The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 333 1,792 SH OTR 028-11396 0 0 1,792
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 333 1,114 SH OTR 028-11396 0 0 1,114
ADOBE INC COM 00724F101 556 1,436 SH OTR 028-11396 0 0 1,436
ALPHABET INC CAP STK CL C 02079K107 965 5,440 SH OTR 028-11396 0 0 5,440
ALPHABET INC CAP STK CL A 02079K305 4,951 28,093 SH OTR 028-11396 0 0 28,093
ALPHABET INC CAP STK CL A 02079K305 280 1,590 SH SOLE 0 0 1,590
ALTRIA GROUP INC COM 02209S103 472 8,056 SH OTR 028-11396 0 0 8,056
AMAZON COM INC COM 023135106 4,772 21,753 SH OTR 028-11396 0 0 21,753
AMAZON COM INC COM 023135106 632 2,880 SH SOLE 0 0 2,880
AMERICAN ELEC PWR CO INC COM 025537101 756 7,290 SH OTR 028-11396 0 0 7,290
AMERICAN TOWER CORP NEW COM 03027X100 359 1,625 SH OTR 028-11396 0 0 1,625
AMERICAN WTR WKS CO INC NEW COM 030420103 220 1,584 SH OTR 028-11396 0 0 1,584
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 457 6,650 SH OTR 028-11396 0 0 6,650
APPLE INC COM 037833100 6,133 29,894 SH OTR 028-11396 0 0 29,894
APPLE INC COM 037833100 531 2,590 SH SOLE 0 0 2,590
ARES CAPITAL CORP COM 04010L103 265 12,070 SH OTR 028-11396 0 0 12,070
ASML HOLDING N V N Y REGISTRY SHS N07059210 991 1,236 SH OTR 028-11396 0 0 1,236
AT&T INC COM 00206R102 724 25,007 SH OTR 028-11396 0 0 25,007
BANK AMERICA CORP COM 060505104 317 6,707 SH OTR 028-11396 0 0 6,707
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,764 3,631 SH OTR 028-11396 0 0 3,631
BLOCK H & R INC COM 093671105 223 4,070 SH OTR 028-11396 0 0 4,070
BROADCOM INC COM 11135F101 664 2,409 SH OTR 028-11396 0 0 2,409
BROADCOM INC COM 11135F101 230 833 SH SOLE 0 0 833
CAPITAL ONE FINL CORP COM 14040H105 634 2,980 SH OTR 028-11396 0 0 2,980
CHEVRON CORP NEW COM 166764100 732 5,109 SH OTR 028-11396 0 0 5,109
CHUBB LIMITED COM H1467J104 227 783 SH SOLE 0 0 783
CINCINNATI FINL CORP COM 172062101 931 6,252 SH OTR 028-11396 0 0 6,252
CINTAS CORP COM 172908105 2,100 9,423 SH OTR 028-11396 0 0 9,423
CITIGROUP INC COM NEW 172967424 546 6,418 SH OTR 028-11396 0 0 6,418
CITIZENS FINL GROUP INC COM 174610105 512 11,433 SH OTR 028-11396 0 0 11,433
CME GROUP INC COM 12572Q105 357 1,294 SH OTR 028-11396 0 0 1,294
COCA COLA CO COM 191216100 940 13,290 SH OTR 028-11396 0 0 13,290
COSTCO WHSL CORP NEW COM 22160K105 3,776 3,814 SH OTR 028-11396 0 0 3,814
CSX CORP COM 126408103 293 8,965 SH OTR 028-11396 0 0 8,965
DISNEY WALT CO COM 254687106 731 5,892 SH OTR 028-11396 0 0 5,892
DOMINION ENERGY INC COM 25746U109 268 4,735 SH OTR 028-11396 0 0 4,735
DTE ENERGY CO COM 233331107 293 2,215 SH OTR 028-11396 0 0 2,215
DUKE ENERGY CORP NEW COM NEW 26441C204 811 6,871 SH OTR 028-11396 0 0 6,871
ELI LILLY & CO COM 532457108 294 377 SH OTR 028-11396 0 0 377
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 264 14,563 SH SOLE 0 0 14,563
ENTERGY CORP NEW COM 29364G103 714 8,593 SH OTR 028-11396 0 0 8,593
ENTERGY CORP NEW COM 29364G103 273 3,289 SH SOLE 0 0 3,289
ENTERPRISE PRODS PARTNERS L COM 293792107 273 8,790 SH SOLE 0 0 8,790
EOG RES INC COM 26875P101 584 4,885 SH OTR 028-11396 0 0 4,885
EVERSOURCE ENERGY COM 30040W108 303 4,756 SH OTR 028-11396 0 0 4,756
EXXON MOBIL CORP COM 30231G102 345 3,200 SH OTR 028-11396 0 0 3,200
FIDELITY NATIONAL FINANCIAL COM SHS 31620R303 337 6,004 SH OTR 028-11396 0 0 6,004
FIFTH THIRD BANCORP COM 316773100 719 17,483 SH OTR 028-11396 0 0 17,483
