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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 10,816,093 461,044 SH SOLE 0 0 0 461,044
ISHARES TR CORE S&P500 ETF 464287200 8,421,159 13,563 SH SOLE 0 0 0 13,563
ISHARES TR CORE 60/40 BALAN 464289867 760,251 12,348 SH SOLE 0 0 0 12,348
ISHARES TR CORE 80/20 AGGRE 464289859 702,991 8,429 SH SOLE 0 0 0 8,429
MASCO CORP COM 574599106 274,946 4,272 SH SOLE 0 0 0 4,272
PROGRESSIVE CORP COM 743315103 464,124 1,739 SH SOLE 0 0 0 1,739
SHERWIN WILLIAMS CO COM 824348106 1,920,590 5,594 SH SOLE 0 0 0 5,594
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 9,691,421 123,144 SH SOLE 0 0 0 123,144
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 69,440,851 122,249 SH SOLE 0 0 0 122,249
VANGUARD INDEX FDS MID CAP ETF 922908629 36,726,131 131,244 SH SOLE 0 0 0 131,244
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 726,010 8,152 SH SOLE 0 0 0 8,152