The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,806,088 18,432 SH SOLE 16,960 0 1,472
AMERICAN TOWER CORP NEW COM 03027X100 898,889 4,067 SH SOLE 3,947 0 120
AMGEN INC COM 031162100 1,862,331 6,670 SH SOLE 6,361 0 309
APPLE INC COM 037833100 416,188 2,029 SH SOLE 2,019 0 10
AUTOMATIC DATA PROCESSING IN COM 053015103 276,018 895 SH SOLE 110 0 785
AVALONBAY CMNTYS INC COM 053484101 301,587 1,482 SH SOLE 1,482 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 728,800 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,757,717 5,677 SH SOLE 1,670 0 4,007
CHEVRON CORP NEW COM 166764100 7,399,917 51,679 SH SOLE 48,889 0 2,790
CISCO SYS INC COM 17275R102 706,705 10,186 SH SOLE 9,406 0 780
COLGATE PALMOLIVE CO COM 194162103 436,320 4,800 SH SOLE 0 0 4,800
CROWN CASTLE INC COM 22822V101 433,213 4,217 SH SOLE 4,217 0 0
DIGITAL RLTY TR INC COM 253868103 528,220 3,030 SH SOLE 3,030 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 7,265,494 244,794 SH SOLE 185,943 0 58,851
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 331,810 11,064 SH SOLE 7,567 0 3,497
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 1,192,075 41,177 SH SOLE 28,612 0 12,565
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583 1,270,953 23,325 SH SOLE 17,316 0 6,009
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 6,751,491 251,640 SH SOLE 189,860 0 61,780
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,541,752 35,997 SH SOLE 35,456 0 541
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 2,300,599 66,549 SH SOLE 56,515 0 10,034
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 10,806,808 347,598 SH SOLE 222,506 0 125,092
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 3,087,124 65,088 SH SOLE 45,259 0 19,829
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 1,792,694 37,340 SH SOLE 32,991 0 4,349
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 1,416,604 33,442 SH SOLE 30,136 0 3,306
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 10,440,553 155,783 SH SOLE 128,399 0 27,384
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 1,655,603 46,558 SH SOLE 29,618 0 16,940
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 3,133,330 101,010 SH SOLE 31,494 0 69,516
DIMENSIONAL ETF TRUST US LARGE CAP VEC 25434V641 876,105 12,712 SH SOLE 1,544 0 11,168
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 21,031,116 497,425 SH SOLE 407,619 0 89,806
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 571,251 24,350 SH SOLE 18,750 0 5,600
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 10,952,603 171,913 SH SOLE 141,916 0 29,997
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 4,012,273 136,333 SH SOLE 97,151 0 39,182
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 7,930,325 146,967 SH SOLE 123,425 0 23,542
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 6,890,583 102,722 SH SOLE 94,340 0 8,382
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 7,109,043 242,051 SH SOLE 178,559 0 63,492
DOW INC COM 260557103 2,293,621 86,617 SH SOLE 82,021 0 4,596
ELI LILLY & CO COM 532457108 1,087,445 1,395 SH SOLE 1,385 0 10
EQUINIX INC COM 29444U700 647,513 814 SH SOLE 814 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 247,351 3,665 SH SOLE 3,665 0 0
EXTRA SPACE STORAGE INC COM 30225T102 331,593 2,249 SH SOLE 2,249 0 0
EXXON MOBIL CORP COM 30231G102 1,817,077 16,856 SH SOLE 15,476 0 1,380
GE AEROSPACE COM NEW 369604301 539,747 2,097 SH SOLE 1,695 0 402
GLOBAL X FDS US PFD ETF 37954Y657 213,307 11,328 SH SOLE 11,328 0 0
