June 1, 2024

As Recorded by FCB

Estimated Fair Value Adjustments

Estimated Fair Values as Recorded by NBI

Purchase Price Consideration:

Stock consideration(1)

$

14,299

Cash consideration (2)

2,050

Total purchase price consideration

$

16,349

Identifiable assets:

Cash and cash equivalents

$

8,993

$

(59

)

$

8,934

Securities

9,325

(5

)

9,320

Loans, gross, purchased performing

115,589

(7,720

)

107,869

Loans, gross, purchased credit deteriorated

11,157

(822

)

10,335

Loans in process

539

–

539

Deferred fees and costs on loans

34

(34

)

–

Allowance for credit losses on loans

(881

)

881

–

Premises and equipment

3,003

449

3,452

Core deposit intangible

–

2,100

2,100

Other assets

4,998

966

5,964

Total identifiable assets acquired

$

152,757

$

(4,244

)

$

148,513

Identifiable Liabilities

Deposits

$

130,323

$

(606

)

$

129,717

Borrowings

5,250

(20

)

5,230

Other liabilities

1,960

131

2,091

Total identifiable liabilities assumed

$

137,533

$

(495

)

$

137,038

Fair value of net assets acquired

$

11,475

Goodwill(3)

$

4,874