The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 1,770,747 9,540 SH SOLE 7,190 2,350 0
ADOBE INC COM 00724F101 989,252 2,557 SH SOLE 1,257 1,300 0
ALCON AG ORD SHS H01301128 273,756 3,101 SH SOLE 302 2,799 0
ALLIANCEBERNSTEIN GLOBAL HIG COM 01879R106 170,116 15,423 SH SOLE 15,423 0 0
ALPHABET INC CAP STK CL A 02079K305 1,185,729 6,728 SH SOLE 2,618 4,110 0
ALPHABET INC CAP STK CL C 02079K107 922,168 5,199 SH SOLE 4,939 260 0
ALTRIA GROUP INC COM 02209S103 597,720 10,195 SH SOLE 5,195 5,000 0
AMAZON COM INC COM 023135106 2,829,692 12,898 SH SOLE 9,818 3,080 0
AMERICAN TOWER CORP NEW COM 03027X100 243,122 1,100 SH SOLE 1,100 0 0
AMERIPRISE FINL INC COM 03076C106 1,433,065 2,685 SH SOLE 235 2,450 0
AMGEN INC COM 031162100 1,411,079 5,054 SH SOLE 2,945 2,109 0
ANSYS INC COM 03662Q105 474,147 1,350 SH SOLE 185 1,165 0
APPLE INC COM 037833100 6,318,895 30,798 SH SOLE 13,992 16,807 0
APPLE INC COM 037833100 605,577 2,952 SH DFND 0 2,952 0
AT&T INC COM 00206R102 260,286 8,994 SH SOLE 8,994 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 247,645 803 SH SOLE 803 0 0
BANK AMERICA CORP COM 060505104 448,357 9,475 SH SOLE 2,790 6,685 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,979,513 4,075 SH SOLE 2,335 1,740 0
BLACKROCK MUNIHLDNGS CALI QL COM 09254L107 131,445 12,700 SH SOLE 0 12,700 0
BOEING CO COM 097023105 203,500 971 SH SOLE 971 0 0
BONDBLOXX ETF TRUST BLOOMBERG TEN YR 09789C812 309,918 6,714 SH SOLE 6,714 0 0
BONDBLOXX ETF TRUST BLOOMBERG TWENTY 09789C796 350,871 9,096 SH SOLE 9,096 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 443,697 9,585 SH SOLE 9,585 0 0
BROADCOM INC COM 11135F101 358,971 1,302 SH SOLE 1,002 300 0
CAPITAL GRP FIXED INCM ETF T US MULTI-SECTOR 14020Y300 779,989 28,240 SH SOLE 28,240 0 0
CHEVRON CORP NEW COM 166764100 987,667 6,898 SH SOLE 5,198 1,700 0
CHUBB LIMITED COM H1467J104 344,187 1,188 SH SOLE 126 1,062 0
CISCO SYS INC COM 17275R102 269,948 3,891 SH SOLE 3,891 0 0
COCA COLA CO COM 191216100 388,771 5,495 SH SOLE 1,195 4,300 0
COLGATE PALMOLIVE CO COM 194162103 284,608 3,131 SH SOLE 1,100 2,031 0
CORTEVA INC COM 22052L104 565,459 7,587 SH SOLE 1,215 6,372 0
COSTCO WHSL CORP NEW COM 22160K105 828,477 837 SH SOLE 707 130 0
CROWDSTRIKE HLDGS INC CL A 22788C105 965,142 1,895 SH SOLE 580 1,315 0
CULLEN FROST BANKERS INC COM 229899109 222,374 1,730 SH SOLE 0 1,730 0
DANAHER CORPORATION COM 235851102 1,105,829 5,598 SH SOLE 1,815 3,783 0
DEERE & CO COM 244199105 722,443 1,421 SH SOLE 1,421 0 0
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 1,313,402 36,935 SH SOLE 36,935 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 264,487 8,987 SH SOLE 8,987 0 0
DISNEY WALT CO COM 254687106 400,145 3,227 SH SOLE 3,227 0 0
DOLLAR GEN CORP NEW COM 256677105 283,777 2,481 SH SOLE 481 2,000 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 922,352 50,874 SH SOLE 36,974 13,900 0
ENTERPRISE PRODS PARTNERS L COM 293792107 1,461,415 47,127 SH SOLE 32,390 14,737 0
EOG RES INC COM 26875P101 778,919 6,512 SH SOLE 6,512 0 0
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 401,410 12,727 SH SOLE 12,727 0 0
