The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB ACTIVE ETFS INC INTL LOW VOLATLT 00039J822 3,369,324 80,935 SH SOLE 0 9,732 0 71,203
ABBOTT LABS COM 002824100 305,206 2,244 SH SOLE 0 470 0 1,774
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 462,981 1,549 SH SOLE 0 259 0 1,290
ADOBE INC COM 00724F101 755,190 1,952 SH SOLE 0 417 0 1,535
ADVANCED MICRO DEVICES INC COM 007903107 1,239,071 8,732 SH SOLE 0 3,014 0 5,718
ALBERTSONS COS INC COMMON STOCK 013091103 3,561,174 165,559 SH SOLE 0 26,505 0 139,054
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 4,983,349 43,941 SH SOLE 0 6,456 0 37,485
ALLIANT ENERGY CORP COM 018802108 260,444 4,307 SH SOLE 0 1,405 0 2,902
ALPHABET INC CAP STK CL C 02079K107 869,998 4,904 SH SOLE 0 223 0 4,681
ALPHABET INC CAP STK CL A 02079K305 15,959,950 90,563 SH SOLE 0 14,136 0 76,427
AMAZON COM INC COM 023135106 15,849,852 72,245 SH SOLE 0 10,691 0 61,554
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 13,098,549 176,984 SH SOLE 0 26,449 0 150,535
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 4,715,063 68,793 SH SOLE 0 9,861 0 58,932
AMGEN INC COM 031162100 2,900,433 10,388 SH SOLE 0 1,547 0 8,841
ANALOG DEVICES INC COM 032654105 247,779 1,041 SH SOLE 0 313 0 728
APPLE INC COM 037833100 18,503,104 90,184 SH SOLE 0 14,629 0 75,555
APPLIED MATLS INC COM 038222105 842,562 4,602 SH SOLE 0 1,051 0 3,551
ARES CAPITAL CORP COM 04010L103 261,763 11,920 SH SOLE 0 5,107 0 6,813
BANK AMERICA CORP COM 060505104 474,194 10,021 SH SOLE 0 0 0 10,021
BANK NEW YORK MELLON CORP COM 064058100 3,667,086 40,249 SH SOLE 0 4,176 0 36,073
BANK OF NT BUTTERFIELD&SON L SHS NEW G0772R208 383,243 8,655 SH SOLE 0 0 0 8,655
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,293,726 12,956 SH SOLE 0 2,209 0 10,747
BLACKSTONE INC COM 09260D107 3,178,575 21,250 SH SOLE 0 3,453 0 17,797
BOEING CO COM 097023105 2,511,846 11,988 SH SOLE 0 587 0 11,401
BRISTOL-MYERS SQUIBB CO COM 110122108 2,042,593 44,126 SH SOLE 0 4,287 0 39,839
BROADCOM INC COM 11135F101 6,065,410 22,004 SH SOLE 0 2,019 0 19,985
BROWN & BROWN INC COM 115236101 2,759,333 24,888 SH SOLE 0 3,792 0 21,096
CENTERPOINT ENERGY INC COM 15189T107 1,788,754 48,687 SH SOLE 0 2,726 0 45,961
CF INDS HLDGS INC COM 125269100 1,542,108 16,762 SH SOLE 0 554 0 16,208
CHEVRON CORP NEW COM 166764100 278,505 1,945 SH SOLE 0 1,195 0 750
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 3,579,395 45,872 SH SOLE 0 7,103 0 38,769
COLGATE PALMOLIVE CO COM 194162103 909,273 10,003 SH SOLE 0 1,908 0 8,095
COSTCO WHSL CORP NEW COM 22160K105 272,234 275 SH SOLE 0 0 0 275
ELI LILLY & CO COM 532457108 1,938,064 2,486 SH SOLE 0 755 0 1,731
EQT CORP COM 26884L109 2,529,458 43,372 SH SOLE 0 1,934 0 41,438
EXXON MOBIL CORP COM 30231G102 3,879,948 35,992 SH SOLE 0 2,857 0 33,135
FISERV INC COM 337738108 5,794,873 33,611 SH SOLE 0 5,675 0 27,936
GE AEROSPACE COM NEW 369604301 4,256,716 16,538 SH SOLE 0 2,537 0 14,001
GE VERNOVA INC COM 36828A101 7,149,875 13,512 SH SOLE 0 2,547 0 10,965
GOLDMAN SACHS GROUP INC COM 38141G104 2,538,702 3,587 SH SOLE 0 246 0 3,341
HEWLETT PACKARD ENTERPRISE C COM 42824C109 6,499,238 317,811 SH SOLE 0 57,867 0 259,944
HOME DEPOT INC COM 437076102 3,795,764 10,353 SH SOLE 0 1,476 0 8,877
HONEYWELL INTL INC COM 438516106 3,542,108 15,210 SH SOLE 0 2,623 0 12,587
