v3.25.2
FAIR VALUE MEASUREMENT (Carrying Amounts and Estimated Fair Values of Financial Instruments) (Details) - USD ($)
$ in Thousands
Jun. 30, 2025
Dec. 31, 2024
Financial assets:    
Interest bearing deposits with banks $ 7,237 $ 5,934
Debt securities available for sale 64,231 64,623
Debt securities held to maturity 182,845 182,773
Financial liabilities:    
Time deposits 566,678 551,156
Short-term borrowings 49,720 42,242
Long-term debt 0 5,000
Other interest bearing liabilities 776 830
Carrying Value    
Financial assets:    
Cash and due from banks 4,874 5,064
Interest bearing deposits with banks 7,237 5,934
Debt securities available for sale 64,231 64,623
Debt securities held to maturity 187,174 191,627
Loans, net of allowance for credit losses 549,697 527,686
Derivatives, assets 173 20
Accrued interest receivable 2,482 2,251
Financial liabilities:    
Time deposits 220,127 213,352
Securities sold under agreements to repurchase 16,720 14,342
Short-term borrowings 33,000 27,900
Long-term debt 0 5,000
Derivatives, liabilities 203 44
Other interest bearing liabilities 776 830
Accrued interest payable 888 876
Off-balance sheet financial instruments:    
Commitments to extend credit 0 0
Letters of credit 0 0
Fair Value    
Financial assets:    
Cash and due from banks 4,874 5,064
Interest bearing deposits with banks 7,237 5,934
Debt securities available for sale 64,231 64,623
Debt securities held to maturity 182,845 182,773
Loans, net of allowance for credit losses 533,206 511,826
Derivatives, assets 173 20
Accrued interest receivable 2,482 2,251
Financial liabilities:    
Time deposits 219,018 212,152
Short-term borrowings 33,000 27,900
Long-term debt 0 5,000
Derivatives, liabilities 203 44
Other interest bearing liabilities 776 829
Accrued interest payable 888 876
Off-balance sheet financial instruments:    
Commitments to extend credit 0 0
Letters of credit $ 0 $ 0