EXXON MOBIL CORP COM 30231G102 706,882 6,557 SH SOLE 4,934 1,623 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 904,597 50,820 SH SOLE 33,085 17,735 0
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108 518,419 29,125 SH DFND 0 29,125 0
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863 242,296 5,051 SH SOLE 5,051 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408 201,494 4,819 SH SOLE 4,819 0 0
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 566,873 12,682 SH SOLE 12,682 0 0
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 572,571 12,809 SH DFND 0 12,809 0
GALECTIN THERAPEUTICS INC COM NEW 363225202 28,221 13,375 SH SOLE 13,375 0 0
GENERAL DYNAMICS CORP COM 369550108 546,989 1,875 SH SOLE 1,375 500 0
GOLDMAN SACHS ETF TR JUST US LRG CP 381430396 255,160 2,902 SH SOLE 2,902 0 0
HESS MIDSTREAM LP CL A SHS 428103105 828,663 21,518 SH SOLE 8,022 13,496 0
HOME DEPOT INC COM 437076102 542,744 1,480 SH SOLE 1,480 0 0
INVESCO CALIF VALUE MUN INCO COM 46132H106 221,545 21,364 SH SOLE 7,864 13,500 0
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508 329,761 15,763 SH SOLE 10,763 5,000 0
INVESCO EXCH TRADED FD TR II CEF INM COMPSI 46138E404 456,533 23,364 SH SOLE 13,164 10,200 0
INVESCO QQQ TR UNIT SER 1 46090E103 233,392 423 SH SOLE 423 0 0
ISHARES GOLD TR ISHARES NEW 464285204 226,180 3,627 SH SOLE 3,627 0 0
ISHARES INC MSCI GBL ETF NEW 46434G848 369,909 9,838 SH SOLE 9,838 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 973,143 11,744 SH SOLE 11,744 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 519,475 6,269 SH DFND 0 6,269 0
ISHARES TR 10-20 YR TRS ETF 464288653 259,849 2,558 SH DFND 0 2,558 0
ISHARES TR CORE S&P SCP ETF 464287804 1,888,933 17,284 SH SOLE 16,407 877 0
ISHARES TR CORE S&P SCP ETF 464287804 654,585 5,989 SH DFND 0 5,989 0
ISHARES TR EXPANDED TECH 464287515 501,293 4,578 SH SOLE 3,778 800 0
ISHARES TR IBOXX INV CP ETF 464287242 1,750,171 15,967 SH SOLE 14,406 1,562 0
ISHARES TR IBOXX INV CP ETF 464287242 1,274,247 11,625 SH DFND 0 11,625 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,263,898 5,332 SH SOLE 4,949 383 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,260,762 2,969 SH DFND 0 2,969 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,568,053 13,222 SH SOLE 10,880 2,342 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,254,962 6,461 SH DFND 0 6,461 0
ISHARES TR 20 YR TR BD ETF 464287432 719,125 8,149 SH DFND 0 8,149 0
ISHARES TR 20 YR TR BD ETF 464287432 2,074,693 23,509 SH SOLE 22,985 525 0
ISHARES TR IBOXX HI YD ETF 464288513 362,284 4,492 SH DFND 0 4,492 0
ISHARES TR IBOXX HI YD ETF 464288513 698,102 8,656 SH SOLE 6,323 2,333 0
ISHARES TR INTL SEL DIV ETF 464288448 1,008,443 29,222 SH DFND 0 29,222 0
ISHARES TR INTL SEL DIV ETF 464288448 838,939 24,310 SH SOLE 10,415 13,895 0
ISHARES TR SELECT DIVID ETF 464287168 204,618 1,541 SH DFND 0 1,541 0
ISHARES TR SELECT DIVID ETF 464287168 730,773 5,502 SH SOLE 1,949 3,554 0
ISHARES TR CORE S&P TTL STK 464287150 265,025 1,963 SH SOLE 1,963 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 424,540 8,801 SH SOLE 8,801 0 0