FIRSTENERGY CORP COM 337932107 411 10,220 SH OTR 028-11396 0 0 10,220
FORD MTR CO COM 345370860 286 26,391 SH OTR 028-11396 0 0 26,391
GALLAGHER ARTHUR J & CO COM 363576109 346 1,080 SH OTR 028-11396 0 0 1,080
GENERAL MLS INC COM 370334104 346 6,681 SH OTR 028-11396 0 0 6,681
GILEAD SCIENCES INC COM 375558103 237 2,141 SH OTR 028-11396 0 0 2,141
HARTFORD INSURANCE GROUP INC COM 416515104 1,226 9,660 SH OTR 028-11396 0 0 9,660
HCA HEALTHCARE INC COM 40412C101 483 1,261 SH OTR 028-11396 0 0 1,261
HERCULES CAPITAL INC COM 427096508 239 13,089 SH OTR 028-11396 0 0 13,089
HOME DEPOT INC COM 437076102 2,172 5,925 SH OTR 028-11396 0 0 5,925
HOME DEPOT INC COM 437076102 263 718 SH SOLE 0 0 718
INTERNATIONAL BUSINESS MACHS COM 459200101 681 2,311 SH OTR 028-11396 0 0 2,311
INTERNATIONAL PAPER CO COM 460146103 534 11,405 SH OTR 028-11396 0 0 11,405
INTUITIVE SURGICAL INC COM NEW 46120E602 229 422 SH OTR 028-11396 0 0 422
ISHARES TR IBOXX HI YD ETF 464288513 1,014 12,574 SH SOLE 0 0 12,574
ISHARES TR ISHS 5-10YR INVT 464288638 634 11,899 SH SOLE 0 0 11,899
ISHARES TR 0-5YR HI YL CP 46434V407 240 5,567 SH OTR 028-11396 0 0 5,567
ISHARES TR ULTRA SHORT DUR 46434V878 574 11,329 SH SOLE 0 0 11,329
ISHARES TR RUS MID CAP ETF 464287499 1,025 11,142 SH OTR 028-11396 0 0 11,142
ISHARES TR RUS MDCP VAL ETF 464287473 751 5,680 SH OTR 028-11396 0 0 5,680
ISHARES TR RUSSELL 2000 ETF 464287655 820 3,798 SH OTR 028-11396 0 0 3,798
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 570 11,248 SH SOLE 0 0 11,248
JPMORGAN CHASE & CO. COM 46625H100 2,260 7,794 SH OTR 028-11396 0 0 7,794
JPMORGAN CHASE & CO. COM 46625H100 301 1,037 SH SOLE 0 0 1,037
KIMBERLY-CLARK CORP COM 494368103 217 1,686 SH OTR 028-11396 0 0 1,686
KINDER MORGAN INC DEL COM 49456B101 205 6,985 SH SOLE 0 0 6,985
KLA CORP COM NEW 482480100 303 338 SH OTR 028-11396 0 0 338
LINDE PLC SHS G54950103 518 1,103 SH OTR 028-11396 0 0 1,103
LINDE PLC SHS G54950103 233 497 SH SOLE 0 0 497
LOCKHEED MARTIN CORP COM 539830109 660 1,424 SH OTR 028-11396 0 0 1,424
MARSH & MCLENNAN COS INC COM 571748102 321 1,470 SH OTR 028-11396 0 0 1,470
MASTERCARD INCORPORATED CL A 57636Q104 2,038 3,627 SH OTR 028-11396 0 0 3,627
MCDONALDS CORP COM 580135101 902 3,087 SH OTR 028-11396 0 0 3,087
MERCK & CO INC COM 58933Y105 405 5,116 SH OTR 028-11396 0 0 5,116
META PLATFORMS INC CL A 30303M102 790 1,071 SH OTR 028-11396 0 0 1,071
META PLATFORMS INC CL A 30303M102 458 621 SH SOLE 0 0 621
METLIFE INC COM 59156R108 676 8,405 SH OTR 028-11396 0 0 8,405
MICROSOFT CORP COM 594918104 8,960 18,013 SH OTR 028-11396 0 0 18,013
MICROSOFT CORP COM 594918104 941 1,891 SH SOLE 0 0 1,891
MPLX LP COM UNIT REP LTD 55336V100 309 5,994 SH SOLE 0 0 5,994
NETFLIX INC COM 64110L106 372 278 SH OTR 028-11396 0 0 278
NETFLIX INC COM 64110L106 275 205 SH SOLE 0 0 205
NEXTERA ENERGY INC COM 65339F101 416 5,996 SH OTR 028-11396 0 0 5,996
NISOURCE INC COM 65473P105 491 12,179 SH OTR 028-11396 0 0 12,179
NORTHROP GRUMMAN CORP COM 666807102 593 1,186 SH OTR 028-11396 0 0 1,186
NOVO-NORDISK A S ADR 670100205 312 4,520 SH OTR 028-11396 0 0 4,520
NVIDIA CORPORATION COM 67066G104 5,015 31,741 SH OTR 028-11396 0 0 31,741
NVIDIA CORPORATION COM 67066G104 1,319 8,351 SH SOLE 0 0 8,351
NXP SEMICONDUCTORS N V COM N6596X109 291 1,332 SH OTR 028-11396 0 0 1,332
ORACLE CORP COM 68389X105 409 1,869 SH OTR 028-11396 0 0 1,869
