Business Segments (Schedule Of Segment Reporting Information, By Segment) (Details) - USD ($) $ in Thousands |
3 Months Ended | 6 Months Ended | |||||
---|---|---|---|---|---|---|---|
Jun. 30, 2025 |
Mar. 31, 2025 |
Jun. 30, 2024 |
Mar. 31, 2024 |
Jun. 30, 2025 |
Jun. 30, 2024 |
Dec. 31, 2024 |
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Segment Reporting Information [Line Items] | |||||||
Interest income | $ 11,638 | $ 10,935 | $ 22,872 | $ 21,444 | |||
Interest expense | 3,388 | 3,844 | 6,903 | 7,403 | |||
Net interest income | 8,250 | 7,091 | 15,969 | 14,041 | |||
Gains on sales of loans | 1,589 | 1,273 | 2,426 | 2,200 | |||
Other noninterest income | 2,486 | 2,918 | 4,932 | 5,298 | |||
Net revenue | 12,325 | 11,282 | 23,327 | 21,539 | |||
Recovery of credit losses | (528) | (123) | (391) | (676) | |||
Salaries and employee benefits | 5,357 | 4,892 | 10,134 | 9,337 | |||
Occupancy | 497 | 486 | 1,067 | 979 | |||
Equipment | 654 | 632 | 1,324 | 1,239 | |||
Supplies | 168 | 121 | 310 | 266 | |||
Professional | 818 | 695 | 2,533 | 1,496 | |||
Data processing | 719 | 748 | 1,539 | 1,499 | |||
Marketing | 237 | 231 | 435 | 261 | |||
Credit expense | 263 | 234 | 449 | 422 | |||
FDIC insurance expense | 120 | 126 | 262 | 235 | |||
Amortization of intangibles | 140 | 140 | 280 | 280 | |||
Other | 482 | 434 | 948 | 813 | |||
Noninterest expenses | 9,455 | 8,739 | 19,281 | 16,827 | |||
Segment income before income taxes | 3,398 | 2,666 | 4,437 | 5,388 | |||
Allocated income tax expense | 694 | 518 | 891 | 1,053 | |||
Segment net income | 2,704 | $ 842 | 2,148 | $ 2,187 | 3,546 | 4,335 | |
Segment assets | 1,004,242 | 978,011 | 1,004,242 | 978,011 | $ 979,244 | ||
Loans held for investment, net | 649,089 | 636,552 | 649,089 | 636,552 | 636,552 | ||
Total deposits | 910,527 | 882,404 | 910,527 | 882,404 | 882,404 | ||
Assets Under Management | 929,957 | 802,906 | 929,957 | 802,906 | |||
Eliminations [Member] | |||||||
Segment Reporting Information [Line Items] | |||||||
Interest expense | 34 | 40 | 34 | 40 | |||
Net interest income | (34) | (40) | (34) | (40) | |||
Other noninterest income | (2,876) | (2,334) | (3,898) | (4,598) | |||
Net revenue | (2,910) | (2,374) | (3,932) | (4,638) | |||
Salaries and employee benefits | (1) | (1) | |||||
Occupancy | (64) | (64) | (94) | (88) | |||
Noninterest expenses | (65) | (64) | (95) | (88) | |||
Segment income before income taxes | (2,845) | (2,310) | (3,837) | (4,550) | |||
Segment net income | (2,845) | (2,310) | (3,837) | (4,550) | |||
Segment assets | (112,190) | (104,891) | (112,190) | (104,891) | |||
Total deposits | (4,890) | (4,722) | (4,890) | (4,722) | |||
Community Banking [Member] | Operating Segments [Member] | |||||||
Segment Reporting Information [Line Items] | |||||||
Interest income | 11,638 | 10,935 | 22,872 | 21,444 | |||
Interest expense | 3,186 | 3,629 | 6,530 | 7,014 | |||
Net interest income | 8,452 | 7,306 | 16,342 | 14,430 | |||
Other noninterest income | 1,217 | 1,756 | 2,438 | 2,997 | |||
Net revenue | 9,669 | 9,062 | 18,780 | 17,427 | |||
Recovery of credit losses | (528) | (123) | (391) | (676) | |||
Salaries and employee benefits | 4,013 | 3,632 | 7,751 | 7,151 | |||
Occupancy | 502 | 496 | 1,037 | 954 | |||
Equipment | 631 | 609 | 1,277 | 1,186 | |||
Supplies | 153 | 107 | 283 | 239 | |||
Professional | 778 | 653 | 2,434 | 1,394 | |||
Data processing | 719 | 748 | 1,539 | 1,499 | |||
Marketing | 222 | 214 | 402 | 375 | |||
Credit expense | 43 | 45 | 98 | 117 | |||
FDIC insurance expense | 120 | 126 | 262 | 235 | |||
Other | 409 | 408 | 809 | 741 | |||
Noninterest expenses | 7,590 | 7,038 | 15,892 | 13,891 | |||
Segment income before income taxes | 2,607 | 2,147 | 3,279 | 4,212 | |||
Allocated income tax expense | 502 | 358 | 600 | 806 | |||
Segment net income | 2,105 | 1,789 | 2,679 | 3,406 | |||
Segment assets | 996,032 | 961,214 | 996,032 | 961,214 | |||
Loans held for investment, net | 649,089 | 636,552 | 649,089 | 636,552 | 636,600 | ||
Total deposits | 915,417 | 887,126 | 915,417 | 887,126 | 882,400 | ||
Mortgage [Member] | Operating Segments [Member] | |||||||
Segment Reporting Information [Line Items] | |||||||
Gains on sales of loans | 1,589 | 1,273 | 2,426 | 2,200 | |||
Net revenue | 1,589 | 1,273 | 2,426 | 2,200 | |||
Salaries and employee benefits | 903 | 830 | 1,525 | 1,328 | |||
Occupancy | 27 | 28 | 59 | 61 | |||
Equipment | 14 | 13 | 28 | 32 | |||
Supplies | 5 | 6 | 9 | 10 | |||
Marketing | 2 | ||||||
Credit expense | 220 | 189 | 351 | 305 | |||
Other | 51 | 5 | 82 | 17 | |||
