The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 424,174 2,163 SH SOLE 0 0 2,163
ALPHABET INC CAP STK CL A 02079K305 104,241 532 SH DFND 0 0 532
ALPHABET INC CAP STK CL C 02079K107 422,811 2,147 SH SOLE 0 0 2,147
ALPHABET INC CAP STK CL C 02079K107 153,888 781 SH DFND 0 0 781
AMAZON COM INC COM 023135106 293,894 1,322 SH DFND 0 0 1,322
AMAZON COM INC COM 023135106 1,300,618 5,850 SH SOLE 0 0 5,850
APPLE INC COM 037833100 2,241,813 10,513 SH SOLE 0 0 10,513
APPLE INC COM 037833100 411,853 1,931 SH DFND 0 0 1,931
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,801,240 5,974 SH SOLE 0 0 5,974
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 296,821 633 SH DFND 0 0 633
BLACKROCK ETF TRUST II ISHARES FLEXIBLE 092528603 591,898 11,208 SH SOLE 0 0 11,208
BROADCOM INC COM 11135F101 198,164 657 SH DFND 0 0 657
BROADCOM INC COM 11135F101 231,001 766 SH SOLE 0 0 766
COSTCO WHSL CORP NEW COM 22160K105 128,744 133 SH SOLE 0 0 133
COSTCO WHSL CORP NEW COM 22160K105 82,339 85 SH DFND 0 0 85
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 1,131,086 17,572 SH SOLE 0 0 17,572
HOME DEPOT INC COM 437076102 118,931 307 SH SOLE 0 0 307
HOME DEPOT INC COM 437076102 95,927 248 SH DFND 0 0 248
INVESCO QQQ TR UNIT SER 1 46090E103 435,179 767 SH SOLE 0 0 767
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 256,178 3,911 SH SOLE 0 0 3,911
ISHARES INC CORE MSCI EMKT 46434G103 625,383 10,252 SH SOLE 0 0 10,252
ISHARES TR 0-3 MNTH TREASRY 46436E718 647,459 6,447 SH SOLE 0 0 6,447
ISHARES TR CORE MSCI EAFE 46432F842 1,170,039 14,033 SH SOLE 0 0 14,033
ISHARES TR CORE S&P MCP ETF 464287507 510,348 8,145 SH SOLE 2 0 8,143
ISHARES TR CORE S&P TTL STK 464287150 15,072,220 109,053 SH SOLE 0 0 109,053
ISHARES TR CORE S&P US GWT 464287671 10,173,193 65,200 SH SOLE 73 0 65,128
ISHARES TR CORE S&P US VLU 464287663 4,995,998 52,473 SH SOLE 0 0 52,473
ISHARES TR CORE S&P500 ETF 464287200 19,752,416 31,068 SH SOLE 28 0 31,040
ISHARES TR CORE US AGGBD ET 464287226 1,363,079 13,739 SH SOLE 70 0 13,670
ISHARES TR NATIONAL MUN ETF 464288414 735,402 7,069 SH SOLE 0 0 7,069
ISHARES TR RUS 1000 GRW ETF 464287614 10,118,684 22,844 SH SOLE 0 0 22,844
ISHARES TR RUS 2000 GRW ETF 464287648 3,827,045 13,114 SH SOLE 0 0 13,114
ISHARES TR RUS 2000 VAL ETF 464287630 4,051,613 25,150 SH SOLE 0 0 25,150
ISHARES TR RUS MD CP GR ETF 464287481 7,990,635 56,651 SH SOLE 38 0 56,613
ISHARES TR RUS MDCP VAL ETF 464287473 615,061 4,597 SH SOLE 0 0 4,597
ISHARES TR RUS MID CAP ETF 464287499 515,130 5,525 SH SOLE 0 0 5,525
ISHARES TR S&P SML 600 GWT 464287887 2,464,091 18,354 SH SOLE 0 0 18,354
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134 371,879 5,286 SH SOLE 0 0 5,286
JPMORGAN CHASE & CO. COM 46625H100 157,747 541 SH DFND 0 0 541
JPMORGAN CHASE & CO. COM 46625H100 110,771 380 SH SOLE 0 0 380
META PLATFORMS INC CL A 30303M102 481,647 624 SH SOLE 0 0 624
META PLATFORMS INC CL A 30303M102 250,266 324 SH DFND 0 0 324
MICROSOFT CORP COM 594918104 484,083 922 SH DFND 0 0 922
MICROSOFT CORP COM 594918104 1,361,755 2,594 SH SOLE 0 0 2,594
MORGAN STANLEY ETF TRUST EATON VANCE TOTA 61774R841 2,042,374 39,968 SH SOLE 0 0 39,968
NVIDIA CORPORATION COM 67066G104 534,880 2,981 SH DFND 0 0 2,981
NVIDIA CORPORATION COM 67066G104 1,384,185 7,715 SH SOLE 0 0 7,715
PRENETICS GLOBAL LTD SHS NEW G72245122 136,970 17,382 SH SOLE 0 0 17,382
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 373,289 12,231 SH SOLE 0 0 12,231
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 249,627 8,100 SH SOLE 0 0 8,100
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 293,832 13,236 SH SOLE 0 0 13,236
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 5,634,420 211,185 SH SOLE 0 0 211,185
