LOANS AND ALLOWANCE FOR CREDIT LOSSES - Activity in allowance for credit losses (Details) - USD ($) |
3 Months Ended | 6 Months Ended | 12 Months Ended | ||
|---|---|---|---|---|---|
Jun. 30, 2025 |
Jun. 30, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Dec. 31, 2024 |
|
| Allowance, Beginning balance | $ 8,068,000 | $ 7,196,000 | $ 7,672,000 | $ 6,925,000 | $ 6,925,000 |
| Charge-offs | (70,000) | (21,000) | (441,000) | (33,000) | (938,000) |
| Recoveries | 1,000 | 2,000 | 17,000 | 21,000 | 45,000 |
| (Release of) Provision for Credit Losses | (237,000) | 510,000 | 514,000 | 774,000 | 1,640,000 |
| Allowance, Ending Balance | 7,762,000 | 7,687,000 | 7,762,000 | 7,687,000 | 7,672,000 |
| Total | 958,935,000 | 921,124,000 | 958,935,000 | 921,124,000 | 946,826,000 |
| Reserve For Unfunded Lending Commitments | 97,000 | 196,000 | 97,000 | 196,000 | |
| Loans Individually Evaluated For Impairment | |||||
| Total | 4,527,000 | 4,913,000 | 4,527,000 | 4,913,000 | 4,523,000 |
| Loans Collectively Evaluated For Impairment | |||||
| Allowance, Beginning balance | 7,672,000 | ||||
| Allowance, Ending Balance | 7,762,000 | 7,687,000 | 7,762,000 | 7,687,000 | 7,672,000 |
| Total | 954,408,000 | 916,211,000 | 954,408,000 | 916,211,000 | 942,303,000 |
| Real Estate | |||||
| Allowance, Beginning balance | 7,572,000 | 6,725,000 | 7,215,000 | 6,539,000 | 6,539,000 |
| Charge-offs | (17,000) | (17,000) | (345,000) | ||
| Recoveries | 1,000 | 19,000 | 21,000 | ||
| (Release of) Provision for Credit Losses | (262,000) | 480,000 | 95,000 | 648,000 | 1,000,000 |
| Allowance, Ending Balance | 7,293,000 | 7,206,000 | 7,293,000 | 7,206,000 | 7,215,000 |
| Total | 864,608,000 | 823,344,000 | 864,608,000 | 823,344,000 | 850,656,000 |
| Reserve For Unfunded Lending Commitments | 75,000 | 159,000 | 75,000 | 159,000 | |
| Real Estate | Loans Individually Evaluated For Impairment | |||||
| Total | 4,190,000 | 3,993,000 | 4,190,000 | 3,993,000 | 4,214,000 |
| Real Estate | Loans Collectively Evaluated For Impairment | |||||
| Allowance, Beginning balance | 7,215,000 | ||||
| Allowance, Ending Balance | 7,293,000 | 7,206,000 | 7,293,000 | 7,206,000 | 7,215,000 |
| Total | 860,418,000 | 819,351,000 | 860,418,000 | 819,351,000 | 846,442,000 |
| Agricultural | |||||
| Allowance, Beginning balance | 2,000 | 1,000 | 2,000 | 1,000 | 1,000 |
| (Release of) Provision for Credit Losses | 1,000 | 1,000 | 1,000 | 1,000 | 1,000 |
| Allowance, Ending Balance | 3,000 | 2,000 | 3,000 | 2,000 | 2,000 |
| Total | 1,108,000 | 987,000 | 1,108,000 | 987,000 | 936,000 |
| Agricultural | Loans Individually Evaluated For Impairment | |||||
| Total | 309,000 | 309,000 | 309,000 | 309,000 | 309,000 |
| Agricultural | Loans Collectively Evaluated For Impairment | |||||
| Allowance, Beginning balance | 2,000 | ||||
| Allowance, Ending Balance | 3,000 | 2,000 | 3,000 | 2,000 | 2,000 |
| Total | 799,000 | 678,000 | 799,000 | 678,000 | 627,000 |
| Commercial and Industrial | |||||
| Allowance, Beginning balance | 341,000 | 322,000 | 313,000 | 265,000 | 265,000 |
| Charge-offs | (45,000) | (406,000) | (524,000) | ||
| Recoveries | 1,000 | 1,000 | 16,000 | 1,000 | 19,000 |
| (Release of) Provision for Credit Losses | 32,000 | 2,000 | 406,000 | 59,000 | 553,000 |
| Allowance, Ending Balance | 329,000 | 325,000 | 329,000 | 325,000 | 313,000 |
| Total | 64,908,000 | 64,543,000 | 64,908,000 | 64,543,000 | 66,706,000 |
| Reserve For Unfunded Lending Commitments | 20,000 | 36,000 | 20,000 | 36,000 | |
| Commercial and Industrial | Loans Individually Evaluated For Impairment | |||||
| Total | 28,000 | 611,000 | 28,000 | 611,000 | |
| Commercial and Industrial | Loans Collectively Evaluated For Impairment | |||||
| Allowance, Beginning balance | 313,000 | ||||
| Allowance, Ending Balance | 329,000 | 325,000 | 329,000 | 325,000 | 313,000 |
| Total | 64,880,000 | 63,932,000 | 64,880,000 | 63,932,000 | 66,706,000 |
| Consumer | |||||
| Allowance, Beginning balance | 94,000 | 85,000 | 98,000 | 78,000 | 78,000 |
| Charge-offs | (8,000) | (21,000) | (18,000) | (33,000) | (69,000) |
| Recoveries | 1,000 | 1,000 | 5,000 | ||
| (Release of) Provision for Credit Losses | (2,000) | 27,000 | 3,000 | 45,000 | 84,000 |
| Allowance, Ending Balance | 84,000 | 91,000 | 84,000 | 91,000 | 98,000 |
| Total | 6,295,000 | 6,181,000 | 6,295,000 | 6,181,000 | 6,390,000 |
| Reserve For Unfunded Lending Commitments | 2,000 | 2,000 | |||
| Consumer | Loans Collectively Evaluated For Impairment | |||||
| Allowance, Beginning balance | 98,000 | ||||
| Allowance, Ending Balance | 84,000 | 91,000 | 84,000 | 91,000 | 98,000 |
| Total | 6,295,000 | 6,181,000 | 6,295,000 | 6,181,000 | 6,390,000 |
| State and Political Subdivisions | |||||
| Allowance, Beginning balance | 59,000 | 63,000 | 44,000 | 42,000 | 42,000 |
| (Release of) Provision for Credit Losses | (6,000) | 9,000 | 21,000 | 2,000 | |
| Allowance, Ending Balance | 53,000 | 63,000 | 53,000 | 63,000 | 44,000 |
| Total | 22,016,000 | 26,069,000 | 22,016,000 | 26,069,000 | 22,138,000 |
| Reserve For Unfunded Lending Commitments | 1,000 | 1,000 | |||
| State and Political Subdivisions | Loans Collectively Evaluated For Impairment | |||||
| Allowance, Beginning balance | 44,000 | ||||
| Allowance, Ending Balance | 53,000 | 63,000 | 53,000 | 63,000 | 44,000 |
| Total | $ 22,016,000 | $ 26,069,000 | $ 22,016,000 | $ 26,069,000 | $ 22,138,000 |