan to value ratio             80.00%              
Loans held for sale term 30 years 30 years 30 years   30 years 30 years 30 years 30 years 30 years          
Maximum loan to value ratio with PMI 95.00% 95.00% 95.00%   95.00% 95.00% 95.00% 95.00% 95.00%          
Residential Real Estate | Residential Mortgage | Maximum                            
Term of loan offering         20 years                  
Loans held for sale term 30 years 30 years 30 years   30 years 30 years 30 years 30 years 30 years          
Residential Real Estate | Home Equity Loan                            
Maximum loan to value ratio             80.00%              
Residential Real Estate | Home Equity Loan | Maximum                            
Term of loan offering         15 years                  
Residential Real Estate | Home Equity Line of Credit                            
Maximum loan to value ratio             80.00%              
Residential Real Estate | Home Equity Line of Credit | Maximum                            
Term of loan offering         20 years                  
Consumer                            
Unpaid principal balance $ 6,295,000 $ 6,295,000 $ 6,295,000 6,181,000 $ 6,295,000 $ 6,295,000 $ 6,295,000 $ 6,295,000 $ 6,295,000 6,181,000 6,181,000 6,181,000 6,181,000 6,390,000
Reserve for unfunded lending commitments 2,000 2,000 2,000   2,000 2,000 2,000 2,000 2,000          
Agricultural                            
Unpaid principal balance 1,108,000 1,108,000 1,108,000 987,000 $ 1,108,000 1,108,000 $ 1,108,000 1,108,000 1,108,000 987,000 987,000 987,000 987,000 936,000
Agricultural | Maximum                            
Term of loan offering         10 years                  
Maximum loan to value ratio             70.00%              
Real Estate                            
Loans Receivable Held-for-sale, Amount 104,000 104,000 104,000   $ 104,000 104,000 $ 104,000 104,000 104,000         737,000
Unpaid principal balance 864,608,000 864,608,000 864,608,000 823,344,000 864,608,000 864,608,000 864,608,000 864,608,000 864,608,000 823,344,000 823,344,000 823,344,000 823,344,000 850,656,000
Reserve for unfunded lending commitments 75,000 $ 75,000 $ 75,000 $ 159,000 75,000 75,000 75,000 $ 75,000 $ 75,000 $ 159,000 159,000 $ 159,000 $ 159,000  
Number of contracts   1 1         1 1     1 1  
Modified value of TDR 107,000         107,000         9,455,000      
Recorded Investment 107,000         107,000         $ 9,455,000      
Financing Receivable, Modifications, Recorded Investment $ 107,000 $ 107,000 $ 107,000   $ 107,000 $ 107,000 $ 107,000 $ 107,000 $ 107,000         10,019,000
Number of loans modified as troubled debt restructuring within previous 12 months, with subsequent payment default | loan       0                    
Real Estate | Unfunded Loan Commitment                            
Reserve for unfunded lending commitments                           $ 85,000
Real Estate | Payment Modification                            
Number of contracts | loan     1           1       1