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,672,635 55,349 SH SOLE 0 0 55,349
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 8,498,828 339,139 SH SOLE 209 0 338,931
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 723,426 25,428 SH SOLE 1 0 25,427
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 5,286,301 204,578 SH SOLE 228 0 204,350
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 433,544 1,648 SH SOLE 0 0 1,648
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,438,433 35,325 SH SOLE 0 0 35,325
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 404,667 9,301 SH SOLE 0 0 9,301
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,584,480 2,504 SH SOLE 0 0 2,504
SPDR SERIES TRUST PORTFOLI S&P1500 78464A805 2,078,684 27,133 SH SOLE 0 0 27,133
SPDR SERIES TRUST PORTFOLIO S&P400 78464A847 1,790,228 32,591 SH SOLE 1 0 32,590
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 759,362 10,201 SH SOLE 0 0 10,201
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 2,390,386 24,143 SH SOLE 0 0 24,143
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 6,070,373 115,122 SH SOLE 132 0 114,990
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 1,719,396 21,628 SH SOLE 0 0 21,628
SPDR SERIES TRUST S&P 600 SMCP GRW 78464A201 909,905 10,160 SH SOLE 0 0 10,160
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 4,746,866 58,430 SH SOLE 68 0 58,362
STARBUCKS CORP COM 855244109 90,307 1,015 SH SOLE 0 0 1,015
STARBUCKS CORP COM 855244109 192,642 2,165 SH DFND 0 0 2,165
TESLA INC COM 88160R101 758,398 2,371 SH SOLE 0 0 2,371
TESLA INC COM 88160R101 109,409 342 SH DFND 0 0 342
UNION PAC CORP COM 907818108 3,581,432 15,885 SH DFND 0 0 15,885
UNION PAC CORP COM 907818108 4,852,543 21,523 SH SOLE 0 0 21,523
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 10,453,307 142,009 SH SOLE 13 0 141,996
VANGUARD INDEX FDS GROWTH ETF 922908736 70,424,498 154,514 SH SOLE 70 0 154,444
VANGUARD INDEX FDS LARGE CAP ETF 922908637 937,639 3,207 SH SOLE 0 0 3,207
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,071,600 7,169 SH SOLE 0 0 7,169
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 9,284,188 55,587 SH SOLE 35 0 55,553
VANGUARD INDEX FDS MID CAP ETF 922908629 1,786,291 6,282 SH SOLE 0 0 6,282
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 375,010 645 SH SOLE 0 0 645
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,242,682 16,356 SH SOLE 0 0 16,356
VANGUARD INDEX FDS SMALL CP ETF 922908751 347,105 1,442 SH SOLE 0 0 1,442
VANGUARD INDEX FDS SML CP GRW ETF 922908595 899,369 3,203 SH SOLE 0 0 3,203
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,786,814 21,805 SH SOLE 0 0 21,805
VANGUARD INDEX FDS VALUE ETF 922908744 5,548,765 31,344 SH SOLE 0 0 31,344
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 498,508 9,895 SH SOLE 0 0 9,895
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 259,331 3,387 SH SOLE 0 0 3,387
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 208,749 1,531 SH SOLE 0 0 1,531
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,555,834 31,843 SH SOLE 0 0 31,843
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 374,604 6,272 SH SOLE 8 0 6,264
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 230,886 2,776 SH SOLE 0 0 2,776
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,799,232 31,378 SH SOLE 0 0 31,378
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 401,565 2,986 SH SOLE 0 0 2,986
VANGUARD WORLD FD INF TECH ETF 92204A702 644,837 932 SH SOLE 0 0 932
VISA INC COM CL A 92826C839 43,873 129 SH DFND 0 0 129
VISA INC COM CL A 92826C839 164,426 484 SH SOLE 0 0 484
WALMART INC COM 931142103 69,019 668 SH DFND 0 0 668
WALMART INC COM 931142103 177,643 1,719 SH SOLE 0 0 1,719