LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES (Amortized Cost Basis by Risk Category) (Details) - USD ($) $ in Thousands |
6 Months Ended |
12 Months Ended |
Jun. 30, 2025 |
Dec. 31, 2024 |
Commercial, financial and agricultural | Commercial Portfolio Segment |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated current fiscal year |
$ 14,602
|
$ 8,882
|
Originated two years prior to current fiscal year |
6,483
|
9,524
|
Originated three years prior to current fiscal year |
8,556
|
4,090
|
Originated four years prior to current fiscal year |
3,365
|
9,050
|
Originated five years prior to current fiscal year |
7,966
|
1,866
|
Originated more than five years prior to current fiscal year |
2,643
|
1,266
|
Revolving Loans Amortized Cost Basis |
31,278
|
33,083
|
Revolving Loans Converted to Term |
73
|
473
|
Total |
74,966
|
68,234
|
Commercial, financial and agricultural | Commercial Portfolio Segment | Pass |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated current fiscal year |
14,602
|
8,837
|
Originated two years prior to current fiscal year |
6,441
|
8,827
|
Originated three years prior to current fiscal year |
7,880
|
3,243
|
Originated four years prior to current fiscal year |
2,896
|
6,045
|
Originated five years prior to current fiscal year |
5,222
|
1,866
|
Originated more than five years prior to current fiscal year |
2,541
|
1,181
|
Revolving Loans Amortized Cost Basis |
30,205
|
31,662
|
Revolving Loans Converted to Term |
73
|
473
|
Total |
69,860
|
62,134
|
Commercial, financial and agricultural | Commercial Portfolio Segment | Special Mention |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated current fiscal year |
|
45
|
Originated two years prior to current fiscal year |
42
|
697
|
Originated three years prior to current fiscal year |
610
|
847
|
Originated four years prior to current fiscal year |
469
|
3,005
|
Originated five years prior to current fiscal year |
2,744
|
|
Revolving Loans Amortized Cost Basis |
1,073
|
1,401
|
Total |
4,938
|
5,995
|
Commercial, financial and agricultural | Commercial Portfolio Segment | Substandard |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated more than five years prior to current fiscal year |
30
|
13
|
Revolving Loans Amortized Cost Basis |
|
20
|
Total |
30
|
33
|
Commercial, financial and agricultural | Commercial Portfolio Segment | Doubtful |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated three years prior to current fiscal year |
66
|
|
Originated more than five years prior to current fiscal year |
72
|
72
|
Total |
138
|
72
|
Commercial Loan | Commercial Portfolio Segment |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated current fiscal year |
11,563
|
35,515
|
Originated two years prior to current fiscal year |
29,617
|
42,566
|
Originated three years prior to current fiscal year |
36,644
|
45,170
|
Originated four years prior to current fiscal year |
55,937
|
30,571
|
Originated five years prior to current fiscal year |
32,492
|
20,521
|
Originated more than five years prior to current fiscal year |
80,435
|
63,647
|
Revolving Loans Amortized Cost Basis |
6,019
|
8,788
|
Revolving Loans Converted to Term |
823
|
804
|
Total |
253,530
|
247,582
|
Commercial Loan | Commercial Portfolio Segment | Pass |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated current fiscal year |
11,563
|
35,515
|
Originated two years prior to current fiscal year |
29,617
|
42,566
|
Originated three years prior to current fiscal year |
36,644
|
45,170
|
Originated four years prior to current fiscal year |
55,937
|
30,571
|
Originated five years prior to current fiscal year |
32,492
|
12,222
|
Originated more than five years prior to current fiscal year |
72,075
|
59,135
|
Revolving Loans Amortized Cost Basis |
5,820
|
8,589
|
Revolving Loans Converted to Term |
823
|
804
|
Total |
244,971
|
234,572
|
Commercial Loan | Commercial Portfolio Segment | Special Mention |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated five years prior to current fiscal year |
|
8,165
|
Originated more than five years prior to current fiscal year |
7,351
|
3,620
|
Revolving Loans Amortized Cost Basis |
199
|
199
|
Total |
7,550
|
11,984
|
Commercial Loan | Commercial Portfolio Segment | Substandard |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated five years prior to current fiscal year |
|
134
|
Originated more than five years prior to current fiscal year |
1,009
|
892
|
Total |
1,009
|
1,026
|
1-4 family residential construction | Consumer Portfolio Segment |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated current fiscal year |
53
|
1,172
|
Originated two years prior to current fiscal year |
375
|
|
Total |
428
|
1,172
|
1-4 family residential construction | Consumer Portfolio Segment | Pass |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated current fiscal year |
53
|
1,172
|
Originated two years prior to current fiscal year |
375
|
|
Total |
428
|
1,172
|
Other construction loans | Commercial Portfolio Segment |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated current fiscal year |
7,688
|
10,405
|
Originated two years prior to current fiscal year |
11,766
|
9,241
|
Originated three years prior to current fiscal year |
7,077
|
103
|
Originated four years prior to current fiscal year |
73
|
3,392
|
Originated five years prior to current fiscal year |
384
|
4,723
|
Originated more than five years prior to current fiscal year |
3,193
|
3,036
|
Revolving Loans Amortized Cost Basis |
7,721
|
4,963
|
Revolving Loans Converted to Term |
5,211
|
792
|
Total |
43,113
|
36,655
|
Other construction loans | Commercial Portfolio Segment | Pass |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated current fiscal year |
