v3.25.2
Non-interest Revenue and Expense (Tables)
3 Months Ended
Jun. 30, 2025
Revenue from Contract with Customer [Abstract]  
Disaggregation of Revenue The following table presents non-interest income, segregated by revenue streams in-scope and out-of-scope of Topic 606, for the three months ended June 30, 2025 and 2024:
Three Months Ended June 30,
$ in thousands
2025
2024
Non-interest income
In-scope of Topic 606
Depository fees and charges$673 $538 
Loan fees and service charges124 (44)
Other non-interest income167 84 
Non-interest income (in-scope of Topic 606)964 578 
Non-interest income (out-of-scope of Topic 606)304 127 
Total non-interest income$1,268 $705 
Schedule of Other Operating Cost and Expense, by Component [Table Text Block] The following table sets forth other non-interest income and expense totals exceeding 1% of the aggregate of total interest income and non-interest income for any of the periods presented:
Three Months Ended June 30,
$ in thousands
2025
2024
Other non-interest income:
MSR valuation$(130)$(9)
Empowering Change program fees158 75 
Other409 50 
Total other non-interest income$437 $116 
Other non-interest expense:
Legal expense77 $150 
Insurance and surety229 291 
Audit expense160 167 
Data lines / internet107 97 
Retail expenses285 295 
Operating charge-offs and other losses169 25 
Director's fees95 105 
Other535 772 
Total other non-interest expense$1,657 $1,902