v3.25.2
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES (Details) - USD ($)
6 Months Ended 12 Months Ended
Jun. 30, 2025
Dec. 31, 2024
Financing Receivable, Allowance for Credit Losses    
Unfunded commitments $ 72,900,000 $ 58,600,000
Unfunded commitments, allowance for credit loss $ 388,000 312,000
Usual period of lines of credit for commercial, financial and agricultural lending 5 years  
Interest income on nonaccrual loans $ 0 74,000
Credit quality indicators information This analysis includes loans to commercial customers with an aggregate loan exposure greater than $500,000 and lines of credit greater than $50,000.  
Commercial Portfolio Segment | Commercial Loan    
Financing Receivable, Allowance for Credit Losses    
Maximum loan-to-value ratio 80.00%  
Loan period for lending, maximum 20 years  
Commercial Portfolio Segment | Home Equity Lines of Credit    
Financing Receivable, Allowance for Credit Losses    
Maximum loan-to-value ratio 90.00%  
Loan period for lending, maximum 20 years  
Commercial Portfolio Segment | Home Equity Installments    
Financing Receivable, Allowance for Credit Losses    
Maximum loan-to-value ratio 80.00%  
Loan period for lending, maximum 15 years  
Consumer Portfolio Segment | Mortgage Loan    
Financing Receivable, Allowance for Credit Losses    
Maximum loan-to-value ratio 80.00%  
Loan period for lending, maximum 25 years  
Loan balance in the process of foreclosure   $ 33,000
Consumer Portfolio Segment | Real Estate    
Financing Receivable, Allowance for Credit Losses    
Loan balance in the process of foreclosure $ 0