7,688
|
10,405
|
Originated two years prior to current fiscal year |
11,766
|
9,241
|
Originated three years prior to current fiscal year |
7,077
|
103
|
Originated four years prior to current fiscal year |
73
|
3,392
|
Originated five years prior to current fiscal year |
384
|
187
|
Originated more than five years prior to current fiscal year |
3,193
|
3,036
|
Revolving Loans Amortized Cost Basis |
7,721
|
4,963
|
Revolving Loans Converted to Term |
5,211
|
792
|
Total |
43,113
|
32,119
|
Other construction loans | Commercial Portfolio Segment | Special Mention |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated five years prior to current fiscal year |
|
4,536
|
Total |
|
4,536
|
Mortgage Loan | Consumer Portfolio Segment |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated current fiscal year |
13,501
|
19,193
|
Originated two years prior to current fiscal year |
19,243
|
23,800
|
Originated three years prior to current fiscal year |
22,621
|
42,775
|
Originated four years prior to current fiscal year |
40,440
|
16,802
|
Originated five years prior to current fiscal year |
15,826
|
12,836
|
Originated more than five years prior to current fiscal year |
46,927
|
39,877
|
Revolving Loans Amortized Cost Basis |
6,719
|
6,967
|
Revolving Loans Converted to Term |
700
|
521
|
Total |
165,977
|
162,771
|
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Write-off By Origination Year |
|
|
Originated more than five years prior to current fiscal year |
4
|
|
Total |
4
|
|
Mortgage Loan | Consumer Portfolio Segment | Pass |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated current fiscal year |
13,501
|
19,193
|
Originated two years prior to current fiscal year |
19,243
|
23,800
|
Originated three years prior to current fiscal year |
22,621
|
42,675
|
Originated four years prior to current fiscal year |
40,340
|
16,802
|
Originated five years prior to current fiscal year |
15,826
|
12,836
|
Originated more than five years prior to current fiscal year |
46,534
|
38,894
|
Revolving Loans Amortized Cost Basis |
6,519
|
6,767
|
Revolving Loans Converted to Term |
700
|
521
|
Total |
165,284
|
161,488
|
Mortgage Loan | Consumer Portfolio Segment | Special Mention |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated three years prior to current fiscal year |
|
100
|
Originated four years prior to current fiscal year |
100
|
|
Originated more than five years prior to current fiscal year |
186
|
196
|
Revolving Loans Amortized Cost Basis |
200
|
200
|
Total |
486
|
496
|
Mortgage Loan | Consumer Portfolio Segment | Substandard |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated more than five years prior to current fiscal year |
207
|
787
|
Total |
207
|
787
|
Obligations of states and political subdivisions | Commercial Portfolio Segment |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated current fiscal year |
1,796
|
340
|
Originated two years prior to current fiscal year |
328
|
283
|
Originated three years prior to current fiscal year |
281
|
3,613
|
Originated four years prior to current fiscal year |
3,354
|
2,000
|
Originated five years prior to current fiscal year |
1,860
|
4,587
|
Originated more than five years prior to current fiscal year |
7,144
|
2,928
|
Revolving Loans Amortized Cost Basis |
100
|
99
|
Total |
14,863
|
13,850
|
Obligations of states and political subdivisions | Commercial Portfolio Segment | Pass |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated current fiscal year |
1,796
|
340
|
Originated two years prior to current fiscal year |
328
|
283
|
Originated three years prior to current fiscal year |
281
|
3,613
|
Originated four years prior to current fiscal year |
3,354
|
2,000
|
Originated five years prior to current fiscal year |
1,860
|
4,587
|
Originated more than five years prior to current fiscal year |
7,144
|
2,928
|
Revolving Loans Amortized Cost Basis |
100
|
99
|
Total |
14,863
|
13,850
|
Personal Loan | Consumer Portfolio Segment |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated current fiscal year |
984
|
1,573
|
Originated two years prior to current fiscal year |
1,132
|
1,227
|
Originated three years prior to current fiscal year |
825
|
492
|
Originated four years prior to current fiscal year |
311
|
149
|
Originated five years prior to current fiscal year |
87
|
7
|
Originated more than five years prior to current fiscal year |
49
|
79
|
Revolving Loans Amortized Cost Basis |
39
|
56
|
Revolving Loans Converted to Term |
15
|
22
|
Total |
3,442
|
3,605
|
Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Write-off By Origination Year |
|
|
Originated current fiscal year |
5
|
|
Originated two years prior to current fiscal year |
2
|
|
Originated three years prior to current fiscal year |
|
(2)
|
Originated more than five years prior to current fiscal year |
11
|
(35)
|
Revolving Loans Amortized Cost Basis |
|
(3)
|
Total |
18
|
(40)
|
Personal Loan | Consumer Portfolio Segment | Pass |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated current fiscal year |
984
|
1,573
|
Originated two years prior to current fiscal year |
1,132
|
1,227
|
Originated three years prior to current fiscal year |
825
|
492
|
Originated four years prior to current fiscal year |
311
|
149
|
Originated five years prior to current fiscal year |
87
|
7
|
Originated more than five years prior to current fiscal year |
46
|
79
|
Revolving Loans Amortized Cost Basis |
39
|
56
|
Revolving Loans Converted to Term |
15
|
22
|
Total |
3,439
|
$ 3,605
|
Personal Loan | Consumer Portfolio Segment | Substandard |
|
|
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES |
|
|
Originated more than five years prior to current fiscal year |
3
|
|
Total |
$ 3
|
|