| Schedule of reconciliations of significant segment totals to the financial statements |
| | | | | | | | | | | | | (Dollars in thousands) | | Three Months Ended | | Six Months Ended | | | June 30, | | June 30, | Banking Segment | | 2025 | | 2024 | | 2025 | | 2024 | | | | | | | | | | | | | | Interest Income | | $ | 9,534 | | $ | 9,311 | | $ | 18,727 | | $ | 18,316 | | | | | | | | | | | | | | Reconciliation of revenue | | | | | | | | | | | | | Other revenues | | | 1,477 | | | 1,479 | | | 2,823 | | | 2,775 | Total Consolidated revenues | | $ | 11,011 | | $ | 10,790 | | $ | 21,550 | | $ | 21,091 | | | | | | | | | | | | | | Less: | | | | | | | | | | | | | Interest expense | | | 3,357 | | | 3,531 | | | 6,728 | | | 6,997 | Segment net interest income and noninterest income | | $ | 7,654 | | $ | 7,259 | | $ | 14,822 | | $ | 14,094 | | | | | | | | | | | | | | Less: | | | | | | | | | | | | | Provision for credit losses | | | 349 | | | 119 | | | 453 | | | 239 | Employee compensation and benefits expense | | | 2,600 | | | 2,765 | | | 5,121 | | | 5,618 | Other segment items* | | | 2,465 | | | 2,333 | | | 4,629 | | | 4,639 | Income tax expense | | | 329 | | | 296 | | | 700 | | | 497 | Segment net income/consolidated net income | | $ | 1,911 | | $ | 1,746 | | $ | 3,919 | | $ | 3,101 | | | | | | | | | | | | | | Reconciliation of assets | | | | | | | | | | | | | Total assets for reportable segments | | | 866,434 | | | 862,677 | | | 866,434 | | | 862,677 | Total consolidated assets | | $ | 866,434 | | $ | 862,677 | | $ | 866,434 | | $ | 862,677 |
*Other segment items include expenses for professional services, technology, occupancy and overhead.
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