8-A12B

Velocity Financial, Inc.

Date: August 13, 2025

/s/ Roland T. Kelly

Roland T. Kelly

Chief Legal Officer, General Counsel and Secretary

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-A

FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES

PURSUANT TO SECTION 12(b) OR (g) OF

THE SECURITIES EXCHANGE ACT OF 1934

Velocity Financial, Inc.

(Exact name of registrant as specified in its charter)


Delaware		46-0659719
(State or other jurisdiction of incorporation or organization)		(I.R.S. Employer Identification No.)

2945 Townsgate Road, Suite 110

Westlake Village, California 91361

(Address of principal executive offices) (Zip Code)

Securities to be registered pursuant to Section 12(b) of the Act:

Title of each class

to be so registered

Name of each exchange on which

each class is to be registered

Common stock, par value $0.01 per share

NYSE Texas, Inc.

If this form relates to the registration of a class of securities pursuant to Section 12(b) of the Exchange Act and is effective pursuant to General Instruction A.(c) or (e), check the following box. ☒

If this form relates to the registration of a class of securities pursuant to Section 12(g) of the Exchange Act and is effective pursuant to General Instruction A.(d) or (e), check the following box. ☐

If this form relates to the registration of a class of securities concurrently with a Regulation A offering, check the following box. ☐

Securities Act registration statement or Regulation A offering statement file number to which this form relates: N/A

Securities to be registered pursuant to Section 12(g) of the Act: N/A

EXPLANATORY NOTE

This registration statement on Form 8-A (this “Form 8-A”) is being filed by Velocity Financial, Inc. (the “Registrant”) with the Securities and Exchange Commission (the “SEC”) in connection with the dual listing of its common stock, par value $0.01 per share (the “Common Stock”), with NYSE Texas, Inc. (the “NYSE Texas”) under the trading symbol “VEL.” The Common Stock is currently listed on the New York Stock Exchange under the symbol “VEL.”

Item 1. Description of Registrant’s Securities to be Registered.

The description of the Common Stock, as may be amended from time to time, contained in Exhibit 4.3 of the Registrant’s most recent Annual Report on Form 10-K, as filed with the SEC on March 12, 2025, to which this Form 8-A relates, is incorporated herein by reference.

We expect the listing and trading of the Common Stock on the NYSE Texas to commence on August 14, 2025 under the symbol “VEL.”

Item 2. Exhibits.

Pursuant to the Instructions as to Exhibits for Form 8-A, no exhibits are required to be filed, because no other securities of the Registrant are registered on the NYSE Texas, and the securities registered hereby are not being registered pursuant to Section 12(g) of the Securities Exchange Act of 1934, as amended.

SIGNATURE

Pursuant to the requirements of Section 12 of the Securities Exchange Act of 1934, the registrant has duly caused this registration statement to be signed on its behalf by the undersigned hereunto duly authorized.