HARTFORD INSURANCE GROUP INC COM 416515104 307,407 2,423 SH SOLE 2,423 0 0
HOME DEPOT INC COM 437076102 784,610 2,140 SH SOLE 2,140 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 4,199,731 14,247 SH SOLE 13,162 0 1,085
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,730,529 9,522 SH SOLE 9,522 0 0
INVITATION HOMES INC COM 46187W107 207,395 6,323 SH SOLE 6,323 0 0
IRON MTN INC DEL COM 46284V101 318,275 3,103 SH SOLE 3,103 0 0
ISHARES GOLD TR ISHARES NEW 464285204 8,258,585 132,434 SH SOLE 105,795 0 26,639
ISHARES INC MSCI EMRG CHN 46434G764 359,267 5,690 SH SOLE 3,028 0 2,662
ISHARES TR 1 3 YR TREAS BD 464287457 3,046,943 36,772 SH SOLE 29,031 0 7,741
ISHARES TR CORE S&P SCP ETF 464287804 615,959 5,636 SH SOLE 5,440 0 196
ISHARES TR CORE S&P500 ETF 464287200 648,670 1,045 SH SOLE 507 0 538
ISHARES TR CORE US AGGBD ET 464287226 1,476,692 14,886 SH SOLE 8,146 0 6,740
ISHARES TR MSCI EAFE ETF 464287465 367,393 4,110 SH SOLE 2,605 0 1,505
ISHARES TR MSCI EMG MKT ETF 464287234 576,372 11,948 SH SOLE 9,537 0 2,411
ISHARES TR NEW YORK MUN ETF 464288323 256,790 4,925 SH SOLE 4,925 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,559,483 3,673 SH SOLE 3,305 0 368
ISHARES TR RUS 1000 VAL ETF 464287598 791,682 4,076 SH SOLE 2,530 0 1,546
ISHARES TR RUSSELL 2000 ETF 464287655 534,512 2,477 SH SOLE 2,477 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 2,099,387 19,068 SH SOLE 12,954 0 6,114
ISHARES TR S&P 500 VAL ETF 464287408 366,804 1,877 SH SOLE 1,306 0 571
ISHARES TR SELECT US REIT 464287564 390,446 6,384 SH SOLE 6,384 0 0
ISHARES TR SHORT TREAS BD 464288679 5,817,809 52,688 SH SOLE 32,553 0 20,135
ISHARES TR SP SMCP600VL ETF 464287879 1,288,396 12,950 SH SOLE 8,995 0 3,955
ISHARES TR TIPS BD ETF 464287176 1,653,079 15,023 SH SOLE 8,906 0 6,117
JOHNSON & JOHNSON COM 478160104 3,138,249 20,545 SH SOLE 19,377 0 1,168
JOHNSON CTLS INTL PLC SHS G51502105 330,591 3,130 SH SOLE 3,130 0 0
JPMORGAN CHASE & CO. COM 46625H100 822,475 2,837 SH SOLE 2,302 0 535
MEDTRONIC PLC SHS G5960L103 250,004 2,868 SH SOLE 2,868 0 0
MERCK & CO INC COM 58933Y105 2,349,865 29,685 SH SOLE 28,515 0 1,170
MICROSOFT CORP COM 594918104 422,799 850 SH SOLE 840 0 10
NEXTERA ENERGY INC COM 65339F101 526,621 7,586 SH SOLE 7,586 0 0
PEPSICO INC COM 713448108 521,691 3,951 SH SOLE 3,900 0 51
PFIZER INC COM 717081103 207,359 8,554 SH SOLE 5,404 0 3,150
PROCTER AND GAMBLE CO COM 742718109 716,463 4,497 SH SOLE 3,419 0 1,078
PROLOGIS INC. COM 74340W103 680,022 6,469 SH SOLE 6,469 0 0
PUBLIC STORAGE OPER CO COM 74460D109 414,016 1,411 SH SOLE 1,411 0 0
REALTY INCOME CORP COM 756109104 456,848 7,930 SH SOLE 7,930 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 269,127 1,146 SH SOLE 1,146 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 888,612 29,483 SH SOLE 29,403 0 80
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,176,245 53,224 SH SOLE 53,182 0 42
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 3,240,931 132,934 SH SOLE 132,934 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 478,636 17,298 SH SOLE 17,298 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,102,109 86,011 SH SOLE 85,831 0 180
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,004,574 79,232 SH SOLE 68,504 0 10,728
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 260,827 1,030 SH SOLE 1,030 0 0
SIMON PPTY GROUP INC NEW COM 828806109 473,117 2,943 SH SOLE 2,943 0 0
SOLVENTUM CORP COM SHS 83444M101 242,916 3,203 SH SOLE 3,067 0 136
SPDR GOLD TR GOLD SHS 78463V107 246,303 808 SH SOLE 608 0 200
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 3,299,798 81,497 SH SOLE 74,347 0 7,150
