v3.25.2
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES (Allowance for Credit Loss Activity By Loan Class) (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2025
Jun. 30, 2024
Jun. 30, 2025
Jun. 30, 2024
Financing Receivable, Allowance for Credit Losses        
Beginning balance $ 6,278 $ 5,792 $ 6,183 $ 5,677
Provision for credit losses 349 119 453 239
Loans charged off (11) (14) (22) (23)
Recoveries collected 6 2 8 6
Total ending allowance balance 6,622 5,899 6,622 5,899
Commercial, financial and agricultural | Commercial Portfolio Segment        
Financing Receivable, Allowance for Credit Losses        
Beginning balance 1,120 780 994 740
Provision for credit losses 29 (20) 155 20
Total ending allowance balance 1,149 760 1,149 760
Commercial Loan | Commercial Portfolio Segment        
Financing Receivable, Allowance for Credit Losses        
Beginning balance 3,100 2,943 3,010 2,799
Provision for credit losses 18 158 108 302
Total ending allowance balance 3,118 3,101 3,118 3,101
1-4 family residential construction | Consumer Portfolio Segment        
Financing Receivable, Allowance for Credit Losses        
Beginning balance 10 105 32 104
Provision for credit losses 2 (49) (20) (48)
Total ending allowance balance 12 56 12 56
Other construction loans | Commercial Portfolio Segment        
Financing Receivable, Allowance for Credit Losses        
Beginning balance 712 748 821 778
Provision for credit losses 284 (1) 175 (31)
Total ending allowance balance 996 747 996 747
Mortgage Loan | Consumer Portfolio Segment        
Financing Receivable, Allowance for Credit Losses        
Beginning balance 1,269 1,108 1,258 1,157
Provision for credit losses 12 32 27 (18)
Loans charged off     (4)  
Recoveries collected 4 1 4 2
Total ending allowance balance 1,285 1,141 1,285 1,141
Obligations of states and political subdivisions | Commercial Portfolio Segment        
Financing Receivable, Allowance for Credit Losses        
Beginning balance 24 57 24 39
Provision for credit losses (4) (16) (4) 2
Total ending allowance balance 20 41 20 41
Personal Loan | Consumer Portfolio Segment        
Financing Receivable, Allowance for Credit Losses        
Beginning balance 43 51 44 60
Provision for credit losses 8 15 12 12
Loans charged off (11) (14) (18) (23)
Recoveries collected 2 1 4 4
Total ending allowance balance $ 42 $ 53 $ 42 $ 53