The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 111,936 823 SH OTR 1 399 0 424
ABBOTT LABS COM 002824100 93,982 691 SH SOLE 691 0 0
ALPHABET INC CAP STK CL A 02079K305 151,029 857 SH OTR 1 857 0 0
ALPHABET INC CAP STK CL C 02079K107 183,421 1,034 SH OTR 1 1,034 0 0
ALPHABET INC CAP STK CL A 02079K305 106,619 605 SH SOLE 605 0 0
ALPHABET INC CAP STK CL C 02079K107 98,983 558 SH SOLE 558 0 0
ALTRIA GROUP INC COM 02209S103 4,690 80 SH OTR 1 80 0 0
ALTRIA GROUP INC COM 02209S103 560,561 9,561 SH SOLE 8,127 0 1,434
AMAZON COM INC COM 023135106 145,236 662 SH OTR 1 622 0 40
AMAZON COM INC COM 023135106 468,836 2,137 SH SOLE 2,031 0 106
AMERISERV FINL INC COM 03074A102 2,867,636 943,301 SH SOLE 45,410 0 897,891
APPLE INC COM 037833100 321,296 1,566 SH OTR 1 1,491 0 75
APPLE INC COM 037833100 1,831,962 8,929 SH SOLE 3,853 0 5,076
BANK AMERICA CORP COM 060505104 17,129 362 SH OTR 1 362 0 0
BANK AMERICA CORP COM 060505104 214,501 4,533 SH SOLE 0 0 4,533
BLACKROCK MUNIYIELD FD INC COM 09253W104 224,645 22,375 SH SOLE 0 0 22,375
BOEING CO COM 097023105 97,012 463 SH OTR 1 43 0 420
BOEING CO COM 097023105 594,227 2,836 SH SOLE 2,832 0 4
COSTCO WHSL CORP NEW COM 22160K105 66,325 67 SH OTR 1 67 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,180,008 1,192 SH SOLE 1,192 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 10,974 93 SH OTR 1 93 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 327,922 2,779 SH SOLE 2,779 0 0
ELI LILLY & CO COM 532457108 58,464 75 SH OTR 1 75 0 0
ELI LILLY & CO COM 532457108 2,360,416 3,028 SH SOLE 2,857 0 171
EXELON CORP COM 30161N101 464,203 10,691 SH SOLE 10,691 0 0
F N B CORP COM 302520101 1,589 109 SH OTR 1 109 0 0
F N B CORP COM 302520101 434,556 29,805 SH SOLE 13,789 0 16,016
HOME DEPOT INC COM 437076102 61,962 169 SH OTR 1 169 0 0
HOME DEPOT INC COM 437076102 163,521 446 SH SOLE 446 0 0
INTEL CORP COM 458140100 215,241 9,609 SH SOLE 9,609 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 36,959 67 SH OTR 1 67 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 6,648,916 12,053 SH SOLE 12,053 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 3,836 72 SH OTR 1 72 0 0
ISHARES TR CORE S&P500 ETF 464287200 281,888 454 SH OTR 1 454 0 0
ISHARES TR IBOXX HI YD ETF 464288513 35,405 439 SH OTR 1 439 0 0
ISHARES TR RUS MID CAP ETF 464287499 63,275 688 SH OTR 1 688 0 0
ISHARES TR CORE DIVID ETF 46435U861 6,541 130 SH OTR 1 130 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 94,200 791 SH OTR 1 791 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 109,943 1,148 SH OTR 1 1,148 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 35,389 164 SH OTR 1 164 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 11,818 224 SH OTR 1 224 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 3,188,020 59,824 SH SOLE 59,824 0 0
ISHARES TR CORE S&P500 ETF 464287200 434,630 700 SH SOLE 700 0 0
ISHARES TR IBOXX HI YD ETF 464288513 1,370,001 16,987 SH SOLE 16,987 0 0
ISHARES TR CORE DIVID ETF 46435U861 254,669 5,061 SH SOLE 5,061 0 0
ISHARES TR RUS MID CAP ETF 464287499 777,422 8,453 SH SOLE 8,453 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 6,529,158 30,257 SH SOLE 30,257 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 22,302,579 187,275 SH SOLE 187,275 0 0
ISHARES TR 7-10 YR TRSY BD 464287440 22,540,235 235,358 SH SOLE 235,358 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 8,877,766 168,267 SH SOLE 168,267 0 0
JPMORGAN CHASE & CO. COM 46625H100 168,437 581 SH OTR 1 581 0 0
JPMORGAN CHASE & CO. COM 46625H100 277,153 956 SH SOLE 948 0 8
MCDONALDS CORP COM 580135101 123,587 423 SH OTR 1 0 0 423
MCDONALDS CORP COM 580135101 267,043 914 SH SOLE 764 0 150
META PLATFORMS INC CL A 30303M102 143,927 195 SH OTR 1 195 0 0