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 827,944 19,372 SH SOLE 14,900 0 4,472
SPDR S&P 500 ETF TR TR UNIT 78462F103 555,073 898 SH SOLE 384 0 514
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 2,721,369 37,438 SH SOLE 31,693 0 5,745
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 819,795 19,244 SH SOLE 16,330 0 2,914
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 3,182,692 60,808 SH SOLE 57,294 0 3,514
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 1,084,976 13,603 SH SOLE 13,603 0 0
TE CONNECTIVITY PLC ORD SHS G87052109 234,620 1,391 SH SOLE 1,391 0 0
THE CIGNA GROUP COM 125523100 672,070 2,033 SH SOLE 2,033 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,157,797 27,418 SH SOLE 19,203 0 8,215
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 894,973 12,155 SH SOLE 10,890 0 1,265
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 337,701 6,821 SH SOLE 4,744 0 2,077
VANGUARD INDEX FDS GROWTH ETF 922908736 35,657,123 81,335 SH SOLE 66,114 0 15,221
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,727,777 6,056 SH SOLE 2,968 0 3,088
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6,198,327 69,597 SH SOLE 56,854 0 12,743
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 5,325,061 9,375 SH SOLE 8,719 0 656
VANGUARD INDEX FDS SM CP VAL ETF 922908611 6,361,309 32,620 SH SOLE 24,694 0 7,926
VANGUARD INDEX FDS SMALL CP ETF 922908751 6,034,745 25,465 SH SOLE 17,060 0 8,405
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,176,181 7,160 SH SOLE 5,716 0 1,444
VANGUARD INDEX FDS VALUE ETF 922908744 10,466,703 59,221 SH SOLE 51,765 0 7,456
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,580,481 72,391 SH SOLE 60,006 0 12,385
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 259,923 2,022 SH SOLE 1,233 0 789
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 450,205 8,956 SH SOLE 3,722 0 5,234
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,371,990 68,774 SH SOLE 52,634 0 16,140
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 2,550,015 30,753 SH SOLE 21,275 0 9,478
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 247,883 4,417 SH SOLE 2,628 0 1,789
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 3,183,819 54,165 SH SOLE 28,346 0 25,819
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 308,796 4,454 SH SOLE 2,482 0 1,972
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 1,285,216 4,576 SH SOLE 3,212 0 1,364
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 277,328 1,355 SH SOLE 1,355 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 245,408 3,552 SH SOLE 2,395 0 1,157
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 8,623,965 151,271 SH SOLE 126,803 0 24,468
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 201,032 1,508 SH SOLE 228 0 1,280
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 19,375,245 241,858 SH SOLE 241,858 0 0
VANGUARD WORLD FD ESG US CORP BD 921910691 355,674 5,610 SH SOLE 5,610 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 477,562 720 SH SOLE 472 0 248
VANGUARD WORLD FD UTILITIES ETF 92204A876 9,454,493 53,563 SH SOLE 52,452 0 1,111
VERIZON COMMUNICATIONS INC COM 92343V104 9,028,184 208,648 SH SOLE 194,030 0 14,618
VICI PPTYS INC COM 925652109 361,600 11,092 SH SOLE 11,092 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 449,844 39,185 SH SOLE 37,866 0 1,319
WALMART INC COM 931142103 225,872 2,310 SH SOLE 510 0 1,800
WORLD GOLD TR SPDR GLD MINIS 98149E303 37,743,821 576,066 SH SOLE 505,710 0 70,356