IDEXX LABS INC COM 45168D104 1,712,534 3,193 SH SOLE 0 138 0 3,055
INGERSOLL RAND INC COM 45687V106 1,495,493 17,979 SH SOLE 0 5,839 0 12,140
INTERCONTINENTAL EXCHANGE IN COM 45866F104 2,898,667 15,799 SH SOLE 0 2,881 0 12,918
INTUITIVE SURGICAL INC COM NEW 46120E602 7,596,328 13,979 SH SOLE 0 2,124 0 11,855
INVESCO EXCH TRADED FD TR II TAXABLE MUN BD 46138G805 1,500,519 56,559 SH SOLE 0 6,711 0 49,848
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 561,092 3,087 SH SOLE 0 525 0 2,562
INVESCO QQQ TR UNIT SER 1 46090E103 725,220 1,315 SH SOLE 0 0 0 1,315
ISHARES GOLD TR ISHARES NEW 464285204 5,462,611 87,598 SH SOLE 0 14,921 0 72,677
ISHARES TR ISHS 1-5YR INVS 464288646 16,599,005 314,613 SH SOLE 0 47,482 0 267,131
ISHARES TR 10-20 YR TRS ETF 464288653 592,836 5,835 SH SOLE 0 0 0 5,835
ISHARES TR FLTG RATE NT ETF 46429B655 252,855 4,956 SH SOLE 0 960 0 3,996
ISHARES TR MBS ETF 464288588 1,406,378 14,979 SH SOLE 0 1,407 0 13,572
ISHARES TR 3 7 YR TREAS BD 464288661 2,367,033 19,876 SH SOLE 0 3,290 0 16,586
ISHARES TR NATIONAL MUN ETF 464288414 9,058,520 86,701 SH SOLE 0 29,417 0 57,284
ISHARES TR GOV/CRED BD ETF 464288596 1,962,854 18,793 SH SOLE 0 1,980 0 16,813
ISHARES TR ISHS 5-10YR INVT 464288638 10,271,752 192,752 SH SOLE 0 28,937 0 163,815
ISHARES TR INTRM GOV CR ETF 464288612 42,868,097 401,424 SH SOLE 0 53,790 0 347,634
ISHARES TR FALN ANGLS USD 46435G474 1,864,539 68,701 SH SOLE 0 13,158 0 55,543
ISHARES TR 0-5YR HI YL CP 46434V407 1,716,670 39,793 SH SOLE 0 7,190 0 32,603
ISHARES TR 10+ YR INVST GRD 464289511 716,748 14,275 SH SOLE 0 0 0 14,275
ISHARES TR CORE S&P SCP ETF 464287804 268,245 2,454 SH SOLE 0 1,900 0 554
ISHARES TR CORE S&P500 ETF 464287200 823,346 1,326 SH SOLE 0 19 0 1,307
ISHARES TR RUSSELL 2000 ETF 464287655 1,041,654 4,827 SH SOLE 0 951 0 3,876
ISHARES TR US INDUSTRIALS 464287754 1,003,997 7,055 SH SOLE 0 1,051 0 6,004
ISHARES TR U.S. TECH ETF 464287721 478,745 2,763 SH SOLE 0 247 0 2,516
ISHARES TR CORE US AGGBD ET 464287226 5,461,892 55,059 SH SOLE 0 7,583 0 47,476
ISHARES TR 1 3 YR TREAS BD 464287457 2,197,944 26,526 SH SOLE 0 5,443 0 21,083
ISHARES TR 7-10 YR TRSY BD 464287440 637,637 6,658 SH SOLE 0 0 0 6,658
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 473,036 9,334 SH SOLE 0 0 0 9,334
JOHNSON & JOHNSON COM 478160104 4,877,790 31,933 SH SOLE 0 5,133 0 26,800
JONES LANG LASALLE INC COM 48020Q107 2,378,498 9,299 SH SOLE 0 1,366 0 7,933
JPMORGAN CHASE & CO. COM 46625H100 10,318,995 35,594 SH SOLE 0 7,096 0 28,498
KENVUE INC COM 49177J102 261,227 12,481 SH SOLE 0 1,737 0 10,744
KRATOS DEFENSE & SEC SOLUTIO COM NEW 50077B207 7,527,037 162,046 SH SOLE 0 25,328 0 136,718
LINDE PLC SHS G54950103 2,161,985 4,608 SH SOLE 0 572 0 4,036
MCDONALDS CORP COM 580135101 510,129 1,746 SH SOLE 0 865 0 881
META PLATFORMS INC CL A 30303M102 10,382,604 14,067 SH SOLE 0 2,820 0 11,247
MICROSOFT CORP COM 594918104 24,762,092 49,782 SH SOLE 0 7,610 0 42,172
MORGAN STANLEY COM NEW 617446448 2,653,380 18,837 SH SOLE 0 5,614 0 13,223
NETFLIX INC COM 64110L106 5,376,607 4,015 SH SOLE 0 727 0 3,288
NEXTERA ENERGY INC COM 65339F101 449,286 6,472 SH SOLE 0 1,312 0 5,160
NVIDIA CORPORATION COM 67066G104 18,268,254 115,629 SH SOLE 0 15,242 0 100,387
ORACLE CORP COM 68389X105 2,947,652 13,482 SH SOLE 0 903 0 12,579
PBF ENERGY INC CL A 69318G106 1,145,606 52,866 SH SOLE 0 1,518 0 51,348