META PLATFORMS INC CL A 30303M102 327,711 444 SH SOLE 394 0 50
MICROSOFT CORP COM 594918104 300,933 605 SH OTR 1 605 0 0
MICROSOFT CORP COM 594918104 868,975 1,747 SH SOLE 1,742 0 5
NETFLIX INC COM 64110L106 464,678 347 SH SOLE 347 0 0
NUCOR CORP COM 670346105 318,279 2,457 SH SOLE 2,457 0 0
NUVEEN PENNSYLVANIA QLT MUN COM 670972108 373,412 33,281 SH SOLE 33,281 0 0
NUVEEN QUALITY MUNCP INCOME COM 67066V101 175,040 15,504 SH SOLE 0 0 15,504
NVIDIA CORPORATION COM 67066G104 139,347 882 SH OTR 1 882 0 0
NVIDIA CORPORATION COM 67066G104 1,577,846 9,987 SH SOLE 9,987 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 217,430 1,595 SH SOLE 545 0 1,050
PEPSICO INC COM 713448108 54,136 410 SH OTR 1 200 0 210
PEPSICO INC COM 713448108 235,427 1,783 SH SOLE 1,783 0 0
PHILIP MORRIS INTL INC COM 718172109 253,524 1,392 SH SOLE 400 0 992
PNC FINL SVCS GROUP INC COM 693475105 91,718 492 SH OTR 1 492 0 0
PNC FINL SVCS GROUP INC COM 693475105 444,611 2,385 SH SOLE 2,280 0 105
PROCTER AND GAMBLE CO COM 742718109 49,707 312 SH OTR 1 312 0 0
PROCTER AND GAMBLE CO COM 742718109 159,479 1,001 SH SOLE 901 0 100
PROSHARES TR PSHS ULT S&P 500 74347R107 110,912 1,135 SH OTR 1 1,135 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 118,533 1,007 SH OTR 1 1,007 0 0
PROSHARES TR PSHS ULTRA QQQ 74347R206 773,354 6,570 SH SOLE 6,570 0 0
PROSHARES TR PSHS ULT S&P 500 74347R107 729,870 7,469 SH SOLE 7,469 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 10,513 78 SH OTR 1 78 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 14,488 165 SH OTR 1 165 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 6,614 81 SH OTR 1 81 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 6,077 24 SH OTR 1 24 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 11,449 135 SH OTR 1 135 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 16,496 152 SH OTR 1 152 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 62,548 424 SH OTR 1 424 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 100,707 1,923 SH OTR 1 1,923 0 0
SELECT SECTOR SPDR TR INDL 81369Y704 1,636,586 11,094 SH SOLE 11,094 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,417,581 5,598 SH SOLE 5,598 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 2,527,962 28,789 SH SOLE 28,789 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,911,322 14,180 SH SOLE 14,180 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852 2,887,549 26,606 SH SOLE 26,606 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 1,166,839 14,289 SH SOLE 14,289 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,529,884 29,213 SH SOLE 29,213 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 2,013,219 23,738 SH SOLE 23,738 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 418,284 677 SH OTR 1 677 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 680,252 1,101 SH SOLE 579 0 522
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 67,411 170 SH OTR 1 170 0 0
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 1,019,900 2,572 SH SOLE 2,572 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,026,430 1,807 SH OTR 1 1,807 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 67,073,550 118,081 SH SOLE 118,081 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 49,492 842 SH OTR 1 842 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 50,956 908 SH OTR 1 908 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 8,865,837 157,980 SH SOLE 157,980 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 10,272,569 174,763 SH SOLE 174,763 0 0
VISA INC COM CL A 92826C839 454,464 1,280 SH OTR 1 1,253 0 27
VISA INC COM CL A 92826C839 303,567 855 SH SOLE 855 0 0
WALMART INC COM 931142103 63,654 651 SH OTR 1 651 0 0
WALMART INC COM 931142103 832,792 8,517 SH SOLE 8,517 0 0