ISHARES TR CALIF MUN BD ETF 464288356 1,273,826 22,853 SH SOLE 15,799 7,054 0
ISHARES TR RUSSELL 2000 ETF 464287655 409,642 1,898 SH SOLE 1,898 0 0
ISHARES TR US HOME CONS ETF 464288752 379,864 4,077 SH SOLE 4,077 0 0
ISHARES TR U.S. TECH ETF 464287721 674,373 3,892 SH SOLE 3,536 356 0
ISHARES TR 0-3 MNTH TREASRY 46436E718 510,498 5,070 SH SOLE 5,070 0 0
ISHARES TR PFD AND INCM SEC 464288687 357,422 11,650 SH SOLE 11,650 0 0
ISHARES TR ESG OPTIMIZED 464288802 214,968 1,696 SH SOLE 1,696 0 0
ISHARES TR A RATE CP BD ETF 46429B291 222,600 4,653 SH SOLE 4,653 0 0
ISHARES TR INVESTMENT GRADE 46435G219 419,548 9,233 SH SOLE 9,233 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 277,077 2,327 SH SOLE 2,327 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 286,088 2,402 SH DFND 0 2,402 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 927,118 16,308 SH SOLE 16,308 0 0
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203 317,370 5,834 SH SOLE 5,834 0 0
JOHNSON CTLS INTL PLC SHS G51502105 630,023 5,965 SH SOLE 330 5,635 0
JPMORGAN CHASE & CO. COM 46625H100 2,093,371 7,221 SH SOLE 3,498 3,723 0
LENNAR CORP CL A 526057104 495,754 4,482 SH SOLE 480 4,002 0
LOCKHEED MARTIN CORP COM 539830109 450,988 974 SH SOLE 974 0 0
MARTIN MARIETTA MATLS INC COM 573284106 934,330 1,702 SH SOLE 142 1,560 0
MASTERCARD INCORPORATED CL A 57636Q104 700,689 1,247 SH SOLE 977 270 0
META PLATFORMS INC CL A 30303M102 745,289 1,010 SH SOLE 1,010 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 704,544 10,012 SH SOLE 648 9,364 0
MICROSOFT CORP COM 594918104 4,649,127 9,347 SH SOLE 3,574 5,773 0
MPLX LP COM UNIT REP LTD 55336V100 1,169,909 22,712 SH SOLE 11,712 11,000 0
MPLX LP COM UNIT REP LTD 55336V100 206,040 4,000 SH DFND 0 4,000 0
NETFLIX INC COM 64110L106 1,120,852 837 SH SOLE 837 0 0
NEXTERA ENERGY INC COM 65339F101 645,537 9,299 SH SOLE 9,299 0 0
NIKE INC CL B 654106103 363,326 5,114 SH SOLE 5,114 0 0
NORTHROP GRUMMAN CORP COM 666807102 455,987 912 SH SOLE 912 0 0
NOVARTIS AG SPONSORED ADR 66987V109 491,422 4,061 SH SOLE 1,294 2,767 0
NUSHARES ETF TR NUVEEN ESG INTL 67092P805 306,101 8,625 SH SOLE 8,625 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 211,461 5,045 SH SOLE 5,045 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 209,404 5,140 SH SOLE 5,140 0 0
NVIDIA CORPORATION COM 67066G104 1,761,034 11,146 SH SOLE 6,896 4,250 0
NVR INC COM 62944T105 295,426 40 SH SOLE 40 0 0
ONEOK INC NEW COM 682680103 1,329,805 16,291 SH SOLE 8,091 8,200 0
OSHKOSH CORP COM 688239201 602,103 5,303 SH SOLE 471 4,832 0
PARKER-HANNIFIN CORP COM 701094104 1,110,567 1,590 SH SOLE 90 1,500 0
PAYPAL HLDGS INC COM 70450Y103 258,188 3,474 SH SOLE 624 2,850 0
PEPSICO INC COM 713448108 416,058 3,151 SH SOLE 1,701 1,450 0
PFIZER INC COM 717081103 338,703 13,973 SH SOLE 12,173 1,800 0
PHILLIPS 66 COM 718546104 512,632 4,297 SH SOLE 725 3,572 0
PIMCO CORPORATE & INCOME OPP COM 72201B101 386,934 27,817 SH SOLE 27,817 0 0
PIMCO GLOBAL STOCKSPLS INCM COM 722011103 107,646 12,985 SH SOLE 12,985 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 238,160 13,000 SH SOLE 13,000 0 0