PALO ALTO NETWORKS INC COM 697435105 445 2,176 SH OTR 028-11396 0 0 2,176
PARKER-HANNIFIN CORP COM 701094104 770 1,103 SH OTR 028-11396 0 0 1,103
PAYCHEX INC COM 704326107 772 5,309 SH OTR 028-11396 0 0 5,309
PAYCHEX INC COM 704326107 212 1,459 SH SOLE 0 0 1,459
PEPSICO INC COM 713448108 874 6,619 SH OTR 028-11396 0 0 6,619
PHILIP MORRIS INTL INC COM 718172109 1,140 6,261 SH OTR 028-11396 0 0 6,261
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 226 12,343 SH OTR 0 0 12,343
PROCTER AND GAMBLE CO COM 742718109 1,030 6,464 SH OTR 028-11396 0 0 6,464
PRUDENTIAL FINL INC COM 744320102 357 3,325 SH OTR 028-11396 0 0 3,325
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 388 4,609 SH OTR 028-11396 0 0 4,609
QUALCOMM INC COM 747525103 210 1,321 SH OTR 028-11396 0 0 1,321
QUANTA SVCS INC COM 74762E102 1,709 4,519 SH OTR 028-11396 0 0 4,519
REGIONS FINANCIAL CORP NEW COM 7591EP100 452 19,207 SH OTR 028-11396 0 0 19,207
ROPER TECHNOLOGIES INC COM 776696106 456 805 SH OTR 028-11396 0 0 805
S&P GLOBAL INC COM 78409V104 685 1,300 SH OTR 028-11396 0 0 1,300
SALESFORCE INC COM 79466L302 763 2,797 SH OTR 028-11396 0 0 2,797
SAP SE SPON ADR 803054204 664 2,184 SH OTR 028-11396 0 0 2,184
SCHWAB STRATEGIC TR US TIPS ETF 808524870 614 23,000 SH SOLE 0 0 23,000
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 262 1,812 SH OTR 028-11396 0 0 1,812
SEMPRA COM 816851109 282 3,717 SH OTR 028-11396 0 0 3,717
SONOCO PRODS CO COM 835495102 209 4,789 SH OTR 028-11396 0 0 4,789
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,267 2,050 SH OTR 028-11396 0 0 2,050
SYNOPSYS INC COM 871607107 800 1,560 SH OTR 028-11396 0 0 1,560
T-MOBILE US INC COM 872590104 1,450 6,087 SH OTR 028-11396 0 0 6,087
TESLA INC COM 88160R101 1,089 3,427 SH OTR 028-11396 0 0 3,427
THERMO FISHER SCIENTIFIC INC COM 883556102 463 1,143 SH OTR 028-11396 0 0 1,143
TJX COS INC NEW COM 872540109 1,096 8,876 SH OTR 028-11396 0 0 8,876
TRANE TECHNOLOGIES PLC SHS G8994E103 1,845 4,217 SH OTR 028-11396 0 0 4,217
TRUIST FINL CORP COM 89832Q109 247 5,744 SH OTR 028-11396 0 0 5,744
UNITEDHEALTH GROUP INC COM 91324P102 261 837 SH OTR 028-11396 0 0 837
UNITEDHEALTH GROUP INC COM 91324P102 201 644 SH SOLE 0 0 644
UNUM GROUP COM 91529Y106 501 6,205 SH OTR 028-11396 0 0 6,205
US BANCORP DEL COM NEW 902973304 462 10,217 SH OTR 028-11396 0 0 10,217
US BANCORP DEL COM NEW 902973304 257 5,679 SH SOLE 0 0 5,679
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,026 5,263 SH OTR 028-11396 0 0 5,263
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 759 2,670 SH OTR 028-11396 0 0 2,670
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 733 4,459 SH OTR 028-11396 0 0 4,459
VERIZON COMMUNICATIONS INC COM 92343V104 495 11,444 SH OTR 028-11396 0 0 11,444
VERTEX PHARMACEUTICALS INC COM 92532F100 879 1,975 SH OTR 028-11396 0 0 1,975
VISA INC COM CL A 92826C839 6,152 17,326 SH OTR 028-11396 0 0 17,326
VISA INC COM CL A 92826C839 394 1,111 SH SOLE 0 0 1,111
WALMART INC COM 931142103 2,057 21,038 SH OTR 028-11396 0 0 21,038
WEC ENERGY GROUP INC COM 92939U106 343 3,294 SH OTR 028-11396 0 0 3,294
WESTERN MIDSTREAM PARTNERS L COM UNIT LP INT 958669103 209 5,409 SH SOLE 0 0 5,409
WILLIAMS COS INC COM 969457100 1,296 20,631 SH OTR 028-11396 0 0 20,631
WILLIAMS COS INC COM 969457100 241 3,835 SH SOLE 0 0 3,835
XCEL ENERGY INC COM 98389B100 310 4,546 SH OTR 028-11396 0 0 4,546