Noninterest expenses | 1,220 | 1,071 | 2,056 | 1,753 | |||
Segment income before income taxes | 369 | 202 | 370 | 447 | |||
Allocated income tax expense | 78 | 94 | 78 | 94 | |||
Segment net income | 291 | 108 | 292 | 353 | |||
Segment assets | 3,992 | 5,280 | 3,992 | 5,280 | |||
Investment Advisory Services [Member] | Operating Segments [Member] | |||||||
Segment Reporting Information [Line Items] | |||||||
Other noninterest income | 1,300 | 1,176 | 2,555 | 2,339 | |||
Net revenue | 1,300 | 1,176 | 2,555 | 2,339 | |||
Salaries and employee benefits | 442 | 430 | 859 | 858 | |||
Occupancy | 32 | 26 | 65 | 52 | |||
Equipment | 10 | 10 | 19 | 21 | |||
Supplies | 10 | 8 | 18 | 17 | |||
Professional | 24 | 16 | 61 | 49 | |||
Marketing | 7 | 1 | 10 | 6 | |||
Amortization of intangibles | 140 | 140 | 280 | 280 | |||
Other | 21 | 23 | 56 | 55 | |||
Noninterest expenses | 686 | 654 | 1,368 | 1,338 | |||
Segment income before income taxes | 614 | 522 | 1,187 | 1,001 | |||
Allocated income tax expense | 166 | 109 | 321 | 210 | |||
Segment net income | 448 | 413 | 866 | 791 | |||
Segment assets | 11,517 | 11,517 | 11,517 | 11,517 | |||
Assets Under Management | 929,957 | 802,906 | 929,957 | 802,906 | $ 854,000 | ||
Holding Company [Member] | Operating Segments [Member] | |||||||
Segment Reporting Information [Line Items] | |||||||
Interest expense | 168 | 175 | 339 | 349 | |||
Net interest income | (168) | (175) | (339) | (349) | |||
Other noninterest income | 2,845 | 2,320 | 3,837 | 4,560 | |||
Net revenue | 2,677 | 2,145 | 3,498 | 4,211 | |||
Equipment | (1) | ||||||
Professional | 16 | 26 | 38 | 53 | |||
Marketing | 8 | 16 | 21 | (120) | |||
Other | 1 | (2) | 1 | ||||
Noninterest expenses | 24 | 40 | 60 | (67) | |||
Segment income before income taxes | 2,653 | 2,105 | 3,438 | 4,278 | |||
Allocated income tax expense | (52) | (43) | (108) | (57) | |||
Segment net income | 2,705 | 2,148 | 3,546 | 4,335 | |||
Segment assets | $ 104,891 | $ 104,891 | $ 104,891 | $ 104,891 |
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- Definition Credit expense No definition available.
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- Definition Data processing. No definition available.
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- Definition Net Revenue No definition available.
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- Definition The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of asset recognized for present right to economic benefit. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition The carrying amount of assets an investment adviser manages on behalf of investors. No definition available.
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- Definition The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition This element represents equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses. No definition available.
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- Definition Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of interest expense classified as operating. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of interest income (expense) classified as operating. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Expenditures for planning and executing the conception, pricing, promotion, and distribution of ideas, goods, and services. Costs of public relations and corporate promotions are typically considered to be marketing costs. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition The portion of profit or loss for the period, net of income taxes, which is attributable to the parent. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Total aggregate amount of all noninterest expense. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of revenue and income classified as other. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of noninterest expense classified as other. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of expense related loan transactions, lease transactions, credit loss from transactions other than loan and lease transactions, and other loss based on assessment of uncollectability from the counterparty to reduce the account to their net realizable value. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table. No definition available.
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- Definition Amount of expense associated with supplies that were used during the current accounting period. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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