PEPSICO INC COM 713448108 359,941 2,726 SH SOLE 0 1,099 0 1,627
PFIZER INC COM 717081103 1,678,758 69,256 SH SOLE 0 3,301 0 65,955
POST HLDGS INC COM 737446104 3,166,885 29,046 SH SOLE 0 4,976 0 24,070
PROCTER AND GAMBLE CO COM 742718109 5,496,193 34,498 SH SOLE 0 4,313 0 30,185
QUANTA SVCS INC COM 74762E102 4,322,211 11,432 SH SOLE 0 1,571 0 9,861
QXO INC COM NEW 82846H405 3,538,656 164,283 SH SOLE 0 22,166 0 142,117
REGENCY CTRS CORP COM 758849103 1,950,491 27,383 SH SOLE 0 4,433 0 22,950
REPLIGEN CORP COM 759916109 637,696 5,127 SH SOLE 0 1,550 0 3,577
RTX CORPORATION COM 75513E101 8,118,841 55,601 SH SOLE 0 9,392 0 46,209
SALESFORCE INC COM 79466L302 4,263,070 15,633 SH SOLE 0 3,011 0 12,622
SCHWAB CHARLES CORP COM 808513105 3,683,361 40,370 SH SOLE 0 5,739 0 34,631
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 62,359,593 2,616,852 SH SOLE 0 270,646 0 2,346,206
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 488,826 16,735 SH SOLE 0 2,120 0 14,615
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 708,557 30,489 SH SOLE 0 3,026 0 27,463
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 316,044 11,926 SH SOLE 0 0 0 11,926
SCHWAB STRATEGIC TR 1000 INDEX ETF 808524722 532,296 17,850 SH SOLE 0 0 0 17,850
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 2,365,304 28,965 SH SOLE 0 6,296 0 22,669
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,525,962 17,378 SH SOLE 0 4,731 0 12,647
SELECT SECTOR SPDR TR ENERGY 81369Y506 7,310,330 86,197 SH SOLE 0 18,907 0 67,290
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 1,359,261 25,955 SH SOLE 0 4,431 0 21,524
SELECT SECTOR SPDR TR INDL 81369Y704 434,520 2,946 SH SOLE 0 448 0 2,498
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 3,504,459 13,839 SH SOLE 0 70 0 13,769
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 869,294 10,736 SH SOLE 0 3,478 0 7,258
SOUTHERN CO COM 842587107 2,173,576 23,670 SH SOLE 0 1,518 0 22,152
SPDR GOLD TR GOLD SHS 78463V107 1,534,514 5,034 SH SOLE 0 385 0 4,649
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,672,772 4,326 SH SOLE 0 1,061 0 3,265
SPDR SERIES TRUST S&P OILGAS EXP 78468R556 285,943 2,273 SH SOLE 0 1,047 0 1,226
STARBUCKS CORP COM 855244109 288,268 3,146 SH SOLE 0 281 0 2,865
STRYKER CORPORATION COM 863667101 3,923,858 9,918 SH SOLE 0 1,647 0 8,271
TARGET CORP COM 87612E106 233,899 2,371 SH SOLE 0 455 0 1,916
TEXAS INSTRS INC COM 882508104 6,057,684 29,177 SH SOLE 0 5,010 0 24,167
THE CIGNA GROUP COM 125523100 2,740,842 8,291 SH SOLE 0 1,455 0 6,836
TRADEWEB MKTS INC CL A 892672106 3,880,626 26,507 SH SOLE 0 4,235 0 22,272
TRAVELERS COMPANIES INC COM 89417E109 226,339 846 SH SOLE 0 389 0 457
TYSON FOODS INC CL A 902494103 2,144,690 38,339 SH SOLE 0 6,722 0 31,617
UNION PAC CORP COM 907818108 373,880 1,625 SH SOLE 0 231 0 1,394
VANGUARD INDEX FDS TOTAL STK MKT 922908769 299,580 986 SH SOLE 0 0 0 986
VICTORY PORTFOLIOS II SHARES FREE CASH 92647X830 2,136,130 60,428 SH SOLE 0 6,817 0 53,611
WEC ENERGY GROUP INC COM 92939U106 302,180 2,900 SH SOLE 0 1,975 0 925
WELLS FARGO CO NEW COM 949746101 3,533,937 44,108 SH SOLE 0 7,908 0 36,200
WELLTOWER INC COM 95040Q104 4,717,205 30,685 SH SOLE 0 5,331 0 25,354
WINGSTOP INC COM 974155103 5,036,583 14,957 SH SOLE 0 2,457 0 12,500
ZILLOW GROUP INC CL A 98954M101 3,111,775 45,434 SH SOLE 0 7,406 0 38,028