QUALCOMM INC COM 747525103 999,183 6,274 SH SOLE 1,867 4,407 0
RPM INTL INC COM 749685103 248,678 2,264 SH SOLE 250 2,014 0
RTX CORPORATION COM 75513E101 630,487 4,318 SH SOLE 1,781 2,537 0
S&P GLOBAL INC COM 78409V104 426,896 810 SH SOLE 810 0 0
SALESFORCE INC COM 79466L302 808,311 2,964 SH SOLE 2,664 300 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 428,738 17,471 SH SOLE 17,471 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 216,316 2,649 SH SOLE 2,189 460 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 456,845 5,387 SH SOLE 4,787 600 0
SELECT SECTOR SPDR TR ENERGY 81369Y506 212,541 2,506 SH DFND 0 2,506 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 411,165 7,851 SH SOLE 7,851 0 0
SPDR GOLD TR GOLD SHS 78463V107 210,333 690 SH SOLE 690 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,673,604 2,709 SH SOLE 1,509 1,200 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 446,011 722 SH DFND 0 722 0
SPDR SERIES TRUST S&P BIOTECH 78464A870 1,764,529 21,277 SH SOLE 21,277 0 0
SPDR SERIES TRUST S&P BIOTECH 78464A870 382,023 4,607 SH DFND 0 4,607 0
SPDR SERIES TRUST S&P OILGAS EXP 78468R556 209,062 1,662 SH DFND 0 1,662 0
SPDR SERIES TRUST SPDR S&P1500VL 78464A128 318,585 1,658 SH SOLE 1,658 0 0
SPDR SERIES TRUST RUSSELL LOW VOL 78468R754 287,763 2,229 SH SOLE 2,229 0 0
STARBUCKS CORP COM 855244109 312,662 3,412 SH SOLE 3,412 0 0
SYNOPSYS INC COM 871607107 400,403 781 SH SOLE 781 0 0
TCW ETF TRUST TRANSFORM SYSTEM 29287L205 288,183 3,196 SH SOLE 3,196 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 326,395 805 SH SOLE 805 0 0
UNITEDHEALTH GROUP INC COM 91324P102 297,076 952 SH SOLE 952 0 0
VANECK ETF TRUST GOLD MINERS ETF 92189F106 1,473,252 28,299 SH SOLE 28,299 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 550,878 1,975 SH SOLE 1,975 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 698,764 7,846 SH SOLE 6,231 1,615 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 344,945 3,873 SH DFND 0 3,873 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,766,129 35,708 SH SOLE 35,708 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 247,893 5,012 SH DFND 0 5,012 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 549,126 8,169 SH SOLE 6,684 1,485 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 290,466 3,748 SH SOLE 3,748 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 455,453 7,989 SH SOLE 7,989 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 336,307 7,772 SH SOLE 5,897 1,875 0
VISA INC COM CL A 92826C839 1,212,835 3,416 SH SOLE 3,203 213 0
WASTE MGMT INC DEL COM 94106L109 339,340 1,483 SH SOLE 1,483 0 0
WELLS FARGO CO NEW COM 949746101 385,152 4,807 SH SOLE 4,807 0 0
WESTERN ASSET HIGH INCOM FD COM 95766J102 185,036 43,132 SH SOLE 43,132 0 0
WILLIAMS COS INC COM 969457100 1,652,539 26,310 SH SOLE 24,810 1,500 0
WILLIAMS SONOMA INC COM 969904101 902,456 5,524 SH SOLE 0 5,524 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 214,615 4,739 SH SOLE 2,839 1,900 0
XYLEM INC COM 98419M100 285,368 2,206 SH SOLE 196 2,010 0